Regulatory Alerts2013-02-22
Added · Updated
Prudential Measures for Property Mortgage Loans
The Hong Kong Monetary Authority issued these prudential measures to regulate credit risk management for property mortgage lending by all authorized institutions. The document establishes comprehensive requirements for the underwriting, monitoring, and management of property mortgage loans to ensure financial stability. It serves as the foundational regulatory framework governing loan-to-value ratios and debt-servicing ratios for such lending activities.
CIR
Current
Issue Date:
22 Feb 2013
20130222-1-EN.pdf (64.2 KB)
Topic:
Credit Risk Management - Property mortgage lending
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
Annex
Current
22 Feb 2013
Annex 1 - Prudential Measures for Property Mortgage Loans introduced on 22 February 2013
Annex
Current
22 Feb 2013
Annex 2 - HKMA’s prudential measures on loan-to-value ratio and debt-servicing ratio for property mortgage loans as of 22 February 2013
Annex
Current
22 Feb 2013
Annex 1 - Prudential Measures for Property Mortgage Loans introduced on 22 February 2013
Annex
Current
22 Feb 2013
Annex 2 - HKMA’s prudential measures on loan-to-value ratio and debt-servicing ratio for property mortgage loans as of 22 February 2013
Cross referenced Document
Version History
Superseded Document
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