Regulation on the Procedure for Conducting Exchange Operations with Cash Foreign Currency in the Kyrgyz Republic

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Date created: 2026-07-16

Appendix 2
to the Resolution of the Board of the National Bank of the Kyrgyz Republic of August 14, 2019 No. 2019-P-12/42-1-(NPA)

REGULATION
"On the Procedure for Conducting Exchange Operations with Cash Foreign Currency in the Kyrgyz Republic" (As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of September 28, 2021 No. 2021-P-33/53-8, August 17, 2022 No. 2022-P-33/52-3, December 28, 2022 No. 2022-P-12/83-7, June 14, 2023 No. 2023-P-12/38-4, December 8, 2023 No. 2023-P-12/76-1, December 27, 2023 No. 2023-P-12/82-7, January 17, 2024 No. 2024-P-12/1-3, October 16, 2024 No. 2024-P-12/53-2-(NF KU), January 22, 2025 No. 2025-P-12/2-3-(NF KU). March 19, 2025 No. 2025-P-12/11-7-(NF KU), December 19, 2025 No. 2025-P-12/68-2-(NPA), July 6, 2026 No. 2026-P-17/35-6-(NPA))

The National Bank of the Kyrgyz Republic (hereinafter - the National Bank) by this Regulation establishes the procedure for conducting exchange operations with cash foreign currency by commercial banks (hereinafter - banks), their exchange points, microfinance companies (hereinafter - MFCs), microcredit companies (hereinafter - MCCs), credit unions (hereinafter - CUs), and exchange offices within the territory of the Kyrgyz Republic in accordance with banking legislation.

(Paper lost force in accordance with the Resolution of the Board of the National Bank of the Kyrgyz Republic of January 17, 2024 No. 2024-P-12/1-3)

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of August 17, 2022 No. 2022-P-33/52-3, January 17, 2024 No. 2024-P-12/1-3, July 6, 2026 No. 2026-P-17/35-6-(NPA))

Chapter 1. General Provisions

A legal entity holding a license to conduct exchange operations with cash foreign currency has the right to buy and sell, at its own expense (within the working capital), in its own name, only cash foreign currency and only for cash national currency of the Kyrgyz Republic (som) without restrictions.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic of September 28, 2021 No. 2021-P-33/53-8)

The sale and purchase of cash and non-cash foreign currency via non-cash settlement, payment of traveler's checks, and payments in foreign currency are conducted only by banks holding the corresponding license from the National Bank.
The following terms are used in this Regulation:

Bank - a legal entity created in the organizational and legal form of a joint-stock company (closed or open) and authorized to conduct banking activities based on a corresponding license issued by the National Bank in accordance with the Law of the Kyrgyz Republic "On Banks and Banking Activities" and regulatory legal acts of the National Bank.

Receipt-certificate - for the purposes of this Regulation, a document confirming an operation with a client for the exchange of cash foreign currency.

Credit Union - a financial and credit organization created in the form of a cooperative to assist its participants (members) by merging the personal savings of the credit union participants and using them for mutual lending, as well as providing other financial services, including in accordance with Islamic principles of banking and financing.

Microfinance Company - a specialized financial and credit organization created in the form of a joint-stock company, having received a license from the National Bank and conducting micro-lending to legal and physical persons, and other types of operations, including attracting term deposits from physical and legal persons, as provided by legislation.

Microcredit Company - a specialized financial and credit organization created in any organizational and legal form of a commercial organization, having received a certificate from the National Bank and conducting micro-lending to physical and legal persons and other types of operations provided by legislation.

Non-residents - persons who are not residents.

Exchange Point - a specially equipped place for conducting exchange operations with cash foreign currency, conducted by banks, specialized financial and credit organizations, and credit unions in accordance with the license of the National Bank of the Kyrgyz Republic.

Exchange Office - a specially equipped point created by a legal entity to conduct exchange operations with cash foreign currency, conducted in accordance with the license of the National Bank of the Kyrgyz Republic.

Working capital of an exchange office - the amount of the exchange office's own funds when submitting an application to the National Bank to open an exchange office, profit or loss received during the activity of the exchange office, as well as attracted funds.

Financial Intelligence Agency - an authorized state body of the Kyrgyz Republic in the field of countering the financing of criminal activity and legalization (money laundering) of criminal proceeds.

Password - a secret/unique set of symbols intended for users (MFCs, MCCs, CUs, exchange offices) of the portal, which must meet information security requirements.

Login and password are assigned by the National Bank and issued to the head of the exchange office, MFC, MCC, CU together with the license. Transfer to third parties (persons not related to MFCs, MCCs, CUs, exchange offices) of the login and password is prohibited.

(Paper lost force in accordance with the Resolution of the Board of the National Bank of the Kyrgyz Republic of December 19, 2025 No. 2025-P-12/68-2-(NPA))

Suspicious Operation (Transaction) - an operation (transaction) falling under the following signs:

a) if there is suspicion or sufficient grounds to suspect that the funds are income obtained criminally, including from predicate crimes, or are related to the legalization (money laundering) of criminal proceeds;

b) if there is suspicion or sufficient grounds to suspect that the funds are related to financing:

terrorists and extremists;
terrorist and extremist organizations (groups);
terrorist and extremist activities;
organized groups or criminal communities;
the spread of weapons of mass destruction.

Threshold Amount - a value established by the Cabinet of Ministers of the Kyrgyz Republic.

Portal - an automated information collection system via an internet site, developed by the National Bank to receive electronic reporting from accountable organizations (MFCs, MCCs, CUs, exchange offices), which is also the sole means of transmitting reports on foreign currency operations for accountable organizations (MFCs, MCCs, CUs, exchange offices).

Residents - are:

physical persons permanently residing in the Kyrgyz Republic, including those temporarily abroad. Foreign physical persons permanently residing in the Kyrgyz Republic become residents after providing an immigration notification to the relevant authorities;
legal entities created in accordance with the legislation of the Kyrgyz Republic, with their location in the Kyrgyz Republic;
diplomatic and other official representations of the Kyrgyz Republic located abroad;
branches and representations of foreign legal entities created in accordance with the legislation of the Kyrgyz Republic, with their location in the Kyrgyz Republic;
branches and representations of legal entities of the Kyrgyz Republic located abroad.

Sanction Lists - the Consolidated Sanction List of the Kyrgyz Republic and the Consolidated Sanction List of the UN Security Council.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of September 28, 2021 No. 2021-P-33/53-8, December 28, 2022 No. 2022-P-12/83-7, October 16, 2024 No. 2024-P-12/53-2-(NF KU), January 22, 2025 No. 2025-P-12/2-3-(NF KU), December 19, 2025 No. 2025-P-12/68-2-(NPA), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Chapter 2. Rights and Obligations of Banks, Exchange Offices, Microfinance and Microcredit Companies, Credit Unions

Banks, exchange offices, MFCs, MCCs, CUs independently organize and conduct their activities within the competence provided to them by the legislation of the Kyrgyz Republic.
An exchange office has the right to cease currency exchange activities before the expiration of the license term. In this case, the exchange office must submit within 3 (three) working days to the National Bank a letter indicating the reasons for ceasing the exchange office's activity and the original license.

An exchange office that has opened an additional exchange office must also submit a letter regarding the registration of the additional exchange office.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of August 17, 2022 No. 2022-P-33/52-3, July 6, 2026 No. 2026-P-17/35-6-(NPA))

Banks, exchange offices, MFCs, MCCs, CUs are obliged to independently collect, summarize, and submit to the National Bank information (reporting) on exchange operations conducted in cash foreign currency.

In this case, MFCs, MCCs, CUs, and exchange offices must submit daily reporting on exchange operations with cash foreign currency with a breakdown of all available currencies via the portal.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic of July 6, 2026 No. 2026-P-17/35-6-(NPA))

A bank is obliged:

to timely and accurately submit to the National Bank all necessary reports and required information;
to timely bring to the attention of the exchange point regulatory documents and other information related to exchange operations with cash foreign currency;
to organize training for cashiers (employees) of the exchange point, whose activities are related to the receipt and issuance of cash, to train them on the procedure for conducting cash operations, the procedure for working with foreign currency, and the methodology for determining the authenticity of banknotes, obtaining the corresponding certificate (witness)(*);
if the amount of the exchange operation with cash foreign currency is equal to or exceeds the threshold amount, record in the client operation registration journal (hereinafter - journal) the necessary information about the completed operation, including information about the client, and submit it to the Financial Intelligence Agency within 3 (three) working days from the date of the operation.

The journal must be numbered, bound, and sealed with the bank's seal (Appendix 1a). Keeping the journal in electronic form is permitted provided that a security system ensuring information preservation is installed in the exchange points, and regular backup of the journal is performed. Information specified in this sub-item must be stored for no less than 5 (five) years.

Note: (*) Training is conducted by the National Bank or an educational institution authorized by the National Bank for such training.

Banks, MFCs, MCCs, CUs, and exchange offices are obliged:

to comply with the legislation of the Kyrgyz Republic;
to comply with the procedure for conducting exchange operations with cash foreign currency;
to comply with the procedure for conducting cash operations;
to freely allow National Bank employees to the cash register and other premises of the exchange office, MFC, MCC, CU for the purpose of checking their activities upon presentation of a document serving as the basis for the check;
to familiarize employees with the rules for working with material assets, the procedure for conducting exchange operations with cash foreign currency;
to use a cash register that has undergone registration in the tax authorities in the established manner or a computer equipped with a fiscal card;
to use a currency detector to control the authenticity of banknotes;
to have a certificate of ownership or a lease agreement for the premises;
to have an advertising sign, working hours, as well as an information stand with established purchase and sale rates of currencies, and information for service consumers (clients) of the exchange office, MFC, MCC, CU;
to have a seal (stamp) with the mandatory indication of the name, settlement, and identification tax number (ITN), in accordance with legislative requirements;
to have booklets of certificates, except for banks and their exchange points;
at the consumer's request, inform about the name of the license holder, the number and date of its registration, the full name of the employee of the exchange office, MFC, MCC, CU who provided the currency exchange service;
to ensure safety conditions for the work of employees and clients of the exchange office, exchange point, MFC, MCC, CU;
to organize training for employees of the exchange office, MFC, MCC, CU whose activities are related to the receipt and issuance of cash, to train them on the procedure for conducting cash operations, the procedure for working with foreign currency, and the methodology for determining the authenticity of banknotes, obtaining the corresponding certificate (witness);
to have the corresponding technical equipment for submitting reporting to the National Bank;
to timely and accurately submit to the National Bank reporting data on completed exchange operations. MFCs, MCCs, CUs, and exchange offices submit reporting data to the National Bank in electronic form, according to Appendix 1. Banks submit reporting data in accordance with the deadlines established by the National Bank within the framework of periodic regulatory banking reports.

In the event of failure to submit reporting, banks, MFCs, MCCs, CUs, and exchange offices are obliged to notify the National Bank in writing of the reasons for the failure to submit reporting no later than the next working day.

MFCs, MCCs, CUs, and exchange offices/additional exchange offices are obliged to indicate non-working (weekend) days on the portal by 9:30 on the non-working (weekend) day. MFCs, MCCs, CUs, and exchange offices/additional exchange offices are prohibited from working on days indicated on the portal as non-working (weekend) days.

to timely and accurately submit information requested by the National Bank in writing;
to have a license (original) in the exchange office, MFC, MCC, CU for the right to conduct exchange operations with cash foreign currency. An additional exchange office must have the original letter of registration and a copy of the exchange office's license, certified by the seal of the legal entity that opened it;
to have employment agreements and contracts on material responsibility with each employee of the exchange office/additional exchange office, MFC, MCC, CU;
upon the expiration of the license, within 3 (three) working days, submit the original license. An exchange office that has opened an additional exchange office must also submit the letter of registration of the additional exchange office;
to report to the National Bank about changes in the location, phone number of the exchange office/additional exchange office, MFC, MCC, CU no later than 3 (three) working days from the date of their change;
to cease conducting operations from the moment the license expires, as well as upon address change - until the re-registration of the exchange office's license or the letter of registration of the additional exchange office;
to appoint an employee responsible for compliance with the requirements of the Law of the Kyrgyz Republic "On Countering the Financing of Criminal Activity and Legalization (Money Laundering) of Criminal Proceeds";
to check the client for the presence or absence in the Sanction Lists and when the client conducts an exchange operation with cash foreign currency equal to or exceeding 100,000 som(*) (or an equivalent amount in foreign currency, calculated at the official exchange rate of the National Bank on the day of the operation (transaction);

(*) In accordance with the Regulation "On the Procedure for Conducting Due Diligence of the Client," approved by the Resolution of the Cabinet of Ministers of the Kyrgyz Republic of November 14, 2025 No. 739.

during the conduct of exchange operations with cash foreign currency, also comply with the requirements established in the regulatory legal acts of the National Bank on internal control for the purpose of countering the financing of criminal activity and legalization (money laundering) of criminal proceeds;
if the amount of the exchange operation with cash foreign currency is equal to or exceeds 100,000 som(*) (or an equivalent amount in foreign currency, calculated at the official exchange rate of the National Bank on the day of the operation (transaction), record in the client operation registration journal (hereinafter - journal) the necessary information about the completed operation, including information about the client;

The journal must be numbered, bound, and sealed with the seal of the bank, exchange office, MFC, MCC, CU (Appendix 1a). Keeping the journal in electronic form is permitted provided that a security system ensuring information preservation is installed in the exchange offices, MFCs, MCCs, CUs, and regular backup of the journal is performed. Information specified in this sub-item must be stored for no less than 5 (five) years.

In cases where an operation with cash foreign currency falls under the signs of a suspicious operation (transaction), the bank, MFC, MCC, CU, and exchange office are obliged to send a message about the suspicious operation (transaction) to the Financial Intelligence Agency within 5 (five) hours from the moment the operation is officially recognized as suspicious, regardless of the amount of the completed operation.

A message about an exchange operation with cash foreign currency conducted by physical or legal persons from high-risk countries must be sent to the Financial Intelligence Agency regardless of the amount of the completed operation within 2 (two) working days from the date of its completion.

The list of operations (transactions) with physical or legal persons from high-risk countries subject to reporting to the Financial Intelligence Agency is determined in the manner established by the Cabinet of Ministers of the Kyrgyz Republic.

A message about an exchange operation with cash foreign currency conducted by a physical person who has served a sentence for carrying out the legalization (money laundering) of criminal proceeds, criminal activity, as well as for financing such activity, must be sent to the Financial Intelligence Agency within 2 (two) working days from the date of its completion.

Messages about exchange operations with cash foreign currency in an amount equal to or exceeding the threshold amount - within three working days from the date of completion of such operation (transaction) are sent to the Financial Intelligence Agency in accordance with the requirements established by the Financial Intelligence Agency.

The list of operations (transactions) with cash and non-cash funds and their threshold amount are established by the Cabinet of Ministers of the Kyrgyz Republic.

to ensure employee training on issues of countering the financing of criminal activity and legalization (money laundering) of criminal proceeds;

27-1) to appoint an employee responsible for providing daily reporting;

to comply with other requirements established by the legislation of the Kyrgyz Republic.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of September 28, 2021 No. 2021-P-33/53-8, August 17, 2022 No. 2022-P-33/52-3, December 28, 2022 No. 2022-P-12/83-7, December 27, 2023 No. 2023-P-12/82-7, October 16, 2024 No. 2024-P-12/53-2-(NF KU), December 19, 2025 No. 2025-P-12/68-2-(NPA), July 6, 2026 No. 2026-P-17/35-6-(NPA))

The requirements specified in sub-items 1-5, 7-13, 27, 28 of point 8 of this Regulation apply to the exchange points of banks.
The requirements specified in sub-items 22, 25 of point 8 of this Regulation apply only to exchange offices.

Chapter 3. Procedure for Conducting Exchange Operations with Cash Foreign Currency

Banks, exchange offices, MFCs, MCCs, CUs must conduct operations for the purchase and sale of cash foreign currency in compliance with the requirements of banking legislation, legislation in the field of countering the financing of criminal activity and legalization (money laundering) of criminal proceeds, the Procedure for Registration and Application of Cash Registers, approved by the Resolution of the Cabinet of Ministers of the Kyrgyz Republic of April 8, 2022 No. 193 (in case of using cash registers in accordance with the requirements of the legislation of the Kyrgyz Republic), the Instruction on Working with Suspicious Banknotes and Coins of the National Currency, and this Regulation.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of October 16, 2024 No. 2024-P-12/53-2-(NF KU), December 19, 2025 No. 2025-P-12/68-2-(NPA), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Exchange offices, MFCs, MCCs, CUs conduct operations with cash foreign currency in accordance with purchase and sale rates established within the authority of the head (responsible employee) of the exchange office, MFC, MCC, CU.

Banks establish purchase and sale rates for foreign currency for exchange points in accordance with the procedure established by this Regulation.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic of July 6, 2026 No. 2026-P-17/35-6-(NPA))

In the presence of cash foreign currency, information stands must contain accurate information about purchase and sale rates for all types of foreign currency available in the bank, exchange office, MFC, MCC, CU.

The purchase and sale of cash foreign currency for national currency is conducted only at the rate indicated on the information stand of purchase and sale rates of foreign currencies, based on the principles of a public contract. Refusal to purchase or sell foreign currency when there is a possibility to conduct exchange operations is not permitted.

The purchase and sale of foreign currency at a rate not indicated on the information stand is prohibited.

Purchase and sale rates of foreign currencies may be established up to four decimal places after whole numbers with the mandatory use of a comma. Establishing currency rates without using a comma or with more than four decimal places after whole numbers, as well as other actions misleading clients about currency rates, are prohibited.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic of July 6, 2026 No. 2026-P-17/35-6-(NPA))

When purchasing, selling, or exchanging foreign currency, banks and their exchange points, exchange offices, MFCs, MCCs, CUs are not entitled to impose any restrictions or establish different rates depending on the denomination or year of issue of banknotes that have not lost their status as a means of payment.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic of July 6, 2026 No. 2026-P-17/35-6-(NPA))

Banks, exchange offices, MFCs, MCCs, CUs have the right to independently establish and charge a commission for conducting exchange operations with foreign currency banknotes whose authenticity is not in doubt, but which have the following damages:

change of original color or stained with dye;
obvious printing defect;
torn and glued, if individual parts unquestionably belong to the same banknote;
missing corners, edges, torn, having small holes, punctures (if they do not indicate their cancellation);
burnt or scorched areas.

Banks, exchange offices, MFCs, MCCs, CUs are not entitled to establish and charge a commission for conducting exchange operations with foreign currency banknotes whose authenticity is not in doubt, including those with a stamp and/or seal, except for US dollar banknotes issued up to and including 2006, which have not lost their status as a means of payment. In this case, the amount of the commission must be justified taking into account expenses related to the export of the above-mentioned US cash dollars.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic of October 16, 2024 No. 2024-P-12/53-2-(NF KU), March 19, 2025 No. 2025-P-12/11-7-(NF KU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Banknotes that are not subject to purchase and sale due to the reasons specified in paragraph 15 of this Regulation and other damages, with the consent of the owner, may be accepted only by the bank for exchange (expertise) at a correspondent bank (foreign bank).

The acceptance of foreign currency is carried out by a bank employee only based on a client's application (Appendix 2), which specifies the number of banknotes, series and number, year of issue, their denomination, and the total amount of all banknotes presented for exchange. Upon acceptance of foreign currency, a receipt is issued to the client. Banks are obliged to warn clients about the possibility of refusal by correspondent banks (foreign banks) to exchange damaged (worn) banknotes. In the event of a refusal by a correspondent bank (foreign bank) to exchange the sent foreign currency, banks are obliged to provide the client with corresponding confirming documents.

After receiving compensation from the correspondent bank (foreign bank) for the collected foreign currency, the monetary amount may, at the client's discretion, be paid out in foreign currency, or in national currency, or credited to the client's current account in foreign currency, or in national currency, in accordance with current legislation.

When purchasing, selling, and exchanging foreign currency, employees of exchange offices, exchange points, MFIs, MKCs, and Ks check the authenticity of the currency using currency detectors or other special equipment.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

Legal entities holding a license from the National Bank within the amount of working capital have the right to purchase cash foreign currency for the activities of an exchange office in any bank, with mandatory documentary documentation of purchase-sale operations of cash foreign currency based on a contract concluded in written form, with mandatory indication of the license number and date of issue.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated September 28, 2021 No. 2021-P-33/53-8)

Operations conducted in exchange offices, exchange points, MFIs, MKCs, and Ks for the purchase and sale of foreign currency at the time of the operation are reflected in the journal of registration of operations of the exchange office, exchange point, MFI, MKC, Ks, which must be numbered, bound, and sealed with the stamp of these organizations (Appendix 3).

Keeping the journal in electronic form is allowed provided that a security system is installed in the exchange office, exchange point, MFI, MKC, Ks, ensuring the safety of information, as well as regular backup of the journal (at least once every half-year). Information specified in this paragraph must be stored for at least 5 (five) years.

Banks have the right to keep a register of purchased and sold currency in the exchange point in accordance with the form of Appendix 3a.

At the end of the working day, the responsible employee of the exchange office, exchange point, MFI, MKC, Ks calculates the totals for operations conducted during the day and carries over the balance to the next day. The cash balance at the end of the day must equal the cash balance at the beginning of the next day.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU), January 22, 2025 No. 2025-P-12/2-3-(NFKU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Banks and their exchange points, exchange offices, MFIs, MKCs, and Ks, when purchasing or selling foreign currency, regardless of the amount of foreign currency purchased or sold, are obliged to issue a document confirming the conduct of the operation. Exchange offices, MFIs, MKCs, and Ks, at the client's request, are obliged to fill out a certificate (Appendix 4) using carbon paper.

Exchange offices, MFIs, MKCs, and Ks are obliged to issue a cash receipt when conducting operations for the purchase/sale of foreign currency.

The first copy of the certificate is issued to the client. The second copies of the certificates are stored in the exchange office, MFI, MKC, Ks.

No fee is charged for issuing a certificate.

Reissuing certificates to other persons is not permitted.

The forms of the certificate must be printed by typographic method in the form of a booklet with the indication of the series and numbers of the form. At the same time, the first and second copies of the certificate must have identical series and numbers and be adapted for filling out using carbon paper.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, July 6, 2026 No. 2026-P-17/35-6-(NPA))

The certificate must be signed by an authorized person in accordance with internal procedures and job responsibilities, and certified with the stamp (seal) of the exchange office, MFI, MKC, Ks. Without the corresponding requisites, the worker's signature, and the stamp (seal) of the exchange office, MFI, MKC, Ks, the certificate is invalid.

Used booklets of certificates with second copies are stored by MFIs, MKCs, Ks, and exchange offices for 1 (one) year from the date of the last entry in them.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, July 6, 2026 No. 2026-P-17/35-6-(NPA)))

Exchange offices, MFIs, MKCs, and Ks are obliged to ensure proper accounting, storage, and safety of certificate forms. In the event of their damage, spoilage, or destruction, the exchange office, MFI, MKC, Ks are obliged to draw up a corresponding act.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, July 6, 2026 No. 2026-P-17/35-6-(NPA))

An authorized person of a bank (exchange point), exchange office, MFI, MKC, Ks is obliged to instruct their employees on the procedure for conducting exchange operations with foreign currency. Responsibility for organizing their work, compliance with the rules of documentation, storage, submission of material values, and accounting, for the timeliness and accuracy of reporting to the National Bank, in accordance with the legislation of the Kyrgyz Republic, is borne by the highest official (Chairman of the Board of the bank, MFI, Ks, head of the MKC, exchange office).

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

Employees (cashiers) of a bank (exchange point), exchange office, MFI, MKC, Ks are prohibited from delegating the work entrusted to them, as well as allowing third parties (persons who do not have an employment agreement and have not concluded a contract on material liability with the licensee) to work or enter the workplace, except in cases provided for by this Regulation and current legislation.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

In the event of the discovery of suspicious (counterfeit) banknotes, cashiers are obliged to act in accordance with the requirements of the Instruction on work with suspicious banknotes and coins of national currency.

Chapter 4. Procedure for conducting cash operations by banks, exchange offices, MFIs, MKCs, Ks

When conducting operations for the purchase, sale, and exchange of currency, a bank, exchange office, MFI, MKC, Ks conduct operations in accordance with the Regulation "On the application of cash register machines in the implementation of monetary settlements with the population".

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

The purchase of cash foreign currency is carried out as follows:

identification of the client, as well as checking the client for the presence or absence in Sanction Lists is carried out based on an original document confirming identity (with a photograph), on paper medium or documents in digital format obtained from state information systems, if the amount of purchase of foreign currency is equal to or exceeds 100,000 soms (or an equivalent amount in foreign currency, calculated at the official exchange rate of the National Bank on the day of the transaction (deal);
in the event that the amount of purchase of foreign currency is equal to or exceeds 1,000,000 soms, identification of the client is carried out by filling out a questionnaire of a client - a natural person in accordance with the requirements of legislation.

Note: the amounts of operations for which it is necessary to carry out identification of the client, as well as identification of the client by filling out a questionnaire, are established by the Regulation "On the procedure for conducting due diligence of the client", approved by the Resolution of the Cabinet of Ministers of the Kyrgyz Republic dated November 14, 2025 No. 739.

In the presence of the client, the cashier counts the amount of cash and checks the authenticity of the currency presented by the client. At the same time, the processing of banknotes must be carried out in such a way that the banknotes are in the client's field of view. Information about the client (based on a document confirming identity) and operations for the purchase of cash foreign currency are recorded in the journal of registration of information about operations with clients.

Note: the list of documents confirming identity is established by the Regulation "On the procedure for conducting due diligence of the client", approved by the Resolution of the Cabinet of Ministers of the Kyrgyz Republic dated November 14, 2025 No. 739.

The employee who conducted the operation for the purchase-sale of foreign currency bears responsibility provided for by the legislation of the Kyrgyz Republic for conducting improper verification of the client and failure to fill out the corresponding journals in accordance with the requirements of this Regulation and the legislation of the Kyrgyz Republic.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, June 14, 2023 No. 2023-P-12/38-4, December 27, 2023 No. 2023-P-12/82-7, October 16, 2024 No. 2024-P-12/53-2-(NFKU), December 19, 2025 No. 2025-P-12/68-2-(NPA))

After calculating the amount of national currency to be issued to the client, the cashier makes an entry about the purchased currency in the journal of registration of operations (if the client is a non-resident, a note is made about this in the journal), prepares a document confirming the conduct of the operation. In the event of conducting an operation in an exchange office, MFI, MKC, Ks, a receipt is printed in the cash register. The cashier (responsible employee) prepares a certificate in accordance with the requirements of this Regulation.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

After checking the calculation made, the cashier issues the client the corresponding amount of national currency, checking their authenticity in his presence. At the same time, the client is issued a document confirming the conduct of the operation, (for the client of the exchange office, MFI, MKC, Ks - a cash receipt), if necessary - a certificate.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

The sale of cash foreign currency is carried out as follows:

identification of the client, as well as checking the client for the presence or absence in Sanction Lists is carried out based on a document confirming identity (with a photograph), if the amount of sale of foreign currency is equal to or exceeds 100,000 soms (or an equivalent amount in foreign currency, calculated at the official exchange rate of the National Bank on the day of the transaction (deal);
in the event that the amount of sale of foreign currency is equal to or exceeds 1,000,000 soms, identification of the client is carried out by filling out a questionnaire of a client - a natural person in accordance with the requirements of legislation.

In the presence of the client, the cashier counts the amount of cash and checks the authenticity of the currency presented by the client. At the same time, the processing of banknotes must be carried out in such a way that the banknotes are in the client's field of view. Information about the client (based on a document confirming identity) and operations for the sale of cash foreign currency are recorded in the journal of registration of information about operations with clients.

When conducting operations for the purchase and sale of foreign currency up to 100,000 soms, the residency of the client may be determined by his oral statement.

Information about the identification of client data must be recorded in the journal of registration of operations (Appendix 3).

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, December 27, 2023 No. 2023-P-12/82-7, December 19, 2025 No. 2025-P-12/68-2-(NPA))

After calculating the amount of foreign currency to be issued to the client, the cashier makes an entry about the sold currency in the journal of registration of operations (if the client is a non-resident, a note is made about this in the journal), prepares a document confirming the conduct of the operation. In the event of conducting an operation in an exchange office, MFI, MKC, Ks, a receipt is printed in the cash register. If necessary, the cashier (responsible employee) prepares a certificate in accordance with the requirements of this Regulation.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

After checking the calculation made, the cashier issues the client the corresponding amount of cash foreign currency. At the same time, the client is issued a document confirming the conduct of the operation, (for the client of the exchange office, MFI, MKC, Ks - a cash receipt), if necessary - a certificate.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

At the client's request, the cashier is obliged to check the authenticity of the issued cash foreign currency using a currency detector in his presence.
In the event of discrepancies in calculations or the discovery of non-cash money, the cashier returns the amount of cash and offers the client to make up the missing amount.
Upon the client's payment of the missing amount, the cashier, in the presence of the client, accepts the full amount of cash foreign currency with a sheet-by-sheet count.
When conducting a recount, the cashier's table must be free of other cash and foreign objects.
The client, when purchasing-selling foreign currency, without leaving the cash desk, has the right to check the correctness of the calculations by a sheet-by-sheet count.
In the event of incorrect calculations being identified, the client transfers the entire issued amount to the cashier for its recount. The cashier, in the event of an error being identified during the calculation, is obliged to make up the missing amount and repeat the sheet-by-sheet count in the presence of the client.
The recount of monetary cash may be carried out using a banknote counting machine. At the same time, there should be no foreign objects on the recount table, except for the banknote counting machine, and the count display should be facing the client. At the same time, the processing of banknotes must be carried out in such a way that the banknotes are in the client's field of view.

39-1. All operations specified in paragraphs 27-39 of this Regulation must be conducted in the premises of the bank, exchange point, exchange office, MFI, MKC, Ks, which meet the requirements of technical strengthening established by the legislation of the Kyrgyz Republic.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Operations of exchange offices, MFIs, MKCs, and Ks for the expenditure and receipt of cash in the cash register, related to the increase/decrease of working capital or the issuance and acceptance of advance payments, as well as operations related to the acquisition of foreign currency in a bank, are reflected in the order of conducting operations in the cash register machine and in the journal of registration of operations. At the same time, a dash is placed in the "Exchange Rate" and "Amount to be Issued" columns, respectively, in the section for income or expenditure. These operations are indicated in daily reports as other income and other expenditure.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

40-1. When increasing and/or decreasing the amount of working capital of an exchange office by 1,000,000 (one million) soms or more, the exchange office must notify the National Bank in writing within 3 (three) working days, at the same time, the amount of working capital of the exchange office must not be less than 1,000,000 (one million) soms.

In the event of a cumulative increase and/or decrease in the amount of working capital of an exchange office carrying out operations for the exchange of cash foreign currency on a seasonal basis (less than 4 months consecutively in one calendar year) by 500,000 (five hundred thousand) soms or more, the exchange office must notify the National Bank in writing within 3 (three) working days, at the same time, the amount of working capital of the exchange office carrying out operations for the exchange of cash foreign currency on a seasonal basis (less than 4 months consecutively in one calendar year) must not be less than 500,000 (five hundred thousand) soms.

The exchange office must provide the National Bank with information about the sources of origin of funds that are directed to increase the working capital of the exchange office (Appendix 5).

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated September 28, 2021 No. 2021-P-33/53-8, August 17, 2022 No. 2022-P-33/52-3, October 16, 2024 No. 2024-P-12/53-2-(NFKU))

Exchange offices do not have the right to conduct other operations not specified in this Regulation through the cash desk of the exchange office.
All cash of exchange points, exchange offices, MFIs, MKCs, and Ks must be stored in fireproof metal safes, and in individual cases - in combined and ordinary metal safes, which are locked with a key and sealed with a stamp at the end of the cash register's work.

Keys to metal safes and stamps are kept by cashiers, who are prohibited from leaving them in designated places, handing them over to third parties, or making unaccounted duplicates.

Exchange points, exchange offices, MFIs, MKCs, and Ks may deposit cash for storage in banks.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

Storage in the cash register of cash and other valuables not belonging to this exchange office, exchange point, MFI, MKC, Ks, as well as personal monetary funds of employees (cashiers) is prohibited.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

The cash room must be isolated, and the doors to the cash room must be locked from the inside during the conduct of operations. Access to the cash room for persons not related to its work is prohibited.
The cashier, in accordance with the contract on material liability, bears full material responsibility for the safety of all valuables accepted by him and for any damage caused to the bank, exchange office, MFI, MKC, Ks as a result of intentional actions, as well as as a result of negligence or dishonest attitude towards their duties.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

After the issuance of an order (permission, resolution) on the appointment of a cashier to work, the authorized person of the bank, exchange office, MFI, MKC, Ks is obliged to familiarize the cashier with the procedure for conducting cash operations under signature, after which a contract on individual material liability is concluded with the cashier.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

In exchange offices having one cashier, in the event of the need for his temporary replacement, the performance of the cashier's duties is assigned to another employee by a written order of the head (decision, resolution). A contract provided for in paragraph 46 of this Regulation is concluded with this employee.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

Chapter 5. Reporting on operations conducted in exchange points, exchange offices, MFIs, MKCs, Ks

At the end of the working day, a report on the volumes of purchase and sale of foreign currency is prepared;

by banks (exchange points) within the framework of periodic regulatory banking reports;
by MFIs, MKCs, Ks and exchange offices in accordance with Appendix 1 of this Regulation.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated July 6, 2026 No. 2026-P-17/35-6-(NPA))

MFIs, MKCs, Ks, and exchange offices provide information about operations with cash foreign currency to the National Bank via the portal once a day from 07.00 to 11.00 hours on the day following the reporting working day, according to the form specified in Appendix 1 to this Regulation.

The National Bank has the right to request information about the volumes of operations and exchange rates more than once a day.

Banks (exchange points), MFIs, MKCs, Ks, and exchange offices must have access to the internet connection to provide reporting to the National Bank in electronic form.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

The exchange of one foreign currency for another is reflected in the journal of registration of operations of the exchange office, exchange point, MFI, MKC, Ks (Appendix 3) in the form of the following operations:

purchase by the exchange office, exchange point, MFI, MKC, Ks of one foreign currency for soms at the purchase rate of this type of currency by these organizations;
sale by the exchange office, exchange point, MFI, MKC, Ks of another foreign currency for soms at the sale rate of this type of currency by these organizations.

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated January 22, 2025 No. 2025-P-12/2-3-(NFKU), July 6, 2026 No. 2026-P-17/35-6-(NPA))

Chapter 6. Operations for the payment of traveler's checks in foreign currency

Payment of traveler's checks of foreign banks is carried out by banks in the order and on the terms specified in the interbank agreement, provided they have control materials (samples of said payment documents, rules for their payment, and samples of signatures of authorized persons).

Banks receive information from foreign banks about all changes that have occurred in the form, requisites of traveler's checks, and the procedure for their payment. This information is stored in the bank's file together with the control materials of foreign banks (samples of traveler's checks and instructions for their payment).

Chapter 7. Supervision over the activities of exchange offices, exchange points, MFIs, MKCs, and Ks

The National Bank carries out supervision over the activities of exchange points of banks, MFIs, MKCs, Ks, and exchange offices to ensure that their activities comply with the requirements of legislative and regulatory legal acts of the Kyrgyz Republic.
The National Bank is not responsible for risks arising from operations for the exchange of cash foreign currency in exchange points of banks, MFIs, MKCs, Ks, and exchange offices.
The National Bank has the right to check the activities of exchange points of banks, MFIs, MKCs, Ks, and exchange offices without prior notice upon presentation of a document serving as the basis for the check.
Exchange points of banks, MFIs, MKCs, Ks, and exchange offices, when conducting checks of their activities by the National Bank, are obliged to provide a separate room in the exchange point, MFI, MKC, Ks, exchange office to the group of inspectors of the National Bank, in which there are no audio/video devices carrying out audio/video recording, prevent any attempts by third parties to install audio/video equipment in the room provided to the group of inspectors of the National Bank, ensure the safe storage of documents of the bank's exchange point, MFI, MKC, Ks, and exchange office and the group of inspectors of the National Bank, as well as provide the group of inspectors of the National Bank with equipment and technology necessary for conducting the check.
The National Bank has the right to apply enforcement measures against banks, microfinance organizations (MFOs), microcredit companies (MCCs), credit societies (CSs), and exchange offices in cases provided for by legislation.
In the event of providing inaccurate information regarding cash foreign currency exchange operations, the identification of violations of the procedure for conducting cash foreign currency exchange operations, as well as other requirements of regulatory documents governing the activities of commercial banks, MFOs, MCCs, CSs, and exchange offices, the National Bank has the right to:

issue a warning or an order to eliminate the identified violations and set a specific deadline for their elimination depending on the type of violation;
take measures to impose fines in accordance with legislation;
suspend the license of an exchange office/MCC/CS to conduct cash foreign currency exchange operations for a period of up to 15 (fifteen) calendar days, and in case of failure to eliminate the identified violations, repeatedly for a period of up to 30 (thirty) calendar days;
revoke the license of an exchange office/MCC/CS to conduct cash foreign currency exchange operations;
apply other enforcement measures in accordance with the legislation of the Kyrgyz Republic.

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU))

Appendix 1

DAILY REPORT

on operations with cash foreign currency by MFOs, MCCs, CSs, exchange offices

(name of the organization)

for "_" ________________________ 20 year

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated September 28, 2021 No. 2021-P-33/53-8, October 16, 2024 No. 2024-P-12/53-2-(NFKU))

Registration number of MFO, MCC, CS, exchange office ________________________

"License number of the National Bank" ______________________________________

"Registration letter number" _____________________________________________

"Date"

"Time"

"Cash register number" ________________________________________________

Report from 07:00 to 11:00

Currency Code	Balance at the beginning of the day	Purchase rate (som/foreign currency)	Purchase Volume	Including purchase from commercial banks	Including purchase from non-residents	Other income	Explanations for other income	Sale rate (som/foreign currency)	Sale Volume	Including sale to commercial banks	Including sale to non-residents	Other expense	Explanations for other expense	Balance at the end of the day	Reference No. 1	Reference No. 2
															Cash register number	Number of the first receipt for the day	Number of the last receipt for the day	Notes

Notes:

In the field "Cash register number", the factory number of the cash register machine (CRM) is indicated. In case of failure or replacement of the CRM, the status "Under repair" is indicated on the portal, or a new factory number of the CRM is entered.

In the column "Currency Code", the numeric code of the currency is indicated, according to the International Currency Reference (ISO 4712), this reference is located on the website of the National Statistics Committee of the Kyrgyz Republic: www.stat.kg/Methodology and classifiers/Classifiers/Intergovernmental currency classifier.

At the same time, the national currency (som) and the US dollar are currencies mandatory for completion, other currencies are configured on the portal independently by accountable organizations.

In the column "Balance at the beginning of the day", the total amount of the balance of cash foreign currency at the beginning of the day is indicated.

In the column "Purchase Volume", the total amount of purchased cash foreign currency for soms is indicated.

In the column "Purchase rate (som/foreign currency)", the weighted average rate of purchased cash foreign currency is indicated.

In the column "including purchase from commercial banks", the total amount of cash foreign currency purchased from commercial banks for soms is indicated.

In the column "including purchase from non-residents", the total amount of cash foreign currency purchased from non-residents for soms is indicated.

In the column "Other income", the total amount of received cash foreign currency for operations not included in the list of main items is indicated.

In the column "Explanations for other income", the types of operations are indicated, according to Reference No. 1.

In the column "Sale Volume", the total amount of sold cash foreign currency for soms is indicated.

In the column "Sale rate (som/foreign currency)", the weighted average rate of sold cash foreign currency is indicated.

In the column "including sale to commercial banks", the total amount of cash foreign currency sold to banks for soms is indicated.

In the column "including sale to non-residents", the total amount of cash foreign currency sold to non-residents for soms is indicated.

In the column "Other expense", the total amount of cash foreign currency expense for operations not included in the list of main items is indicated.

In the column "Explanations for other expense", the types of operations are indicated, according to Reference No. 2.

In the column "Balance at the end of the day", the total amount of the balance of cash currency at the end of the day is indicated.

In the column "Number of the first receipt for the day", the sequential number of the first receipt or certificate of the day (in case of CRM repair) issued when accepting foreign currency for exchange is indicated.

In the column "Number of the last receipt for the day", the sequential number of the last receipt or certificate of the day (in case of CRM repair) issued when accepting foreign currency for exchange for the reporting day is indicated.

Reference No. 1. Explanations for other income

Year	Name of operation
	Attraction of own funds to increase working capital
	Receipt of funds under a previously issued loan
	Other types of receipt of funds

Reference No. 2. Explanations for other expense

Year	Name of operation
	Withdrawal of funds to repay loans
	Withdrawal of funds for personal needs
	Issuance of funds as a loan
	Withdrawal of funds to cover operating expenses
	Other types of expenses

Reporting for currency rate monitoring report from 7.00 to 11.00

Currency Code	Purchase rate (som/foreign currency)	Sale rate (som/foreign currency)

Notes:

At the same time, the US dollar is a currency mandatory for completion, other foreign currencies are configured on the portal independently by accountable organizations.

In the column "Purchase rate (som/foreign currency)", the purchase rate of cash foreign currency is indicated.

In the column "Sale rate (som/foreign currency)", the sale rate of cash foreign currency is indicated.

Appendix 1a

Journal for recording information on operations with clients for transfer to the financial intelligence agency

JOURNAL

of registration of information on operations with clients for transfer to the financial intelligence agency

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7)

Date of operation	Type of operation (1)	Amount of operation in soms	Full name of client / Name of legal entity	PIN, number of document confirming identity, date of issue / INN, number of certificate of the Ministry of Justice of the Kyrgyz Republic, date of issue	Address of residence of a physical person / place of registration of a legal entity	Address of stay of a physical person / place of location of a legal entity	Result of client check in sanction lists	Signature of responsible employee	Signature of the head
								_________________________________________	______________________________________________

Note:

(1) - type of operation: purchase or sale of foreign currency.

Appendix 2

APPLICATION

for exchange (expertise) of damaged currency in a correspondent bank (foreign bank)

city ______________

"__" ____________ 20 year

_______________________________________________________ (name of the bank)

branch ___________________________________________________________________

from ___________________________________________________________ (Full name of the client)

residing at ____________________________________________ (home address)

Document confirming identity _________________________________________

(number, series, date of issue, issued by)

I request you to accept banknotes ________________________________________________

(name of foreign currency, number of banknotes, their denomination, series and number, year of issue)

total amount ___________________________________________________________

(amount in words)

I am familiar with the terms of acceptance of damaged (worn) currency for exchange in a correspondent bank (foreign bank) and agree to pay the bank a commission in the amount of ________________________.

In case of refusal by the correspondent bank (foreign bank) to exchange the banknotes submitted for exchange (expertise) and their withdrawal from circulation, I have no claims to

(name of the bank)

________________________ (surname)

(client signature)

________________________ (surname)

(bank employee signature)

(date)

Appendix 3

JOURNAL

of registration of operations

"__" _______________ 20_ year

(As amended by the Resolution of the Board of the National Bank of the Kyrgyz Republic dated October 16, 2024 No. 2024-P-12/53-2-(NFKU))

Balance at the beginning of the day	Type of currency	Amount	Operations for income (purchase)	Operations for expense (sale)
Name of currency	Amount of currency	Exchange rate	Amount to be issued in soms	Non-resident	Name of currency	Amount of currency	Exchange rate	Amount to be issued in soms	Non-resident

Total purchased currency:					Total sold currency:
Including purchased from non-residents					Including sold to non-residents
Other income					Other expense
Balance at the beginning of the day	Type of currency	Amount
Name of currency	Amount of currency

Signature of responsible employee

Signature of responsible official

Notes:

In the line "Total purchased/sold currency", the total amount of purchased and sold currency for each type of currency separately is indicated.
In the line "Total purchased/sold currency" in columns 3 and 8 "Exchange rate", the weighted average rate for all purchased or sold currency is indicated. The weighted average rate is calculated as the ratio of the total amount to be issued (columns 4 and 9) to the total amount of purchased/sold foreign currency for each type of currency separately.
When conducting an operation with non-residents, the letter "N" is entered in columns 5 and 10, and the total volume of operations with non-residents for the operational day is reflected in the daily report of the exchange office.
Exchange offices do not have the right to conduct operations not related to the conduct of cash foreign currency exchange operations through the cash desk of the exchange office.

Appendix 3a

Bank

Exchange office No. _________

REGISTRY

of purchased and sold cash foreign currency

for "____" ____________________ 20__ year

Non-resident (N)	Receipt No.	Kyrgyz soms	US Dollars	German Marks	Kazakh tenge	Russian rubles	Other currency
		D (Purchase)	K (Sale)	D (Purchase)	K (Sale)	D (Purchase)	K (Sale)	D (Purchase)	K (Sale)	D (Purchase)	K (Sale)	D (Purchase)	K (Sale)
Rate of som	X	X
Initial balance
Turnover
Final balance

Signature of the cashier of the exchange office

Appendix 4

(place for stamp indicating name, address, TIN)

CERTIFICATE-CERTIFICATE series AA No. 000000

"_" __________________ 20 year

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated December 28, 2022 No. 2022-P-12/83-7, July 6, 2026 No. 2026-P-17/35-6-(NPA))

Issued to ______________________________________________________________

(surname, first name, patronymic)

Presented ______________________________ series ____ No. _______________

(name of document)

Resident -_________________________ Non-resident - _______________________

(need to mark X in the designated place)

CLIENT RECEIVED:

Name of currency _________________________________________________

Amount in figures ______________________________________________________

Amount in words ______________________________________________________

ACCEPTED FROM CLIENT:

Name of currency _________________________________________________

Amount in figures ______________________________________________________

Amount in words ______________________________________________________

Exchange rate __________________________________________________________

Signature of the employee of the exchange office MFO, MCC, CS ______ (signature)

_______________________________________________ (surname, first name, patronymic)

Invalid without signature and seal.

Without the right to transfer to a third party.

Forgery is prosecuted by law.

Corrections are not allowed.

COPY OF CERTIFICATE-CERTIFICATE series AA No. 000000

"_" __________________ 20 year

Issued to ______________________________________________________________

(surname, first name, patronymic)

Presented ______________________________ series ____ No. _______________

(name of document)

Resident -_________________________ Non-resident - _______________________

(need to mark X in the designated place)

CLIENT RECEIVED:

Name of currency _________________________________________________

Amount in figures ______________________________________________________

Amount in words ______________________________________________________

ACCEPTED FROM CLIENT:

Name of currency _________________________________________________

Amount in figures ______________________________________________________

Amount in words ______________________________________________________

Exchange rate __________________________________________________________

Signature of the employee of the exchange office MFO, MCC, CS ______ (signature)

_______________________________________________ (surname, first name, patronymic)

Invalid without signature and seal.

Without the right to transfer to a third party.

Forgery is prosecuted by law.

Corrections are not allowed.

Appendix 5

to the Regulation "On the Procedure for Conducting Exchange Operations with Cash Foreign Currency in the Kyrgyz Republic"

(As amended by the Resolutions of the Board of the National Bank of the Kyrgyz Republic dated August 17, 2022 No. 2022-P-33/52-3, December 8, 2023 No. 2023-P-12/76-1)

Approximate list of documents submitted by legal and natural persons as sources of origin of working capital of the exchange office:

Legal entities:

copies of the balance sheet and income statement certified by authorized bodies of the Kyrgyz Republic or;
copies of financial statements, declarations or other documents on financial status, certified by the applicant;
a copy of the audit report (if this requirement is established by legislation);

Natural persons - certificates, declarations, sales/gift contracts, right to inheritance of funds, property, etc.
Other documents confirming the sources of origin of working capital of the exchange office, not prohibited by legislative acts of the Kyrgyz Republic.

Documents submitted to the National Bank in accordance with this Regulation and containing more than one sheet must be described sheet by sheet, stitched, numbered, signed and certified in the proper manner, documents may be submitted in the form of booklets printed by typographic method.

Documents or their copies submitted in a foreign language must be translated into the state language and, if necessary, into the official language and certified in the established manner.

Contacts

Public reception

+996 (312) 61-04-86 +996 (312) 66-90-15 +1257, +1256

Department for the Protection of Consumer Rights

+996 (312) 66-90-15 +1671, +1666

Report Corruption

+996 (312) 66-90-15 +2120 +996 (312) 61-04-00

Official currency rate auto-informer

+996 (312) 61-07-11

Numismatic Museum

+996 (312) 66-90-15 +1232 +996 (312) 61-24-14

E-mail

mail@nbkr.kg

For work with the media

press@nbkr.kg

720010, Kyrgyz Republic, Bishkek city, Kiev street, 189

Regulation on the Procedure for Conducting Exchange Operations with Cash Foreign Currency in the Kyrgyz Republic

Lineage: In force