Reporting and Requesting Debtor Information Through the Financial Information Service System (SEOJK SLIK)

To
The Board of Directors of Financial Service Institutions; and The Leaders or Management of other institutions that are not Financial Service Institutions, At their respective locations.

COPY

CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.03/2021

CONCERNING

REPORTING AND REQUESTING DEBTOR INFORMATION
THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

In view of the establishment of the Financial Services Authority Regulation Number 18/POJK.03/2017 concerning Reporting and Requesting Debtor Information Through the Financial Information Service System (State Gazette of the Republic of Indonesia Year 2017 Number 93, Supplement to the State Gazette of the Republic of Indonesia Number 6049), hereinafter abbreviated as POJK PPID SLIK, as amended by the Financial Services Authority Regulation Number 64/POJK.03/2020 concerning Amendments to the Financial Services Authority Regulation Number 18/POJK.03/2017 concerning Reporting and Requesting Debtor Information Through the Financial Information Service System (State Gazette of the Republic of Indonesia Year 2020 Number 302, Supplement to the State Gazette of the Republic of Indonesia Number 6607), hereinafter abbreviated as POJK Amendment POJK PPID SLIK, it is necessary to regulate the implementation of the aforementioned Financial Services Authority Regulation in a Financial Services Authority Circular Letter as follows:

I. GENERAL PROVISIONS

The Financial Information Service System, hereinafter abbreviated as SLIK, is an information system managed by the Financial Services Authority (OJK) to support the implementation of supervisory and information service tasks in the financial sector. SLIK functions as a medium for exchanging Debtor Information among Reporters to support ease of access to the provision of Funding Facilities.
The implementation of reporting and requesting Debtor Information activities through SLIK can be utilized to facilitate the process of providing Funding Facilities, applying credit or financing risk management, assessing Debtor quality, managing human resources at the Reporter, verifying cooperation with third parties, and increasing financial industry discipline.
To implement the reporting and requesting of Debtor Information activities through SLIK as referred to in item 2, Reporters submit:

a. Debtor Reports to OJK completely, accurately, up-to-date, wholly, and on time every month for end-of-month data positions; and

b. Corrections to Debtor Reports to OJK in the event that the submitted Debtor Reports do not meet the regulations set by OJK, whether based on findings by the Reporter or findings by OJK.

II. REPORTERS

Based on Article 2 of the POJK Amendment POJK PPID SLIK, Parties required to become Reporters are:

a. Commercial Banks, including:

Conventional Commercial Banks;
Sharia Commercial Banks; and
Sharia business units of their parent Conventional Commercial Banks;

b. Rural Banks (BPR);
c. Sharia People's Financing Institutions (BPRS);
d. Financing Institutions, including:

Financing Institutions that provide Funding Facilities; and
Sharia business units of their parent Financing Institutions;

e. Securities Companies conducting business activities as securities brokers; f. Securities Financing Institutions; g. Other Financial Service Institutions (LJK), including:

Other LJK providing Funding Facilities, namely Indonesian export financing institutions, pawnshops, secondary housing financing companies, and financing companies for cooperative, small, and medium enterprise development; and
Sharia business units of other LJK that are their parents; and

h. LJK required to become Reporters in accordance with OJK Regulations.

Parties that may become Reporters are:

a. LJK providing Funding Facilities other than parties as referred to in item II number 1, except other LJK providing money lending services based on information technology; and

b. other institutions that are not LJK, such as savings and loan cooperatives and institutions that distribute Funding Facilities for the implementation of government programs, which have met the requirements as established in the POJK Amendment POJK PPID SLIK. Parties that may become Reporters as referred to in letter a include, among others, microfinance institutions.

III. PROCEDURE TO BECOME A REPORTER

Parties as referred to in item II are established as Reporters with the following provisions.

a. Commercial Banks, BPR, BPRS, and Financing Institutions providing Funding Facilities, Other LJK providing Funding Facilities, and other institutions that are not LJK, which at the time the POJK PPID SLIK and POJK Amendment POJK PPID SLIK were in effect had already become Reporters, are established as Reporters since the POJK PPID SLIK and POJK Amendment POJK PPID SLIK came into effect.

b. Securities Companies conducting business activities as securities brokers are established as Reporters no later than February 28, 2021.

c. Securities Financing Institutions are established as Reporters no later than December 31, 2021.

d. Venture Capital Companies and Infrastructure Financing Companies that at the time the POJK Amendment POJK PPID SLIK was in effect had not yet become Reporters are established as Reporters no later than December 31, 2022.

e. Pawnshops that at the time the POJK Amendment POJK PPID SLIK was in effect had not yet become Reporters are established as Reporters no later than December 31, 2025.

f. Securities Companies conducting business activities as securities brokers after February 28, 2021, are established as Reporters since the date of operational activity implementation.

g. Securities Financing Institutions conducting business activities after December 31, 2021, are established as Reporters since the date of operational activity implementation.

h. Venture Capital Companies and Infrastructure Financing Companies, which conduct business activities after December 31, 2022, are established as Reporters since the date of operational activity implementation.

i. Pawnshops conducting business activities after December 31, 2025, are established as Reporters since the date of operational activity implementation.

j. Parties as referred to in item II number 1 other than letters a through i, which conduct business activities after the POJK Amendment POJK PPID SLIK comes into effect, are established as Reporters since the date of operational activity implementation.

k. LJK, including:

Securities Companies conducting business activities as securities brokers;
Securities Financing Institutions;
Venture Capital Companies;
Infrastructure Financing Companies; and
Pawnshops,
which apply to become Reporters before the deadline as referred to in letters b, c, d, and e, are established as Reporters since the date of OJK's approval letter. The application to become a Reporter is signed by the LJK Board of Directors or the leader/management of other institutions that are not LJK, which is submitted to the Licensing and Banking Information Department.

The procedure to become a Reporter for parties as referred to in item II number 2 is as follows:

a. A written application signed by the LJK Board of Directors or the leader/management of other institutions that are not LJK, which is submitted to the Licensing and Banking Information Department, accompanied by supporting documents in the form of:

copy of the articles of association;
organizational structure and human resources containing at least the organizational chart, horizontal and vertical responsibility lines, and human resource positions;
for other institutions that are not LJK, namely:
a) recommendation from the supervisory authority stating healthy financial conditions at the time of registration for a minimum of the last 2 (two) consecutive semesters; b) letter of appointment as a distributor of Funding Facilities for the implementation of government programs, for institutions distributing Funding Facilities for the implementation of government programs; and c) statement letter stating the institution's willingness to submit annual financial reports audited by a public accountant to OJK, no later than the end of the 6th (six) month after the fiscal year period ends;
proof of readiness of data required in SLIK reporting as referred to in the guideline for preparing reports and requesting Debtor Information through SLIK in Appendix I which is an inseparable part of this OJK Circular Letter; and
proof of readiness of computer equipment, operating systems, and data communication networks with specifications as referred to in the guideline for preparing reports and requesting Debtor Information through SLIK in Appendix I which is an inseparable part of this OJK Circular Letter.

b. Parties as referred to in item II number 2 are established as Reporters since the date of approval from OJK.

OJK provides approval for applications to become Reporters no later than 10 (ten) working days since the application documents for becoming a Reporter are received completely by OJK and all requirements for becoming a Reporter as referred to in the POJK Amendment POJK PPID SLIK are fulfilled.
Reporters as referred to in item II number 2 may submit an application to resign as a Reporter to OJK, using the format as referred to in Appendix II which is an inseparable part of this OJK Circular Letter.
After being established as a Reporter as referred to in number 1 and number 2 letter b, the Reporter submits:

a. a written application for user ID and password containing data of implementing employees and/or officials who will perform administration and management of user access rights for the Reporter's SLIK, using the format as referred to in Appendix III.A which is an inseparable part of this OJK Circular Letter;

b. a written application for user ID and password for changes to implementing employees and/or officials who will perform administration and management of user access rights for the Reporter's SLIK, using the format as referred to in Appendix III.B which is an inseparable part of this OJK Circular Letter.

The user ID and password applications as referred to in letters a and b are signed by the LJK Board of Directors or the leader/management of other institutions that are not LJK, or an official authorized by the LJK Board of Directors or the leader/management of other institutions that are not LJK, which is submitted to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management. The application for user ID and password and changes may be submitted first via electronic mail to OJK at the address flsslik.dpip@ojk.go.id.

Implementing employees and/or officials covering functions for:

a. submitting Debtor Reports; b. verifying Debtor Reports;
c. requesting and receiving Debtor Information;
d. handling Debtor complaints; e. securing Debtor Information data; and f. supervising requests for Debtor Information, are administered and managed at each Reporter, including the access rights to be granted.

IV. DEBTOR REPORTS

The format and content of Debtor Reports submitted by Reporters to OJK are prepared according to the report format as referred to in the guideline for preparing reports and requesting Debtor Information through SLIK in Appendix I which is an inseparable part of this OJK Circular Letter.
Debtor Reports cover information regarding:

a. Debtors; b. Funding Facilities, both in Rupiah and foreign currency, in the form of:

credit or financing
provision of money, goods and/or services, or receivables that can be equated with them as regulated in financial legislation;
securities
debt acknowledgment instruments, promissory notes, bonds, credit securities, or any derivatives thereof, or other interests, or an obligation of the Debtor, in a form commonly traded in the capital and money markets;
administrative account transactions
commitment and contingent liabilities including guarantees, Letters of Credit (L/C), Standby Letters of Credit (SBLC), or other commitment and contingent liabilities; and
other facilities that can be equated with
Funding Facilities;

c. collateral;
d. guarantors; e. management and owners; and f. Debtor finances.

Debtor Reports include data:

a. Debtors receiving Funding Facilities; b. Debtors that have been written off, have been written off as uncollectible, are in the process of settlement through collateral takeover or court settlement, are transferred to parties appointed to settle the Reporter's obligations because the Reporter's business license has been revoked or liquidated;
c. Debtors receiving credit or financing continuation; and
d. Debtors from Reporters that are Commercial Banks involving risk participation transactions for credit or financing. Risk participation transactions include risk participation transactions that are part of other Commercial Bank obligations in foreign currency, namely risk participation transactions meeting the requirements:

conducted by Commercial Banks as grantors with non-resident parties as participants;
accompanied by fund flows from non-resident parties as participants to Commercial Banks as grantors at the start of the transaction (funded); and
without the transfer of receivable rights from Commercial Banks as grantors to non-resident parties as participants,
in accordance with legislation regarding bank foreign debt and other bank obligations in foreign currency.

Submitted Debtor Reports include Debtor data from the head office, branch offices, sub-branch offices, or similar entities that provide Funding Facilities and are submitted through the Reporter's head office.
Debtor Reports are presented in full units of Rupiah. In the event there are Funding Facilities provided in foreign currency, the value is converted into Rupiah value based on financial accounting standards.
Submission of Debtor Reports and/or Corrections to Debtor Reports:

a. Online Submission

Reporters may only submit Debtor Reports and/or Corrections to Debtor Reports online to OJK through the Reporter's head office.
The Reporter Password used in SLIK is set by OJK.
Reporters who, due to certain conditions, do not have Debtors and/or do not provide Funding Facilities, submit nil reports online in accordance with the guideline for preparing reports and requesting Debtor Information through SLIK as referred to in Appendix I which is an inseparable part of this OJK Circular Letter.
The date the Debtor Report and/or Correction to Debtor Report is received by OJK is the date on the softcopy that can be downloaded from SLIK stating the Debtor Report with a status of passing validation.

b. Offline Submission

Reporters may submit Debtor Reports and/or Corrections to Debtor Reports offline in the event the Reporter experiences technical disturbances, including disturbances in data communication networks and power outages.
Debtor Reports and/or Corrections to Debtor Reports are submitted in the form of data recording (files) generated from the SLIK application, stored in forms such as compact discs or floppy disks, accompanied by written notification to OJK as referred to in Appendix IV which is an inseparable part of this OJK Circular Letter.
For Reporters experiencing technical disturbances, supporting documents from relevant institutions regarding the technical disturbance condition are attached, including:
a) letter or announcement from the data communication network provider in the event the Reporter experiences data communication network disturbances; b) letter from the electricity provider in the event the Reporter experiences power outages; and/or c) documents stating that efforts have been made to submit SLIK reports online, causing the Reporter difficulty in submitting Debtor Reports and/or Corrections to Debtor Reports online.
Debtor Reports and/or Corrections to Debtor Reports, along with supporting documents, are submitted to:
a) Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management for Reporters headquartered in the Special Capital Region of Jakarta Province or Banten Province; or b) regional offices or local OJK offices for Reporters headquartered outside the Special Capital Region of Jakarta Province or Banten Province.
The date the Debtor Report and/or Correction to Debtor Report is received by OJK is the date on the softcopy that can be downloaded from SLIK stating the Debtor Report with a status of passing validation.

Updating of Debtor Report Data by OJK

a. Revocation of Business License or Liquidation of Reporter Reporters whose business licenses have been revoked so that they can no longer update Debtor Reports in the SLIK application may have OJK update the Debtor Reports based on written applications from, among others:

parties appointed to settle the Reporter's obligations, such as the Deposit Insurance Corporation or liquidation teams; or
Debtors from Reporters whose business licenses have been revoked, by attaching supporting documents including:
a) identity documents
(1) for individual Debtors
(a) photocopy of identity documents by showing original identity documents such as Identity Cards (KTP) for Indonesian Citizens (WNI) or passports for Foreign Citizens (WNA); or (b) original power of attorney, photocopy of identity documents of the principal and agent by showing original identity documents of the principal and agent, in the event of authorization. (2) for corporate Debtors (a) photocopy of corporate identity and photocopy of identity documents of the management submitting the Debtor Information request by showing original corporate identity or photocopy of corporate identity that has been legalized and showing original identity documents of the management submitting the Debtor Information request. The identity referred to includes Taxpayer Identification Number (NPWP), company establishment deed, and the latest amendment to the articles of association containing the composition and authority of the management; or (b) original power of attorney, photocopy of corporate identity and identity documents of the principal and agent by showing original corporate identity or photocopy of corporate identity that has been legalized, as well as original identity documents of the principal and agent in the event of authorization; and b) photocopy of Settlement Certificate (SKL), minutes of obligation settlement, or copies of court decisions that have permanent legal force for cases settled in court by showing original documents.

b. Reporter Unable to Update Debtor Reports for Other Reasons.

OJK may update data in the event the Reporter does not meet regulations in submitting Debtor Reports and cannot be corrected by the Reporter, including found errors in Debtor Reports that cannot be corrected by the Reporter through the SLIK application.
Data updates are conducted based on written applications from the Reporter, accompanied by reasons and supporting evidence for the Reporter's inability to update Debtor Reports.

c. Applications for data updates are submitted in writing to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.

Securities Companies conducting business activities as securities brokers as referred to in item II number 1 letter e must submit Debtor Reports at minimum for the mandatory columns as regulated in the guideline for preparing Debtor Reports in Appendix I which is an inseparable part of this OJK Circular Letter, for data positions up to the data position for October 2022. Subsequently, Securities Companies conducting business activities as securities brokers must meet the completeness of Debtor Reports no later than for the data position for November 2022.

V. DEBTOR INFORMATION

Parties that may request Debtor Information are Reporters, Debtors, Credit Information Management Institutions (LPIP), and other parties.

Scope of Debtor Information
The scope of Debtor Information that may be requested by Reporters and Debtors is regulated in the guideline for preparing reports and requesting Debtor Information through SLIK as referred to in Appendix I which is an inseparable part of this OJK Circular Letter, while the scope of Debtor Information that may be requested by LPIP and other parties is as referred to in Appendix V which is an inseparable part of this OJK Circular Letter.

Debtor Reports by Reporters that:
a. their resignation has been approved by OJK; or b. their approval to become a Reporter has been revoked by OJK, are no longer presented in the Debtor Information.

Request and Use of Debtor Information by Reporters

a. Request Procedure

Reporters who have fulfilled reporting obligations may request Debtor Information from OJK. The request is conducted online through networks established by OJK.
Reporters may only access Debtor Information data at most 100% (one hundred percent) of the number of Debtors reported in the data position of 2 (two) months prior to the previous report. For example, Bank "ABC" submits a report of 1,000 (one thousand) Debtors for the Debtor Report data position for February 2021, then Bank "ABC" may only access Debtor Information data at most 1,000 (one thousand) Debtors in April 2021.

b. Use of Debtor Information
Debtor Information obtained may only be used for the Reporter's needs in the context of:

supporting the smooth process of providing Funding Facilities in accordance with prudence principles in providing Funding Facilities;
applying credit or financing risk management, for example for monitoring existing Debtors, conducting audits, and applying anti-fraud strategies. The use of Debtor Information for non-customers of the Reporter in the context of compiling prospect lists of prospective Debtors and cross-selling is not included in the purpose of using Debtor Information in credit or financing risk management;
identifying Debtor quality in the context of fulfilling OJK or other competent party regulations, for example for equalizing quality against one Debtor or one same project in accordance with legislation;
managing human resources at the Reporter, for example using Debtor Information for candidate employee selection processes and evaluating existing employees at the Reporter; and/or
verifying cooperation between the Reporter and third parties, for example for selecting partners, agents, merchants, or vendors of the Reporter.

c. Application for Approval of Additional Debtor Information Requests

Reporters requiring additional Debtor Information exceeding the maximum request limit for Debtor Information as established in the POJK Amendment POJK PPID SLIK may submit an application for approval of Debtor Information requests to OJK.
Applications for approval of Debtor Information requests to OJK are submitted using the format

as referred to in Appendix VI which is an integral part of this OJK Circular.
3) OJK grants approval for the request for Debtor Information by the Reporter for a maximum of 5 (five) working days from the date the complete application documents are received by OJK and meet the purpose of using Debtor Information as referred to in the POJK Amending POJK PPID SLIK.
4) The application for approval of the request for Debtor Information as referred to in item 1 is submitted to:
a) the department carrying out relevant supervisory functions at OJK, for Reporters as referred to in item II number 1 and item II number 2 letter a; and b) the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management for Reporters as referred to in item II number 2 letter b. Applications are submitted online through the OJK information system. In the event the system is not yet available, the application for approval for additional Debtor Information requests is submitted offline to OJK. d. Documentation of Debtor Information Usage In order to verify the use of Debtor Information, the Reporter must account for documents related to the use of Debtor Information as referred to in letter b, namely:

To support the smooth process of providing Funding Facilities, the documents accounted for include credit application forms, both digital-based and offline submission forms, as well as prospective Debtor documents, namely:
a) For individual Debtors, including ID cards (KTP) for Indonesian citizens or passports for foreign nationals.

b) For corporate Debtors, including Tax Identification Numbers (NPWP), company establishment deeds, and/or the latest amended articles of association containing the composition and authority of management, and articles of association documents as the basis for verifying the connection with the Debtor.
2) To apply credit or financing risk management, the documents accounted for include:
a) a nominative list of existing Debtors; b) audit planning and execution documents; c) Debtor complaint forms and Debtor identity documents (ID card/Passport for individuals and NPWP for corporations) for handling Debtor complaints.
3) To identify Debtor quality in order to meet OJK or other competent party regulations, the documents accounted for include a nominative list of existing Debtors;
4) For human resource management at the Reporter, the documents accounted for include:
a) employee and/or prospective employee identity documents, namely ID cards (KTP) for Indonesian citizens or passports for foreign nationals; b) application forms or job application letters for prospective employees; and/or c) a list of existing employees.
5) For verification in the context of Reporter cooperation with third parties, the documents accounted for include:
a) third-party identity documents (ID card/Passport for individuals and NPWP for corporations); b) vendor candidate application documents and vendor identity documents; and/or c) offer letters accompanied by supporting contract documents. e. Operational Hours for Debtor Information Requests Operational hours for Debtor Information requests are further communicated through the SLIK application.

Requesting Debtor Information by Debtors
a. Debtors may request Debtor Information only in the name of the concerned Debtor to OJK or to the Reporter that provided Funding Facilities to the concerned Debtor. b. Procedure

Requesting Debtor Information to OJK
a) Requests for Debtor Information are submitted as follows:
(1) online application through the OJK information system by the concerned Debtor; or (2) written application submitted directly by the concerned Debtor or an authorized party. b) Written applications as referred to in letter a) item (2) are submitted to the local OJK office. In the event the concerned Debtor is a corporate entity, the request for Debtor Information is submitted by the authorized management according to the company's articles of association or by a party authorized by said management. c) Requests for Debtor Information as referred to in item 1 letter a) are conducted by filling out the application form and submitting supporting documents as follows:
(1) For Individual Debtors
(a) photocopy of self-identity while presenting the original identity document, including ID cards (KTP) for Indonesian citizens or passports for foreign nationals; or (b) original power of attorney, photocopy of identity documents of the principal and the agent, while presenting the original identity documents of the principal and the agent, in the event of authorization;

(c) For Debtors who have passed away
i. photocopy of identity document of the party having a family relationship, while presenting the original identity document and documents explaining the death of the Debtor issued by competent parties and documents showing family relationships, including family cards or birth certificates; or
ii. photocopy of heir identity documents while presenting the original identity document of the heir, documents explaining the death of the Debtor issued by competent parties, and heir certificate letters,
accompanied by original power of attorney, photocopy of identity document of the agent, while presenting the original identity document of the agent, in the event of authorization. (2) For Corporate Debtors (a) photocopy of corporate identity and photocopy of identity of the management submitting the Debtor Information request, while presenting the original identity of said corporate entity or photocopy of the corporate identity that has been legalized and presenting the original identity document of the management submitting the Debtor Information request. The identity referred to includes NPWP, company establishment deeds, and the latest amended articles of association containing the composition and authority of management; or (b) Original power of attorney, photocopy of corporate identity and identity documents of the principal and the agent, while presenting

the original identity of the corporate entity or photocopy of the corporate identity that has been legalized, as well as the original identity of the principal and the agent in the event of authorization. d) In the event the request for Debtor Information has met the requirements as referred to in this OJK Circular, then Debtor Information may be provided in accordance with the reason and purpose of use.
2) Requesting Debtor Information to the Reporter
a) Requests for Debtor Information to the Reporter are conducted with the following procedures:
(1) The concerned Debtor or an authorized party submits a request for Debtor Information to the Reporter that provided Funding Facilities to the concerned Debtor. (2) The submission of the request for Debtor Information is conducted by the concerned Debtor or an authorized party by presenting the original identity document or original power of attorney, original identity documents of the Principal and the Agent, in the event of authorization. (3) Submission of requests for Debtor Information for Debtors who have passed away follows the requirements for requesting Debtor Information to OJK. (4) The Reporter makes efforts to ensure that the request for Debtor Information as referred to in item (2) is conducted by the entitled Debtor in accordance with the POJK Amending POJK PPID SLIK. (5) The Reporter accounts for all provision of Debtor Information based on the request of the concerned Debtor, at least including the date of provision of Debtor Information,

the name of the Debtor, the purpose of the Debtor Information, and the Reporter employee who submitted the request and received the Debtor Information.
4. Requesting Debtor Information by LPIP
a. LPIPs that have obtained business licenses from OJK may obtain Debtor Information in the context of business activities as regulated in OJK Regulations regarding credit information management institutions. b. OJK may provide Debtor Information to LPIPs online or offline.
c. To obtain Debtor Information online, LPIPs submit written requests to the Licensing and Banking Information Department accompanied by a list of LPIP employees responsible for being granted access rights.
d. The mechanism for providing Debtor Information from OJK to LPIPs refers to OJK Regulations regarding credit information management institutions.
5. Requesting Debtor Information by Other Parties
a. Other parties may request Debtor Information from OJK in the context of implementing legislation and/or based on memorandums of understanding with OJK. b) Requests for Debtor Information by other parties are conducted with the following procedures:

Other parties submitting routine requests for Debtor Information regularly enter into agreements and/or memorandums of understanding with OJK.
Other parties submitting incidental requests for Debtor Information submit written applications signed by the party with authority. Applications are submitted to the Licensing and Banking Information Department by stating the reasons and purposes for using Debtor Information as well as the identity of the Debtor for whom information is requested.
In the event the request for Debtor Information has met the requirements as referred to in this OJK Circular, Debtor Information is provided in accordance with the reason and purpose of use.
VI. SUPERVISION
Supervision over the implementation of SLIK is conducted by OJK against Reporters, both directly and indirectly.

Direct Supervision
a. Direct supervision is conducted through examinations of Reporters. b. Examinations of Reporters are conducted incidentally.
c. Examinations as referred to in letter a) aim to ensure Reporter compliance with POJK PPID SLIK, POJK Amending POJK PPID SLIK, and implementing regulations, which include among others:

systems and procedures existing at the Reporter in carrying out operational activities of reporting and requesting Debtor Information through SLIK;
the accuracy of Debtor Reports submitted by the Reporter; and/or
the use of Debtor Information.
d. In the context of examinations, the Reporter provides:
statements and data related to the implementation of reporting and requesting Debtor Information through SLIK, including among others electronic data and explanations related to the purpose of the examination;
opportunities to conduct examinations of physical facilities and supporting applications related to the operational reporting and requesting of Debtor Information through SLIK, including among others hardware, SLIK applications, databases, data backups, connectivity to the OJK network, and interfaces to the Reporter's internal systems; and
other necessary matters, including among others copies of documents related to the objects of examination.

e. Based on examination results, the Reporter takes corrective and/or improvement steps for matters found in the examination and reports corrective and/or improvement measures in writing to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.
2. Indirect Supervision
a. Indirect supervision is conducted through research, analysis, and evaluation of Debtor Reports and/or corrections to Debtor Reports, and other data/information. b. Based on results of indirect supervision communicated by OJK, the Reporter takes corrective and/or improvement steps for matters found and reports corrective and/or improvement measures in writing to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management.
VII. PROCEDURES FOR PAYMENT OF ADMINISTRATIVE SANCTIONS IN THE FORM OF FINES
Procedures for payment of administrative sanctions in the form of fines refer to OJK Regulations regarding procedures for collecting sanctions in the form of fines in the financial services sector and its implementing regulations.
VIII. SUBMISSION OF INFORMATION AND PROBLEMS

OJK communicates information and/or announcements related to reporting and requesting Debtor Information through the SLIK application.
In the event there are problems related to the content of Debtor Reports and Debtor Information, they are submitted to the Licensing and Banking Information Department c.q. Deputy Director of Credit Information Management via email address flsslik.dpip@ojk.go.id.
Problems related to the SLIK application are submitted to the OJK helpdesk via email address helpdesk@ojk.go.id or phone 021-29600000 ext. 7000.

IX. TRANSITIONAL PROVISIONS

Reporters submit Debtor Reports in accordance with the guidelines for compiling Debtor Reports (Chapter II, Chapter IV to Chapter X) in Appendix IV of OJK Circular Number 50/SEOJK.03/2017 concerning Reporting and Requesting Debtor Information Through the Financial Information Service System, up to the data position for December 2021.
Subsequently, Reporters submit Debtor Reports starting from the data position for January 2022 in accordance with the guidelines for compiling Debtor Reports in Appendix I which is an integral part of this OJK Circular.
X. CLOSING
At the time this OJK Circular takes effect, OJK Circular Number 50/SEOJK.03/2017 concerning Reporting and Requesting Debtor Information through the Financial Information Service System is revoked and declared invalid, except for the guidelines for compiling Debtor Reports (Chapter II, Chapter IV to Chapter X) in Appendix IV of OJK Circular Number 50/SEOJK.03/2017 concerning Reporting and Requesting Debtor Information Through the Financial Information Service System.
At the time of submitting Debtor Reports for the data position of January 2022, the guidelines for compiling Debtor Reports (Chapter II, Chapter IV to Chapter X) in Appendix IV of OJK Circular Number 50/SEOJK.03/2017 concerning Reporting and Requesting Debtor Information Through the Financial Information Service System are revoked and declared invalid.
Provisions in this OJK Circular take effect on the date of determination.

This copy is consistent with the original
Director of Law 1
Legal Department signed
Mufli Asmawidjaja
Determined in Jakarta on January 15, 2021
EXECUTIVE HEAD OF BANKING SUPERVISOR
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA, signed
HERU KRISTIYANA

APPENDIX I
FINANCIAL SERVICES AUTHORITY CIRCULAR
REPUBLIC OF INDONESIA
NUMBER 3 /SEOJK.03/2021
CONCERNING
REPORTING AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

ii
GUIDELINES FOR COMPILING REPORTS AND REQUESTING DEBTOR INFORMATION THROUGH THE FINANCIAL INFORMATION SERVICE SYSTEM

iii
TABLE OF CONTENTS
TABLE OF CONTENTS.................................................................................................... iii
LIST OF FIGURES.......................................................................................... iv
CHAPTER I General Explanation ................................................................... …......- 1 -
A. Financial Information Service System…………………………………………..- 1 - B. Debtor Data Reporting through SLIK…………………………………...........- 7 -
C. Reporting Procedures for Reporters Undergoing Mergers,
Consolidations, Takeovers, Integrations, Conversions, and/or Separations- 12 -
CHAPTER II Explanation of Segments ........................................................................- 14 -
A. Report Header.......................................................................... - 14 - B. Segment D01 – Individual Debtors .......................................... - 17 -
C. Segment D02 – Corporate Debtors .......................................... - 37 -
D. Segment F01 – Credit or Financing Facilities ......................... - 50 - E. Segment F02 – Credit or Financing Facilities Joint Account .... - 85 - F. Segment F03 – Securities Facilities..................................... - 120 - G. Segment F04 – Irrevocable L/C Facilities..................................... - 132 - H. Segment F05 – Guarantee Facilities Provided........................ - 141 -
I. Segment F06 – Other Facilities...................................................... - 151 -
J. Segment A01 – Collateral .............................................................. - 159 - K. Segment P01 – Guarantors............................................................ - 173 -
L. Segment M01 – Management and/or Owners of Corporate Debtors- 179 -
M. Segment K01 – Financial Reports of Corporate Debtors .......... - 187 -
CHAPTER III Requesting Debtor Information.....................................................- 199 -
A. Debtor Information ..................................................................... - 199 - B. Mechanism for Requesting Debtor Information ................................ - 200 -
C. Scope of Debtor Information ...................................................... - 204 -
D. Monitoring of Debtor Information Requests .............................. - 221 -
CHAPTER IV Examples of Data Entry................................................................- 222 -
CHAPTER V List of Economic Sector Codes ........................................................- 243 -
CHAPTER VI List of Country Codes.....................................................................- 329 -
CHAPTER VII List of Currency Codes ....................................................................- 337 -
CHAPTER VIII List of Third Party Group Codes...........................................- 345 -
CHAPTER IX List of Regency or City Codes ..............................................- 354 -
CHAPTER X Data Structure ..............................................................................- 368 -

iv
LIST OF FIGURES
Figure 1. SLIK Reporting Application Interface ..............................................- 1 -
Figure 2. SLIK Web Application Interface ......................................................- 2 -
Figure 3. iDeb Viewer Application Interface ..................................................- 2 -
Figure 4. Hardware and Software Specifications for Reporting- 3 -
Figure 5. Hardware and Software Specifications for Requesting
Debtor Information........................................................................................- 3 -
Figure 6. SLIK Data Communication Network................................................- 4 -
Figure 7. Batch Format Text File for Requesting Debtor Information .- 203 -
Figure 8. Joint Financing Scheme ........................................................... - 222 -
Figure 9. Channeling Scheme ................................................................. - 223 -
Figure 10. Executing Scheme.................................................................. - 223 -
Figure 11. Multi-Facility Credit Scheme................................................- 224 -
Figure 12. Multi-Facility Credit Scheme during Credit Drawdown- 225 -

CHAPTER I
GENERAL EXPLANATION
A. Financial Information Service System
SLIK is an information system managed by the Financial Services Authority (OJK) to support the implementation of supervisory and information service tasks in the financial sector. One of the information services provided by OJK through SLIK is the Debtor Information service. Debtor Information is information regarding Debtors, Funding Facilities received by Debtors, and/or other related information presented based on Debtor Reports received by OJK from Reporters through the SLIK application.

SLIK Applications
SLIK consists of 3 (three) applications, namely the SLIK Reporting application, the SLIK Web application, and the iDeb Viewer application. The SLIK Reporting application is installed on the Reporter's computer devices. The functions of the SLIK Reporting application include among others data validation, encryption, compression, and formation of report files ready to be sent to the OJK server. In addition, the SLIK Reporting application also has functions for sending Debtor Reports directly to the OJK server via File Transfer Protocol (FTP).
Figure 1. SLIK Reporting Application Interface
The SLIK Web application is an application provided by OJK and accessed by Reporters using a web browser through the data communication network established by OJK. The SLIK Web application has functions including among others uploading (uploading) Debtor Report files as an alternative method of report submission, report monitoring,

requesting Debtor Information, monitoring Debtor Information requests, online data correction, user management, and monitoring user activity.
Figure 2. SLIK Web Application Interface
The iDeb Viewer application is an application installed on user computer devices to display the results of Debtor Information requests conducted by users using the SLIK Web application.
Figure 3. iDeb Viewer Application Interface
2. Hardware and Software Requirements
To be able to submit Debtor Reports and request Debtor Information through the SLIK application, hardware and software must be provided by the Reporter according to specifications at least as follows:
a. Hardware and software specifications for reporting Debtor data are differentiated based on data volume

Debtor Reports of each Reporter with details as follows:
Figure 4. Hardware and Software Specifications
for Reporting
Notes:
i. All operating systems on the hardware used by the Reporter are 64-bit versions.
ii. Data volume is calculated based on the size of the text file before compression.
b. Hardware and software specifications for requesting Debtor Information are as follows:
Figure 5. Hardware and Software Specifications
for Requesting Debtor Information
Notes:
The operating system used for requesting Debtor Information and displaying the results of Debtor Information requests can use 32-bit and 64-bit versions.
3. Data Communication Network Requirements
To be able to submit Debtor Reports and request Debtor Information through the SLIK application, a data communication network connecting the Reporter's computer or server with the OJK server is required.
Figure 6. SLIK Data Communication Network
The data communication network specifications that must be provided by the Reporter are as follows:
Category Volume
Data
Volume Data
(Raw Data)
Volume Data
Send File
Connection
Type
Upload Speed - Uplink
(kbps)
Small Data
Volume
0-50 MB 0-5 MB
Internet
Non-VPN
50 MB-500 MB 5 MB–50 MB
Internet
Non-VPN
Medium Data
Volume I
500 MB-1GB 50 MB–100 MB
Internet
Non-VPN,
Leased
Line
1 GB-5 GB
100 MB–500
MB
Internet
Non-VPN,
Leased
Line
1.024
Medium Data
Volume II
5 GB-10 GB 500 MB–1 GB
Internet
Non-VPN,
Leased
Line
2.048
10 GB-20 GB 1 GB–2 GB
Internet
Non-VPN,
Leased
Line
2.048

Volume Data Category
Data Volume
(Raw Data)
File Send Data Volume
Connection Type
Upload Speed - Uplink
(kbps)
Large Data Volume
20 GB–40 GB 2 GB–4 GB
Internet
Non-VPN,
Leased Line
4,096
40 GB–80 GB 4 GB–8 GB
Internet
Non-VPN,
Leased Line
8,192

80 GB > 8 GB
Internet
Non-VPN,
Leased Line
10,240

Types of Access Rights and User Registration
a. Types of SLIK User Access Rights
To submit Debtor Reports and request Debtor Information via SLIK, the Reporter requires a user ID and password as user access to the system. The types of user roles on SLIK are as follows:

No. Type of Access Right Main Function User Management

Administrator User management and monitoring of user activities at each Reporter Registered and managed by the OJK Web SLIK Administrator
Reporting Officer Data validation and submission of Debtor Reports Registered and managed by the Administrator of each Reporter's Web
Information Request Officer Request for Debtor Information Registered and managed by the Administrator of each Reporter's Web
Supervisor Monitoring of reporting and approval of Debtor Information requests Registered and managed by the Administrator of each Reporter's Web

The number of each type of user access right is limited by the system by OJK considering the Reporter's needs, data security, and system performance. b. Registration of SLIK Web Administrator To obtain the SLIK Web Administrator user ID and password and in the event of a change of SLIK Web Administrator, the Reporter submits a written request containing data of the implementing officials and/or officials appointed as SLIK Web Administrator at the Reporter using the format according to Appendix III.A and Appendix III.B in this OJK Circular. The implementing officials and/or officials who become the SLIK Web Administrator are the implementing officials and/or officials responsible for carrying out administration and management of SLIK user access rights internally at the Reporter.
c. Registration of Users Other Than SLIK Web Administrator
After receiving the SLIK Web Administrator user ID and password, the SLIK Web Administrator of each Reporter can create user IDs for implementing officials and/or officials tasked with submitting Debtor Reports, submitting requests and receiving Debtor Information, and monitoring reporting activities and approval of Debtor Information requests. The user IDs of implementing officials and/or officials registered must be active email addresses of the respective implementing officials and/or SLIK officials, preferably corporate email addresses provided by the Reporter to the implementing officials and/or SLIK officials. The access rights granted to implementing officials and/or SLIK officials may only be used by the respective implementing officials and/or SLIK officials and cannot be used in the SLIK Reporting application simultaneously on more than 1 (one) device connected online to SLIK. In the event of a change of implementing officials and/or SLIK officials, the SLIK Web Administrator of each Reporter creates a user ID for the new implementing officials and/or SLIK officials and deactivates the user ID of the old implementing officials and/or SLIK officials.

B. Debtor Data Reporting via SLIK

Reporting Purpose
Debtor Reports are information presented and reported by the Reporter to OJK according to the procedures, report formats, and media established by OJK. Debtor Reports can be used for:
a. supporting the smooth process of providing Funding Facilities; b. applying credit or financing risk management;
c. identifying Debtor quality in order to fulfill OJK or other competent party requirements;
d. human resource management at the Reporter; and/or e. verification for Reporter cooperation with third parties. To achieve the above purposes, Debtor Reports must be compiled completely, accurately, up-to-date, and wholly in accordance with the Debtor Report compilation guidelines as referred to in this chapter and submitted on time. a. Submission of Debtor Reports and/or Corrections to Debtor Reports If the Reporter submits Debtor Reports and/or corrections to Debtor Reports online, monthly submission by the 12th of the following month after the Debtor Report month is considered as having submitted the Debtor Reports and/or corrections to Debtor Reports on the date the Debtor Reports and/or corrections to Debtor Reports are received by OJK. If the Reporter submits Debtor Reports and/or corrections to Debtor Reports offline, the Reporter submits written notification to OJK attached with supporting documents regarding the conditions causing the Reporter to submit Debtor Reports and/or corrections to Debtor Reports offline using the format as in Appendix IV in this OJK Circular.

b. General Reporting Explanation
SLIK Reporters compile data for Debtors who receive facilities with an initial facility limit per account of Rp1.00 (one rupiah) and above, considering the following conditions:

Debtor data reporting is conducted centrally by the Reporter's headquarters.
Reporters prepare Debtor Reports in text file format as stated in the Data Structure Reference. Reporters process data using the SLIK Reporting application and send the Debtor Reports to OJK.
Reporters provide adequate infrastructure to support the reporting process and Debtor Information requests.
Reporters prepare unique numbers or single identities for:
a) Debtors
i. Credit Information File (CIF) for individual Debtors and corporate Debtors.
CIF usage must be unique and different between one Debtor and another Debtor. For Reporters that are Securities Companies conducting business activities as securities broker intermediaries and Securities Financing Institutions, they may use the Single Investor Identification (SID) unique number; and
ii. identity numbers including National Identity Number (NIK) for individual Indonesian citizen (WNI) Debtors, passport numbers for individual foreign citizen (WNA) Debtors, and NPWP/Tax Registry/documents that can be equated with them for corporate Debtors.
b) Facilities
i. Account numbers, which are unique numbers serving as identity numbers for each facility provided by the Reporter to the Debtor; and

ii. The principle applied here is that each facility must have a unique account number (must not be the same).
c) Collateral
Collateral register code, which is a unique number formed by the Reporter used for each collateral serving as security for the Debtor's facility. d) Guarantors Identity numbers including NIK for WNI guarantors, passport numbers for WNA guarantors, and NPWP/Tax Registry/documents that can be equated with them for corporate guarantors. e) Management and/or Owners of Corporate Debtors Identity numbers including NIK for WNI management and/or owners, passport numbers for WNA management and/or owners, and NPWP/Tax Registry/documents that can be equated with them for corporate management and/or owners.
2. Types of Data Segments and Operations
The data segments submitted by the Reporter are Individual Debtor (D01), Corporate Debtor (D02), Credit or Financing Facility (F01), Joint Account Credit or Financing Facility (F02), Securities Facility (F03), Irrevocable Letter of Credit Facility (F04), Provided Guarantee Facility (F05), Other Facilities (F06), Collateral (A01), Guarantor (P01), Management and/or Owners of Corporate Debtors (M01), and Corporate Debtor Financial Statements (K01). Segments reported based on Reporter type can be seen in the following table:

No. Reporter D01 D02 F01 F02 F03 F04 F05 F06 A01 P01 M01 K01

Conventional General Banks √ √ √ √ √ √ √ √ √ √ √ √
Sharia General Banks/UUS √ √ √ √ √ √ √ √ √ √ √ √
Conventional Rural Banks (BPR) √ √ √ √ √ √ √ √ √
Sharia Rural Banks (BPR) √ √ √ √ √ √ √ √ √
Financing Companies √ √ √ √ √ √ √ √ √

No. Reporter D01 D02 F01 F02 F03 F04 F05 F06 A01 P01 M01 K01
6. Venture Capital Companies √ √ √ √ √ √ √ √ √
7. Infrastructure Financing Companies √ √ √ √ √ √ √ √ √
8. Sharia Financing Companies √ √ √ √ √ √ √ √ √
9. Sharia Venture Capital Companies √ √ √ √ √ √ √ √ √
10. Securities Companies conducting business activities as securities broker intermediaries √ √ √ √ √ √
11. Securities Financing Institutions √ √ √ √ √ √
12. Pawnshops √ √ √ √ √ √ √ √ √
13. Sharia Pawnshops/UUS √ √ √ √ √ √ √ √ √
14. Other Financial Service Institutions √ √ √ √ √ √ √ √ √ √ √ √
15. Other Sharia Financial Service Institutions √ √ √ √ √ √ √ √ √ √ √ √
16. Other Institutions Not Financial Service Institutions √ √ √ √ √ √ √ √ √

Notes:
a. Each segment can be reported into more than 1 (one) text file. b. If there are segments with no data, that segment is still submitted containing only the segment report header.
c. Reporting per segment uses data operations with details as follows:

Create (C) is a data operation used for new data when reported for the first time.
Update (U) is a data operation used for data that has changed from previously reported data.
Delete (D) is a data operation used to delete data previously reported.
Not Change (N) is a data operation used for data that has not changed from previously reported data.

No. Segment C (Create) U (Update) D (Delete) N (Not Change)

D01 √ √ × √
D02 √ √ × √
F01 √ √ × ×
F02 √ √ × ×
F03 √ √ × ×
F04 √ √ × ×
F05 √ √ × ×
F06 √ √ × ×
A01 √ √ √ √
P01 √ √ √ √
M01 √ √ × ×
K01 √ √ × ×
Text File Naming Structure
Each text file is only allowed to contain data for 1 (one) segment. The text file naming structure is <Reporter Type Code>.<Reporter Code>.<Year>.<Month>.<Segment Code>.<Sequence>.txt. a. Naming for segments with 1 (one) text file. Example:
Reporter A with Reporter Type Code 0101 and Reporter Code 001 conducting routine reporting for March 2021 data month, then the naming structure for segment D01 file is 0101.001.2021.03.D01.1.txt, and adjusted for other segments.

b. Naming for segments with more than 1 (one) text file.
1 (one) segment can consist of several files by observing file sequence.
Example:
Reporter A with Reporter Type Code 0101 and Reporter Code 001 conducting routine reporting for March 2021 data month, then the naming structure for segment D01 file is 0101.001.2021.03.D01.1.txt, 0101.001.2021.03.D01.2.txt, and so on until the last sequence, and adjusted for other segments.
C. Reporting Procedures for Reporters Undergoing Merger, Consolidation, Takeover, Integration, Conversion, and/or Separation
Reporting procedures for Reporters undergoing merger, consolidation, takeover, integration, conversion, and/or separation are as follows:

Before the effective operational date of merger, consolidation, takeover, integration, conversion, and/or separation, participating Reporters in merger, consolidation, takeover, integration, conversion, and/or separation submit a letter to the Banking Licensing and Information Department containing information including:
a. name of participating Reporter in merger, consolidation, takeover, integration, conversion, and/or separation; b. effective operational date of merger, consolidation, takeover, integration, conversion, and/or separation;
c. Reporter offices of participating Reporters in merger, consolidation, takeover, integration, conversion, and/or separation that are closed and those that remain operational; and
d. implementing officials and/or officials appointed as SLIK Web Administrator of the resulting Reporter from merger, consolidation, takeover, integration, conversion, and/or separation using the format as referred to in Appendix III.B in this OJK Circular, in the event of a change of implementing officials and/or officials appointed as SLIK Web Administrator.
Submission of Debtor Reports and/or corrections to Debtor Reports with data months up to the effective operational date of merger, consolidation, takeover, integration, conversion, and/or separation is conducted using the access rights and codes of each participating Reporter in merger, consolidation, takeover, integration, conversion, and/or separation. Submission of Debtor Reports and/or corrections to Debtor Reports with data months after the effective operational date of merger, consolidation, takeover, integration, conversion, and/or separation is conducted by the resulting Reporter from merger, consolidation, takeover, integration, conversion, and/or separation using the access rights and codes of the resulting Reporter from merger, consolidation, takeover, integration, conversion, and/or separation. Illustrative reporting examples can be seen in Chapter IV letter G.
After the effective operational date of merger, consolidation, takeover, integration, conversion, and/or separation, the resulting Reporter from merger, consolidation, takeover, integration, conversion, and/or separation is responsible for all data previously reported or that should have been reported by participating Reporters in merger, consolidation, takeover, integration, conversion, and/or separation.
After participating Reporters in merger, consolidation, takeover, integration, conversion, and/or separation complete reporting obligations as of the effective operational date, the resulting Reporter from merger, consolidation, takeover, integration, conversion, and/or separation submits a letter to OJK stating that reporting obligations have been completed and submits a request for deactivation of implementing officials and/or officials appointed as reporting officers.

CHAPTER II
SEGMENT EXPLANATIONS
The following are explanations of each segment contained in the SLIK application consisting of:

Report Header
Segment D01: Individual Debtor
Segment D02: Corporate Debtor
Segment F01: Credit or Financing
Segment F02: Joint Account Credit or Financing
Segment F03: Securities
Segment F04: Irrevocable L/C
Segment F05: Provided Guarantees
Segment F06: Other Facilities
Segment A01: Collateral
Segment P01: Guarantor
Segment M01: Management and/or Owners of Corporate Debtors
Segment K01: Corporate Debtor Financial Statements
A. Report Header
The header is a description of data submitted in each text file containing among other things Reporter Type Code, reporting period, segment type, and data count. Segments with no data are still submitted with a segment text file containing the header with data count filled with 0 (zero).
Header Flag
This column is filled with the letter H.
Reporter Type Code
a. This column is filled with a 4 (four) digit Reporter Type Code according to the reference as follows:

No. Reporter Type Code

Conventional General Banks 0101
Sharia General Banks/Sharia Business Units 0102
Conventional Rural Banks (BPR) 0103
Sharia Rural Banks (BPR) 0104
Financing Companies 0201
Venture Capital Companies 0202
Infrastructure Financing Companies 0203

No. Reporter Type Code
8. Sharia Financing Companies 0204
9. Sharia Venture Capital Companies 0205
10. Securities Companies conducting business activities as Securities Broker Intermediaries 0401
11. Securities Financing Institutions 0402
12. Pawnshops 0501
13. Sharia Pawnshops/Sharia Business Units 0502
14. Other Financial Service Institutions 0301
15. Other Sharia Financial Service Institutions 0302
16. Other Institutions Not Financial Service Institutions 0909
b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Reporter Type Entry

Reporter institution type is Conventional General Bank 0101
Reporter institution type is Sharia Rural Bank 0104
Reporter institution type is Other Financial Service Institution namely Indonesian export financing institution, secondary housing financing company, and financing company for cooperative, small and medium enterprise development. 0301
Reporter Code
a. This column is filled with the Reporter Code according to the Reporter Code registered at OJK. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Reporter Entry

Reporter is a General Bank with bank code 123 123
Reporter is a Rural Bank with bank code 600123 600123
Reporter is a Financing Company with company code 256123 256123
Year
a. This column is filled with a 4 (four) digit year of the reporting data month. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Reporting Data Month Entry

March 2021 2021
January 2022 2022
Month
a. This column is filled with a 2 (two) digit month of the reporting data month. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Reporting Data Month Entry

March 2021 03
October 2021 10
April 2022 04
Data Type or Segment Code
a. This column is filled with a 3 (three) digit data type or segment code according to the reference as follows:

No. Data Type or Segment Code

Individual Debtor D01
Corporate Debtor D02
Credit or Financing F01
Joint Account Credit or Financing F02
Securities F03
Irrevocable L/C F04
Provided Guarantees F05
Other Facilities F06
Collateral A01
Guarantor P01
Management and/or Owners of Corporate Debtors M01
Corporate Debtor Financial Statements K01

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Data Segment Entry

Individual Debtor D01
Credit Facility F01
File Data Count
a. This column is filled with the count of data reported in 1 (one) reported file. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Data Count Entry

1,000 records 1000
1 record 1
1,000,000 records per-segment, reported into 2 files each 500,000 records 500000
Segment Data Count
a. This column is filled with the total count of data in 1 (one) reported segment. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Data Count Entry

1,000,000 records per-segment 1000000
0 records per segment 0
1,000,000 records per-segment, reported into 2 files each 500,000 records 1000000
B. Segment D01 – Individual Debtor
This segment contains information regarding basic data of individual Debtors. Debtors reported in this segment are all Debtors who still have obligations or outstanding balances or debit balances. Segment D01 consists of data filled in sequence as follows:
Detail Flag
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the Debtor CIF number.

b. Each CIF number must be unique for each Debtor, 1 (one) CIF number for each 1 (one) Debtor.
c. A CIF number used by one Debtor must not be used for another Debtor (no reuse or no recycle).
d. If the CIF number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:

No. CIF Number Entry

Debtor has CIF Number 123456789 123456789
Debtor has CIF Number C-12345 C12345
Debtor has CIF Number ABC/12345 ABC12345
Identity Type
a. This column is filled with 1 (one) digit of identity type according to the reference as follows:

No. Identity Type Code

Identity Card (KTP) 1
Passport 2
b. This column is mandatory (cannot be left blank)
c. Example of data entry:

No. Identity Type Entry

Debtor is an Indonesian Citizen (WNI) (using KTP) 1
Debtor is a Foreign Citizen (WNA) (using passport) 2
Identity Number
a. This column is filled with the Debtor's identity number as stated in the Debtor's identity document. b. Identity documents for individual Debtors are as follows:

No. Debtor Identity Document Identity Number

Indonesian Citizen (WNI) Identity Card (KTP) National Identity Number (NIK)

No. Debtor Identity Document Identity Number
2. Foreign Citizen (WNA) Passport Passport Number
c. If the individual identity number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:

No. Identity Number Entry

Debtor is a WNI and has KTP with NIK “1234567891234567” 1234567891234567
Debtor is a WNA and has a Passport with number “A123456789” A123456789
Debtor is a WNA and has a Passport with number “A-1234.56” A123456
Debtor is a WNI and has KTP with NIK “1234567891234567” and has a Passport with number “A123456789” 1234567891234567
Name According to Identity
a. This column is filled with the Debtor's name according to the name without titles as stated in the Debtor's identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No. Debtor Name Entry

Identity document states Debtor name “Putra Ganda Wijaya, SE., MM.” (“SE” and “MM” are educational titles) Putra Ganda Wijaya
Identity document states Debtor name “H. Mukmin” (“H” is a religious title) Mukmin

No. Debtor Name Entry
3. Identity document states name “R. Agung Wiyono” (“R” is not a noble title) R. Agung Wiyono
4. Identity document states Debtor name “Arif M.N. Anshori” (“M” and “N” are not titles) Arif M.N. Anshori
6. Full Name (Name Without Abbreviation)
a. This column is filled with the Debtor's full name. b. If the name according to the identity document contains abbreviations, the Reporter must request information from the Debtor regarding the full form of the name abbreviations.
c. If the name according to the identity document contains titles, those titles must be removed in data entry.
d. This column is optional. e. Example of data entry:

No. Debtor Name Entry

Identity document states Debtor name “Putra Ganda Wijaya, SE., MM.” (“SE” and “MM” are educational titles) Putra Ganda Wijaya
Identity document states Debtor name “H. Mukmin” (“H” is a religious title) Mukmin
Identity document states Debtor name “Arif M.N. Anshori” (“M” and “N” are not titles, “M” is “Muhammad” and “N” is “Noor”) Arif Muhammad Noor Anshori
Debtor Education Status or Title Code
a. This column is filled with a 2 (two) digit Debtor Education Status or Title Code according to the reference as follows:

No. Education Status or Title Code

No Title 00
Diploma 1 01
Diploma 2 02

No. Status Education or Degree Code
4. Diploma 3 03
5. S-1 04
6. S-2 05
7. S-3 06
8. Other 99
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Education Entry

Debtor Education S-1 04
Debtor Education Junior High School/equivalent 00
Debtor Education Senior High School/equivalent 00
Gender
a. This column is filled with “L” for male Debtors and “P” for female Debtors, consistent with the Debtor’s identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Gender Entry
Male L
Female P
Place of Birth
a. This column is filled with the Debtor’s place of birth as stated in the Debtor’s identity document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Place of Birth Entry
Debtor born in “Magelang” city Magelang
Debtor born in “Demak” regency Demak
Debtor born in “New York” city New York
Date of Birth
a. This column is filled with the Debtor’s date of birth as stated in the Debtor’s identity document. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Date of Birth Entry
7 June 1982 19820607
18 December 1971 19711218
25/04/1988 19880425
Taxpayer Identification Number (NPWP)
a. This column is filled with 15 (fifteen) digits of the NPWP as stated in the NPWP document. b. If the NPWP contains characters other than letters and numbers, those characters do not need to be included.
c. A wife who does not have her own NPWP may report using her husband’s NPWP if there is no separation of assets. Conversely, a husband who does not have an NPWP is not permitted to use his wife’s NPWP.
d. The obligation to report the NPWP of individual Debtors refers to regulations regarding the obligation to possess an NPWP for taxpayers. e. This column is optional. f. Example of data entry:
No. NPWP Entry
49.810.734.1-035.000 498107341035000
08.435.185.4-125.000 084351854125000
Debtor is not yet required to have an NPWP column left blank
Address
a. For Indonesian Citizen (WNI) Debtors who obtain Funding Facilities from the Reporting Entity’s branch office located within the territory of the Republic of Indonesia, this column is filled with the address as stated in the ID Card (KTP). b. For Foreign Citizen (WNA) Debtors who obtain Funding Facilities from the Reporting Entity’s branch office located within the territory of the Republic of Indonesia, this column is filled with the domicile address in Indonesia as stated in the residence permit document, such as the Permit to Employ Foreign Workers (IMTA) or Limited Stay Permit Card (KITAS).
c. For Indonesian Citizen (WNI) and Foreign Citizen (WNA) Debtors who obtain Funding Facilities from the Reporting Entity’s branch office located outside the territory of the Republic of Indonesia, this column is filled with the Debtor’s domicile address in the respective country.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Debtor Address Entry
Jl. Uluwatu Gg. Soka No.13 Jl. Uluwatu Gg. Soka No.13
Jalan Mawar No. 14 RT.01 RW.04 Jalan Mawar No. 14 RT.01 RW.04
Dusun Pagar Ayu RT.03 RW.01 Dusun Pagar Ayu RT.03 RW.01
Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the Debtor’s address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
Kebon Kelapa Kebon Kelapa
Lemah Abang Lemah Abang
Gambir Gambir
District (Kecamatan)
a. This column is filled with the district according to the Debtor’s address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. District Entry
Gambir Gambir

No. District Entry
2. Johar Baru Johar Baru
3. Prambanan Prambanan
15. Regency or City Code
a. This column is filled with a 4 (four) digit code for the regency or city according to the Debtor’s address as stated in the reference code for regencies or cities. b. This column can only be filled with regency or city codes that are active or are not provincial-level codes.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Regency or City Entry

Salatiga City 0992
Mojokerto Regency 1203
Outside Indonesia 9999
Postal Code
a. This column is filled with the postal code according to the Debtor’s address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
Kebon Kelapa 10120
Lemah Abang 41383
Gambir 10110
Telephone Number
a. This column is filled with the Debtor’s telephone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. The telephone number must be filled in completely with the area code.
d. For foreign numbers, the country code must be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Debtor Telephone Number Entry
(021) 12345678 02112345678
(62-751) 4257712 07514257712

No. Debtor Telephone Number Entry
3. 7256969 (Bogor) 02517256969
4. Debtor has no telephone number 0
18. Mobile Phone Number
a. This column is filled with the Debtor’s mobile phone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. For foreign numbers, the country code must be included.
d. This column is optional. e. Example of data entry:
No. Mobile Phone Number Entry

+6181324324434 6181324324434
08123456789 08123456789
066176544 066176544
Email Address
a. This column is filled with the Debtor’s email address. b. This column is optional.
c. Example of data entry:
No. Email Address Entry
arif.ansori.27@gmail.com arif.ansori.27@gmail.com
Debtor has no email address column left blank
Country of Domicile Code
a. This column is filled with the Debtor’s country of domicile code as stated in the country code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Country of Domicile Entry
Indonesia ID
Malaysia MY
South Korea KR
Occupation Code
a. This column is filled with a 3 (three) digit code for the Debtor’s occupation according to the following reference:
No. Occupation Code
Accounting/finance officer 001
Customer service 002
Engineering 003
Executive 004
General Administration 005
Information Technology 006
Consultant/Analyst 007
Marketing 008
Teacher (Teacher, Lecturer) 009
Military 010
Pensioner 011
Student 012
Entrepreneur 013
Police 014
Farmer 015
Fisherman 016
Livestock Farmer 017
Doctor 018
Medical Personnel (Nurse, Midwife, etc.) 019
Law (Lawyer, Notary) 020
Hotel & Restaurant (Chef, Bartender, etc.) 021
Researcher 022
Designer 023
Architect 024
Artistic Worker (Artist, Musician, Painter, etc.) 025
Security 026
Broker 027
Distributor 028
Air Transport (Pilot, Flight Attendant) 029
Sea Transport (Captain, Crew) 030

No. Occupation Code
31. Land Transport (Engine Driver, Driver, Conductor) 031
32. Laborer (Factory Worker, Construction Worker, Farm Laborer) 032
33. Craftsman (Carpenter, Leather Craftsman, etc.) 033
34. Housewife 034
35. Informal Worker (Housemaid, Street Vendor, etc.) 035
36. State Official/State Administrator 036
37. Government Employee/State Institution Employee (excluding State Officials/Administrators) 037
38. Other 099
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Occupation Entry

Entrepreneur 013
Doctor 018
Housewife 034
Place of Work
a. This column is filled with the name of the company or institution where the Debtor works. b. If the Debtor does not work for a specific company or institution, this column is filled with “NA”.
c. This column is mandatory (cannot be left blank).
No. Place of Work Name Entry
Debtor works at “PT ABCD” PT ABCD
Debtor works at “Ministry of Finance” Ministry of Finance
Debtor does not work for a specific company or institution NA
Business Sector Code of Place of Work
a. This column is filled with a 6 (six) digit code for the economic sector of the business of the company or institution where the Debtor works as stated in the economic sector code reference.

b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Business Sector of Place of Work Entry

Tobacco plantation sector 011500
Orange fruit agriculture sector 012300
Tuna fishing sector 031111
Address of Place of Work
a. This column is filled with the address of the company or institution where the Debtor works. b. If the Debtor does not work for a specific company or institution, this column is left blank.
c. This column is optional.
d. Example of data entry:
No. Address of Place of Work Entry
PT ABCD Jl. Sudirman No. 2 Jakarta Pusat Jl. Sudirman No. 2 Jakarta Pusat
PT DEFG Gedung Pencakar Langit Jl. Pattimura No. 125 Surabaya Gedung Pencakar Langit Jl. Pattimura No. 125 Surabaya
Debtor does not work for a specific company/institution column left blank
Gross Annual Income
a. This column is filled with the Debtor’s gross annual income in full units of Rupiah currency. b. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016.
c. Example of data entry:
No. Income Entry
Debtor is known to have a gross annual income of Rp250,000,000.00 250000000

No. Income Entry
2. Debtor is known to have a gross annual income of Rp120,000,000.00 120000000
3. Old Debtor whose income is not reported column left blank
26. Income Source Code
a. This column is filled with a 1 (one) digit code for the Debtor’s income source according to the following reference:
No. Income Source Code

Salary 1
Business 2
Other 3
b. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016.
c. If the Debtor has more than 1 (one) income source, this column is filled with the most dominant income source.
d. Example of data entry:
No. Income Source Entry
Debtor is known to have an income source from salary 1
Debtor is known to have an income source from business 2
Old Debtor whose income is not reported column left blank
Number of Dependents
a. This column is filled with the number of people who are dependents of the Debtor. b. The criteria for dependents refer to regulations regarding taxation.
c. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016.

d. This column can be left blank for Debtors who obtain credit card facilities or Sharia financing cards, unsecured credit or financing, and credit or financing without an agreement. e. Example of data entry:
No. Number of Dependents Entry

Debtor has 1 (one) wife and 3 (three) children as dependents 4
Debtor has no dependents 0
Old Debtor whose number of dependents is not reported column left blank
Code of Relationship with Reporting Entity
a. This column is filled with a 2 (two) digit code for the relationship between the Debtor and the Reporting Entity according to the following reference:
No. Relationship with Reporting Entity Code
Related to Reporting Entity
Related Parties are individuals or companies that have a controlling relationship with the Reporting Entity, directly or indirectly, through ownership, management, and/or financial relationships. a. Parent Company An entity that controls one or more entities, as referred to in financial accounting standards. T1 b. Subsidiary Company An entity controlled by a Parent entity, as referred to in financial accounting standards. T2
c. Associate Company
A company where the Reporting Entity has significant influence according to financial accounting standards on investments in associate entities. T3

No. Relationship with Reporting Entity Code d. Sister Company Related Companies (sister company) are several other companies that are separated institutionally and/or legally but are owned and/or controlled by the same controlling shareholders as the Reporting Entity. T4 e. Other Related Individuals or legal entities other than parent companies, subsidiary companies, associate companies, and sister companies. T9
2. Not Related to Reporting Entity
Parties that are not included as related parties to the Reporting Entity. N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Relationship with Reporting Entity Entry

Debtor is a Parent Company T1
Debtor has no relationship with the Reporting Entity N
Debtor Group Code
a. This column is filled with the Debtor group code according to the following reference:
No. Debtor Group Code
Individual (Resident) S14
Individual (Non-Resident) S24BL
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor Group Entry
Debtor is a resident S14
Debtor is a non-resident S24BL
Debtor Marital Status
a. This column is filled with a 1 (one) digit code for the Debtor’s marital status according to the following reference:

No. Marital Status Code

Married 1
Unmarried 2
Divorced 3
b. This column is optional.
c. Example of data entry:
No. Debtor Marital Status Entry
Debtor’s marital status “Married” 1
Debtor’s marital status “Unmarried” 2
Debtor’s marital status “Divorced” 3
Spouse Identity Number
a. This column is filled with the identity number of the Debtor’s husband or wife as stated in the husband’s or wife’s identity document. b. Identity documents for the husband or wife of an individual Debtor are as follows:
No. Citizenship Identity Document Identity Number
Indonesian Citizen (WNI) ID Card (KTP) NIK
Foreign Citizen (WNA) Passport Passport Number
c. If the individual identity number contains characters other than letters and numbers, those characters do not need to be included.
d. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016 with status “1-Married”. e. This column can be left blank for Debtors who obtain credit card facilities or Sharia financing cards, unsecured credit or financing, and credit or financing without an agreement. f. Example of data entry:
No. Spouse Identity Number Entry
Debtor’s spouse is an Indonesian Citizen (WNI) and has an ID Card (KTP) with NIK “1234567891234567” 1234567891234567
Debtor’s spouse is a Foreign Citizen (WNA) and has a passport with number “A123456789” A123456789
Old Debtor whose spouse’s identity number is not reported column left blank
Spouse Name
a. This column is filled with the full name without titles as stated in the Debtor’s husband’s or wife’s identity document. b. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016 with status “1-Married”.
c. This column can be left blank for Debtors who obtain credit card facilities or Sharia financing cards, unsecured credit or financing, and credit or financing without an agreement.
d. Example of data entry:
No. Debtor Spouse Name Entry
The identity document lists the Debtor’s spouse’s name as “Siti Aminah, SE” (“SE” is an educational title) Siti Aminah
The identity document lists the Debtor’s name as “H. Mukmin” (“H” is a religious title) Mukmin
Old Debtor whose spouse’s name is not reported column left blank
Spouse Date of Birth
a. This column is filled with the date of birth of the Debtor’s husband or wife as stated in the husband’s or wife’s identity document. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.

c. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016 with status “1-Married”.
d. This column can be left blank for Debtors who obtain credit card facilities or Sharia financing cards, unsecured credit or financing, and credit or financing without an agreement. e. Example of data entry:
No. Date of Birth Entry

7 June 1982 19820607
18 December 1971 19711218
25/04/1988 19880425
Old Debtor whose spouse’s date of birth is not reported column left blank
Separation of Assets Agreement
a. This column is filled with a 1 (one) digit code for the separation of assets agreement according to the following reference:
No. Separation of Assets Agreement Code
There is a separation of assets agreement between the Debtor and husband or wife. Y
There is no separation of assets agreement between the Debtor and husband or wife. T
b. This column cannot be left blank for Debtors who obtain new Funding Facilities or extensions since June 1, 2016 with status “1-Married”.
c. This column can be left blank for Debtors who obtain credit card facilities or Sharia financing cards, unsecured credit or financing, and credit or financing without an agreement.
d. Example of data entry:
No. Separation of Assets Agreement Entry
There is no separation of assets agreement between the Debtor and spouse T

No. Separation of Assets Agreement Entry
2. Old Debtor whose separation of assets agreement with spouse is not reported column left blank
35. Violation of Maximum Credit Provision Limit (BMPK)/Maximum Funding Provision Limit (BMPD)/Maximum Financing Provision Limit (BMPP)
a. This column is filled with a 1 (one) digit code for the status of violation of the Maximum Credit Provision Limit (BMPK)/Maximum Funding Provision Limit (BMPD)/Maximum Financing Provision Limit (BMPP) according to the following reference:
No. Violation of BMPK/BMPD/BMPP Code

Violates BMPK/BMPD/BMPP Y
Does not violate BMPK/BMPD/BMPP T
Not Relevant *) N
*) The Reporting Entity chooses the “Not Relevant” code if there are no regulations regarding BMPK/BMPD/BMPP related to the Reporting Entity’s operational activities. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Violation of BMPK/BMPD/BMPP Entry
Funding provision to the Debtor violates BMPK/BMPD/BMPP Y
Funding provision to the Debtor does not violate BMPK/BMPD/BMPP T
Exceeding BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the status of exceeding the BMPK/BMPD/BMPP according to the following reference:
No. Exceeding BMPK/BMPD/BMPP Code
Exceeds BMPK/BMPD/BMPP Y
Does not exceed BMPK/BMPD/BMPP T
Not Relevant *) N
*) The Reporting Entity chooses the “Not Relevant” code if there are no regulations regarding BMPK/BMPD/BMPP related to the Reporting Entity’s operational activities. b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No. Exceeding BMPK/BMPD/BMPP Entry

Funding provision to the Debtor exceeds BMPK/BMPD/BMPP Y
Funding provision to the Debtor does not exceed BMPK/BMPD/BMPP T
Mother’s Maiden Name
a. This column is filled with the Debtor’s mother’s maiden name. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Mother’s Maiden Name Entry
Debtor’s mother’s name is “Dewi Sri” Dewi Sri
Debtor’s mother’s name is “Hj. Maimunah” Maimunah
Debtor’s mother’s name is “Clara A.R.” Clara A.R.
Branch Office Code
a. This column contains the code of the branch office where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Entry
Debtor is recorded at a branch office with branch code 002 002
Debtor in example number 1 moves/transfers from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit code for the data operation according to the following reference:
No. Data Operation Code
Create C
Update U

No. Data Operation Code
3. No change N
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry

New Debtor Data C
Update data of a Debtor previously reported U
No change to Debtor data N
C. Segment D02 – Corporate Debtor
This segment contains information regarding the basic data of corporate Debtors. Reporting segment D02 includes segment M01, which contains information on the management and/or owners of the corporate Debtor from segment D02. In compiling segment D02, the Reporting Entity maintains the CIF number located at each Reporting Entity and the valid identity number of the Debtor. Segment D02 consists of data filled in sequentially as follows:
Detail Flag
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the Debtor’s CIF number. b. Each CIF number must be unique for each Debtor, 1 (one) CIF number for each 1 (one) Debtor.
c. A CIF number used by one Debtor must not be used for another Debtor (no reuse or no recycle).
d. If the CIF number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. CIF Number Entry
Debtor has CIF Number 123456789 123456789
Debtor has CIF Number C-12345 C12345
Debtor has CIF Number ABC/12345 ABC12345
Corporate Identity Number
a. For Corporate Debtors operating within the territory of the Republic of Indonesia, this column is filled with the NPWP as stated in the NPWP document. b. For foreign Corporate Debtors who obtain Funding Facilities from the Reporting Entity’s branch office located outside the territory of the Republic of Indonesia, this column is filled with the Tax ID valid in the country of domicile of the foreign Corporate Debtor.
c. If the NPWP or Tax ID contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Filling in the identity number of public bodies is as follows:
No. Identity Document Identity Number
Public body has NPWP Filled with NPWP.
Public body does not have NPWP a. Filled with 111111 for the Government of the Republic of Indonesia.
b. Filled with the reference code for the third party for central public bodies registered in that reference.
c. Filled with the reference code for the regency or city for regional public bodies.
f. Example of data entry:
No. NPWP/Tax ID/Equivalent Entry
49.810.734.1-035.000 498107341035000
08.435.185.4-125.000 084351854125000
AB.435.185.4125 AB4351854125
Corporate Name
a. This column is filled with the corporate name as stated in the corporate deed document. b. This column is filled without including the corporate form.
c. This column is mandatory (cannot be left blank).

d. Example of data entry:
No. Debtor Name Entry

Debtor Name is “PT Makmur” Makmur
Debtor Name is “CV Makmur” Makmur
Debtor Name is “Koperasi Makmur” Makmur
Business Entity Type Code
a. This column is filled with a 2 (two) digit code for the business entity type according to the following reference:
No. Business Entity Type Code
Village-Owned Enterprise (BUMDes) 01
Commanditer Venotschap (CV) 02
Debtor Group 03
Sea Cargo Forwarder (EMKL) 04
Firm 05
Cooperative Association 06
Cooperative Parent 07
Cooperative 08
Village Unit Cooperative 09
Limited 10
Maskapai Andil Indonesia 11
Namloose Venotschaap 12
Regional Enterprise 13
Persero 14
Civil Partnership 15
Public Enterprise 16
Primary Cooperative 17
Limited Liability Company (Perseroan Terbatas) 18
Cooperative Center 19
Village Unit Cooperative Center 20
Trading Business 21
Rural Credit Trading Unit 22
Foundation 23
Regional Limited Liability Company 24
Regional Public Enterprise 25
Others 99

b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Business Entity Type Entry

Debtor's business entity type is
“Limited Liability Company”
Debtor's business entity type is
“Regional Enterprise”
Debtor's business entity type is
“Foundation”
Place of Establishment
a. This column is filled with the place of establishment of the business entity as stated in the deed of establishment of the business entity. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Place of Establishment Entry
Place of establishment in “West Jakarta” city
West Jakarta
Place of establishment in “Toba Samosir” regency
Toba Samosir
Place of establishment in “Semarang” city
Semarang
Deed of Establishment Number
a. This column is filled with the deed of establishment number of the business entity as stated in the deed of establishment of the business entity. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Deed of Establishment Number Entry
Deed of establishment number is “1234” 1234
Deed of establishment number is “7A” 7A
Deed of establishment number is “09” 09
Date of Deed of Establishment
a. This column is filled with the date of the deed of establishment of the business entity as stated in the deed of establishment of the business entity.

b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Date of Deed of Establishment Entry

7 June 1982 19820607
18 December 1971 19711218
25 April 1988 19880425
Number of Last Amendment Deed
a. This column is filled with the number of the last deed of the business entity (amendment deed). b. If there is no amendment deed for the business entity, this column is filled with the deed of establishment number.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Number of Last Amendment Deed Entry
Number of last amendment deed is
“1235”
Deed of establishment number is “1234” and
no amendment deed yet
Number of last amendment deed is
“007”
Date of Last Amendment Deed
a. This column is filled with the date of the last deed of the business entity as stated in the last deed of the business entity. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Date of Last Amendment Deed Entry
7 June 1982 19820607
18 December 1971 19711218
25 April 1988 19880425
Telephone Number
a. This column is filled with the Debtor's telephone number. b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. The telephone number is filled in completely with the area code.
d. For foreign numbers, the country code is included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Debtor's Telephone Number Entry
(021) 12345678 02112345678
(72-751) 4257712 727514257712
7256969 (Bogor) 02517256969
Debtor does not have a telephone
number
Mobile Phone Number
a. This column is filled with the Debtor's mobile phone number (handphone number). b. If the telephone number contains characters other than numbers, those characters do not need to be included.
c. For foreign numbers, the country code is included.
d. This column is optional. e. Example of data entry:
No. Mobile Phone Number Entry
+6181324324434 6181324324434
08123456789 08123456789
Electronic Mail Address
a. This column is filled with the Debtor's electronic mail address. b. This column is optional.
c. Example of data entry:
No. Electronic Mail Address Entry
corp.secretary@jaya.co.id corp.secretary@jaya.co.id
Debtor does not have an
electronic mail address column left blank
Address
a. This column is filled with the business entity Debtor's address as stated in the NPWP document. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Address Entry
Jl. Uluwatu Gg. Soka No.13 Jl. Uluwatu Gg. Soka
No.13
Jalan Mawar No. 14 RT.01
RW.04
Jalan Mawar No. 14
RT.01 RW.04
Dusun Pagar Ayu RT.03
RW.01
Dusun Pagar Ayu RT.03
RW.01
Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the business entity's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
Kebon Kelapa Kebon Kelapa
Lemah Abang Lemah Abang
Gambir Gambir
District (Kecamatan)
a. This column is filled with the district according to the business entity's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. District Entry
Gambir Gambir
Johar Baru Johar Baru
Balige Balige
Regency or City Code
a. This column is filled with the regency or city code of the business entity Debtor's address as stated in the reference code for regencies or cities.

b. This column cannot be filled with a regency or city code that is inactive or at the provincial level.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Regency/City Entry

Salatiga City 0992
Mojokerto Regency 1203
Kuningan Regency 0117
Postal Code
a. This column is filled with the postal code according to the Debtor's address. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Village/Sub-district Entry
Kebon Kelapa 10120
Lemah Abang 41383
Gambir 10110
Country of Domicile Code
a. This column is filled with the Debtor's country of domicile code as stated in the country code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor's Country of Domicile Entry
Indonesia ID
Malaysia MY
South Korea KR
Business Sector Code
a. This column is filled with a 6 (six) digit code for the Debtor's business economic sector as stated in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Debtor's Business Sector Entry
Tobacco plantation sector 011500
Orange fruit agriculture sector 012300

No. Debtor's Business Sector Entry
3. Tuna fishing sector 031111
21. Relationship with Reporter Code
a. This column is filled with a 2 (two) digit code for the relationship between the Debtor and the Reporter according to the following reference:
No. Relationship with Reporter Code

Related to Reporter
Related Parties are individuals or companies that have a control relationship with the Reporter, either directly or indirectly, through ownership, management, and/or financial relationships. a. Parent Company An entity that controls one or more entities, as referred to in financial accounting standards. T1 b. Subsidiary Company An entity controlled by a Parent entity, as referred to in financial accounting standards T2
c. Associate Company
A company where the Reporter has significant influence according to accounting standards on investment in associate entities. T3 d. Sister company Related Companies (sister company) are several other Companies that are separated institutionally and/or legally but owned and/or controlled by the same controlling shareholders as the Reporter. T4

No. Relationship with Reporter Code e. Other Related Individuals or legal entities other than parent company, subsidiary company, associate company, and sister company. T9
2. Not related to Reporter
Parties that are not included as related parties to the Reporter.
N b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Relationship with Reporter Entry

Debtor is a Parent Company. T1
Debtor has no relationship with
the Reporter
N
Violation of BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the BMPK/BMPD/BMPP violation status according to the following reference:
No. Violation of BMPK/BMPD/BMPP Code
Violation of BMPK/BMPD/BMPP Y
No violation of BMPK/BMPD/BMPP T
Not relevant *) N
*) The Reporter chooses the “Not relevant” code if there are no regulations regarding BMPK/BMPD/BMPP related to the Reporter's operational activities. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Violation of BMPK/BMPD/BMPP Entry
Provision of funds to the Debtor
violates BMPK/BMPD/BMPP
Y
Provision of funds to the Debtor does not
violate BMPK/BMPD/BMPP
T
Exceeding BMPK/BMPD/BMPP
a. This column is filled with a 1 (one) digit code for the BMPK/BMPD/BMPP exceeding status according to the following reference:
No. Exceeding BMPK/BMPD/BMPP Code
Exceeding BMPK/BMPD/BMPP Y

No. Exceeding BMPK/BMPD/BMPP Code
2. Not exceeding BMPK/BMPD/BMPP T
3. Not relevant *) N
*) The Reporter chooses the “Not relevant” code if there are no regulations regarding BMPK/BMPD/BMPP related to the Reporter's operational activities. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Exceeding BMPK/BMPD/BMPP Entry

At the initial provision of credit to
the Debtor, there was no BMPK violation, but over time there was a decrease in bank/BPR capital so that the credit provision exceeded BMPK Y
Provision of funds to the Debtor does not
exceed BMPK/BMPD/BMPP
T
Go Public
a. This column is filled with a 1 (one) digit code for the Go Public status according to the following reference:
No. Go Public Status Code
Go Public Y
Not Go Public T
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Go Public Status Entry
Debtor is a company that has gone
Public
Y
Debtor is not a company
that has gone Public
T
Debtor Group Code
a. This column is filled with the Debtor Group Code as stated in the reference code for third-party groups, except for codes S14 and S24BL. b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No. Debtor Group Entry

Debtor is a national private automotive
company
S1100201L
Debtor is a national private primary
cooperative
S11002501L
Debtor is a foreign-controlled private
textile company
S1100303L
Debtor Rank or Rating
a. This column is filled with the Debtor's latest rank or rating given by a rating agency. b. This column is optional.
c. Example of data entry:
No. Debtor Rating Entry
Debtor Rating “AAA” AAA
Debtor Rating “B1” B1
Debtor Rating “CCC+” CCC+
Business entity has not been or is not
ranked column left blank
Rating Agency
a. This column is filled with a 3 (three) digit code for the rating agency according to the following reference:
No. Rating Agency Code
Moody’s Investor Service MIS
Standard And Poor's SNP
Fitch Rating Internasional FIN
Pemeringkat Efek Indonesia (Pefindo) PEF
Fitch Rating Indonesia FID
b. This column cannot be left blank if the Debtor's rank or rating column is filled.
c. Example of data entry:
No. Rating Agency Entry
Standard And Poor's SNP
Moody’s Investor Service MIS
Business entity has not been or is not
ranked column left blank
Rating Date
a. This column is filled with the Debtor's latest rating date. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the Debtor's rank or rating column is filled.
d. Example of data entry:
No. Rating Date Entry
Rating dated 3 December 2014 20141203
Rating dated 3 April 2016 20160403
Business entity has not been or is not
ranked column left blank
Debtor Business Group Name
a. This column is filled according to the Debtor's business group reference. b. If the Debtor is part of more than 1 (one) business group, this column is filled with the most dominant business group.
c. This column is optional.
Branch Office Code
a. This column contains the Branch Office Code where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Code Entry
Debtor is recorded at a branch office
with branch code 002
Debtor in example number 1 moved
or transferred from branch 002 to branch
Data Operation
a. This column is filled with a 1 (one) digit code for data operation according to the following reference:
No. Data Operation Code
Create C
Update U
Not change N
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
New Debtor Data C
Update data for a Debtor previously
reported before
U
No changes to Debtor data N
D. Segment F01 – Credit or Financing Facilities This segment contains information on credit or financing provided to the Debtor. The Reporter maintains the credit or financing facility account number in the reporting month position for both credit or financing with a credit or financing agreement and without a credit or financing agreement. In principle, each credit or financing facility must be reported with 1 (one) account. In the provision of credit or financing with a channeling scheme (see illustration in chapter IV letter A number 3), Debtor Information is reported by the Reporter bearing the risk, i.e., the LJK that has the funds, not the LJK that channels credit or financing to the final Debtor (channeling LJK). In the case of credit or financing provision using an executing scheme (see illustration in chapter IV letter A number 4), Debtor Information is reported by the Reporter bearing the risk, i.e., the channeling LJK, while the LJK that has the funds reports the credit or financing provision to the channeling LJK.
Flag Detail
This column is filled with the letter D.
Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.

c. An account number used by 1 (one) facility cannot be used for other facilities (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Account Number Entry

Facility has account number =
123456789
123456789
Facility has account number =
REK-12345
REK12345
Facility has account number =
ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility. b. The Debtor's CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Debtor CIF Number Entry
Debtor has CIF Number = 123456789 123456789
Debtor has CIF Number = C-12345 C12345
Debtor has CIF Number =
ABC/12345
ABC12345
Credit or Financing Nature Code
a. This column is filled with a 1 (one) digit code for the nature of credit or financing according to the following reference:
No. Nature of Credit or Financing Code
Restructured Credit or Financing
Credit or financing that is in the status of credit or financing restructuring according to regulations governing asset quality assessment. The status of credit or financing restructuring only applies at each Reporter; the status of credit or financing restructuring for credit or financing taken over does not follow the status of credit or financing at the original Reporter.

No. Nature of Credit or Financing Code
2. Takeover of Credit or Financing
Credit or financing taken over (all rights and risks) from another party to the Reporter, which is not in the status of credit or financing restructuring, including those accompanied by new new limits. Factoring is also included in this type. The nature of this credit or financing is reported until the credit or financing matures. In the event of restructuring of the taken-over credit or financing, the nature of the credit or financing is adjusted to the reference code “Restructured Credit or Financing”. Takeover of credit or financing is only for the takeover of credit or financing based on an agreement between the Reporter and another party. For example, in the case of Bank “A” providing funding to a customer to pay credit or financing to Bank “B” without an agreement between Bank “A” and Bank “B”, it is not included in the takeover of credit or financing.

No. Nature of Credit or Financing Code
3. Subordinated Credit or Financing
Credit or financing to the Debtor that meets the criteria for subordination (among other things, it is junior in nature).
4. Customer Debt Transfer
Transfer of customer debt from conventional banks or financial institutions to Sharia banks or Sharia financial institutions following fatwas on debt transfer and applicable accounting standards.
5. Credit or financing restructured as part of stimulus policy
6. Others
The nature of credit or financing other than numbers 1, 2, 3, 4, and 5 above. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Nature of Credit or Financing Entry

The reported credit or financing facility
is a takeover of credit or financing from another Reporter.
The reported credit or financing facility
is a credit or financing facility that does not meet the criteria for credit or financing with codes 1, 2, 3, 4, or 5.
Credit or Financing Type Code
a. This column is filled with a 3 (three) digit code for the type of credit or financing according to the following reference:
No. Type of Credit or Financing Code
With Credit or Financing Agreement
Credit or financing accompanied by a written agreement and/or Note Purchase Agreement (NPA), which among other things regulates the size of the credit limit, interest rate or yield, term, collateral, and repayment methods. Overdrafts originating from credit or financing with an agreement and credit or financing that has matured are also included in this definition. a. Credit or Financing in the context of joint financing (Syndication) Credit or receivables or financing provided jointly by two or more banks, or other financing companies, with the division of funds, risks, and income (interest/yield and provision/commission) according to the participation share of each syndicate member. Syndicated credit or financing is also called credit or financing in the context of joint financing. P01 b. Credit or Financing to third parties through other institutions via channeling Provision of credit or financing to a debtor whose funds are channeled through another bank, financing company, or other party. For the channeling of credit or financing, the Reporter as the owner of the funds bears the risk. P02
c. Credit or financing to MSMEs through
other institutions via executing
Provision of credit or financing to MSMEs whose funds are channeled through other parties where the channeling party of credit or financing bears the risk if the debtor defaults. The definition of MSMEs refers to the law on micro, small, and medium enterprises. P03

No. Type of Credit or Financing Code d. Credit or financing to Non-MSMEs through other institutions via executing Provision of credit or financing to Non-MSMEs whose funds are channeled through other parties where the channeling party of credit or financing bears the risk if the debtor defaults. P04 e. Credit Card or Sharia Financing Card P05 f. Securities with Note Purchase Agreement (NPA) Credit provision originating from the purchase of securities accompanied by an NPA. P06 g. In the context of Gold Ownership Provision of financing for gold ownership. P07 h. Pawn Provision of financing in the form of pawn. P08
i. Talangan Haji
Provision of financing for talangan in the context of hajj pilgrimage registration.
P09 j. Others
Provision of credit or financing that is not included as a previous type of credit or financing. P99
2. Without Credit or Financing Agreement
Credit or financing not accompanied by a written credit or financing agreement.

No. Type of Credit or Financing Code a. Debit Balance Giro N01 b. Claims from Trade Transactions Claims to customers due to trade transactions (export or import) that have matured and have not been resolved by the customer for up to 14 days. N02
c. Others N99
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Type of Credit or Financing Entry

Credit card or Sharia financing card facility
P05
Debit Balance Giro N01
Credit Agreement or Financing Agreement Code
a. This column is filled with a 3 (three) digit Code for Credit Agreement or Financing Agreement according to the following reference:
No. Credit Agreement or Financing Agreement Code
Conventional
Credit or financing channeled with a conventional scheme.
Mudharabah
A business cooperation agreement between the first party as the owner of funds (shahibul mal) and the second party as the manager of funds (mudharib) by dividing business profits according to agreements stated in the agreement, while losses are fully borne by the first party unless the second party commits intentional errors, negligence, or violates the agreement.
Mudharabah Muqayyadah
A mudharabah agreement that limits the purpose of fund usage.

No. Credit or Financing Contract Code
4. Musyarakah
Financing in the form of a partnership between the Reporter and the customer for a specific business where each party provides a portion of funds with the provision that profits will be shared according to agreement, while losses are borne according to each party's fund portion.
5. Musyarakah Mutanaqisah
A Musyarakah contract where the ownership of assets or capital of one party decreases due to gradual purchase by the other party.
6. Ijarah
A contract for providing funds to transfer the right to use or benefit from a good or service based on a lease transaction, without transferring ownership of the good itself.
7. Ijarah Muntahiya Bittamlik
A contract for providing funds to transfer the right to use or benefit from a good or service based on a lease transaction with an option to transfer ownership of the good.
8. Multijasa – Education
Financing to transfer the benefit of services in the education sector for a specific period with payment of service remuneration, ujrah, or fee.
9. Multijasa – Pilgrimage/Religious Services
Financing to transfer the benefit of services in the religious sector for a specific period with payment of service remuneration, ujrah, or fee.

No. Credit or Financing Contract Code
10. Multijasa – Health
Financing to transfer the benefit of services in the health sector for a specific period with payment of service remuneration, ujrah, or fee.
11. Multijasa – Marriage
Financing to transfer the benefit of services in the organization of marriages for a specific period with payment of service remuneration, ujrah, or fee.
12. Multijasa – Others
Financing to transfer the benefit of services in other sectors for a specific period with payment of service remuneration, ujrah, or fee.
13. Murabahah Receivables
Financing for a sale and purchase transaction of a good by stating the purchase price to the buyer, and the buyer pays it at a higher price as agreed profit.
14. Istishna Receivables
Financing for a sale and purchase transaction of a good in the form of ordering the manufacture of a specific good with agreed criteria and requirements between the customer and the seller or manufacturer, with payment according to agreement.
15. Qardh
Financing in the form of a cash loan to the customer with the provision that the customer is obliged to return the received funds at an agreed time.

No. Credit or Financing Contract Code
16. Other Profit-Sharing Financing
Financing based on other profit-sharing transactions besides numbers 2 to 5 above.
17. Others
Financing based on Sharia principles other than those above. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Credit or Financing Contract Entry

Conventional credit 000
Istishna Receivables 080
Initial Contract Number
a. This column is filled with the initial contract number (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Sharia financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. Example of data entry:
No. Initial Contract Number Entry
If the reported credit or financing has an initial contract number “ABC-12345678” ABC-12345678
If the reported credit or financing has an initial contract number “10/AB/01.2014” 10/AB/01.2014
Credit or financing without agreement, credit cards, and Sharia financing cards column is left blank
Initial Contract Date
a. This column is filled with the initial contract date (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Sharia financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters. e. Example of data entry:
No. Initial Contract Date Entry
7 June 2012 20120607
18 December 2011 20111218
Credit or financing without agreement, credit cards, and Sharia financing cards column is left blank
Final Contract Number
a. This column is filled with the final contract number (latest contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Sharia financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract number column. e. Example of data entry:
No. Final Contract Number Entry
If the reported credit or financing has an initial contract number “ABC-12345678” ABC-12345678

No. Final Contract Number Entry
2. If the reported credit or financing has an initial contract number “10/AB/01.2014” 10/AB/01.2014
3. Credit or financing without agreement, credit cards, and Sharia financing cards column is left blank
10. Final Contract Date
a. This column is filled with the final contract date (latest contract) of the credit or financing facility as recorded in the Reporter's internal system. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Sharia financing card facilities which can be left blank.
c. For the entry of credit or financing categories without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract date column. e. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters. f. Example of data entry:
No. Final Contract Date Entry

7 June 2012 20120607
18 December 2011 20111218
Credit or financing without agreement, credit cards, and Sharia financing cards column is left blank
Frequency of Credit or Financing Facility Extension
a. This column is filled with the frequency of extension for the reported credit or financing facility. b. For new facilities, this column is filled with “0”.

c. For extension facilities, this column is filled with the frequency of extensions that have been carried out.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Frequency of Credit or Financing Facility Extension Entry

The credit or financing facility is a new facility. 0
The credit or financing facility is a facility that has been extended 1 (one) time. 1
The credit or financing facility is a facility that has been extended 2 (two) times. 2
Credit or Financing Start Date
a. This column is filled with the date the credit or financing facility first becomes effective. b. If the type of credit or financing falls into the category of credit or financing with an agreement, it is filled based on the start date of the credit or financing based on the first credit or financing contract (initial contract).
c. This column is mandatory (cannot be left blank).
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters. e. Example of data entry:
No. Credit or Financing Start Date Entry
7 June 2012 20120607
18 December 2011 20111218
Start Date
a. For new credit or financing (not an extension), this column is filled the same as the credit or financing start date. b. For credit or financing with extensions, this column is filled with the start date of the latest extension facility.

c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Start Date Entry

7 June 2012 20120607
18 December 2011 20111218
Maturity Date
a. This column is filled with the maturity date or end of the term of the credit or financing. b. For credit or financing with extensions, this column is filled with the maturity date of the credit or financing facility.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Maturity Date Entry
7 June 2020 20200607
18 December 2030 20301218
Debtor Category Code
a. This column is filled with a 2 (two) digit Debtor category code according to the following reference:
No. Debtor Category Code
Micro, Small, and Medium Enterprise Debtor – Micro
Provision of Credit or Financing to:
a. Productive businesses owned by individuals and/or individual business entities that meet micro business criteria; b. Having:

net wealth of at most Rp50,000,000.00 (fifty million rupiah)
UM

No. Debtor Category Code not including land and buildings for business premises; or
2) annual sales results of at most Rp300,000,000.00 (three hundred million rupiah).
2. Micro, Small, and Medium Enterprise Debtor – Small
Provision of Credit or Financing to:
a. Productive economic businesses that stand alone, carried out by individuals or business entities that are not subsidiaries or branches of companies owned, controlled, or part of, directly or indirectly, of Medium or Large Businesses that meet Small Business criteria; b. Having:

net wealth of more than Rp50,000,000.00 (fifty million rupiah) up to at most Rp500,000,000.00 (five hundred million rupiah) not including land and buildings for business premises; or
annual sales results of more than Rp300,000,000.00 (three hundred million rupiah) up to at most Rp2,500,000,000.00 (two billion five hundred million rupiah).
UK

Micro, Small, and Medium Enterprise Debtor – Medium
Provision of Credit or Financing to:
a. Productive economic businesses that stand alone, carried out by individuals or business entities that are not subsidiaries or branches of companies owned, controlled, or part of, directly or indirectly, of Small or Large Businesses; b. Having:

net wealth of more than Rp500,000,000.00 (five hundred million rupiah) up to at most Rp10,000,000,000.00 (ten billion rupiah) not including land and buildings for business premises; or
annual sales results of more than Rp2,500,000,000.00 (two billion five hundred million rupiah) up to at most Rp50,000,000,000.00 (fifty billion rupiah).
UT

No. Debtor Category Code
4. Not a Micro, Small, and Medium Enterprise Debtor
Provision of credit or financing to Debtors other than micro, small, and medium enterprises. NU b. Determination of Debtor category as micro, small, or medium refers to the Law regarding micro, small, and medium enterprises.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Debtor Category Entry

Credit or financing to Micro, Small, and Medium Enterprise Debtor – Micro. UM
Credit or financing to Not a Micro, Small, and Medium Enterprise Debtor NU
Usage Type Code
a. This column is filled with a 1 (one) digit usage type code according to the following reference:
No. Usage Type Code
Working Capital
Credit or financing intended as working capital for the respective Debtor.
Investment
Credit or financing intended for the purchase of capital goods and services needed for rehabilitation, modernization, expansion, relocation of business and/or establishment of new business. Included in the definition of investment is the purchase of facilities and infrastructure for business activities such as the purchase of motor vehicles for productive business (including public transport and ojek).
Consumption
Credit or financing intended for consumption needs. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Usage Type Entry
Long-term credit for factory construction 2
Credit card or Sharia financing card 3
Usage Orientation Code
a. This column is filled with a 1 (one) digit usage orientation code according to the following reference:
No. Usage Orientation Code
Export
Credit or financing given to exporters and suppliers for financing production, collection, and preparation of goods for export, which includes among other things financing export transactions, supply of goods for export, and production of goods for export.

No. Usage Orientation Code
2. Import
Credit or financing given to importers for financing the procurement and collection of imported goods, which includes among other things financing import transactions and supply of goods to be imported. In the event that credit or financing is used to finance business activities that cannot be separated between those oriented towards export, import, or others (domestic), the classification of such credit or financing is focused on the dominant usage orientation (the one that receives the largest financing facility).
3. Others
Credit or financing given not in the context of export and import (oriented domestically). b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Usage Orientation Entry

Credit or financing given to exporters and suppliers for financing production, collection, and preparation of goods for export, which includes among other things financing export transactions, supply of goods for export, and production of goods for export.
Credit or financing given to importers for financing the procurement and collection of imported goods, which includes among other things financing import transactions and supply of goods to be imported.
Economic Sector Code
a. This column is filled with a 6 (six) digit code for the economic sector of the business field being financed as stated in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Economic Sector Entry
Tobacco plantation sector 011500
Orange fruit agriculture sector 012300
Tuna fishing sector 031111
Regency or City Code for Project Location or Credit or Financing Usage
a. This column is filled with the regency or city code for the project location or usage of the credit or financing facility as stated in the regency or city code reference. b. This column can only be filled with regency or city codes that are active status or are not provincial-level codes.
c. This column can be filled with the regency or city code according to the Debtor's address if the type of credit or financing is a credit card, Sharia financing card, and overdraft giro.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Regency or City for Project Location or Credit or Financing Usage Entry
Salatiga City 0992
Mojokerto Regency 1203
Sabang City 3292
Project Value
a. This column is filled with the nominal project value to be financed in full units of Rupiah currency. b. This column cannot be left blank if the usage type is working capital credit or financing or investment credit or financing.

c. For working capital credit or financing not related to the implementation of a specific project, this column is filled with the Debtor's working capital needs.
d. Example of data entry:
No. Project Value Entry

Working capital credit to a contractor for bridge construction project with project value Rp10,000,000,000.00.
10000000000
Credit for factory construction investment with project value Rp140,000,000,000.00.
140000000000
Currency Code
a. This column is filled with the currency code for the credit or financing facility as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Currency Entry
Rupiah IDR
US Dollar USD
Singapore Dollar SGD
Interest Rate or Remuneration
a. This column is filled with the percentage of the interest rate or remuneration of the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Remuneration Entry
Conventional credit with interest rate 5.5% per year 5,5
Murabahah receivables with margin 10% 10
Mudharabah financing with profit-sharing value equivalent rate 6.5% 6,5
Interest Rate or Remuneration Type
a. This column is filled with a 1 (one) digit code for the type of interest rate or remuneration according to the following reference:
No. Interest Rate or Remuneration Type Code
Fixed Interest Rate 1
Floating Interest Rate 2
Margin 3
Profit-Sharing 4
Ujrah 5
Others 9
None 0
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Remuneration Type Entry
Conventional credit with floating interest rate 5.5% per year 2
Murabahah receivables with margin 10% 3
Government Program Credit or Financing
a. This column is filled with a 2 (two) digit code for Government Program Credit or Financing according to the following reference:
No. Government Program Credit or Financing Code
Credit that is not credit or financing in the context of a government program 10
Government Program Credit - People's Business Credit - Micro 21
Government Program Credit - People's Business Credit - Small 22
Government Program Credit - People's Business Credit - Placement of Indonesian Workers Abroad (TKI) 23
Government Program Credit - People's Business Credit - Special KUR 24
Government Program Credit - Subsidized Home Ownership Credit 30
Other Government Program Credit or Financing 90

In the event there is an addition of specific sectors for Government Program Credit or Financing not covered in the codes above, the addition of codes will be communicated to Reporters via letter and announced through SLIK. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Government Program Credit or Financing Entry

Government Program Credit - People's Business Credit - Small 22
Government Program Credit - Subsidized Home Ownership Credit 30
Takeover Credit or Financing Origin
a. This column is filled with the Reporter code where the takeover credit or financing facility originates. b. This column cannot be left blank if the credit or financing facility is a takeover from another Reporter.
c. If the credit or financing facility is not a takeover facility, this column is left blank.
d. Example of data entry:
No. Takeover Credit or Financing Origin Entry
The credit or financing facility is a takeover from a bank with code 002 002
The credit or financing facility is not a takeover facility column is left blank
Funding Source
a. This column is filled with the Reporter code or the code of a third-party group that is the source of funds for the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. If the source of funds does not come from another institution, this column is filled with the Reporter's code.
d. Example of data entry:
No. Funding Source Entry
The credit or financing facility's funds come from a bank with code 002 002

No. Funding Source Entry
2. The credit or financing facility's funds come from the Reporter itself (Reporter Code 600003) 600003
27. Initial Ceiling
a. This column is filled with the nominal initial ceiling of the credit or financing facility in full units of Rupiah currency. b. For Sharia financing with a sale contract, this column is filled with the Reporter's base price (acquisition price minus down payment).
c. For credit or financing with a decreasing ceiling, this column is filled with the nominal initial ceiling and does not follow the ceiling decrease.
d. For several credit or financing facilities whose initial ceilings are combined into one main ceiling, this column is filled with the nominal main ceiling. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Initial or Main Ceiling Entry

Credit or financing with installments has an initial ceiling of Rp10,000,000,000.00 10000000000
Credit or financing with a main ceiling of Rp20,000,000,000.00 20000000000
Ceiling
a. This column is filled with the nominal effective ceiling of the credit or financing in full units of Rupiah currency. b. For Sharia financing with contracts:

sale, this column is filled with the selling price (acquisition price plus agreed margin);
ijarah, this column is filled with the contract value;
multijasa, this column is filled with the selling price (acquisition price plus agreed margin) or filled with the contract value;
qardh, this column is filled with the contract value; and
profit-sharing, this column is filled with the contract value.
c. For credit or financing with a decreasing ceiling, this column is filled with the nominal ceiling following the ceiling decrease.
d. For several credit or financing facilities whose ceilings are combined into one main ceiling, this column is filled with the nominal effective ceiling per facility. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Ceiling Entry

Credit or financing with installments (decreasing ceiling) has an initial ceiling of Rp10,000,000,000.00. According to the installment schedule at the position of the report data month, the effective ceiling is Rp2,000,000,000.00.
2000000000
Credit or financing with a main ceiling of Rp20,000,000,000.00 with per-facility ceiling is Rp5,000,000,000.00.
5000000000
Ijarah with contract value Rp2,000,000,000.00.
2000000000
Realization or Disbursement of Current Month
a. This column is filled with the nominal realization or disbursement of credit or financing carried out in the data month being reported in full units of Rupiah currency. b. If no realization of credit or financing occurs in the data month being reported, this column is filled with “0” (zero).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Realization or Disbursement of Current Month Entry
In the current month (the data month being reported) there were 2 (two) realizations of disbursement of credit or financing with nominal amounts of Rp2,000,000,000.00 and Rp3,000,000,000.00 respectively.
5000000000

No. Realization or Disbursement in Current Month Filling
2. In the current month (the month of data reported), no realization or disbursement of credit or financing occurred.
30. Penalty
a. This column is filled with the nominal penalty imposed on the Debtor in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Penalty Filling

Due to installment arrears, the Debtor is charged a penalty of Rp100,000.00
100000
No penalty is imposed on the Debtor
Debit Balance
a. This column is filled with the nominal debit balance of the credit or financing in full units of Rupiah currency. b. Interest arrears and penalties are not included in this column.
c. For Sharia financing with the following contracts:

sales and purchase, this column is filled with the nominal amount;
ijarah, this column is filled with acquisition price minus accumulated depreciation minus CKPN plus principal arrears, or filled with “0” (zero) if there are no principal arrears;
multijasa, this column is filled with the nominal amount or filled with acquisition price minus accumulated depreciation minus CKPN plus principal arrears;
qardh, this column is filled with the number of reporting months;
profit sharing, this column is filled with the number of reporting months.
d. This column is mandatory (cannot be left blank). e. Example of data filling:
No. Debit Balance Filling

At the end of the current month (the month of data reported), the nominal debit balance is Rp2,000,000,000.00.
2000000000

No. Debit Balance Filling
2. Credit card facilities whose bills have been paid in full (full payment)
3. Ijarah with a contract value of Rp2,000,000,000.00 without principal arrears.
32. Value in Original Currency
a. This column is filled with the nominal debit balance of the credit or financing in full units of the original currency according to the credit or financing agreement. b. Principal arrears, interest or return arrears, and penalties are not included in this column.
c. This column cannot be left blank for credits or financings in currencies other than Rupiah, and is left blank if the credit or financing facility is in Rupiah currency.
d. Example of data filling:
No. Value in Original Currency Filling

Credit or financing in USD currency has a debit balance at the end of the current month (the month of data reported) of USD5,000.00.
Credit or financing in Rupiah currency has a debit balance at the end of the current month (the month of data reported) of Rp5,000,000.00.
column left blank
Credit or Financing Quality Code
a. This column is filled with a 1 (one) digit credit or financing quality code according to the following reference:
No. Credit or Financing Quality Code
Current 1
Special Attention 2
Less Current 3
Doubtful 4
Non-Performing 5

b. The rules for determining the quality of credit or financing refer to the provisions of legislation regarding the quality of credit or financing applicable to each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data filling:
No. Credit or Financing Quality Filling

Credit or financing given by BPR with quality “Non-Performing”
Credit or financing with current quality 1
Default Date
a. This column is filled with the date when the credit or financing facility is declared non-performing. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility is declared non-performing. Conversely, this column is left blank if the reported credit or financing facility is not non-performing.
d. Example of data filling:
No. Default Date Filling
Credit or financing facility quality is declared “Non-Performing” since December 3, 2014
20141203
Credit or financing facility quality is “Doubtful” since a certain date
column left blank
Credit or financing facility quality is “Current”
column left blank
Default Reason Code
a. This column is filled with a 2 (two) digit default reason code according to the following reference:
No. Default Reason Code
Marketing Difficulties 01

No. Default Reason Code
2. Management Difficulties and Labor Issues
3. Very Lossing Group or Affiliate Company
4. Environmental Management Issues
5. Use of Funds Not in Accordance with Credit or Financing Agreement
6. Weakness in Credit or Financing Analysis
7. Exchange Rate Fluctuation 07
8. Bad Faith 08
9. Force Majeure 09
10. Bankruptcy 10
11. Uniform Classification 11
12. Others 99
b. This column cannot be left blank if the reported credit or financing facility is declared non-performing. Conversely, this column is left blank if the reported credit or financing facility is not non-performing.
c. Example of data filling:
No. Default Reason Filling

Credit or financing facility non-performing due to “Exchange Rate Fluctuation”
Credit or financing facility quality is “Doubtful”
column left blank
Credit or financing facility quality is “Current”
column left blank
Principal Arrears
a. This column is filled with the nominal principal arrears of the credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no principal arrears, this column is filled with “0” (zero).

d. Example of data filling:
No. Principal Arrears Filling

The amount of principal arrears at the end of the current month (the month of data reported) is Rp50,000,000.00
50000000
Credit or financing facility has no principal arrears
Interest or Return Arrears
a. This column is filled with the nominal interest or return arrears of the credit or financing in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no interest or return arrears, this column is filled with “0”.
d. Example of data filling:
No. Interest or Return Arrears Filling
The amount of interest or return arrears at the end of the current month (the month of data reported) is Rp50,000,000.00.
50000000
Credit or financing facility has no interest or return arrears.
Number of Arrears Days
a. This column is filled with the number of days of arrears for the reported credit or financing facility (principal and/or interest or return arrears). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with “0” (zero).
d. Example of data filling:
No. Number of Arrears Days Filling
Number of arrears days at the end of the reporting data month is 115 days
No arrears 0
Arrears Frequency
a. This column is filled with the frequency of arrears for the credit or financing facility that occurred (principal and/or interest or return arrears) since the last time arrears were settled. b. This column is mandatory (cannot be left blank).
c. If arrears have never occurred, this column is filled with “0” (zero).
d. Example of data filling:
No. Arrears Frequency Filling
Since the last time arrears were settled until the end of the reporting data month, the Debtor has been in arrears 3 (three) times
No arrears 0
Restructuring Frequency
a. This column is filled with the frequency of restructuring since the initial date of the credit or financing. b. This column is mandatory (cannot be left blank).
c. If restructuring has never occurred, this column is filled with “0” (zero).
d. Example of data filling:
No. Restructuring Frequency Filling
Since the initial contract date until the end of the reporting data month, credit or financing restructuring has been carried out 3 (three) times.
Credit or financing facility has never been restructured.
Initial Restructuring Date
a. This column is filled with the date when the credit or financing facility was first restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.

c. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
d. Example of data filling:
No. Initial Restructuring Date Filling

Credit or financing restructured several times, first restructuring on December 3, 2014
20141203
Credit or financing has never been restructured
column left blank
Final Restructuring Date
a. This column is filled with the date when the credit or financing facility was last restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
d. If the credit or financing facility has been restructured only 1 (one) time, the final restructuring date column is filled the same as the initial restructuring date. e. Example of data filling:
No. Final Restructuring Date Filling
Credit or financing restructured several times, last restructuring on December 3, 2014
20141203
Credit or financing has never been restructured
column left blank
Restructuring Method Code
a. This column is filled with a 2 (two) digit restructuring method code according to the following reference:

No. Restructuring Method Code

Reduction of credit interest rate 01
Extension of credit term 02
Reduction of credit principal arrears 03
Reduction of credit interest arrears 04
Addition of credit facility 05
Conversion of credit into temporary equity participation
Addition of credit facility and reduction of credit interest arrears
Addition of credit facility and extension of credit term
Addition of credit facility and reduction of credit interest rate
Addition of credit facility, reduction of credit interest arrears and reduction of credit interest rate
Addition of credit facility, reduction of credit interest arrears and extension of credit term
Rescheduling (Sharia) 12
Change of payment schedule (Sharia) 13
Change of installment amount (Sharia) 14
Change of term (Sharia) 15
Change of ratio in Mudharabah financing or Musyarakah Financing (Sharia)
Change of Profit Sharing Portion (PBH) in Mudharabah financing or Musyarakah Financing (Sharia)
Granting of discount (Sharia) 18
Addition of bank financing facility funds (Sharia)
Conversion of financing contract (Sharia) 20
Conversion of financing into equity participation in customer company (Sharia)
Others 99

b. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
c. Example of data filling:
No. Restructuring Method Filling

Credit or financing facility reported last restructured by method “extension of credit term”
Credit or financing has never been restructured
column left blank
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:
No. Condition Code
Active Facility 00
Cancelled 01
Paid Off 02
Written Off 03
Write-Off 04
Paid Off due to Collateral Takeover 05
Paid Off due to Court Settlement
Transferred or Sold to Another Reporter 07
Transferred to Another Facility 08
Transferred or sold to non-Reporter third party
Securitization (Original Creditor as Servicer)
Securitization (Original Creditor not as Servicer)
Paid Off with Discount 12
Temporarily Blocked 13
Ceased from Joint Account Credit Membership

No. Condition Code
16. Risk Participation Transaction 15
17. Transferred Credit or Financing with Collection Management
b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Condition Filling

The condition of the reported credit or financing facility is “Paid Off”
Credit or financing is still active 00
Condition Date
a. This column is filled with the date when the credit or financing facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than “00”. Conversely, this column is left blank if the condition code column contains “00”.
d. Example of data filling:
No. Condition Date Filling
Credit or financing facility declared “paid off” on August 1, 2015
20150801
Credit or financing active condition column left blank
Description
a. This column is filled if there is additional description or other information required related to the reported credit or financing facility. b. This column is filled with channeling agent information for credit or financing to third parties through other institutions via channeling.
c. This column is optional.

d. Example of data filling:
No. Description Filling

Credit/financing facility is in dispute with Debtor
in dispute with Debtor
“ABC Financing Institution” is a channeling agent for credit or financing from “Bank DEF”
ABC Financing Institution
No specific description needs to be added
column left blank
Branch Office Code
a. This column contains the branch office code where the credit or financing facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Branch Office Filling
Credit or financing facility is recorded at a branch office with branch code 002
Credit or financing facility in example number 1 moved or mutated from branch 002 to branch 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
Create C
Update U
b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Data Operation Filling
New credit or financing facility data
C

No. Data Operation Filling
2. Update data of credit or financing facility previously reported in previous periods
U
E. Segment F02 – Joint Account Credit or Financing Facilities This segment contains information on credit or financing given to more than 1 (one) Debtor using the same account number. Reporters maintain the account number of the credit or financing facility in the reporting month position for both credit or financing with credit or financing contracts and without credit or financing contracts. In principle, each joint account credit or financing facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by one facility must not be used for other facilities (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data filling:
No. Account Number Filling
Facility has account number = 123456789
123456789
Facility has account number = REK-12345
REK12345
Facility has account number = ABC/12345
ABC12345
Debtor CIF Number

b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data filling:
No. Debtor CIF Number Filling

Debtor has CIF Number = 123456789 123456789
Debtor has CIF Number = C-12345 C12345
Debtor has CIF Number = ABC/12345 ABC12345
Joint Account Debtor Sequence
a. This column is filled with the sequence (serial number) of the Joint Account Debtor members. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Debtor Sequence Filling
First Debtor member of joint account 1
Second Debtor member of joint account 2
Credit or Financing Nature Code
a. This column is filled with a 1 (one) digit credit or financing nature code according to the following reference:
No. Credit or Financing Nature Code
Restructured Credit or Financing
Credit or financing that is in a credit restructuring status according to regulations governing asset quality assessment. Restructured credit or financing status only applies at each Reporter; the restructuring status of credit or financing taken over does not follow the status of the credit or financing at the original Reporter.

No. Credit or Financing Nature Code
2. Takeover of Credit or Financing
Credit or financing taken over (all rights and risks) from other parties to the Reporter, which is not in a credit or financing restructuring status, including those accompanied by new ceiling additions. This type also includes factoring. This nature of credit or financing is reported until the credit or financing matures. If restructuring is carried out on the taken-over credit or financing, the nature of the credit or financing is adjusted to reference code “Restructured Credit or Financing”. Takeover of credit or financing is only for takeover of credit/financing based on an agreement between the Reporter and other parties. For example, in the case of Bank “A” providing funding to customers to pay credit or financing to Bank “B” without an agreement between Bank “A” and Bank “B”, it is not included in the takeover of credit or financing.
3. Subordinated Credit or Financing
Credit or financing to Debtors that meet subordination criteria (among others, being junior).
4. Customer Debt Transfer
Transfer of customer debt from conventional banks or financial institutions to Sharia banks or Sharia financial institutions following fatwa on debt transfer and applicable accounting standards.

No. Credit or Financing Nature Code
5. Credit or Financing Restructured as Part of Stimulus Policy
6. Others
Nature of credit or financing other than numbers 1, 2, 3, 4, and 5 above. b. This column is mandatory (cannot be left blank).
c. Example of data filling:
No. Nature of Credit Filling

The reported credit or financing facility is a takeover of credit or financing from another Reporter.
The reported credit or financing facility is a credit or financing facility that does not meet the criteria for credit or financing with codes 1, 2, 3, 4, or 5.
Credit or Financing Type Code
a. This column is filled with a 3 (three) digit credit or financing type code according to the following reference:
No. Credit or Financing Type Code
With Credit or Financing Agreement
Credit or financing accompanied by a written agreement and/or Note Purchase Agreement (NPA), which among others regulates the credit ceiling, interest rate or return rate, term, collateral, and repayment methods. This definition also includes overdrafts originating from credit or financing with agreements and credit or financing that has matured. a. Credit or Financing in Joint Financing (Syndication) Credit or receivables or financing given jointly by two or more banks, or other financing companies, with the division of funds, risks, and income (interest/return and provision/commission) according to the participation share of each syndication member. Syndicated credit or financing is also called credit or financing in joint financing. P01

No. Credit or Financing Type Code b. Credit or Financing to Third Parties through Other Institutions via Channeling Provision of credit or financing to debtors whose funds are channeled through other banks, financing companies, or other parties. For the channeling of credit or financing, the Reporter as the owner of funds bears the risk. P02
c. Credit or Financing to MSMEs through Other Institutions via Executing
Provision of credit or financing to MSMEs whose funds are channeled through other parties where the channeling party of credit or financing bears the risk if the debtor defaults. The definition of MSMEs refers to the Law on Micro, Small, and Medium Enterprises. P03 d. Credit or Financing to Non-MSMEs through Other Institutions via Executing Provision of credit or financing to Non-MSMEs whose funds are channeled through other parties where the channeling party of credit or financing bears the risk if the debtor defaults. P04

No. Credit or Financing Type Code e. Credit Card or Sharia Financing Card P05 f. Securities with Note Purchase Agreement (NPA) Provision of credit originating from the purchase of securities accompanied by an NPA. P06 g. In the Context of Gold Ownership Provision of financing for gold ownership. P07 h. Pawn Provision of financing in the form of pawn. P08
i. Hajj Guarantee
Provision of financing for guarantees in the context of Hajj pilgrimage registration.
P09 j. Others
Provision of credit or financing that does not fall under the previous types of credit or financing. P99
2. Without Credit or Financing Agreement
Credit or financing not accompanied by a written credit or financing agreement. a. Debit Balance Current Account N01 b. Trade Transaction Receivables Receivables from customers due to trade transactions (export or import) that have matured and have not been settled by the customer for up to 14 days. N02
c. Others N99
b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No. Nature of Credit or Financing Entry

Credit or financing to MSMEs
through other institutions via executing
P04
Credit card or Shariah financing card facilities
P05
Credit Contract Code or Financing Contract Code
a. This column is filled with a 3 (three) digit Credit Contract Code or Financing Contract Code according to the following reference:
No. Credit Contract or Financing Contract Code
Conventional
Credit or financing disbursed with a conventional scheme.
Mudharabah
A business cooperation contract between the first party as the owner of funds (shahibul mal) and the second party as the fund manager (mudharib) by sharing business profits according to the agreement stipulated in the contract, while losses are borne entirely by the first party unless the second party commits intentional error, negligence, or violates the agreement.
Mudharabah Muqayyadah
A mudharabah contract that restricts the purpose of fund usage.
Musyarakah
Financing in the form of cooperation between the Reporter and the customer for a specific business where each party provides a portion of funds with the provision that profits will be shared according to agreement, while losses are borne according to each party's fund portion.

No. Credit Contract or Financing Contract Code
5. Musyarakah Mutanaqisah
A musyarakah contract where the asset or capital ownership of one party decreases due to gradual purchase by the other party.
6. Ijarah
A fund provision contract to transfer the right to use or benefit from a good or service based on a lease transaction, without transferring ownership of the good itself.
7. Ijarah Muntahiya Bittamlik
A fund provision contract to transfer the right to use or benefit from a good or service based on a lease transaction with an option to transfer ownership of the good.
8. Multijasa – Education
Financing to transfer the benefit of services in the education sector for a certain period with payment of service remuneration, ujrah, or fee.
9. Multijasa – Worship
Financing to transfer the benefit of services in the religious sector for a certain period with payment of service remuneration, ujrah, or fee.
10. Multijasa – Health
Financing to transfer the benefit of services in the health sector for a certain period with payment of service remuneration, ujrah, or fee.
11. Multijasa – Marriage
Financing to transfer the benefit of services in the organization of marriage for a certain period with payment of service remuneration, ujrah, or fee.

No. Credit Contract or Financing Contract Code
12. Multijasa – Others
Financing to transfer the benefit of services in other sectors for a certain period with payment of service remuneration, ujrah, or fee.
13. Murabahah Receivables
Financing for a transaction to buy and sell a good by stating the purchase price to the buyer and the buyer pays it at a higher price as agreed profit.
14. Istishna Receivables
Financing for a transaction to buy and sell a good in the form of ordering the manufacture of a specific good with agreed criteria and requirements between the customer and the seller or manufacturer, with payment according to agreement.
15. Qardh
Financing in the form of a cash loan to the customer with the provision that the customer must return the received funds at the agreed time.
16. Other Profit-Sharing Financing
Financing based on other profit-sharing transactions besides numbers 2 to 5 above.
17. Others
Financing based on Shariah principles other than those above. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Credit Contract or Financing Contract Code Entry

Conventional credit 000
Qardh 100
Initial Contract Number
a. This column is filled with the initial contract number (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Shariah financing card facilities which can be left blank.
c. For the entry of the credit or financing category without an agreement, this column is left blank.
d. Example of data entry:
No. Initial Contract Number Entry
If the reported credit or financing has an initial contract number “ABC-12345678”
ABC-12345678
If the reported credit or financing has an initial contract number “10/AB/01.2014”
10/AB/01.2014
Credit or financing without agreement, credit card, or Shariah financing card.
column left blank
Initial Contract Date
a. This column is filled with the initial contract date (first contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Shariah financing card facilities which can be left blank.
c. For the entry of the credit or financing category without an agreement, this column is left blank.
d. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (yyyymmdd) in sequence without separator characters. e. Example of data entry:
No. Initial Contract Date Entry
7 June 2012 20120607
18 December 2011 20111218

No. Initial Contract Date Entry
3. Credit or financing without agreement, credit card, or Shariah financing card.
column left blank
10. Final Contract Number
a. This column is filled with the final contract number (latest contract) of the credit or financing facility. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Shariah financing card facilities which can be left blank.
c. For the entry of the credit or financing category without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract number column. e. Example of data entry:
No. Final Contract Number Entry

If the reported credit or financing has an initial contract number “ABC-12345678”
ABC-12345678
If the reported credit or financing has an initial contract number “10/AB/01.2014”
10/AB/01.2014
Credit or financing without agreement, credit card, or Shariah financing card.
column left blank
Final Contract Date
a. This column is filled with the final contract date (latest contract) of the credit or financing facility as recorded in the Reporter's internal system. b. This column cannot be left blank if the type of credit or financing falls into the category of credit or financing with an agreement, except for credit card or Shariah financing card facilities which can be left blank.

c. For the entry of the credit or financing category without an agreement, this column is left blank.
d. If there are no changes or addendums to the credit or financing agreement since the first agreement or contract, this column is filled the same as the initial contract date column. e. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (yyyymmdd) in sequence without separator characters. f. Example of data entry:
No. Final Contract Date Entry

7 June 2012 20120607
18 December 2011 20111218
Credit or financing without agreement, credit card, or Shariah financing card.
column left blank
Frequency of Credit or Financing Facility Extension
a. This column is filled with the frequency of extension for the reported credit or financing facility. b. For new facilities, this column is filled with “0”.
c. For extension facilities, this column is filled with the frequency of extensions that have been carried out.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Frequency of Credit or Financing Facility Extension Entry
The credit or financing facility is a new facility.
The credit or financing facility is a facility that has been extended 1 (one) time.
The credit or financing facility is a facility that has been extended 2 (two) times.
Credit or Financing Start Date
a. This column is filled with the date the credit or financing facility first becomes effective. b. If the type of credit or financing falls into the category of credit or financing with an agreement, it is filled based on the start date of the credit or financing based on the first credit or financing contract (initial contract).
c. This column is mandatory (cannot be left blank).
d. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (yyyymmdd) in sequence without separator characters. e. Example of data entry:
No. Credit or Financing Start Date Entry
7 June 2012 20120607
18 December 2011 20111218
Start Date
a. For new credit or financing (not an extension), this column is filled the same as the credit or financing start date. b. For credit or financing with extension, this column is filled with the start date of the latest credit or financing extension facility.
c. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (yyyymmdd) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Start Date Entry
7 June 2012 20120607
18 December 2011 20111218
Maturity Date
a. This column is filled with the maturity date or the end of the credit or financing term. b. For credit or financing with extension, this column is filled with the maturity date of the credit or financing facility.

c. The writing format is 4 (four) digit year, 2 (two) digit month, and 2 (two) digit date (yyyymmdd) in sequence without separator characters.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Maturity Date Entry

7 June 2022 2022607
18 December 2030 20301218
Debtor Category Code
a. This column is filled with a 2 (two) digit Debtor Category Code according to the following reference:
No. Debtor Category Code
Micro, Small, and Medium Enterprises Debtor – Micro
Credit or financing provided to:
a. Productive businesses owned by individuals and/or individual business entities that meet the micro business criteria; b. Has:

net wealth of at most Rp50,000,000.00 (fifty million rupiah) excluding land and buildings for the place of business; or
annual sales results of at most Rp300,000,000.00 (three hundred million rupiah).
UM

Micro, Small, and Medium Enterprises Debtor – Small
Credit or financing provided to:
a. Productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of companies owned, controlled, or part of, directly or indirectly, of Medium Enterprises or Large Enterprises that meet the Small Business criteria; b. Has:

net wealth of more than Rp50,000,000.00 (fifty million rupiah) up to at most Rp500,000,000.00 (five hundred million rupiah) excluding land and buildings for the place of business; or
annual sales results of more than Rp300,000,000.00 (three hundred million rupiah) up to at most Rp2,500,000,000.00 (two billion five hundred million rupiah).
UK

No. Debtor Category Code
Medium or Large Enterprises that meet the Small Business criteria; b. Has:

net wealth of more than Rp50,000,000.00 (fifty million rupiah) up to at most Rp500,000,000.00 (five hundred million rupiah) excluding land and buildings for the place of business; or
annual sales results of more than Rp300,000,000.00 (three hundred million rupiah) up to at most Rp2,500,000,000.00 (two billion five hundred million rupiah).

Micro, Small, and Medium Enterprises Debtor – Medium
Credit or financing provided to:
a. Productive economic businesses that stand alone, conducted by individuals or business entities that are not subsidiaries or branches of companies owned, controlled, or part of, directly or indirectly, with Small Enterprises or Large Enterprises; b. Has:

net wealth of more than Rp500,000,000.00 (five hundred million rupiah) up to at most Rp10,000,000,000.00 (ten billion rupiah) excluding land and buildings for the place of business; or
annual sales results of more than Rp2,500,000,000.00 (two billion five hundred million rupiah) up to at most
UT

No. Debtor Category Code
Rp50,000,000,000.00 (fifty billion rupiah).
4. Not Micro, Small, and Medium Enterprises Debtor
Credit or financing provided to Debtors other than micro, small, and medium enterprises.
NU b. Determination of Debtor category as micro, small, or medium refers to the Law on Micro, Small, and Medium Enterprises.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Debtor Category Code Entry

Credit or financing to Micro, Small, and Medium Enterprises Debtor – Micro.
UM
Credit or financing to Not Micro, Small, and Medium Enterprises Debtor
NU
Usage Type Code
a. This column is filled with a 1 (one) digit usage type code according to the following reference:
No. Usage Type Code
Working Capital
Credit or financing intended as working capital for the respective Debtor.
Investment
Credit or financing intended for the purchase of capital goods and services needed for rehabilitation, modernization, expansion, relocation of business and/or establishment of new business. Included in the definition of investment is the purchase of facilities and infrastructure for business activities such as the purchase of motor vehicles for productive business (including city transport and ojek).

No. Usage Type Code
3. Consumption
Credit or financing intended for consumption needs. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Usage Type Code Entry

Long-term credit for factory construction
Credit card or Shariah financing card
Usage Orientation Code
a. This column is filled with a 1 (one) digit usage orientation code according to the following reference:
No. Usage Orientation Code
Export
Credit or financing provided to exporters and suppliers for financing production, collection, and preparation of goods for export, which includes among other things financing export transactions, supply of goods for export, and production of goods for export.
Import
Credit or financing provided to importers for financing the procurement and collection of imported goods, which includes among other things financing import transactions and supply of goods to be imported. In the event that credit or financing is used to finance business activities that cannot be separated between those oriented towards export, import, or others (domestic), the classification of such credit or financing is focused on the dominant usage orientation (the one that obtains the largest financing facility).

No. Usage Orientation Code
3. Others
Credit or financing provided not for the purpose of export and import (domestically oriented). b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Usage Orientation Code Entry

Credit or financing provided to exporters and suppliers for financing production, collection, and preparation of goods for export, which includes among other things financing export transactions, supply of goods for export, and production of goods for export.
Credit or financing provided to importers for financing the procurement and collection of imported goods, which includes among other things financing import transactions and supply of goods to be imported.
Economic Sector Code
a. This column is filled with a 6 (six) digit code of the economic sector of the business financed as stated in the economic sector code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Economic Sector Code Entry
Tobacco plantation sector 011500
Orange fruit agriculture sector 012300
Tuna fishing sector 031111
Regency or City Code of Project Location or Credit or Financing Usage
a. This column is filled with the regency or city code of the project location or usage of the credit or financing facility as stated in the regency or city code reference. b. This column can only be filled with regency or city codes that are active status or not provincial level codes.
c. This column can be filled with the regency or city code according to the Debtor's address if the type of credit or financing is a credit card or Shariah financing card and debit balance giro.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Regency or City of Project Location or Credit or Financing Usage Entry
Salatiga City 0992
North Tapanuli Regency 3308
Sabang City 3292
Project Value
a. This column is filled with the nominal project value to be financed in full units of Rupiah currency. b. This column cannot be left blank if the usage type is working capital credit or financing or investment credit or financing.
c. For working capital credit or financing not related to the implementation of a specific project, this column is filled with the Debtor's working capital needs.
d. Example of data entry:
No. Project Value Entry
Working capital credit to a contractor for bridge construction project with a project value of Rp10,000,000,000.00.
10000000000
Credit for factory construction investment with a project value of Rp140,000,000,000.00.
140000000000
Currency Code
a. This column is filled with the currency code of the credit or financing facility as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Currency Code Entry
Rupiah IDR
US Dollar USD
Singapore Dollar SGD
Interest Rate or Remuneration
a. This column is filled with the percentage of the interest rate or remuneration of the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Remuneration Entry
Conventional credit with an interest rate of 5.5% per year
5.5
Murabahah receivables with a margin of 10% 10
Mudharabah financing with an equivalent rate profit-sharing value of 6.5%
6.5
Interest Rate or Remuneration Type
a. This column is filled with a 1 (one) digit code of the interest rate or remuneration type according to the following reference:
No. Interest Rate or Remuneration Type Code
Fixed Interest Rate 1
Floating Interest Rate 2
Margin 3
Profit Sharing 4
Ujrah 5
Others 9

No. Interest Rate or Remuneration Type Code
7. None 0
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Remuneration Type Code Entry

Conventional credit with a floating interest rate of 5.5% per year
Murabahah receivables with a margin of 10% 3
Government Program Credit or Financing
a. This column is filled with a 2 (two) digit code of Government Program Credit or Financing according to the following reference:
No. Government Program Credit or Financing Code
Credit that is not credit or financing as part of a government program
Government Program Credit - People's Business Credit - Micro
Government Program Credit - People's Business Credit - Small
Government Program Credit - People's Business Credit - Placement of Indonesian Workers Abroad (TKI)
Government Program Credit - People's Business Credit - Special KUR
Government Program Credit - Subsidized Home Ownership Credit
Other Government Program Credit or Financing
In the event of an addition of specific sectors for Government Program Credit or Financing not covered in the codes above, the addition of codes will be communicated in a letter to the Reporter and announced through SLIK. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Government Program Credit or Financing Entry
Government Program Credit - People's Business Credit - Small

No. Government Program Credit or Financing Entry
2. Government Program Credit - Subsidized Home Ownership Credit
26. Takeover Credit or Financing Origin
a. This column is filled with the Reporter code where the takeover credit or financing facility originates. b. This column cannot be left blank if the credit or financing facility is a takeover facility from another Reporter.
c. If the credit or financing facility is not a takeover facility, this column is left blank.
d. Example of data entry:
No. Takeover Credit or Financing Origin Entry

The credit or financing facility is a takeover from a bank with code 002
The credit or financing facility is not a takeover facility
column left blank
Source of Funds
a. This column is filled with the Reporter code or the code of the third-party group that is the source of funds for the credit or financing facility. b. This column is mandatory (cannot be left blank).
c. If the source of funds does not come from another institution, this column is filled with the Reporter code.
d. Example of data entry:
No. Source of Funds Entry
The credit or financing facility's funds are sourced from a bank with code 002
The credit or financing facility's funds are sourced from the Reporter itself (Reporter Code 600003)
600003
Initial Plafond
a. This column is filled with the nominal initial plafond of the credit or financing facility in full units of Rupiah currency.

b. For Shariah financing with a sales contract, this column is filled with the Reporter's base price (acquisition price minus down payment).
c. For credit or financing with a decreasing plafond, this column is filled with the nominal initial plafond and does not follow the plafond decrease.
d. For several credit or financing facilities whose initial plafonds are combined into one master plafond, this column is filled with the nominal master plafond. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Initial or Master Plafond Entry

Credit or financing with installments has an initial plafond of Rp10,000,000,000.00
10000000000
Credit or financing with a master plafond of Rp20,000,000,000.00
20000000000
Plafond
a. This column is filled with the nominal effective plafond of the credit or financing in full units of Rupiah currency. b. For Shariah financing with a contract:

sales, this column is filled with the selling price (acquisition price plus agreed margin);
ijarah, this column is filled with the contract value;
multijasa, this column is filled with the selling price (acquisition price plus agreed margin) or filled with the contract value;
qardh, this column is filled with the contract value; and
profit sharing, this column is filled with the contract value.
c. For credit or financing with a decreasing plafond, this column is filled with the nominal plafond following the plafond decrease.
d. For several credit or financing facilities whose plafonds are combined into one master plafond, this column is filled with the nominal effective plafond per facility. e. This column is mandatory (cannot be left blank). f. Example of data entry:

No. Plafon Pengisian

Credit or financing with installments (declining balance) has an initial ceiling of Rp10,000,000,000.00. According to the installment schedule at the position of the reporting data month, the effective ceiling is Rp2,000,000,000.00.
2000000000
Credit or financing with a master ceiling of Rp20,000,000,000.00 with per-facility ceilings of Rp5,000,000,000.00.
5000000000
Ijarah with a contract value of Rp2,000,000,000.00.
2000000000
Realization or Disbursement of the Current Month
a. This column is filled with the nominal value of realization or disbursement of credit or financing carried out in the reporting data month, in full units of Rupiah currency. b. If no credit or financing realization or disbursement occurs in the reporting data month, this column is filled with "0" (zero).
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Realization or Disbursement of the Current Month Entry
During the current month (the reporting data month), there were 2 (two) instances of credit or financing realization/disbursement with nominal values of Rp2,000,000,000.00 and Rp3,000,000,000.00 respectively.
5000000000
During the current month (the reporting data month), no credit or financing realization or disbursement occurred.
Penalty
a. This column is filled with the nominal value of penalties imposed on the Debtor, in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No. Penalty Entry

Due to overdue installments, the Debtor is charged a penalty of Rp100,000.00
100000
No penalty is imposed on the Debtor
Debit Balance
a. This column is filled with the nominal value of the debit balance of credit or financing, in full units of Rupiah currency. b. Interest arrears and penalties are not included in this column.
c. For Sharia financing with the following contracts:

Sale and purchase, this column is filled with the nominal value;
Ijarah, this column is filled with acquisition price minus accumulated depreciation minus CKPN plus principal arrears, or filled with "0" (zero) if there are no principal arrears;
Multijasa, this column is filled with the nominal value or filled with acquisition price minus accumulated depreciation minus CKPN plus principal arrears;
Qardh, this column is filled with the number of reporting months;
Profit sharing, this column is filled with the number of reporting months.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Debit Balance Entry

At the end of the current month (the reporting data month), the debit balance nominal is Rp2,000,000,000.00.
2000000000
Credit card facilities where payments have been made in full (full payment)
Ijarah with a contract value of Rp2,000,000,000.00 without principal arrears.
Value in Original Currency
a. This column is filled with the nominal value of the debit balance of credit or financing, in full units of the original currency according to the credit or financing agreement. b. Principal arrears, interest or return arrears, and penalties are not included in this column.
c. This column cannot be left blank for credit or financing in currencies other than Rupiah, and is left blank if the credit or financing facility is in Rupiah currency.
d. Example of data entry:
No. Value in Original Currency Entry
Credit or financing in USD has a debit balance at the end of the current month (the reporting data month) of USD5,000.00.
Credit or financing in Rupiah has a debit balance at the end of the current month (the reporting data month) of Rp5,000,000.00.
column left blank
Credit or Financing Quality Code
a. This column is filled with a 1 (one) digit credit or financing quality code according to the following reference:
No. Credit or Financing Quality Code
Current 1
Special Attention 2
Less Current 3
Doubtful 4
Non-Performing 5
b. The rules for determining credit or financing quality refer to applicable regulations regarding credit or financing quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).

d. Example of data entry:
No. Credit or Financing Quality Entry

Credit or financing given by BPR with "Non-Performing" quality
Credit or financing with current quality
Non-Performing Date
a. This column is filled with the date when the credit or financing facility is declared non-performing. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility is declared non-performing. Conversely, this column is left blank if the reported credit or financing facility is not non-performing.
d. Example of data entry:
No. Non-Performing Date Entry
Credit or financing facility quality is declared "Non-Performing" since December 3, 2014
20141203
Credit or financing facility quality is "Doubtful" since a certain date
column left blank
Credit or financing facility quality is "Current"
column left blank
Non-Performing Cause Code
a. This column is filled with a 2 (two) digit non-performing cause code according to the following reference:
No. Non-Performing Cause Code
Marketing Difficulties 01
Management Difficulties and Labor Issues 02
Very Harmful Group or Affiliate Company 03

No. Non-Performing Cause Code
4. Environmental Management Issues 04
5. Use of Funds Not in Accordance with Credit or Financing Agreement 05
6. Weakness in Credit or Financing Analysis 06
7. Exchange Rate Fluctuation 07
8. Bad Faith 08
9. Force Majeure 09
10. Bankruptcy 10
11. Uniform Classification 11
12. Others 99
b. This column cannot be left blank if the reported credit or financing facility is declared non-performing. Conversely, this column is left blank if the reported credit or financing facility is not non-performing.
c. Example of data entry:
No. Non-Performing Cause Entry

Credit or financing facility is non-performing due to "Exchange Rate Fluctuation"
Credit or financing facility quality is "Doubtful"
column left blank
Credit or financing facility quality is "Current"
column left blank
Principal Arrears
a. This column is filled with the nominal value of principal arrears of credit or financing, in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no principal arrears, this column is filled with "0" (zero).
d. Example of data entry:
No. Principal Arrears Entry
The amount of principal arrears at the end of the current month (the reporting data month) is Rp50,000,000.00
50000000

No. Principal Arrears Entry
2. Credit or financing facility has no principal arrears
38. Interest or Return Arrears
a. This column is filled with the nominal value of interest or return arrears of credit or financing, in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. If there are no interest or return arrears, this column is filled with "0".
d. Example of data entry:
No. Interest or Return Arrears Entry

The amount of interest or return arrears at the end of the current month (the reporting data month) is Rp50,000,000.00.
50000000
Credit or financing facility has no interest or return arrears.
Number of Days of Arrears
a. This column is filled with the number of days of arrears for the reported credit or financing facility (principal and/or interest or return arrears). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with "0" (zero).
d. Example of data entry:
No. Number of Days of Arrears Entry
The number of days of arrears at the end of the reporting data month is 115 days
No arrears
Arrears Frequency
a. This column is filled with the frequency of arrears for the reported credit or financing facility (principal and/or interest or return arrears) since the last time arrears were settled. b. This column is mandatory (cannot be left blank).
c. If arrears have never occurred, this column is filled with "0" (zero).
d. Example of data entry:
No. Arrears Frequency Entry
Since the last time arrears were settled until the end of the reporting data month position, the Debtor has been in arrears 3 (three) times
No arrears
Restructuring Frequency
a. This column is filled with the frequency of restructuring since the initial date of the credit or financing. b. This column is mandatory (cannot be left blank).
c. If restructuring has never occurred, this column is filled with "0" (zero).
d. Example of data entry:
No. Restructuring Frequency Entry
Since the initial contract date until the end of the reporting data month position, credit or financing restructuring has been carried out 3 (three) times.
Credit or financing facility has never been restructured.
Initial Restructuring Date
a. This column is filled with the date when the credit or financing facility was first restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.

Credit or financing restructured several times, first restructuring on December 3, 2014
20141203
Credit or financing has never been restructured
column left blank
Final Restructuring Date
a. This column is filled with the date when the credit or financing facility was last restructured. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
d. If the credit or financing facility has been restructured only 1 (one) time, the final restructuring date column is filled the same as the initial restructuring date. e. Example of data entry:
No. Final Restructuring Date Entry
Credit or financing restructured several times, last restructuring on December 3, 2014
20141203
Credit or financing has never been restructured
column left blank
Restructuring Method Code
a. This column is filled with a 2 (two) digit restructuring method code according to the following reference:

No. Restructuring Method Code

Reduction of credit interest rate 01
Extension of credit term 02
Reduction of credit principal arrears 03
Reduction of credit interest arrears 04
Addition of credit facilities 05
Conversion of credit into temporary equity participation 06
Addition of credit facilities and reduction of credit interest arrears 07
Addition of credit facilities and extension of credit term 08
Addition of credit facilities and reduction of credit interest rate 09
Addition of credit facilities, reduction of credit interest arrears, and reduction of credit interest rate 10
Addition of credit facilities, reduction of credit interest arrears, and extension of credit term 11
Rescheduling (Sharia) 12
Change of payment schedule (Sharia) 13
Change of installment amount (Sharia) 14
Change of term (Sharia) 15
Change of ratio in Mudharabah financing or Musyarakah Financing (Sharia) 16
Change of Profit Sharing Portion (PBH) in Mudharabah financing or Musyarakah Financing (Sharia) 17
Granting of discount (Sharia) 18
Addition of bank financing facility funds (Sharia) 19
Conversion of financing contract (Sharia) 20

No. Restructuring Method Code
21. Conversion of financing into equity participation in customer company (Sharia) 21
22. Others 99
b. This column cannot be left blank if the reported credit or financing facility has ever been restructured. Conversely, this column is left blank if the reported credit or financing facility has never been restructured.
c. Example of data entry:
No. Restructuring Method Entry

Reported credit or financing facility last restructured by "extension of credit term"
Credit or financing has never been restructured
column left blank
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the following reference:
No. Condition Code
Active Facility 00
Cancelled 01
Settled 02
Written Off 03
Bad Debt Write-off 04
Settled due to Collateral Takeover 05
Settled through Court Resolution 06
Transferred or Sold to Another Reporter 07
Transferred to Another Facility 08
Transferred or Sold to Non-Reporter Third Party 09
Securitised (Original Creditor as Servicer) 10

No. Condition Code
12. Securitised (Original Creditor not as Servicer) 11
13. Settled with Discount 12
14. Temporarily Blocked 13
15. Ceased from Joint Account Credit Membership 14
16. Risk Participation Transaction 15
17. Transferred Credit or Financing with Collection Management 16
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Condition Entry

The condition of the reported credit or financing facility is "Settled"
Credit or financing is still active
Condition Date
a. This column is filled with the date when the credit or financing facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than "00". Conversely, this column is left blank if the condition code column contains "00".
d. Example of data entry:
No. Condition Date Entry
Credit or financing facility declared "settled" on August 1, 2015
20150801
Credit or financing active condition
column left blank
Description
a. This column is filled if there is additional description or other information required regarding the reported credit or financing facility. b. This column is filled with channeling agent information for credit or financing to third parties through other institutions via channeling.
c. This column is optional.
d. Example of data entry:
No. Description Entry
Credit/financing facility is in dispute with Debtor
in dispute with Debtor
"ABC Financing Institution" is a channeling agent for credit or financing from "Bank DEF"
ABC Financing Institution
No specific description needs to be added
column left blank
Branch Office Code
a. This column contains the code of the branch office where the credit or financing facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Entry
Credit or financing facility is recorded at a branch office with branch code 002
Credit or financing facility in example number 1 moves or mutates from branch 002 to branch 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
Create C

No. Data Operation Code
2. Update U
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry

New credit or financing facility data
C
Update data of credit or financing facility previously reported in the previous period
U
F. Segment F03 – Securities Facilities
This segment is the reporting of securities owned by the Reporter in Rupiah currency or foreign currency. In principle, each securities facility must be reported with 1 (one) account.
Detail Flag
This column is filled with the letter D.
Account Number or Securities Number
a. This column is filled with the account number of the securities facility or the securities number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility cannot be used for other facilities (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Account Number Entry
Facility has account number = 123456789
123456789
Facility has account number = REK12345
REK12345
Facility has account number = ABC/12345
ABC12345
Debtor CIF Number
b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. CIF Number Entry
Debtor has CIF Number = 123456789
123456789
Debtor has CIF Number = C-12345
C12345
Debtor has CIF Number = ABC/12345
ABC12345
Securities Type Code
a. This column is filled with the securities type code according to the following reference:
No. Securities Type Code
Bank Indonesia Certificate (SBI) F0401
Bank Indonesia Deposit Certificate (SDBI) F0403
Bank Indonesia Securities (SBBI) in Foreign Currency F0404
Treasury Bill (SPN) F040501
Sharia Treasury Bill F040502
Interbank Mudharabah Investment Certificate (SIMA) F0406
Promissory Note/Acceptance F0408
Bill - Export Bill F040901
Bill - Domestic Documentary Credit Bill (SKBDN) F040902
Bill - Others F040999
Commercial Paper F0410
Medium Term Notes (MTN) F041101
Medium Term Notes (MTN) Sharia F041102
Floating Rate Notes (FRN) F0412

No. Securities Type Code
15. Credit Linked Notes F0413
16. Mutual Fund F041401
17. Sharia Mutual Fund F041402
18. Fixed Income Mutual Fund F041403
19. Bonds in the framework of general bank recapitalization program F04150101
20. Government Bonds (ON) F04150102
21. Retail Indonesia Bonds (ORI) F04150103
22. Corporate Bonds - Subordinated F0415010501
23. Corporate Bonds - Non-Subordinated F0415010602
24. Other Bonds F04150199
25. Bank Indonesia Sukuk F04150201
26. Government Sukuk F04150203
27. Retail Sukuk F04150204
28. Ijarah Fixed Rate F04150205
29. Corporate Sukuk - Subordinated F0415020601
30. Corporate Sukuk - Non-Subordinated F0415020602
31. Project Based Sukuk (PBS) F04150207
32. Other Sukuk F04150299
33. Real Estate Investment Fund (DIRE) F0416
34. Asset-Backed Securities F041701
35. Sharia Asset-Backed Securities F041702
36. Other Securities F0499
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Securities Type Entry

Bank Indonesia Certificate (SBI) F0401
Other Securities F0499
Sovereign Rate
a. This column is filled with the sovereign rate of the country of the company or institution issuing the securities. b. This column is optional.
c. Example of data entry:

No. Sovereign Rate Entry

Rating "AAA"
AAA
Rating "BBB+"
BBB+
Listing
a. This column is filled with a 1 (one) digit listing status code according to the following reference:
No. Listing Status Code
Listed on the capital market Y
Not listed on the capital market T
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Listing Status Entry
Listed on the capital market Y
Not listed on the capital market T
Securities Rating
a. This column is filled with the rating of the reported securities. b. This column is optional.
c. Example of data entry:
No. Securities Rating Entry
Rating "AAA"
AAA
Rating "BBB+"
BBB+
Rating "AAA+" rated by PT XYZ
AAA+ / PT XYZ
Ownership Purpose Code
a. This column is filled with a 2 (two) digit ownership purpose code for securities according to the following reference:
No. Ownership Purpose Code
Measured at Fair Value Through Profit or Loss
Financial assets are measured at fair value through profit or loss if they do not meet the business model and contractual cash flow requirements for measurement at amortized cost or at fair value through other comprehensive income. PL

No. Ownership Purpose Code
2. Measured at Fair Value Through Other Comprehensive Income
Financial assets are measured at fair value through other comprehensive income if managed in a business model aimed at obtaining contractual cash flows and selling financial assets. The contractual cash flows mentioned are solely obtained from the payment of principal and interest/return from the principal amount due. OC
3. Measured at Amortized Cost
Financial assets are measured at amortized cost if managed in a business model aimed at holding financial assets to obtain contractual cash flows, which solely originate from the payment of principal and interest/return from the principal amount due. AC b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Ownership Purpose Entry

Measured at Fair Value Through Profit or Loss
PL
Measured at Fair Value Through Other Comprehensive Income
OC
Issuance Date
a. This column is filled with the issuance date of the securities. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of data entry:
No. Issuance Date Entry
Securities issued on December 3, 2014
20141203
Securities issued on April 3, 2016
20160403
Purchase Date
a. This column is filled with the date of purchase of the securities by the Reporter. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Purchase Date	Entry
1.	Securities purchased on December 3, 2014	20141203
2.	Securities purchased on April 3, 2016	20160403

Maturity Date
a. This column is filled with the maturity date of the securities. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Maturity Date	Entry
1.	Securities mature on December 3, 2014	20141203
2.	Securities mature on April 3, 2016	20160403

Currency Code
a. This column is filled with the currency code of the securities as listed in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Currency	Entry
1.	Rupiah	IDR
2.	US Dollar	USD
3.	Singapore Dollar	SGD

Nominal
a. This column is filled with the nominal value of the securities in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Nominal	Entry
1.	The nominal value of the securities is Rp2,000,000,000.00.	2000000000
2.	The nominal value of the securities is Rp1,000,000,000.00.	1000000000

Value in Original Currency
a. This column is filled with the nominal value of the securities in units of the original currency. b. This column cannot be left blank if the currency code is not IDR (Rupiah) and is left blank if the currency code is IDR (Rupiah).
c. Example of data entry:

No.	Value in Original Currency	Entry
1.	The nominal value of the securities in USD is USD5,000.00	5000
2.	The nominal value of the securities in Rupiah is Rp5,000,000.00	column left blank

Market Value
a. This column is filled with the market value of the securities in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Market Value	Entry
1.	The market value of the securities is Rp2,000,000,000.00.	2000000000
2.	The market value of the securities is Rp1,000,000,000.00.	1000000000

Acquisition Value
a. This column is filled with the acquisition value of the securities in full units of Rupiah currency.

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Acquisition Value	Entry
1.	The acquisition value of the securities is Rp2,000,000,000.00.	2000000000
2.	The acquisition value of the securities is Rp1,000,000,000.00.	1000000000

Interest Rate or Remuneration
a. This column is filled with the percentage of the interest rate or remuneration of the securities facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Interest Rate or Remuneration	Entry
1.	Interest rate 5.5% per year	5.5
2.	Margin 10%	10

Arrears
a. This column is filled with the nominal amount of arrears (principal and/or interest or remuneration) in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Arrears	Entry
1.	The amount of arrears at the end of the current reporting month (the month of data reported) is Rp50,000,000.00	50000000
2.	The securities have no arrears	0

Number of Days of Arrears
a. This column is filled with the number of days of arrears for the reported securities facility (principal and/or interest or remuneration). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with “0” (zero).

d. Example of data entry:

No.	Number of Days of Arrears	Entry
1.	The number of days of arrears at the end of the reporting month is 115 days.	115
2.	No arrears	0

Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:

No.	Quality	Code
1.	Current (Lancar)	1
2.	Special Attention (Dalam Perhatian Khusus)	2
3.	Less Current (Kurang Lancar)	3
4.	Doubtful (Diragukan)	4
5.	Loss (Macet)	5

b. The rules for determining quality refer to the provisions of legislation regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:

No.	Quality	Entry
1.	Securities with “Loss” quality	5
2.	Securities with “Current” quality	1

Loss Date
a. This column is filled with the date on which the securities facility is declared in loss. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported securities facility is declared in loss. Conversely, this column is left blank if the reported securities facility is not in loss.

d. Example of data entry:

No.	Loss Date	Entry
1.	Securities facility declared “Loss” quality since December 3, 2014	20141203
2.	Securities facility with “Doubtful” quality	column left blank
3.	Securities facility with “Current” quality	column left blank

Cause of Loss Code
a. This column is filled with a 2 (two) digit cause of loss code according to the reference as follows:

No.	Cause of Loss	Code
1.	Marketing Difficulties	01
2.	Management Difficulties and Labor Issues	02
3.	Very Harmful Group or Affiliated Company to Debtor	03
4.	Issues Related to Environmental Management	04
5.	Misuse of Funds Not in Accordance with Agreement	05
6.	Weakness in Analysis	06
7.	Exchange Rate Fluctuation	07
8.	Bad Faith	08
9.	Force Majeure	09
10.	Bankruptcy	10
11.	Uniform Classification	11
12.	Others	99

b. This column cannot be left blank if the reported securities are declared in loss. Conversely, this column is left blank if the reported securities are not in loss.
c. Example of data entry:

No.	Cause of Loss	Entry
1.	Securities facility in loss due to “Exchange Rate Fluctuation”	07

No.	Cause of Loss	Entry
2.	Securities facility with “Doubtful” quality	column left blank
3.	Securities facility with “Current” quality	column left blank

Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:

No.	Condition	Code
1.	Active Facility	00
2.	Cancelled	01
3.	Paid Off	02
4.	Written Off	03
5.	Written Off (Bad Debt)	04
6.	Paid Off due to Collateral Takeover	05
7.	Paid Off due to Court Settlement	06
8.	Transferred or Sold to Another Reporter	07
9.	Transferred to Another Facility	08
10.	Transferred or Sold to Non-Reporter Third Party	09
11.	Securitised (Original Creditor as Servicer)	10
12.	Securitised (Original Creditor not as Servicer)	11
13.	Paid Off with Discount	12
14.	Temporarily Blocked	13

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Condition	Entry
1.	The condition of the reported securities facility is “Paid Off”	02
2.	Securities facility is still active	00

Condition Date
a. This column is filled with the date on which the securities are declared in the condition as reported in the condition code column.

b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than “00”. Conversely, this column is left blank if the condition code column contains “00”.
d. Example of data entry:

No.	Condition Date	Entry
1.	Securities facility declared “Paid Off” on August 1, 2015	20150801
2.	Securities facility active condition	column left blank

Description
a. This column is filled if there is additional description or other information required regarding the reported securities. b. This column is optional.
c. Example of data entry:

No.	Description	Entry
1.	Securities facility is in dispute with Debtor	In dispute with Debtor
2.	No specific description needs to be added	column left blank

Branch Office Code
a. This column contains the branch office code where the securities facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Branch Office	Entry
1.	Facility recorded at branch office with branch code 002	002
2.	Facility in example number 1 moved or mutated from branch 002 to branch 023	023

Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:

No.	Data Operation	Code
1.	Create	C
2.	Update	U

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Data Operation	Entry
1.	New securities data	C
2.	Update data for securities previously reported in a prior period	U

G. Segment F04 – Irrevocable L/C Facilities
This segment is the reporting of Irrevocable L/Cs issued by the Reporter. An Irrevocable L/C is an L/C that cannot be amended, cancelled, or withdrawn without the approval of all interested parties. In principle, every Irrevocable L/C facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Account Number or L/C Number
a. This column is filled with the account number or L/C number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number that has been used by 1 (one) facility must not be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:

No.	Account Number	Entry
1.	Facility has account number = 123456789	123456789
2.	Facility has account number = REK12345	REK12345
3.	Facility has L/C number = ABC/12345	ABC12345

Debtor CIF Number
b. The Debtor CIF number must be reported in the Debtor data segment (individual or corporate entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:

No.	CIF Number	Entry
1.	Debtor has CIF Number = 123456789	123456789
2.	Debtor has CIF Number = C-12345	C12345
3.	Debtor has CIF Number = ABC/12345	ABC12345

L/C Type Code
a. This column is filled with a 1 (one) digit L/C type code according to the reference as follows:

No.	L/C Type	Code
1.	Sight L/C	1
2.	Usance L/C	2
3.	Acceptance L/C	3
4.	Negotiation L/C	4
5.	Commitment Account	5
6.	Usance Payable at Sight L/C	6
7.	Other L/Cs	9

No.	L/C Type	Code
1.	Sight L/C	L/C where payment to the beneficiary is made when the L/C documents are presented to the bank.	1
2.	Usance L/C	L/C where payment to the beneficiary is made based on a time determined after the date of presentation of the required L/C documents.	2
3.	Acceptance L/C	L/C that requires the bill of exchange drawn by the beneficiary to be accepted by the accepting bank, with acceptance carried out as long as the presented documents meet the L/C requirements.	3
4.	Negotiation L/C	L/C where payment to the beneficiary is made upon presentation of the required L/C documents, and such payment is first charged to the negotiating bank's funds.	4
5.	Commitment Account		5
6.	Usance Payable at Sight L/C	L/C where payment to the beneficiary is made when the L/C documents are presented to the Bank, but the collection from the applicant is based on a time determined after the date of presentation of the required L/C documents.	6
7.	Other L/Cs		9

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	L/C Type	Entry
1.	Usance L/C	2
2.	Sight L/C	1

L/C Destination Code
a. This column is filled with a 1 (one) digit L/C destination code according to the reference as follows:

No.	Name	Code
1.	Foreign L/C	1
2.	Domestic L/C (SKBDN)	2
3.	Others	9

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	L/C Destination	Entry
1.	Foreign L/C	1
2.	Domestic L/C (SKBDN)	2

Issue Date
a. This column contains the date of issuance or release of the L/C as stated on the instrument or L/C document. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Issue Date	Entry
1.	L/C issued or released on December 3, 2014	20141203
2.	L/C issued or released on April 3, 2016	20160403

Maturity Date
a. This column contains the maturity date of the L/C. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Maturity Date	Entry
1.	L/C matures on December 3, 2015	20151203
2.	L/C matures on April 3, 2017	20170403

Initial Agreement Number
a. This column is filled with the initial agreement number (first agreement) of the L/C facility. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Initial Agreement Number	Entry
1.	If the reported L/C facility has initial agreement number “ABC12345678”	ABC-12345678
2.	If the reported L/C facility has initial agreement number “101/ABC/001.2014”	101/ABC/001.2014

Initial Agreement Date
a. This column is filled with the initial agreement date (first agreement) of the L/C facility. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Initial Agreement Date	Entry
1.	June 7, 2012	20120607
2.	December 18, 2011	20111218

Final Agreement Number
a. This column is filled with the final agreement number (latest agreement) of the L/C facility. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement since the first agreement, this column is filled the same as the initial agreement number column.
d. Example of data entry:

No.	Final Agreement Number	Entry
1.	If the reported L/C facility has final agreement number “ABC12345678”	ABC-12345678
2.	If the reported L/C facility has final agreement number “101/ABC/001.2014”	101/ABC/001.2014

Final Agreement Date
a. This column is filled with the final agreement date (latest agreement) of the L/C facility as recorded in the Reporter's internal system. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement since the first agreement, this column is filled the same as the initial agreement date column.
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.

e. Example of data entry:

No.	Final Agreement Date	Entry
1.	June 7, 2012	20120607
2.	December 18, 2011	20111218

Beneficiary Bank
a. This column is filled with the name of the beneficiary bank (the bank mentioned in the L/C instrument as the party receiving payment). b. This column is optional.
c. Example of data entry:

No.	Beneficiary Bank	Entry
1.	Name of beneficiary bank is “PT Bank ABCD”	PT Bank ABCD
2.	Name of beneficiary bank is “XYZ Bank”	XYZ Bank

Currency Code
a. This column is filled with the currency code of the L/C facility as listed in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Currency	Entry
1.	Rupiah	IDR
2.	US Dollar	USD
3.	Singapore Dollar	SGD

Ceiling
a. This column is filled with the L/C facility ceiling in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Ceiling	Entry
1.	L/C facility ceiling of Rp1,000,000,000.00	1000000000
2.	L/C facility ceiling of Rp500,000,000.00	500000000

Nominal
a. This column is filled with the nominal value of the L/C facility in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Nominal	Entry
1.	L/C facility nominal of Rp1,000,000,000.00	1000000000
2.	L/C facility nominal of Rp500,000,000.00	500000000

Guarantee Deposit
a. This column contains the nominal value of money received by the Reporter as a guarantee to be accounted for at the time of transaction settlement in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Guarantee Deposit	Entry
1.	Guarantee deposit nominal of Rp1,000,000,000.00	1000000000
2.	No guarantee deposit	0

Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:

No.	Quality	Code
1.	Current (Lancar)	1
2.	Special Attention (Dalam Perhatian Khusus)	2
3.	Less Current (Kurang Lancar)	3
4.	Doubtful (Diragukan)	4
5.	Loss (Macet)	5

b. The rules for determining quality refer to the provisions of legislation regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).

d. Example of data entry:

No.	Quality	Entry
1.	L/C with “Loss” quality	5
2.	L/C with “Current” quality	1

Default Date
a. This column is filled with the default date if a default occurs on the reported L/C facility. b. This column cannot be left blank if a default occurs. Conversely, this column is left blank if no default occurs.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
d. Example of data entry:

No.	Default Date	Entry
1.	Default occurred on December 3, 2014	20141203
2.	No default occurred	column left blank

Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:

No.	Condition	Code
1.	Active Facility	00
2.	Cancelled	01
3.	Paid Off	02
4.	Written Off	03
5.	Written Off (Bad Debt)	04
6.	Paid Off due to Collateral Takeover	05
7.	Paid Off due to Court Settlement	06
8.	Transferred or Sold to Another Reporter	07
9.	Transferred to Another Facility	08
10.	Transferred or Sold to Non-Reporter Third Party	09
11.	Securitised (Original Creditor as Servicer)	10
12.	Securitised (Original Creditor not as Servicer)	11
13.	Paid Off with Discount	12
14.	Temporarily Blocked	13

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Condition	Entry
1.	The condition of the reported L/C facility is “Paid Off”	02
2.	L/C facility is still active	00

Condition Date
a. This column is filled with the date on which the L/C facility is declared in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the day (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than “00”. Conversely, this column is left blank if the condition code column contains “00”.
d. Example of data entry:

No.	Condition Date	Entry
1.	L/C facility declared “Paid Off” on August 1, 2015	20150801
2.	L/C facility active condition	column left blank

Description
a. This column is filled if there is additional description or other information required regarding the reported L/C facility. b. This column is optional.

c. Example of data entry:

No.	Description	Entry
1.	L/C facility is in dispute with Debtor	In dispute with Debtor
2.	No specific description needs to be added	column left blank

Branch Office Code
a. This column is filled with the branch office code where the L/C facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Branch Office	Entry
1.	Facility recorded at branch office with branch code 002	002
2.	Facility in example number 1 moved or mutated from branch 002 to branch 023	023

Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:

No.	Data Operation	Code
1.	Create	C
2.	Update	U

b. This column is mandatory (cannot be left blank).
c. Example of data entry:

No.	Data Operation	Entry
1.	New L/C facility data	C
2.	Update data for L/C facility previously reported in a prior period	U

H. Segment F05 – Provided Guarantee Facilities This segment is the reporting of the position of guarantee or guarantee issuance facilities, both for the benefit of other banks and for third-party groups. Also included in this detail list are guarantees or warranties that have matured as of the reporting date but are still within the claim period. In principle, every provided guarantee facility must be reported with 1 (one) account.

Detail Flag
This column is filled with the letter D.
Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number that has been used by 1 (one) facility must not be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:

No.	Account Number	Entry
1.	Facility has account number = 123456789	123456789
2.	Facility has account number = REK12345	REK12345
3.	Facility has account number = ABC/12345	ABC12345

Debtor CIF Number
b. The Debtor CIF number must be reported in the Debtor data segment (individual or corporate entity).
c. If the account number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:

No.	CIF Number	Entry
1.	Debtor has CIF Number = 123456789	123456789
2.	Debtor has CIF Number = C-12345	C12345
3.	Debtor has CIF Number = ABC/12345	ABC12345

Guarantee Type Code
a. This column is filled with a 5 (five) digit guarantee type code according to the reference as follows:

No. Guarantee Type Code

Bid Bonds F4201
Performance Bonds F4202
Advanced Payment Bonds F4203
Shipping Guarantee
Guarantee to a shipping company issued for the benefit of the customer for the purpose of releasing goods without presenting a B/L (Bill of Lading) F4204
Standby L/C
Bank guarantee in the form of an Irrevocable L/C that gives the right to the guarantee recipient to cash funds in the amount stated in the Standby L/C if the guarantee recipient states that they do not accept payment according to the agreement at maturity. F4205
Endorsement of securities F4206
Guarantee - Others F4299
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Guarantee Type Entry
Performance Bonds F4202
Advanced Payment Bonds F4203
Guarantee Purpose Code
a. This column is filled with a 1 (one) digit guarantee purpose code according to the reference as follows:
No. Guarantee Purpose Code
In the Context of Receiving Foreign Loans 1
In the Context of Receiving Domestic Loans 2
In the Context of Foreign Trade Transactions 4
In the Context of Domestic Trade Transactions 5

No. Guarantee Purpose Code
5. Counter Guarantee 7
6. Others 9
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Guarantee Purpose Entry

In the Context of Domestic Trade Transactions 5
Counter Guarantee 7
Date of Issuance
a. This column contains the date the guarantee was issued or released as stated on the instrument or guarantee document provided. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of writing:
No. Date Issued Entry
The guarantee issued or released on December 3, 2014 20141203
The guarantee issued or released on April 3, 2016 20160403
Maturity Date
a. This column is filled with the maturity date of the guarantee provided. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of data entry:
No. Maturity Date Entry
The guarantee matures on December 3, 2015 20151203
The guarantee matures on April 3, 2017 20170403
Initial Agreement Number
a. This column is filled with the initial agreement number (first agreement) of the guarantee facility provided. b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Initial Agreement Number Entry
If the provided Guarantee facility has an initial agreement number “ABC-12345678” ABC-12345678
If the provided Guarantee facility has an initial agreement number “101/ABC/001.2014” 101/ABC/001.2014
Initial Agreement Date
a. This column is filled with the initial agreement date (first agreement) of the guarantee facility provided. b. This column is mandatory (cannot be left blank)
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of data entry:
No. Initial Agreement Date Entry
June 7, 2012 20120607
December 18, 2011 20111218
Final Agreement Number
a. This column is filled with the final agreement number (latest agreement) of the guarantee facility provided. b. This column is mandatory (cannot be left blank)
c. If there are no changes or addendums to the agreement or contract since the first time, this column is filled the same as the initial agreement number column.
d. Example of data entry:
No. Final Agreement Number Entry
If the provided guarantee facility has a final agreement number “ABC12345678” ABC-12345678
If the provided guarantee facility has a final agreement number “101/ABC/001.2014” 101/ABC/001.2014
Final Agreement Date
a. This column is filled with the final agreement date (latest agreement) of the guarantee facility provided as recorded in the Reporter's internal system. b. This column is mandatory (cannot be left blank).
c. If there are no changes or addendums to the agreement or contract since the first time, this column is filled the same as the initial agreement date column.
d. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters e. Example of data entry:
No. Final Agreement Date Entry
June 7, 2012 20120607
December 18, 2011 20111218
Name of the Guaranteed Party
a. This column is filled with the party guaranteed by the provided guarantee. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Name of the Guaranteed Party Entry
PT ABC PT ABC
Muhammad Ali Muhammad Ali
Currency Code
a. This column is filled with the currency code of the provided guarantee as stated in the currency code reference. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Currency Entry
Rupiah IDR
US Dollar USD
Singapore Dollar SGD
Limit
a. This column is filled with the limit of the provided guarantee in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Limit Entry
The limit of the provided guarantee facility is Rp1,000,000,000.00 1000000000
The limit of the provided guarantee facility is Rp500,000,000.00 500000000
Nominal
a. This column is filled with the nominal value of the provided guarantee facility in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Nominal Entry
The nominal of the provided guarantee facility is Rp1,000,000,000.00 1000000000
The nominal of the provided guarantee facility is Rp500,000,000.00 500000000
Collateral Deposit
a. This column contains the nominal value of money received by the Reporter as collateral to be calculated at the time of transaction settlement in full units of Rupiah currency. b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Collateral Deposit Entry
Nominal collateral deposit is Rp1,000,000,000.00 1000000000
No collateral deposit 0
Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:

No. Quality Code

Good 1
Special Attention 2
Less Good 3
Doubtful 4
Loss 5
b. Quality determination rules refer to regulations regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Quality Entry
Bank Guarantee with “Loss” quality 5
Bank Guarantee with “Good” quality 1
Default Date
a. This column is filled with the default date if a default occurs on the reported guarantee facility. b. This column cannot be left blank if a default occurs. Conversely, this column is left blank if no default occurs.
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of data entry:
No. Default Date Entry
Default occurred on December 3, 2014 20141203
No default occurred, column left blank
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:
No. Condition Code
Active Facility 00
Cancelled 01
Paid Off 02

No. Condition Code
4. Written Off 03
5. Charged Off 04
6. Paid Off due to collateral takeover 05
7. Paid Off due to court settlement 06
8. Transferred or sold to another Reporter 07
9. Transferred to another Facility 08
10. Transferred or sold to a non-Reporter third party 09
11. Securitised (Original Creditor as Servicer) 10
12. Securitised (Original Creditor not as Servicer) 11
13. Paid Off with discount 12
14. Temporarily Blocked 13
b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Condition Entry

The condition of the reported guarantee facility is “Paid Off” 02
The provided guarantee facility is still active 00
Condition Date
a. This column is filled with the date when the provided guarantee is stated in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.
d. Example of data entry:
No. Condition Date Entry
The provided guarantee facility is stated as “paid off” on August 1, 2015 20150801
The provided guarantee facility is in active condition column left blank
Description
a. This column is filled if there is additional information or other information required related to the reported guarantee facility. b. This column is optional.
c. Example of data entry:
No. Description Entry
The provided guarantee facility is currently in dispute with the Debtor currently in dispute with Debtor
No specific information needs to be added column left blank
Branch Office Code
a. This column is filled with the branch office code where the provided guarantee facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Entry
Facility recorded at branch office with branch code 002 002
Facility in example number 1 moves or mutates from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No. Data Operation Code
Create C
Update U
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
New provided guarantee facility data C
Update data of provided guarantee facility previously reported in the previous period U

I. Segment F06 – Other Facilities
This segment is for reporting facility types other than segments F01, F02, F03, F04, and F05.

Detail Flag
This column is filled with the letter D.
Facility Account Number
a. This column is filled with the facility account number. b. The account number must be unique, 1 (one) account number for each 1 (one) facility.
c. An account number used by 1 (one) facility cannot be used for another facility (no reuse or no recycle).
d. If the account number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Account Number Entry
Facility has account number = 123456789 123456789
Facility has account number = REK12345 REK12345
Facility has account number = ABC/12345 ABC12345
Debtor CIF Number
b. The Debtor CIF number must be reported in the Debtor data segment (individual or business entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. CIF Number Entry
Debtor has CIF Number = 123456789 123456789
Debtor has CIF Number = C-12345 C12345
Debtor has CIF Number = ABC/12345 ABC12345
Other Facility Type Code
a. This column is filled with a 3 (three) digit other facility type code according to the reference as follows:
No. Other Facility Type Code
Managed Loan 001
Acceptance Bill 002
Liability to Government 003
Receivable from Derivative Transactions 004
Receivable from Reverse Repo Transactions 005
Receivable from Non-Financing Funding 006
Margin Transactions 007
Bai Al Musawamah in Salam Transactions 008
Others 900
b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Other Facility Type Entry
Managed Loan 001
Acceptance Bill 002
Transaction due to Securities Reverse Repo Transaction 005
Repurchase Agreement Transaction (Repo Transaction) Effect 005
Funding Source
a. This column is filled with the reporter code or code of the third-party group that is the source of the facility funds. b. This column is mandatory (cannot be left blank).
c. If the funding source does not come from another institution, this column is filled with a 6 (six) digit Reporter code.
d. Example of data entry:
No. Funding Source Entry
Other facility funds sourced from a bank with code 002 002
Other facility funds sourced from the Reporter itself (Reporter Code 600003) 600003
Start Date
a. This column is filled with the date the facility becomes effective. b. This column is mandatory (cannot be left blank).
c. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
d. Example of data entry:
No. Start Date Entry
June 7, 2012 20120607
December 18, 2011 20111218
Maturity Date
a. This column is filled with the maturity date or end of the facility term. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Maturity Date Entry
June 7, 2020 20200607
December 18, 2030 20301218
Interest Rate or Remuneration
a. This column is filled with the percentage of the interest rate or remuneration of the facility in question. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Interest Rate or Remuneration Entry
Interest rate 5.5% per year 5.5
Margin 10% 10
Currency Code
a. This column is filled with the facility currency code as stated in the currency code reference. b. This column is mandatory (cannot be left blank).

c. Example of data entry:
No. Currency Entry

Rupiah IDR
US Dollar USD
Singapore Dollar SGD
Nominal
a. This column is filled with the facility nominal in full units of Rupiah currency. b. This column is mandatory (cannot be left blank)
c. Example of data entry:
No. Nominal Entry
At the end of the current month (month of data reported) the facility nominal is Rp2,000,000,000.00. 2000000000
At the end of the current month (month of data reported) the facility nominal is Rp3,345,000,123.00. 3345000123
Value in Original Currency
a. This column is filled with the facility nominal in the original currency. b. This column cannot be left blank for facilities with currencies other than Rupiah and is left blank if the facility is in Rupiah currency.
c. Example of data entry:
No. Value in Original Currency Entry
Facility in USD currency has a nominal at the end of the current month (month of data reported) of USD5,000.00 5000
Facility in Rupiah currency has a nominal at the end of the current month (month of data reported) of Rp5,000,000.00 column left blank
Quality Code
a. This column is filled with a 1 (one) digit quality code according to the reference as follows:
No. Quality Code
Good 1
Special Attention 2
Less Good 3
Doubtful 4
Loss 5
b. Quality determination rules refer to regulations regarding asset quality for each type of Reporter.
c. This column is mandatory (cannot be left blank).
d. Example of data entry:
No. Quality Entry
Facility provided by Reporter with “Loss” quality 5
Facility with “Good” quality 1
Loss Date
a. This column is filled with the date when the facility is declared lost. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the reported facility is declared lost. Conversely, this column is left blank if the reported facility is not lost.
d. Example of data entry:
No. Loss Date Entry
Facility with quality declared as “Loss” since December 3, 2014 20141203
Facility with quality declared as “Good” column left blank
Loss Cause Code
a. This column is filled with a 2 (two) digit loss cause code according to the reference as follows:
No. Loss Cause Code
Marketing Difficulties 01
Management Difficulties and Labor Issues 02
Very Harmful Group or Affiliate Company 03
Environmental Management Issues 04
Use of Funds Not in Accordance with Agreement 05
Weakness in Analysis 06
Exchange Rate Fluctuation 07
Bad Faith 08
Force Majeure 09
Bankruptcy 10
Uniform Classification 11
Others 99
b. This column cannot be left blank if the reported facility is declared lost. Conversely, this column is left blank if the reported facility is not lost.
c. Example of data entry:
No. Loss Cause Entry
Facility lost due to “Exchange Rate Fluctuation” 07
Facility with quality declared as “Good” column left blank
Arrears
a. This column is filled with the nominal value of principal and/or interest or remuneration arrears in full units of Rupiah currency. b. If there are no arrears, this column is filled with “0” (zero).
c. This column is mandatory (cannot be left blank).

d. Example of data entry:
No. Arrears Entry

The amount of arrears at the end of the current month (month of data reported) is Rp50,000,000.00 50000000
Facility has no principal arrears 0
Number of Arrears Days
a. This column is filled with the number of days of arrears for the reported facility (principal and/or interest or remuneration). b. This column is mandatory (cannot be left blank).
c. If there are no arrears, this column is filled with “0” (zero).
d. Example of data entry:
No. Number of Arrears Days Entry
Number of arrears days at the end of the reporting month is 115 days 115
No arrears 0
Condition Code
a. This column is filled with a 2 (two) digit condition code according to the reference as follows:
No. Condition Code
Active Facility 00
Cancelled 01
Paid Off 02
Written Off 03
Charged Off 04
Paid Off due to collateral takeover 05

Paid Off due to court settlement
8. Transferred or Sold to another Reporter 07
9. Transferred to another Facility 08
10.
Transferred or sold to a non-Reporter third party
11. Securitised (Original Creditor as Servicer) 10
12.
Securitised (Original Creditor not as Servicer)

No. Condition Code
13. Paid Off with Discount 12
14. Temporarily Blocked 13
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Condition Entry

The condition of the reported facility is “Paid Off” 02
Facility is still active 00
Condition Date
a. This column is filled with the date when the facility is stated in the condition as reported in the condition code column. b. The writing format is 4 (four) digits for the year, 2 (two) digits for the month, and 2 (two) digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the condition code column contains anything other than 00. Conversely, this column is left blank if the condition code column contains 00.
d. Example of data entry:
No. Condition Date Entry
Facility is stated as “paid off” on August 1, 2015 20150801
Facility in active condition column left blank
Description
a. This column is filled if there is additional information or other information required related to the reported facility. b. This column is optional.
c. Example of data entry:
No. Description Entry
Facility is currently in dispute with Debtor currently in dispute with Debtor
No specific information needs to be added column left blank
Branch Office Code
a. This column contains the branch office code where the facility is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Entry
Facility recorded at branch office with branch code 002 002
Facility in example number 1 moves or mutates from branch 002 to branch 023 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the reference as follows:
No. Data Operation Code
Create C
Update U
b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry
New facility data C
Update data of facility previously reported in the previous period U
J. Segment A01 – Collateral
The collateral segment is detailed data of collateral or economically valuable guarantees controlled by the Reporter for the provision of funds received by the Debtor from the Reporter. Each facility that has an inactive condition or no longer has obligations, collateral data is reported last in the reporting period of the occurrence of that condition with the data operation Delete.
Detail Flag
This column is filled with the letter D.
Register Code or Collateral Number
a. This column is filled with the Register Code or Collateral Number. b. The Register Code or Collateral Number must be unique, 1 (one) Register Code or Collateral Number is used for 1 (one) collateral.

c. A Register Code or Collateral Number used by one collateral cannot be used for other collaterals (no reuse or no recycle).
d. If the register code or collateral number contains characters other than letters and numbers, those characters do not need to be included. e. This column is mandatory (cannot be left blank). f. Example of data entry:
No. Register Code or Collateral Number Entry

Collateral has register code or number = 123456789 123456789
Collateral has register code or number = A-12345 A12345
Facility Account Number
a. This column is filled with the facility account number guaranteed by the reported collateral. b. The number filled in this column must also be reported in the related facility data segment.
c. If the account number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Example of data entry:
No. Account Number Entry
Facility has account number = 123456789 123456789
Facility has account number = REK-12345 REK12345
Facility has account number = ABC/12345 ABC12345
Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility guaranteed by the reported collateral. b. The Debtor CIF number filled in this column must also be reported in the Debtor segment (individual or business entity).

c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. CIF Number Entry

Debtor has CIF Number = 123456789
123456789
Debtor has CIF Number = C-12345
C12345
Debtor has CIF Number = ABC/12345
ABC12345
Facility Segment Type Code
a. This column is filled with a 3-digit code for the facility segment type obtained by the Debtor, as follows:
No. Facility Code
Credit or Financing F01
Joint Account Credit or Financing F02
Securities F03
Irrevocable L/C F04
Guarantees Provided F05
Other Facilities F06
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Facility Type Code
Collateral used for credit or financing facilities
F01
Collateral used for Joint Account credit or financing facilities
F02
Collateral Status Code
Collateral status is filled with information regarding the availability of the physical form of the collateral or guarantee. a. This column is filled with a 1-digit collateral status code with the following reference:
No. Collateral Status Code
Available
Collateral whose physical form is available.

No. Collateral Status Code
2. Indent
Collateral in the form of property that is not yet available in its entirety or whose physical form is not yet available as agreed or handed over. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Collateral Status Entry

Collateral for facilities is available
Collateral for facilities is still in indent status
Collateral Type Code
a. This column is filled with the collateral type code with the following reference:
No. Collateral Type Code
Bank Indonesia Certificates (SBI) F0401
Sharia Bank Indonesia Certificates (SBIS) F0402
Bank Indonesia Deposit Certificates (SDBI) F0403
Bank Indonesia Securities in Foreign Currency F0404
Treasury Bills (SPN) F040501
Sharia Treasury Bills F040502
Mutual Funds F041401
Sharia Mutual Fund Certificates F041402
Fixed Income Mutual Funds F041403
Government Bonds (ON) F04150102
Retail Indonesian Bonds (ORI) F04150103
Regional Bonds F04150106
Bank Indonesia Sukuk F04150201
State Sukuk F04150203
Retail Sukuk F04150204
Other Sukuk F04150299
Ijarah Fixed Rate F04150205
Warehouse Receipts F0418

No. Collateral Type Code
19. Shares F0419
20. Credit/Financing Insurance F0420
21. Other Securities F0499
22. Current Account F09
23. Savings F10
24. Deposits F11
25. Guarantee Deposits F15
26. Gold and Gold Currency F2001
27. Other Financial Assets F2099
28. L/C F4101
29. Government Securities (SKBDN) F4102
30. Guarantees F42
31. Standby L/C F4205
32. Land AN020101
33. Buildings/Office Spaces AN02010201
34. Warehouses AN02010202
35. Shop-Houses/Office-Houses AN02010203
36. Hotels AN02010204
37. Other Commercial Properties AN02010299
38. Houses AN02010301
39. Apartments/Flats AN02010302
40. Machinery AN020202
41. Vehicles AN020203
42. Other Fixed Assets and Inventories AN020299
43. Aircraft AN0205
44. Sea Ships/Water Transport AN0206
45. Other Non-Financial Assets AN0299
46. Inventory AN999901
47. Other F04150204
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Collateral Type Entry

Collateral is land
AN020101
Collateral is a vehicle
AN020203
Collateral Rating
a. This column is filled with the collateral rating. b. This column is only filled if the collateral type is securities and the collateral status is “1-Available”.
c. This column is optional.
d. Data entry examples:
No. Collateral Rating Entry
Collateral is securities with “AAA” rating
AAA
Collateral is a motor vehicle
column left blank
Rating Agency
a. This column is filled with a 3-digit code for the rating agency with the following reference:
No. Rating Agency Code
Moody’s Investor Service MIS
Standard And Poor's SNP
Fitch Rating Internasional FIN
Indonesia Securities Rating (Pefindo) PEF
Fitch Rating Indonesia FID
b. This column is only filled if the collateral type is securities and the collateral status is “1-Available”.
c. This column is optional.
d. Data entry examples:
No. Rating Agency Entry
Standard and Poor’s SNP
Moody’s Investor Service MIS
Collateral is not securities
column left blank
Encumbrance Type Code
a. This column is filled with the type of encumbrance conducted by the Reporter on the collateral or guarantee submitted by the Debtor. This column is filled with a 2-digit Encumbrance Type Code according to the following reference:

No. Encumbrance Type Code

Mortgage (Hak Tanggungan)
Security over immovable property and/or goods determined by the government submitted by the Debtor to the Reporter as security for financing facilities provided to the Debtor.
Pledge (Gadai)
Security rights over movable property submitted by the Debtor to the Reporter, where the nature of the collateral is removed from the Debtor's control.
Fiducia (Fidusia)
Security rights over movable property, both tangible and intangible, and immovable property, specifically buildings that cannot be burdened with mortgage rights as referred to in the Law on Mortgage Rights, which remain under the possession of the Fiducia provider.
Deed of Authority to Impose Mortgage Rights (SKMHT)
A power of attorney to impose security rights in the form of land rights, with or without other objects that form a unity with the land.
Cessie
A method of handing over goods as security for receivables from the Reporter to a third party. In this handover process, a deed must be made, either an authentic deed or a private deed, confirming the transfer, and this transfer must be based on the consent of the relevant Debtor.
Not Encumbered 06
Other 99

No. Encumbrance Type Code
Encumbrance types other than those mentioned previously. b. This column cannot be left blank if the collateral status is “1-Available”.
c. Data entry examples:
No. Encumbrance Type Entry

Collateral is encumbered with mortgage rights
Collateral is not or has not been encumbered
Date of Encumbrance
a. This column is filled with the date the collateral or guarantee was encumbered. b. This column cannot be left blank if the collateral status is “1-Available”.
c. The writing format is 4 digits for the year, 2 digits for the month, and 2 digits for the date (yyyymmdd) in sequence without separator characters.
d. Data entry examples:
No. Date of Encumbrance Entry
Collateral encumbrance was done on August 1, 2015
20150801
Collateral has not been encumbered
column left blank
Collateral Owner Name
a. This column is filled with the name of the collateral or guarantee owner as stated in the ownership documents. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Collateral Owner Name Entry
The collateral owner's name is “H. Mukmin”
H. Mukmin
The owner's name is “PT Makmur Jaya”
PT Makmur Jaya
Proof of Ownership
a. This column is filled with information regarding proof of ownership of the collateral or guarantee. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Proof of Ownership Entry
Proof of collateral ownership is SHM No. 12345
SHM No.12345
Proof of collateral ownership is BPKB No. 12345
BPKB No.12345
Collateral Address
a. This column is filled with the full address of the collateral, including village and district information. b. For immovable property collateral such as land and buildings, the reported address is the address of the collateral property as stated in the documents.
c. For movable property such as motor vehicles and/or goods inventory, the reported address is the storage location of the collateral.
d. For collateral in the form of securities, the reported address is the address of the bank storing the securities documents. e. This column is mandatory (cannot be left blank). f. Data entry examples:
No. Collateral Address Entry
Jl. Uluwatu Gg. Soka No.13, Kel. Mawar, Kec. Melati
Jl. Uluwatu Gg. Soka No.13, Kel. Mawar, Kec. Melati
Jalan Mawar No. 14 RT.01 RW.04, Kel. Matahari, Kec. Anggrek
Jalan Mawar No. 14 RT.01 RW.04, Kel. Matahari, Kec. Anggrek
District or City Code of Collateral Location
a. This column is filled with a 4-digit district or city code according to the address of the collateral as stated in the district or city code reference. b. This column cannot be filled with district or city codes that are inactive or at the provincial level.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:

No. District or City Entry

Salatiga City 0992
Mojokerto Regency 1203
Outside Indonesia 9999
Collateral Value According to NJOP or Fair Value
a. This column is filled with the nominal value based on the Object Tax Sale Value (NJOP) or fair value of the goods used as collateral.

For collateral in the form of land and buildings, this is filled with the NJOP value of the goods used as collateral.
For collateral other than land and buildings, this column is filled with the fair value of the goods used as collateral.
b. This column is filled in full units of Rupiah currency.
c. This column cannot be left blank if the collateral status is “1-Available”.
d. Data entry examples:
No. Collateral NJOP Value Entry

The NJOP value of the collateral is Rp2,000,000,000.00.
2000000000
The Fair Value of the collateral is Rp1,000,000,000.00.
1000000000
Collateral Value According to Reporter
a. This column is filled with the collateral value based on the Reporter's assessment of the goods used as collateral, including movable goods, immovable goods, goods inventory, and others.

For cash collateral guarantees, and securities or bank or government or credit guarantee institution or prime bank guarantees, this column is filled with their nominal value.
For Home Ownership Loans (KPR) and Motor Vehicle Loans (KKB), this collateral value column must be filled with
a) the market value at the time of encumbrance for KPR, and b) the Reporter's assessment result at the time of encumbrance for KKB.
In the event of a re-evaluation of the collateral, this Collateral Value column is filled with the latest assessment result.
b. The collateral value reported on this form is in full units of Rupiah currency.
c. This column cannot be left blank if the collateral status is “1-Available”
d. Data entry examples:
No. Collateral Value According to Reporter Entry

The collateral value according to the Reporter is Rp2,000,000,000.00.
2000000000
The collateral value according to the Reporter is Rp1,000,000,000.00.
1000000000
Date of Collateral Assessment According to Reporter
a. This column contains the date of the collateral assessment conducted by the Reporter. b. The writing format is 4 digits for the year, 2 digits for the month, and 2 digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the collateral status is “1-Available”.
d. Data entry examples:
No. Date of Collateral Assessment According to Reporter Entry
Assessment of the collateral was conducted by the Reporter on December 3, 2014
20141203
Assessment of the collateral was conducted by the Reporter on December 13, 2017
20171213
Collateral Value According to Independent Appraiser
a. This column is filled with the collateral value based on the assessment by an independent appraiser in full units of Rupiah currency. b. Guarantees in the form of cash collateral and securities or bank or government or credit guarantee institution or prime bank guarantees are filled with their nominal value.
c. This column is optional.

d. Data entry examples:
No. Collateral Value According to Independent Appraiser Entry

The collateral value according to the independent appraiser is Rp2,000,000,000.00.
2000000000
No assessment was conducted by an independent appraiser
column left blank
Name of Independent Appraiser
a. This column contains the name of the independent appraisal institution. b. This column cannot be left blank if the Collateral Value According to Independent Appraiser column is filled.
c. Data entry examples:
No. Name of Independent Appraiser Entry
KJPP AKURAT
KJPP AKURAT
No assessment was conducted by an independent appraiser
column left blank
Date of Collateral Assessment According to Independent Appraiser
a. This column contains the date of the collateral assessment conducted by the independent appraiser. b. The writing format is 4 digits for the year, 2 digits for the month, and 2 digits for the date (yyyymmdd) in sequence without separator characters.
c. This column cannot be left blank if the Collateral Value According to Independent Appraiser column is filled.
d. Data entry examples:
No. Date of Collateral Assessment According to Independent Appraiser Entry
Assessment of the collateral was conducted by the independent appraiser on December 3, 2014
20141203
No assessment was conducted by an independent appraiser
column left blank
Paripasu Status
a. This column is filled with “Y” if the collateral is paripasu and “T” if the collateral is not paripasu. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Paripasu Status Entry
Paripasu collateral
Y
Not paripasu collateral
T
Paripasu Percentage
a. This column contains the percentage of the collateral value submitted by the Debtor to the Reporter to guarantee the facility provided. b. This column cannot be left blank if the Paripasu Status column is Y.
c. Data entry examples:
No. Paripasu Percentage Entry
Paripasu percentage 30%
Paripasu percentage 60%
Not paripasu
column left blank
Joint Account Credit Collateral Status
a. This column is filled with “Y” if the collateral is collateral for joint account credit facilities and filled with “T” if the collateral is not collateral for joint account credit facilities. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Joint Account Credit Collateral Status Entry
Collateral from Joint Account facilities
Y
Not collateral from Joint Account facilities
T
Insured
a. This column is filled with “Y” if the collateral is insured and “T” if the collateral is not insured. b. This column is mandatory (cannot be left blank).

c. Data entry examples:
No. Collateral Insurance Status Entry

Collateral is insured
Y
Collateral is not insured
T
Remarks
a. This column is filled if there are additional remarks or other information required regarding the reported collateral. b. This column is optional.
c. Data entry examples:
No. Remarks Entry
Collateral in court dispute
collateral in court dispute
No additional remarks
Column left blank
Branch Office Code
a. This column contains the branch office code where the collateral is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Branch Office Entry
Collateral is recorded at a branch office with branch code 002
Collateral in example number 1 moved or mutated from branch 002 to branch 023
Data Operation
a. This column is filled with a 1-digit data operation code according to the following reference:
No. Data Operation Code
Create C
Update U
Delete D
Not change N

b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Data Operation Entry

New collateral data
C
Update data on collateral previously reported in the previous period
U
Delete incorrect collateral data
D
No changes to collateral data previously reported in the previous period
N
Collateral data whose facilities were settled in the current report month
D
K. Segment P01 – Guarantor
The guarantor segment is detailed data of the Guarantor of the Fund Provision Facility that can be claimed in the event of default or failure to pay, such as credit insurance, personal guarantee, or bank guarantee. It does not include guarantors in the form of life insurance, loss insurance, or similar.
Detail Flag
This column is filled with the letter D.
Guarantor Identity Number
a. This column is filled with the guarantor's identity number. b. The guarantor's identity documents are as follows:
No. Guarantor Identity Document Identity Number
Indonesian Citizen (WNI)
Resident Identity Card (KTP)
National Identity Number (NIK)
Foreign Citizen (WNA)
Passport
Passport Number
Legal Entity
Taxpayer Identification Number (NPWP)
NPWP
Public Body
NPWP
NPWP
Public Body
Does not have NPWP a. Filled with 111111 for the Government of the Republic of Indonesia.

No. Guarantor Identity Document Identity Number b. Filled with the reference code of the third party for central public bodies registered in that reference.
c. Filled with the district or city reference code for regional public bodies.
c. If the guarantor's identity number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Identity Number Entry

The guarantor is a WNI and has a KTP with NIK “1234567891234567”
1234567891234567
The guarantor is a WNA and has a Passport with number “A.123456789”
A123456789
The guarantor is a legal entity with NPWP “08.435.185.4-125.000”
084351854125000
The guarantor is the RI Government
111111
The guarantor is the Ministry of Finance RI
S131102L
Facility Account Number
a. This column is filled with the account number of the facility guaranteed by the reported guarantor. b. The number filled in this column must also be reported in the related facility segment.

c. If the account number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Facility Account Number Entry

The facility has account number = 123456789
123456789
The facility has account number = C-12345
C12345
The facility has account number = ABC/12345
ABC12345
Debtor CIF Number
a. This column is filled with the CIF number of the Debtor receiving the facility guaranteed by the reported guarantor. b. The number filled in this column must also be reported in the Debtor data segment (individual or legal entity).
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Debtor CIF Number Entry
The Debtor has CIF Number = 123456789
123456789
The Debtor has CIF Number = ABC-12345
ABC12345
The Debtor has CIF Number = ABC/12345
ABC12345
Facility Segment Type Code
a. This column is filled with a 3-digit code for the type of guaranteed facility as follows:
No. Facility Segment Type Code
Credit or Financing F01
Joint Account Credit or Financing F02
Securities F03
Irrevocable L/C F04
Guarantees Provided F05
Other Facilities F06

b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Facility Segment Type Code

Guarantor for credit or financing facilities
F01
Guarantor for Joint Account credit or financing facilities
F02
Guarantor Identity Type Code
a. This column is filled with a 1-digit identity type according to the following reference:
No. Identity Type Code
Resident Identity Card (KTP) 1
Passport 2
NPWP 3
Other (specifically for public body owners who do not have NPWP and the community)
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Identity Type Entry
The guarantor is a WNI (using KTP)
The guarantor is a WNA (using passport)
The guarantor is a legal entity (using NPWP)
Guarantor Name According to Identity
a. This column is filled with the guarantor's name as stated in the identity document. For individual guarantors, the name is filled without titles. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Guarantor Name Entry
The name stated on the guarantor's KTP is “H. Mukmin” (“H” is a religious title)
Mukmin

No. Guarantor Name Entry
2. The name stated on the guarantor's NPWP is “PT Makmur Jaya”
PT Makmur Jaya
3. The guarantor's name is written as Arif M.N. Anshori on the identity document (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor)
Arif M.N. Anshori
8. Guarantor Full Name
a. This column is filled with the guarantor's full name. b. If the name according to the identity document contains abbreviations, the Reporter requests information from the guarantor regarding the full form of the name abbreviations.
c. This column is optional.
d. Data entry examples:
No. Guarantor Name Entry

The guarantor's name is written as “Putra Ganda Wijaya, SE., MM.” on the identity document (“SE” and “MM” are educational titles)
Putra Ganda Wijaya
The guarantor's name is written as “H. Mukmin” on the identity document (“H” is a religious title)
Mukmin
The guarantor's name is written as Arif M.N. Anshori on the identity document (“M” and “N” are not titles, “M” is “Muhammad” and “N” is Noor)
Arif Muhammad Noor Anshori
Guarantor Group Code
a. This column is filled with the guarantor group code as stated in the third-party group reference. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Guarantor Group Entry
The Debtor is a national private automotive company
S1100201L

No. Guarantor Group Entry
2. The Debtor is a national private primary cooperative
S11002501L
3. The Debtor is a private textile company with foreign control
S1100303L
10. Guarantor Address
a. This column contains the full address of the guarantor. b. This column is mandatory (cannot be left blank). No. Guarantor Address Entry

Jl. Uluwatu Gg. Soka No.13, Kel. Mawar, Kec. Melati, Surabaya
Jl. Uluwatu Gg. Soka No.13, Kel. Mawar, Kec. Melati, Surabaya
Jalan Mawar No. 14 RT.01 RW.04, Kel. Matahari, Kec. Anggrek, Medan
Jalan Mawar No. 14 RT.01 RW.04, Kel. Matahari, Kec. Anggrek, Medan
Percentage of Guaranteed Facility
a. This column is filled with the percentage of the value that is the guarantor's responsibility against the value of the fund provision invoice. b. This column is optional.
c. Data entry examples:
No. Percentage of Guaranteed Facility Entry
The guaranteed facility is 80%
No information on the percentage of the guaranteed facility value
column left blank
Remarks
a. This column is filled if there are additional remarks or other information required regarding the reported guarantor. b. This column is optional.
c. Data entry examples:
No. Remarks Entry
The guarantor has gone bankrupt
The guarantor has gone bankrupt
No additional remarks
column left blank
Branch Office Code
a. This column contains the branch office code where the guarantor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Branch Office Entry
Guarantor recorded at branch office with branch code 002
Guarantor in example number 1 moved or transferred from branch 002 to branch 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
Create C
Update U
Delete D
No change N
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Data Operation Entry
New guarantor data C
Update guarantor data previously reported in the previous period
U
Delete incorrect guarantor data D
No changes to guarantor data previously reported in the previous period
N
Guarantor data on facilities settled in the current reporting month
D
L. Segment M01 – Management and/or Owners of Corporate Debtors
The management and/or owner segment is detailed data on the management and/or owners of Corporate Debtors reported in the Corporate Debtor segment. This segment is only filled if there is data in the Corporate Debtor segment.
Detail Flag
This column is filled with the letter D.
Identity Number of Management and/or Owners of Corporate Debtors
a. This column is filled with the identity number of the management and/or owners of the Corporate Debtor according to the identity documents of the management and/or owners of the Corporate Debtor. b. Identity documents for the management and/or owners of Corporate Debtors are as follows:
No.
Management and/or
Owner
Identity
Document
Identity Number
Indonesian Citizen (WNI) ID Card (KTP) NIK
Foreign Citizen (WNA) Passport Passport Number
Business Entity Taxpayer Identification Number (NPWP) NPWP
Public Entity Taxpayer Identification Number (NPWP) NPWP
Public Entity Does not have
NPWP a. Filled with 111111 for the Government of the Republic of Indonesia. b. Filled with third-party reference code for central public entities registered in that reference.
c. Filled with district or city reference
code for regional public entities
Community None 999999
c. If the identity number of the management and/or owners of the Corporate Debtor contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank).

e. Data entry examples:
No. Identity Number Entry

Management and/or owner is an
Indonesian Citizen (WNI) and has an ID Card with NIK “1234567891234567” 1234567891234567
Management and/or owner is a
Foreign Citizen (WNA) and has a passport with number “A.123456789” A123456789
Owner is a business entity with
NPWP “08.435.185.4-125.000”
084351854125000
For Debtors that are state-owned enterprises (owner is the Government of RI)
111111
Owner is the Ministry of Finance of RI
S131102L
Owner is the community (specifically for
Open Companies and/or Public Companies)
999999
Debtor CIF Number
a. This column is filled with the Debtor CIF number of the business entity related to the management and/or owners being reported. b. The Debtor CIF number filled in this column must also be reported in the Corporate Debtor segment.
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. CIF Number Entry
Debtor has CIF Number 123456789 123456789
Debtor has CIF Number C-12345 C12345
Debtor has CIF Number ABC/12345 ABC12345
Identity Type Code for Management and/or Owners of Corporate Debtors
a. This column is filled with a 1 (one) digit identity type according to the following reference:
No. Identity Type Code
ID Card (KTP) 1

t- 182 -
No. Identity Type Code
2. Passport 2
3. Taxpayer Identification Number (NPWP) 3
4. Others (specifically for owners that are public
entities without NPWP and
Community) b. This column is mandatory (cannot be left blank)
c. Data entry examples:
No. Identity Type Entry

Management and/or owner is an Indonesian Citizen (WNI)
(using ID Card)
Management and/or owner is a Foreign Citizen (WNA)
(using passport)
Management and/or owner is a business entity
(using NPWP)
Name of Management and/or Owners of Corporate Debtors
a. This column is filled with the name of the management and/or owners of the Corporate Debtor according to the full name without titles as stated in the identity documents of the management and/or owners. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Name of Management and/or Owners Entry
Name of management and/or owners
is “Putra Ganda Wijaya, SE., MM.”
(“SE” and “MM” are educational titles)
Putra Ganda
Wijaya
Name of management and/or owners
is
“H. Mukmin” (“H” is a religious title)
Mukmin
Owner name is “PT Makmur Jaya”
PT Makmur Jaya
Gender
a. This column is filled with a 1 (one) digit gender according to the following reference:

t- 183 -
No. Gender of Management and/or Owners Code

Management and/or owner is male
L
Management and/or owner is female
P
Owner is a business entity B
Owner is the community (specifically for
Open Companies and/or Public Companies)
M b. This column is mandatory (cannot be left blank)
c. Data entry examples:
No. Gender of Management and/or Owners Entry
Male L
Female P
Owner is a Business Entity B
Owner is the Community M
Address
a. For Indonesian Citizen (WNI) management and/or owners, this column is filled with the address as stated in the ID Card (KTP). b. For Foreign Citizen (WNA) management and/or owners, this column is filled with the address in Indonesia as stated in the residence permit documents (IMTA/KITAS).
c. For owners in the form of a business entity, this column is filled with the address as stated in the NPWP document.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Address Entry
Jl. Uluwatu Gg. Soka No.13 Jl. Uluwatu Gg. Soka No.13
Jalan Mawar No. 14 RT.01
RW.04
Jalan Mawar No. 14 RT.01
RW.04
Dusun Pagar Ayu RT.03
RW.01
Dusun Pagar Ayu RT.03
RW.01

t- 184 -
8. Village/Sub-district (Kelurahan)
a. This column is filled with the village/sub-district according to the address of the management and/or owners. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Village/Sub-district Entry

Kebon Kelapa Kebon Kelapa
Lemah Abang Lemah Abang
Gambir Gambir
District (Kecamatan)
a. This column is filled with the district according to the address of the management and/or owners of the Corporate Debtor. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. District Entry
Gambir Gambir
Johar Baru Johar Baru
Prambanan Prambanan
District or City Code
a. This column is filled with a 4 (four) digit district or city code according to the address of the management and/or owners of the Corporate Debtor as stated in the reference code for districts or cities. b. This column can only be filled with district or city codes that are active or not at the provincial level.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. District or City Entry
Salatiga City 0992
Mojokerto Regency 1203
Outside Indonesia 9999

t- 185 -
11. Job Title Code
a. This column is filled with a 2 (two) digit job title code for the management and/or owners of the Corporate Debtor according to the following reference:
No. Job Title Code

OWNER - Chief Director or President Director 01
OWNER - Director 02
OWNER - Chief Commissioner or President
Commissioner
OWNER - Commissioner 04
OWNER - Authorized Director 06
OWNER - Non-Management Owner 07
OWNER - Community 09
OWNER - General Chairman 10
OWNER - Chairman 11
OWNER - Secretary 12
OWNER - Treasurer 13
OWNER - Others 19
NON-OWNER - Chief Director or President
Director
NON-OWNER - Director 52
NON-OWNER - Chief Commissioner or President
Commissioner
NON-OWNER - Commissioner 54
NON-OWNER - Authorized Director 55
NON-OWNER - General Chairman 57
NON-OWNER - Chairman 58
NON-OWNER - Secretary 59
NON-OWNER - Treasurer 60
NON-OWNER - Others 69
b. Entry for owners is for the direct owners of the Corporate Debtor (layer 1 owners).
c. This column is mandatory (cannot be left blank).

t- 186 - d. Data entry examples:
No. Job Title Entry

The management position is Chief Director
but the management is not one of the owners of the business entity
The management position is Chief Director and
also serves as the direct owner of the business entity
Ownership Share
a. This column is filled with the ownership percentage of the Corporate Debtor. b. For management who are not owners, this column is filled with “0”.
c. The total ownership share of all owners of the Debtor must be 100%.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Ownership Share Entry
An owner has an ownership share of
“79.99%”
79.99
A manager is not an owner 0
Status of Management and/or Owners of Corporate Debtors
a. This column is filled with a 1 (one) digit status code for the management and/or owners in the business entity according to the following reference:
No.
Status of Management and/or Owners of Corporate Debtors Code
Active 1
Ended 2
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Status of Management and/or Owners of Corporate Debtors Entry
Management is still active as management
and/or owners.
Management and/or owners previously
reported are no longer active as management and/or owners.

t- 187 -
14. Branch Office Code
a. This column contains the Branch Office Code where the Corporate Debtor and the management and/or owners of the Corporate Debtor are recorded or registered. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Branch Office Entry

Debtor and management and/or owners
are recorded at branch office with branch code 002
Debtor and management and/or owners
in example number 1 moved or transferred from branch 002 to branch 023
Data Operation
a. This column is filled with a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
Create C
Update U
b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Data Operation Entry
New management and/or owner data C

Update management and/or owner data previously reported in the previous period U M. Segment K01 – Financial Statements of Corporate Debtors This segment is the reporting of the most recent detailed financial data of the Debtor, updated at least once a year. This financial report is intended for Corporate Debtors who receive 1 (one) or more Funding Facilities with a value greater than or equal to IDR 5,000,000,000.00 (five billion rupiah) from a single Reporter. Filling out the financial report can be left blank for Debtors that are governments or state institutions.

t- 188 -

Detail Flag
This column is filled with the letter D.
Debtor CIF Number
a. This column is filled with the CIF number of the Corporate Debtor whose financial report is being reported. b. The Debtor CIF number must be reported in the Corporate Debtor data segment.
c. If the CIF number contains characters other than letters and numbers, those characters do not need to be included.
d. This column is mandatory (cannot be left blank). e. Data entry examples:
No. Debtor CIF Number Entry
Debtor has CIF Number = 123456789 123456789
Debtor has CIF Number = C-12345 C12345
Debtor has CIF Number = ABC/12345 ABC12345
Position of Annual Financial Report of Corporate Debtors
a. This column is filled with the position of the annual financial report for Corporate Debtors in yyyymm format. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No.
Position of Annual Financial Report of
Corporate Debtors
Entry
December 31, 2020 202012
December 31, 2021 202112
Assets
a. This column is filled with the total assets position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Asset Value Entry
IDR 2,000,000,000.00. 2000000000
IDR 1,000,000,000.00. 1000000000

t- 189 -
5. Current Assets
a. This column is filled with the current assets position in full units of Rupiah currency. b. Current assets are assets expected to be realized within less than 12 (twelve) months after the reporting period or in the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Current Asset Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 500,000,000.00. 500000000
Cash and Cash Equivalents (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position includes cash (cash on hand), checking accounts, and savings that are not restricted in use.
c. Cash equivalents are investments that are highly liquid, short-term, and can quickly be converted into a certain amount of cash without facing significant risk of value changes. Instruments that can be classified as cash equivalents are:

Time deposits that will mature within 3 (three) months or less from the date of placement and are not pledged.
Money market instruments obtained and to be liquidated within a period not exceeding 3 (three) months.
d. Cash and cash equivalents that have been designated for specific use or cannot be used freely are not classified as cash and cash equivalents, but are classified into other current assets. e. This column is mandatory (cannot be left blank). f. Data entry examples:
No. Cash and Cash Equivalents Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 500,000,000.00. 500000000

t- 190 -
7. Trade Receivables or Financing (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position represents all company claims arising from the sale of goods or services in the course of normal business operations, expected to be obtained in the future, net of allowance for impairment losses.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Trade Receivables Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 500,000,000.00. 500000000
Investments or Other Financial Assets (Current Assets)
a. This column is filled with the cash and cash equivalents position in full units of Rupiah currency. b. This position represents investments or financial assets that will mature within less than 12 (twelve) months after the reporting period.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Investment Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 500,000,000.00. 500000000
Other Current Assets (Current Assets)
a. This column is filled with the other current assets position in full units of Rupiah currency. b. This position represents current assets not included in the previous categories.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Other Current Asset Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0

t- 191 -
10. Non-Current Assets
a. This column is filled with the non-current assets position in full units of Rupiah currency. b. Non-current assets are assets realized in a period of more than 12 (twelve) months after the reporting period or more than the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Non-Current Asset Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 0 0
Trade Receivables or Financing (Non-Current Assets)
a. This column is filled with the trade receivables or financing position in full units of Rupiah currency. b. This position represents all company claims arising from the sale of goods or services in the course of normal business operations that will mature in a period of more than 12 (twelve) months after the reporting period, net of allowance for impairment losses.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Trade Receivables or Financing Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Investments or Other Financial Assets (Non-Current Assets)
a. This column is filled with the investments or other financial assets position in full units of Rupiah currency. b. This position represents investments or other financial assets that will mature in a period of more than 12 (twelve) months after the reporting period.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Investments or Other Financial Assets Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0

t- 192 -
13. Other Non-Current Assets (Non-Current Assets)
a. This column is filled with the other non-current assets position in full units of Rupiah currency. b. This position represents non-current assets not included in the previous categories.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Other Non-Current Asset Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 0 0
Liabilities
a. This column is filled with the liabilities position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Liability Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Short-Term Liabilities
a. This column is filled with the short-term liabilities position in full units of Rupiah currency. b. Short-term liabilities are liabilities expected to be settled in less than 12 (twelve) months after the reporting period or in the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Short-Term Liability Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Short-Term Loans (Short-Term Liabilities)
a. This column is filled with the short-term loans position in full units of Rupiah currency.

t- 193 - b. This position represents the company's loan balance from banks or other financial institutions, including overdrafts. Interest that has matured is presented as accruals.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Short-Term Loan Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 0 0
Short-Term Trade Payables (Short-Term Liabilities)
a. This column is filled with the trade payables position in full units of Rupiah currency. b. This position represents liabilities arising from normal business operations to pay for goods or services that have been received or supplied and have been invoiced or formally agreed upon with suppliers.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Short-Term Trade Payables Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Other Short-Term Liabilities (Short-Term Liabilities)
a. This column is filled with the other short-term liabilities position in full units of Rupiah currency. b. This position represents short-term liabilities not included in the previous categories.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Other Short-Term Liability Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0

t- 194 -
19. Long-Term Liabilities
a. This column is filled with the long-term liabilities position in full units of Rupiah currency. b. Long-term liabilities are liabilities expected to be settled in more than 12 (twelve) months after the reporting period or more than the normal operating cycle of the company.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Long-Term Liability Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 0 0
Long-Term Loans (Long-Term Liabilities)
a. This column is filled with the long-term loans position in full units of Rupiah currency. b. This position represents the company's long-term liabilities that will mature in a period of more than 12 (twelve) months after the reporting period. Liabilities included in this position include loans, securities issued by the company, and finance lease liabilities.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Long-Term Loan Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Long-Term Trade Payables (Long-Term Liabilities)
a. This column is filled with the trade payables position in full units of Rupiah currency. b. This position represents liabilities arising from normal business operations to pay for goods or services that have been received or supplied and have been invoiced or formally agreed upon with suppliers that will mature in a period of more than 12 (twelve) months.
c. This column is mandatory (cannot be left blank).

t- 195 - d. Data entry examples:
No. Long-Term Trade Payables Value Entry

IDR 1,000,000,000.00. 1000000000
IDR 0 0
Other Long-Term Liabilities (Long-Term Liabilities)
a. This column is filled with the other long-term liabilities position in full units of Rupiah currency. b. This position represents long-term liabilities not included in the previous categories.
c. This column is mandatory (cannot be left blank).
d. Data entry examples:
No. Other Long-Term Liability Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Equity
a. This column is filled with the equity position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Equity Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Business or Operational Revenue
a. This column is filled with the business or operational revenue position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Data entry examples:
No. Business or Operational Revenue Value Entry
IDR 1,000,000,000.00. 1000000000
IDR 0 0
Cost of Goods Sold or Operational Expenses
a. This column is filled with the cost of goods sold or operational expenses position in full units of Rupiah currency.

b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No.
Value of Cost of Goods Sold or Operating Expenses Entry

Rp1,000,000,000.00. 1000000000
Rp0 0
Gross Profit or Loss
a. This column is filled with the gross profit or loss position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Value Gross Profit or Loss Entry
Profit Rp1,000,000,000.00. 1000000000
Loss Rp1,000,000,000.00. -1000000000
Other Income or Non-Operational Income
a. This column is filled with the other income or non-operational income position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No.
Value of Other Income or Non-Operational Income Entry
Rp1,000,000,000.00. 1000000000
Rp0 0
Other Expenses or Non-Operational Expenses
a. This column is filled with the other expenses or non-operational expenses position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Value Other Expenses or Non-Operational Expenses Entry
Rp1,000,000,000.00. 1000000000
Rp0 0
Profit or Loss Before Tax
a. This column is filled with the profit or loss before tax position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Value Profit or Loss Before Tax Entry
Profit Rp1,000,000,000.00. 1000000000
Loss Rp1,000,000,000.00. -1000000000
Profit or Loss for the Current Year
a. This column is filled with the profit or loss for the current year position in full units of Rupiah currency. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Value Profit or Loss for the Current Year Entry
Profit Rp1,000,000,000.00. 1000000000
Loss Rp1,000,000,000.00. -1000000000
Branch Office Code
a. This column contains the branch office code where the Debtor is recorded or registered. b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Branch Office Entry
Debtor recorded at branch office
with branch code 002
Debtor in example number 1
moves/transfers from branch 002 to branch
Data Operation
a. This column uses a 1 (one) digit data operation code according to the following reference:
No. Data Operation Code
Create C
Update U

b. This column is mandatory (cannot be left blank).
c. Example of data entry:
No. Data Operation Entry

New financial report data C
Update financial report data that has been
reported in previous periods
U

CHAPTER III
REQUEST FOR DEBTOR INFORMATION
A. Debtor Information
Debtor Information is information regarding the Debtor, the Provision of Funds Facilities received by the Debtor, and/or other related information presented based on the Debtor Report received by OJK from the Reporter through the SLIK application. Debtor Information is private and confidential information, so the Reporter must maintain the security of the Debtor Information. The Reporter may only use the Debtor Information for:

supporting the smooth process of providing Provision of Funds Facilities;
applying credit or financing risk management;
identifying Debtor quality in order to fulfill OJK or other competent party requirements;
human resource management at the Reporter; and/or
verification for Reporter cooperation with third parties.
Use of Debtor Information for purposes other than those above will be subject to sanctions in accordance with POJK Amending POJK PPID SLIK. Matters to be noted in the utilization of Debtor Information are as follows:
Debtor Information is only one source of information in conducting feasibility analysis of prospective Debtors in obtaining Provision of Funds Facilities and is not the only source of information. The decision to provide Provision of Funds Facilities to the Debtor is entirely the authority of each Reporter.
In the event the Reporter experiences revocation of business license or liquidation, Debtor Information will only be updated when there is a request from the appointed party to settle the Reporter's obligations or upon request by the Debtor accompanied by supporting documents.
In the event the Debtor's Provision of Funds Facilities is transferred to another party who is not an SLIK Reporter, the Debtor's performance in fulfilling obligations to the new creditor will not be reflected in the Debtor Information.

B. Mechanism for Requesting Debtor Information Requests for Debtor Information to OJK can only be done online by operational staff and/or officials who have been granted access by the SLIK Web administrator of each Reporter to request Debtor Information on the SLIK Web application. Requests for Debtor Information through the SLIK Web application can be done interactively or in batch.

Interactive Request for Debtor Information
Interactive requests for Debtor Information are done by filling out the Debtor Information request form on the SLIK Web application. Information that cannot be left blank on the interactive Debtor Information request form is:
a. User Reference Code
This code is used as a reference for each Debtor Information request. This code must be unique for each Debtor Information request. b. Purpose of Debtor Information Request The Reporter can fill in the purpose of the Debtor Information request with the following choices:
No. Purpose of Debtor Information Request Code
Assessment of prospective Debtor 01
Application of one obligor concept 02
Monitoring existing Debtor 03
Serving Debtor request 04
In the framework of audit implementation 05
Handling Debtor complaints 06
Assessment of employees or prospective employees 07
Assessment of prospective partners, agents, merchants,
or vendors of the Reporter
c. Search Keywords
There are 2 (two) options for searching Debtor Information, namely search by identity number or search using data combination. Keywords that can be used in searching for Debtor Information are:

Debtor Type
Search Option
Keyword Description
Individual
Debtor
Search by identity number
Identity
Number
Debtor (ID
Number or
Passport Number)
Cannot be left blank
Search by data combination
Debtor Name Cannot be left blank, can choose search by equality or similarity Date of Birth Cannot be left blank Gender Cannot be left blank Place of Birth Optional NPWP Optional Corporate Debtor Search by identity number Identity Number Debtor (NPWP, TaxID/number of similar type) Cannot be left blank Search by data combination Corporate Name Cannot be left blank, can choose search by equality or similarity Date of Establishment Optional Place of Establishment Optional

d. All Facilities or Outstanding Facilities
This menu displays options to show all facilities that have been settled and have no outstanding balance or only show facilities that still have an outstanding balance. e. CAPTCHA Code Code that must be filled in for system security purposes. After filling out the Debtor Information request form completely, the information request officer can start the search. Next, the information request officer must re-examine the identity of the requested Debtor and select the Debtor to be processed further based on the list of Debtors resulting from the system search. It must be understood that not all search results refer to 1 (one) specific Debtor. This depends heavily on the condition of Debtor data obtained by OJK from the Reporter. The final result of the Debtor Information request is provided in the form of an iDeb file which can only be opened using the iDeb Viewer application provided by OJK. The iDeb file can be downloaded after obtaining approval from the supervisor.
2. Batch Request for Debtor Information
To perform a batch request for Debtor Information, the information request officer prepares a list of Debtor Information requests in the form of a text file containing the following data:
a. User Reference Code
This code is used as a reference for each Debtor Information request. This code must be unique for each Debtor Information request. b. Purpose of Debtor Information Request The Reporter can fill in the purpose of the Debtor Information request with the following choices:
No. Purpose of Debtor Information Request Code

Assessment of prospective Debtor 01
Application of one obligor concept 02
Monitoring existing Debtor 03
Serving Debtor request 04
In the framework of audit implementation 05

No. Purpose of Debtor Information Request Code
6. Handling Debtor complaints 06
7. Assessment of employees or prospective employees 07
8. Assessment of prospective partners, agents, merchants,
or vendors of the Reporter
c. Debtor Type
For individual Debtors, fill in with "I" or for corporate Debtors fill in with "C". d. Debtor Identity Number Enter the Debtor's identity number as identification for the Debtor to be requested. For individual Debtors, fill in with ID Number or Passport Number. For Corporate Debtors, fill in with NPWP. Each column is separated by a pipe (|) and the file format used must be in the form of a text file (*.txt) and the file name must not contain spaces. The file prepared by the operational staff and/or SLIK official of the Reporter is then uploaded to SLIK Web for further processing by the system.
Figure 7. Format of Text File for Batch Request for Debtor Information
The final result of the Debtor Information request is provided in the form of an iDeb file which can only be opened using the iDeb Viewer application provided by OJK. The iDeb file can be downloaded after obtaining approval from the supervisor.
3. Approval of Debtor Information Request
Operational staff and/or officials appointed by the Reporter as supervisors provide approval for the Debtor Information request made by the information request officer. In conducting the approval process, the officer must ensure that the request made is in accordance with the regulations.

C. Scope of Debtor Information
Debtor Information consists of several parts as follows:

Header
Debtor Information Header contains information regarding:
No. Information Description
User Reference
Code
Reference code filled in by the Reporter's officer when making the Debtor Information request.
Report Number Unique number generated by the
SLIK Web application as the identity of the
Debtor Information report.
Last Data
Position
The data position that serves as the basis for presenting Debtor Information. Under normal conditions, the data position displayed is the data position available at OJK 1 (one) day before the date of the Debtor Information request (H-1 position). For example, if the Debtor Information request is made on April 8, 2021, then the Debtor Information displayed is the position of April 7, 2021.
Request
Date
The date the Debtor Information request is made.
5 Search Keywords
Keywords filled in by the Reporter's officer when making the Debtor Information request.
Core Debtor Data
a. For individual Debtors, this section contains information regarding:
No. Information Description
Name
According to
Identity
According to the data submitted by the Reporter in Segment D01.
Identity Type According to the data submitted
by the Reporter in Segment D01.
Identity Number According to the data submitted
by the Reporter in Segment D01.

No. Information Description
4. Gender According to the data submitted
by the Reporter in Segment D01.
5. Place of Birth According to the data submitted
by the Reporter in Segment D01.
6. Date of Birth According to the data submitted
by the Reporter in Segment D01.
7. Address According to the data submitted
by the Reporter in Segment D01.
8. Village/Sub-district According to the data submitted
by the Reporter in Segment D01.
9. District According to the data submitted
by the Reporter in Segment D01.
10. Regency or
City
According to the data submitted by the Reporter in Segment D01.
11. Postal Code According to the data submitted
by the Reporter in Segment D01.
12. Country According to the data submitted
by the Reporter in Segment D01.
13. Occupation According to the data submitted
by the Reporter in Segment D01.
14. Workplace According to the data submitted
by the Reporter in Segment D01.
15. Business Field According to the data submitted
by the Reporter in Segment D01.
16. Debtor Title
Status
According to the data submitted by the Reporter in Segment D01.
17. Reporter Name of the Reporter submitting
the Debtor Report.
18. Update Date Date the Reporter last updated
data based on the OJK server date.

b. For corporate Debtors, this section contains information regarding:
No. Information Description

Debtor Name According to the data submitted
by the Reporter in Segment D02.
Taxpayer
Identification Number
(NPWP)
According to the data submitted by the Reporter in Segment D02.
Business Entity
Form
According to the data submitted by the Reporter in Segment D02.
Go Public According to the data submitted
by the Reporter in Segment D02.
Place of
Establishment
According to the data submitted by the Reporter in Segment D02.
Deed Number
of Establishment
According to the data submitted by the Reporter in Segment D02.
Date of
Deed of Establishment
According to the data submitted by the Reporter in Segment D02.
Last Deed Number According to the data submitted
by the Reporter in Segment D02.
Date of Last Deed According to the data submitted
by the Reporter in Segment D02.
Address According to the data submitted
by the Reporter in Segment D02.
Village/Sub-district According to the data submitted
by the Reporter in Segment D02.
District According to the data submitted
by the Reporter in Segment D02.
Regency or
City
According to the data submitted by the Reporter in Segment D02.
Postal Code According to the data submitted
by the Reporter in Segment D02.
Country According to the data submitted
by the Reporter in Segment D02.
Business Field According to the data submitted
by the Reporter in Segment D02.

No. Information Description
17. Rating According to the data submitted
by the Reporter in Segment D02.
18. Date
of Rating
According to the data submitted by the Reporter in Segment D02.
19. Rating
Agency
According to the data submitted by the Reporter in Segment D02.
20. Reporter Name of the Reporter submitting
the Debtor Report.
21. Update Date Date the Reporter last updated
data based on the OJK server date.
3. Facility Summary
This section contains information regarding:
No. Information Description

Total Effective
Plafond
Total Effective Plafond for each type of facility and all Provision of Funds Facilities owned by the Debtor.
Total Debit
Balance
Total Debit Balance for each type of facility and all Provision of Funds Facilities owned by the Debtor.
Worst Quality
Worst quality of the Provision of Funds
Facilities owned by the Debtor in the last 24 reporting periods along with position information (month and year) of that worst quality.
Number of
Creditors
Number of creditors providing
Provision of Funds Facilities to the
Debtor.
Credit or Financing
This section contains information regarding:
No. Information Description
Account Number According to the data submitted
by the Reporter in Segment F01 or
F02.
Only displayed if the information requester is the Reporter providing the Provision of Funds Facility in question.
Nature of Credit or
Financing
According to the data submitted by the Reporter in Segment F01 or F02.
Type of Credit or
Financing
According to the data submitted by the Reporter in Segment F01 or F02.
Credit Deed or
Financing Deed
According to the data submitted by the Reporter in Segment F01 or F02.
Frequency
of Facility Extension
Credit or
Financing
According to the data submitted by the Reporter in Segment F01 or F02.
Initial Deed Number According to the data submitted
by the Reporter in Segment F01 or
F02.
Initial Deed Date According to the data submitted
by the Reporter in Segment F01 or
F02.
Final Deed Number According to the data submitted
by the Reporter in Segment F01 or
F02.
Final Deed Date According to the data submitted
by the Reporter in Segment F01 or
F02.

No. Information Description
10. Initial Date of Credit
or Financing
According to the data submitted by the Reporter in Segment F01 or F02.
11. Start Date According to the data submitted
by the Reporter in Segment F01 or
F02.
12. Due Date According to the data submitted
by the Reporter in Segment F01 or
F02.
13. Debtor Category According to the data submitted
by the Reporter in Segment F01 or
F02.
14. Type of Use According to the data submitted
by the Reporter in Segment F01 or
F02.
15. Economic Sector According to the data submitted
by the Reporter in Segment F01 or
F02.
16. Government Program
Credit or
Financing
According to the data submitted by the Reporter in Segment F01 or F02.
17. Regency or City
Project Location or
Use of Credit or Financing
According to the data submitted by the Reporter in Segment F01 or F02.
18. Currency According to the data submitted
by the Reporter in Segment F01 or
F02.
19. Interest Rate or
Remuneration
According to the data submitted by the Reporter in Segment F01 or F02.
20. Quality According to the data submitted
by the Reporter in Segment F01 or
F02.

No. Information Description
21. Number of Days
in Arrears
According to the data submitted by the Reporter in Segment F01 or F02.
22. Project Value According to the data submitted
by the Reporter in Segment F01 or
F02.
23. Initial Plafond According to the data submitted
by the Reporter in Segment F01 or
F02.
24. Plafond According to the data submitted
by the Reporter in Segment F01 or
F02.
25. Debit Balance According to the data submitted
by the Reporter in Segment F01 or
F02.
26. Realization or
Disbursement of
Current Month
According to the data submitted by the Reporter in Segment F01 or F02.
27. Value in Original
Currency
According to the data submitted by the Reporter in Segment F01 or F02.
28. Reason for Default According to the data submitted
by the Reporter in Segment F01 or
F02.
29. Date of Default According to the data submitted
by the Reporter in Segment F01 or
F02.
30. Principal Arrears According to the data submitted
by the Reporter in Segment F01 or
F02.
31. Interest or
Remuneration
Arrears
According to the data submitted by the Reporter in Segment F01 or F02.
32. Frequency of Arrears According to the data submitted
by the Reporter in Segment F01 or
F02.

No. Information Description
33. Penalty According to the data submitted
by the Reporter in Segment F01 or
F02.
34. Frequency
of Restructuring
According to the data submitted by the Reporter in Segment F01 or F02.
35. Date
of Final Restructuring
According to the data submitted by the Reporter in Segment F01 or F02.
36. Method of Restructuring According to the data submitted
by the Reporter in Segment F01 or
F02.
37. Condition According to the data submitted
by the Reporter in Segment F01 or
F02.
38. Date of Condition According to the data submitted
by the Reporter in Segment F01 or
F02.
39. Type of Interest Rate
or Remuneration
According to the data submitted by the Reporter in Segment F01 or F02.
40. Description According to the data submitted
by the Reporter in Segment F01 or
F02.
41. Quality for the last
24 months
According to the data submitted by the Reporter in Segment F01 or F02 for the last 24 months.
42. Number of days
in arrears for the last
24 months
According to the data submitted by the Reporter in Segment F01 or F02 for the last 24 months.
43. Reporter Name of the Reporter submitting
the Debtor Report.
44. Reporter
Branch Office
Name of the Reporter's branch office providing the Provision of Funds Facility.

No. Information Description
45. Update Date Date the Reporter last updated
data based on the OJK server date.
5. Securities
This section contains information regarding:
No. Information Description

Securities Number According to the data submitted
by the Reporter in Segment F03.
Only displayed if the information requester is the Reporter providing the Provision of Funds Facility in question.
Type of Securities According to the data submitted
by the Reporter in Segment F03.
Sovereign Rate According to the data submitted
by the Reporter in Segment F03.
Listing According to the data submitted
by the Reporter in Segment F03.
Securities Rating According to the data submitted
by the Reporter in Segment F03.
Ownership
Purpose
According to the data submitted by the Reporter in Segment F03.
Issue Date According to the data submitted
by the Reporter in Segment F03.
Maturity Date According to the data submitted
by the Reporter in Segment F03.
Interest Rate or
Remuneration
According to the data submitted by the Reporter in Segment F03.
Currency According to the data submitted
by the Reporter in Segment F03.
Quality According to the data submitted
by the Reporter in Segment F03.
Number of Days
in Arrears
According to the data submitted by the Reporter in Segment F03.

No. Information Description
13. Value in Original
Currency
According to the data submitted by the Reporter in Segment F03.
14. Market Value According to the data submitted
by the Reporter in Segment F03.
15. Acquisition Value According to the data submitted
by the Reporter in Segment F03.
16. Nominal Value According to the data submitted
by the Reporter in Segment F03.
17. Arrears According to the data submitted
by the Reporter in Segment F03.
18. Date of Default According to the data submitted
by the Reporter in Segment F03.
19. Reason for Default According to the data submitted
by the Reporter in Segment F03.
20. Condition According to the data submitted
by the Reporter in Segment F03.
21. Date of Condition According to the data submitted
by the Reporter in Segment F03.
22. Description According to the data submitted
by the Reporter in Segment F03.
23. Quality for the last
24 months
According to the data submitted by the Reporter in Segment F03 for the last 24 months.
24. Number of days
in arrears for the last 24 months
According to the data submitted by the Reporter in Segment F03 for the last 24 months.
25. Reporter Name of the Reporter submitting
the Debtor Report.
26. Reporter
Branch Office
Name of the Reporter's branch office providing the Provision of Funds Facility.
27. Update Date Date the Reporter last updated data
based on the OJK server date.

Irrevocable L/C
This section contains information regarding:

No.	Information	Description
1.	L/C Number	As per the data submitted by the Reporter in Segment F04. Only displayed if the information requester is the Reporter providing the relevant Fund Provision Facility.
2.	Type of L/C	As per the data submitted by the Reporter in Segment F04.
3.	Issue Date	As per the data submitted by the Reporter in Segment F04.
4.	Maturity Date	As per the data submitted by the Reporter in Segment F04.
5.	Initial Contract Number	As per the data submitted by the Reporter in Segment F04.
6.	Initial Contract Date	As per the data submitted by the Reporter in Segment F04.
7.	Final Contract Number	As per the data submitted by the Reporter in Segment F04.
8.	Final Contract Date	As per the data submitted by the Reporter in Segment F04.
9.	Beneficiary Bank	As per the data submitted by the Reporter in Segment F04.
10.	Quality	As per the data submitted by the Reporter in Segment F04.
11.	Currency	As per the data submitted by the Reporter in Segment F04.
12.	Plafond	As per the data submitted by the Reporter in Segment F04.
13.	Nominal	As per the data submitted by the Reporter in Segment F04.
14.	L/C Purpose	As per the data submitted by the Reporter in Segment F04.
15.	Guarantee Deposit	As per the data submitted by the Reporter in Segment F04.

No.	Information	Description
16.	Default Date	As per the data submitted by the Reporter in Segment F04.
17.	Condition	As per the data submitted by the Reporter in Segment F04.
18.	Condition Date	As per the data submitted by the Reporter in Segment F04.
19.	Description	As per the data submitted by the Reporter in Segment F04.
20.	Quality over the last 24 months	As per the data submitted by the Reporter in Segment F04 for the last 24 months.
21.	Reporter	Name of the Reporter submitting the Debtor Report.
22.	Reporter Branch	Name of the Reporter's branch providing the Fund Provision Facility.
23.	Update Date	Date the Reporter last updated data based on the OJK server date.

Guarantees Provided
This section contains information regarding:

No.	Information	Description
1.	Account Number	As per the data submitted by the Reporter in Segment F05. Only displayed if the information requester is the Reporter providing the relevant Fund Provision Facility.
2.	Type of Guarantee Provided	As per the data submitted by the Reporter in Segment F05.
3.	Issue Date	As per the data submitted by the Reporter in Segment F05.
4.	Maturity Date	As per the data submitted by the Reporter in Segment F05.

No.	Information	Description
5.	Initial Contract Number	As per the data submitted by the Reporter in Segment F05.
6.	Initial Contract Date	As per the data submitted by the Reporter in Segment F05.
7.	Final Contract Number	As per the data submitted by the Reporter in Segment F05.
8.	Final Contract Date	As per the data submitted by the Reporter in Segment F05.
9.	Name of Guaranteed Party	As per the data submitted by the Reporter in Segment F05.
10.	Quality	As per the data submitted by the Reporter in Segment F05.
11.	Currency	As per the data submitted by the Reporter in Segment F05.
12.	Plafond	As per the data submitted by the Reporter in Segment F05.
13.	Nominal	As per the data submitted by the Reporter in Segment F05.
14.	Purpose of Guarantee Provided	As per the data submitted by the Reporter in Segment F05.
15.	Guarantee Deposit	As per the data submitted by the Reporter in Segment F05.
16.	Default Date	As per the data submitted by the Reporter in Segment F05.
17.	Condition	As per the data submitted by the Reporter in Segment F05.
18.	Condition Date	As per the data submitted by the Reporter in Segment F05.
19.	Description	As per the data submitted by the Reporter in Segment F05.
20.	Quality over the last 24 months	As per the data submitted by the Reporter in Segment F05 for the last 24 months.
21.	Reporter	Name of the Reporter submitting the Debtor Report.

No.	Information	Description
22.	Reporter Branch	Name of the Reporter's branch providing the Fund Provision Facility.
23.	Update Date	Date the Reporter last updated data based on the OJK server date.

Other Facilities
This section contains information regarding:

No.	Information	Description
1.	Account Number	As per the data submitted by the Reporter in Segment F06. Only displayed if the information requester is the Reporter providing the relevant Fund Provision Facility.
2.	Facility Type	As per the data submitted by the Reporter in Segment F06.
3.	Start Date	As per the data submitted by the Reporter in Segment F06.
4.	Maturity Date	As per the data submitted by the Reporter in Segment F06.
5.	Currency	As per the data submitted by the Reporter in Segment F06.
6.	Nominal	As per the data submitted by the Reporter in Segment F06.
7.	Value in Original Currency	As per the data submitted by the Reporter in Segment F06.
8.	Interest Rate or Remuneration	As per the data submitted by the Reporter in Segment F06.
9.	Quality	As per the data submitted by the Reporter in Segment F06.
10.	Number of Overdue Days	As per the data submitted by the Reporter in Segment F06.
11.	Default Date	As per the data submitted by the Reporter in Segment F06.
12.	Cause of Default	As per the data submitted by the Reporter in Segment F06.

No.	Information	Description
13.	Arrears	As per the data submitted by the Reporter in Segment F06.
14.	Condition	As per the data submitted by the Reporter in Segment F06.
15.	Condition Date	As per the data submitted by the Reporter in Segment F06.
16.	Description	As per the data submitted by the Reporter in Segment F06.
17.	Quality over the last 24 months	As per the data submitted by the Reporter in Segment F06 for the last 24 months.
18.	Number of overdue days over the last 24 months	As per the data submitted by the Reporter in Segment F06 for the last 24 months.
19.	Reporter	Name of the Reporter submitting the Debtor Report.
20.	Reporter Branch	Name of the Reporter's branch providing the Fund Provision Facility.
21.	Update Date	Date the Reporter last updated data based on the OJK server date.

Collateral
This section contains information regarding:

No.	Information	Description
1.	Type of Collateral	As per the data submitted by the Reporter in Segment A01.
2.	Collateral Number	As per the data submitted by the Reporter in Segment A01.
3.	Type of Encumbrance	As per the data submitted by the Reporter in Segment A01.
4.	Date of Encumbrance	As per the data submitted by the Reporter in Segment A01.
5.	Name of Collateral Owner	As per the data submitted by the Reporter in Segment A01.

No.	Information	Description
6.	Collateral Address	As per the data submitted by the Reporter in Segment A01.
7.	Regency or City of Collateral Location	As per the data submitted by the Reporter in Segment A01.
8.	Collateral Value	As per the data submitted by the Reporter in Segment A01.
9.	Valuation Date	As per the data submitted by the Reporter in Segment A01.
10.	Collateral Rating	As per the data submitted by the Reporter in Segment A01.
11.	Rating Agency	As per the data submitted by the Reporter in Segment A01.
12.	Proof of Ownership	As per the data submitted by the Reporter in Segment A01.
13.	Paripasu	As per the data submitted by the Reporter in Segment A01.
14.	Collateral Value (NJOP or Fair Value)	As per the data submitted by the Reporter in Segment A01.
15.	Collateral Value According to Independent Appraiser	As per the data submitted by the Reporter in Segment A01.
16.	Name of Independent Appraiser	As per the data submitted by the Reporter in Segment A01.
17.	Valuation Date According to Independent Appraiser	As per the data submitted by the Reporter in Segment A01.
18.	Insurance	As per the data submitted by the Reporter in Segment A01.
19.	Description	As per the data submitted by the Reporter in Segment A01.
20.	Update Date	Date the Reporter last updated data based on the OJK server date.

Guarantor
This section contains information regarding:

No.	Information	Description
1.	Guarantor Name	As per the data submitted by the Reporter in Segment P01.
2.	Guarantor Identity Number	As per the data submitted by the Reporter in Segment P01.
3.	Guarantor Category	As per the data submitted by the Reporter in Segment P01.
4.	Guarantor Address	As per the data submitted by the Reporter in Segment P01.
5.	Description	As per the data submitted by the Reporter in Segment P01.
6.	Update Date	Date the Reporter last updated data based on the OJK server date.

Management and/or Owner of Corporate Debtor
This section contains information regarding:

No.	Information	Description
1.	Name	As per the data submitted by the Reporter in Segment M01.
2.	Identity Number	As per the data submitted by the Reporter in Segment M01.
3.	Gender	As per the data submitted by the Reporter in Segment M01.
4.	Address	As per the data submitted by the Reporter in Segment M01.
5.	Village/Sub-district	As per the data submitted by the Reporter in Segment M01.
6.	District	As per the data submitted by the Reporter in Segment M01.
7.	Regency or City	As per the data submitted by the Reporter in Segment M01.
8.	Position	As per the data submitted by the Reporter in Segment M01.

No.	Information	Description
9.	Status	As per the data submitted by the Reporter in Segment M01.
10.	Ownership Share	As per the data submitted by the Reporter in Segment M01.
11.	Reporter	Name of the Reporter submitting the Debtor Report.
12.	Update Date	Date the Reporter last updated data based on the OJK server date.

D. Monitoring of Debtor Information Requests
Debtor information requests by implementing employees and/or officials designated by the Reporter are monitored regularly to prevent misuse of access. Monitoring can be conducted via the SLIK Web application by implementing employees and/or officials designated by the Reporter as supervisors.

CHAPTER IV
EXAMPLES OF DATA ENTRY
This chapter contains reporting procedures for facility segments that have special treatment regarding data content.

A. Credit or Financing Facilities – Credit or Financing Contracts

Syndication (Joint Financing)
Banks report Debtors provided with facilities via syndication based on the size of the facility directly from that Bank. For example, Bank “A” cooperates with Multifinance “B” to provide motor vehicle credit to Debtor “X” with a financing share of 70% (seventy percent) from Bank “A” and 30% (thirty percent) from Multifinance “B”. Based on this example, Bank “A” and Multifinance “B” report Debtor “X” according to the financing share undertaken. An illustration can be seen in the figure below:
Figure 8. Joint Financing Scheme
Joint Account
In a Joint Account scheme, where 1 (one) account number is used by more than 1 (one) Debtor and each Debtor is responsible for repaying the facility they receive, then in the facility segment, the number of facilities reported is equal to the number of Debtors.
Channeling
In a channeling scheme, the Reporter bearing the risk will report the final Debtor recipient of the facility in the Debtor segment and the facility segment. An illustration can be seen in the figure below:

Figure 9. Channeling Scheme

Executing
In an executing scheme, each party receiving funds directly or indirectly reports each party receiving funds in the Debtor segment and the Fund Provision Facility segment. In this case, Multifinance “B” bears full risk for the credit provided to Debtor “X”, and Bank “A” has no direct connection with Debtor “X”. An illustration can be seen in the figure below:
Figure 10. Executing Scheme

B. Credit or Financing Facilities – Type of Credit or Financing

Multi-Facility Credit or Financing
Multi-facility credit or financing is one credit or financing agreement consisting of several facilities. Reporting for credit or financing of this type is done for each facility. In the event that the Reporter’s internal system has 1 (one) account number accommodating several facilities, the account numbering for each of these facilities in SLIK reporting must remain unique. One way to do this is by adding a suffix used as an identifier to distinguish one facility from another.

Example:
A Debtor has a Multi-Facility Credit (KMF) of Rp9 Billion for products and sub-limits (SL) consisting of Time Loan (TL) sublimit of Rp2 Billion, Export Credit (KE) with a sublimit of USD 1 Million that can be used in USD, EUR, and IDR currencies, and Trust Receive (TR) with a sublimit of Rp3 Billion. These facilities are recorded into 1 (one) account number, namely REK01. The illustration is depicted as follows:
Figure 11. Multi-Facility Credit Scheme

Reporting when no drawdown has occurred (outstanding):

Contract Number	Account Number	Currency Code	Currency	Interest Rate or Remuneration	Initial Plafond
Akad001	Rek01TL	IDR	9	9000000000	2000000000
Akad001	Rek01KE1	USD	2,5	9000000000	1300000000
Akad001	Rek01KE2	EURO	1	9000000000	1400000000
Akad001	Rek01KE3	IDR	9	9000000000	1300000000
Akad001	Rek01TR	IDR	9	9000000000	3000000000

A credit drawdown occurs as follows:

Rek01TL = Rp200 Million
Rek01KE02 = EURO10,000
Rek01KE03 = Rp500 Million
Rek01TR = Rp100 Million

KMF
Plafond = Rp9 Billion
TL
SL = Rp2 Billion
Unused = Rp2 Billion
O/S = 0
Bunga = 9%
TR
SL = Rp3 Billion
Unused = Rp3 Billion
O/S = 0
Bunga = 9%
KE USD
SL = USD100,000
O/S = 0
Bunga = 2,5%
KE EURO
SL = USD Eq 100,000
O/S = 0
Bunga = 1%
KE IDR
SL = USD Eq 100,000
O/S = 0
Bunga = 9%
Exchange rates used: 1 USD = Rp13,000.00 and 1 EURO = Rp14,000.00

Figure 12. Multi-Facility Credit Scheme at Time of Credit Drawdown

Reporting when credit drawdown occurs:

Contract Number	Account Number	Currency Code	Currency	Interest Rate or Remuneration	Initial Plafond	Plafond Debit Balance
Akad001	Rek01TL	IDR	9	9000000000	2000000000	200000000
Akad001	Rek01KE1	USD	2,5	9000000000	1300000000	0
Akad001	Rek01KE2	EURO	1	9000000000	1400000000	140000000
Akad001	Rek01KE3	IDR	9	9000000000	1300000000	500000000
Akad001	Rek01TR	IDR	9	9000000000	3000000000	100000000

Revolving Credit Facility
In the event that there is 1 (one) facility whose drawdown is done more than 1 (one) time and can be done at any time, then for each drawdown on that facility, it is reported using the same account number. Example:
Bank “A” provides working capital credit to Debtor “X” amounting to Rp10,000,000.00, with drawdowns done in 3 (three) stages, namely:

Drawdown I in January 2021: Rp5,000,000.00
Drawdown II in February 2021: Rp3,000,000.00
Drawdown III in March 2021: Rp2,000,000.00

KMF
Plafond = Rp9 Billion
TL
SL = Rp2 Billion
Unused = Rp2 Billion
O/S = RP200 Million
Bunga = 9%
TR
SL = Rp3 Billion
Unused = Rp3 Billion
O/S = Rp100 Million
Bunga = 9%
KE USD
SL = USD100,000
O/S = 0
Bunga = 2,5%
KE EURO
SL = USD Eq 100,000
O/S = EURO 10,000
Bunga = 1%
KE IDR
SL = USD Eq 100,000
O/S = Rp500 Million
Bunga = 9%
Exchange rates used: 1 USD = Rp13,000.00 and 1 EURO = Rp14,000.00

The account number for this working capital credit is REK001. Reporting for this facility is done as follows:

Month Data	Account Number	Initial Plafond	Plafond Debit Balance
January 2021	Rek001	10000000	10000000	5000000
February 2021	Rek001	10000000	10000000	8000000
March 2021	Rek001	10000000

Credit or Financing with Phased Drawdown
In the event that there is 1 (one) facility whose drawdown is done in phases and can only be done according to the established schedule, then for each drawdown on that facility, it is reported using the same account number. Example:
Bank “A” provides an investment credit facility to Debtor “X” amounting to Rp10,000,000.00, with drawdowns done in phases in 3 (three) stages with details as follows:

Drawdown I in January 2021: Rp5,000,000.00
Drawdown II in February 2021: Rp3,000,000.00
Drawdown III in March 2021: Rp2,000,000.00
Initial Plafond, Plafond, and Debit Balance values are reported as follows:

Month Data	Initial Plafond	Plafond	Debit Balance
January 2021	10000000	5000000	5000000
February 2021	10000000	8000000	8000000
March 2021	10000000

Credit or Financing with Declining Plafond
Example:
There is a credit or financing facility of Rp10,000,000.00 whose repayment is done in installments over 5 (five) months (1 February 2021 – 30 June 2021), with each installment amounting to Rp2,000,000.00 per month.

a. In the event that the drawdown of the credit or financing facility is done all at once, the reporting for this facility is as follows:

Month Data	Description	Initial Plafond	Plafond	Debit Balance
January 2021	Drawdown Rp10,000,000.00	10000000
February 2021	Installment I Rp2,000,000.00	10000000	8000000	8000000
March 2021	Installment II Rp2,000,000.00	10000000	6000000	6000000
April 2021	Installment III Rp2,000,000.00	10000000	4000000	4000000
May 2021	Installment IV Rp2,000,000.00	10000000	2000000	2000000
June 2021	Installment V Rp2,000,000.00	10000000

b. In the event that the drawdown of the credit or financing facility is done in 2 (two) stages, namely:

Stage I Drawdown (1 January 2021): Rp6,000,000.00
Stage II Drawdown (1 April 2021): Rp4,000,000.00
Reporting for this facility is as follows:

Month Data	Description	Initial Plafond	Plafond	Debit Balance
January 2021	Drawdown I Rp6,000,000.00	10000000	6000000	6000000
February 2021	Installment I Rp2,000,000.00	10000000	4000000	4000000
March 2021	Installment II Rp2,000,000.00	10000000	2000000	2000000
April 2021	Drawdown II Rp4,000,000.00 Installment III Rp2,000,000.00	10000000	4000000	4000000
May 2021	Installment IV Rp2,000,000.00	10000000	2000000	2000000

Month Data	Description	Initial Plafond	Plafond	Debit Balance
June 2021	Installment V Rp2,000,000.00	10000000

Credit Card or Sharia Financing Card
Specifically for credit or financing types in the form of credit cards or Sharia financing cards, if full payment is made on the credit or financing bill, reporting is done by reporting the debit balance as 0 (zero) and the condition is filled with ‘00’ (facility active). Example:
There is a transaction using a credit card on January 10, 2021 amounting to Rp3,000,000.00. On February 12, 2021, full payment was made on that bill amounting to Rp3,000,000.00. Reporting for this transaction is done as follows:

Month Data	Debit Balance	Condition
January 2021	3000000	00 (Facility Active)
February 2021	0	00 (Facility Active)

The condition column is filled with ‘02’ (Paid Off), if closure has been performed on the credit card facility with a status of having paid off all bills.

Credit or financing with arrears
a. In the event that a facility experiences arrears, the principal arrears value is reported in the “principal arrears” column and the interest or remuneration arrears value is reported in the “interest or remuneration arrears” column. Example:
There is a credit or financing facility with arrears amounting to Rp1,200,000.00. The Debtor makes installments for 12 (twelve) months with each installment amounting to Rp100,000.00 and interest amounting to Rp10,000.00 every month, then the reporting illustration is as follows:

Initial disbursement.

Month	Installment	Debit Balance	Principal Arrears	Interest or Remuneration Arrears	Arrears Frequency
0	0	1200000

Installment payments are made in months 1, 2, and 3.

Month	Installment	Debit Balance
1	110000	1100000
2	110000	1000000
3	110000	900000

In months 4, 5, and 6, Debtor X does not make installment payments.

Month	Debit Balance	Principal Arrears	Interest or Remuneration Arrears	Arrears Frequency
4	900000	100000	10000	1
5	900000	200000	20000	2
6	900000	300000	30000	3

The installment for month 7 is paid along with the arrears for months 4, 5, and 6. The installments for months 8 through 10 have a quality of “Good”, then in month 11 Debtor “X” does not make an installment payment, and in month 12 it is paid together with month 11.

Month	Installment	Debit Balance	Principal Arrears	Interest or Remuneration Arrears	Arrears Frequency
7	440000 (installment + principal arrears + interest/remuneration arrears)	500000

Month	Installment	Debit Balance	Principal Arrears	Interest or Remuneration Arrears	Arrears Frequency
8	110000	400000
9	110000	300000
10	110000	200000
11	0	200000	100000	10000	1
12	220000

Based on the illustration above, the Arrears Frequency reported in month 11 is “1”, which is the arrears in that month. For arrears occurring in months 4, 5, and 6, there is no need to report them because the arrears bills were paid off in month 7.

b. In the event that there is a facility provision with a daily installment payment method, then the arrears frequency is reported according to the installments that are in arrears in that month. Example:
A credit facility of Rp3,600,000.00 is provided for a term of 1 (one) year with an installment of Rp10,000.00 per day. The conditions that occur are as follows:

Month 1

Day	Installment	Debit Balance	Description	Principal Arrears	Arrears Frequency
1	10000	3590000	Good	0	0
2	10000	3580000	Good	0	0
3	0	3580000	In Arrears	10000	1
4	20000	3560000	Installment 4 + Principal Arrears	0	0
5	10000	3550000	Good	0	0
6	0	3550000	In Arrears	10000	1

Installment Day
Debit Balance
Description
Principal Arrears
Arrears Frequency

7 0 3550000 Arrears 20000 2
... 0 3550000 Arrears ... ...
30 0 3550000 Arrears 250000 25

Month 2

Installment Day
Debit Balance
Description
Principal Arrears
Arrears Frequency

1 0 3550000 Arrears 260000 26
2 0 3550000 Arrears 270000 27
... 0 3550000 Arrears ... ...
31 0 3550000 Arrears 560000 56

Based on the conditions in Month 1 and 2, reporting is conducted as follows:

Month	Data
Debit Balance	Principal Arrears

7. Joint Account Credit or Financing
In the event of joint account credit or financing, where 1 (one) account number is used by more than 1 (one) Debtor and each Debtor has responsibility to settle the facility received, the amount of the facility reported is equal to the number of Debtors.

Example:
Bank "A" provides credit or financing facilities to a farmer group to help with food self-sufficiency. Since the farmer group consists of 5 (five) people, the facility reporting is conducted in 5 (five) rows as follows:

Account Number | CIF | Debtor Sequence --- | --- | --- RekTani001 | CIFTANI001 | 1 RekTani001 | CIFTANI002 | 2 RekTani001 | CIFTANI003 | 3 RekTani001 | CIFTANI004 | 4 RekTani001 | CIFTANI005 | 5

8. Overdraft Current Account
An overdraft current account is a facility provided to customers allowing withdrawals exceeding the funds available in the customer's current account. According to regulations, withdrawals exceeding funds constitute a debt and must be reported as credit or financing expansion.

Example:
Customer "A" has a current account with a balance of Rp1,000,000.00. In April 2021, a withdrawal was made using a check for Rp2,200,000.00. This transaction value exceeds the current account balance, resulting in an overdraft against the current account balance. The overdraft of Rp1,200,000.00 must be reported as an overdraft current account. On May 14, 2021, payment was made for the overdraft, so reporting is conducted as follows:

Month	Data
Account Number	Debit Balance

Then, on June 22, 2021, a withdrawal was made using a check for Rp3,000,000.00, which was then paid on July 8, 2021. For reporting, an addition is appended to the account number if the current account status was previously reported as settled, so reporting is conducted as follows:

Month	Data
Account Number	Debit Balance

C. Irrevocable L/C Facilities
For L/C facilities provided in the form of a commitment account and usable for more than 1 (one) L/C facility, when the facility has not yet been realized, the commitment account is reported; then, when the facility is realized, reporting is conducted for each facility using a unique account number.

1. Commitment Account with Revolving Ceiling A commitment account with a revolving ceiling is a commitment account that can be used repeatedly according to customer needs as long as the ceiling is available and the commitment account has not matured.

Example:
Bank "A" provides an L/C facility to a Debtor with a commitment value of Rp1 Billion. For this facility, the Debtor can use it on a revolving basis.

Month 1 reporting for the commitment account (when the facility is provided to the Debtor)

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 1000000000 | 0 | 5 00 (Facility Active)

Month 2 reporting, the Debtor uses the facility to issue sight L/Cs of Rp500 million and Rp200 million.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 300000000 | 0 | 5 00 (Facility Active) REK001LC01 | 500000000 | 500000000 | 1 00 (Facility Active) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active)

Month 3 reporting, the Debtor uses the facility again to issue a sight L/C of Rp300 million.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 0 | 0 | 5 00 (Facility Active)

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001LC01 | 500000000 | 500000000 | 1 00 (Facility Active) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active) REK001LC03 | 300000000 | 300000000 | 1 00 (Facility Active)

Month 4 reporting, the Debtor settles LC01.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 500000000 | 0 | 5 00 (Facility Active) REK001LC01 | 0 | 0 | 1 02 (Settled) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active) REK001LC03 | 300000000 | 300000000 | 1 00 (Facility Active)

Month 5 reporting, the Debtor uses the facility again to issue a sight L/C of Rp250 million.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 250000000 | 0 | 5 00 (Facility Active) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active) REK001LC03 | 300000000 | 300000000 | 1 00 (Facility Active) REK001LC04 | 250000000 | 250000000 | 1 00 (Facility Active)

Month 6 reporting, the Debtor settles LC02, LC03, LC04, and the commitment account matures.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 0 | 0 | 5 02 (Settled) REK001LC02 | 0 | 0 | 1 02 (Settled) REK001LC03 | 0 | 0 | 1 02 (Settled) REK001LC04 | 0 | 0 | 1 02 (Settled)

2. Commitment Account with Non-Revolving Ceiling A commitment account with a non-revolving ceiling is a commitment account that can only be used 1 (one) time.

Example:
Bank "A" provides an L/C facility to a Debtor with a commitment value of Rp1 Billion. The Debtor uses this facility on a non-revolving basis.

Month 1 reporting for the commitment account (when the facility is provided to the Debtor).

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 1000000000 | 0 | 5 00 (Facility Active)

Month 2 reporting, the Debtor uses the facility to issue sight L/Cs of Rp500 million and Rp200 million.

Month 3 reporting, the Debtor uses the facility again to issue a sight L/C of Rp300 million.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001 | 0 | 0 | 5 08 (Transferred to Other Facility) REK001LC01 | 500000000 | 500000000 | 1 00 (Facility Active) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active) REK001LC03 | 300000000 | 300000000 | 1 00 (Facility Active)

Month 4 reporting, the Debtor settles LC01.

Account Number | Nominal Ceiling | L/C Type Code | Condition Code --- | --- | --- | --- REK001LC01 | 0 | 0 | 1 02 (Settled) REK001LC02 | 200000000 | 200000000 | 1 00 (Facility Active) REK001LC03 | 300000000 | 300000000 | 1 00 (Facility Active)

D. Securities Facilities
Bank "A" purchases 100 units of securities issued by Bank Indonesia with a nominal value of Rp10,000,000.00 each and pays at a discount price of 10% (ten percent) on January 1, 2021. The market price on January 31, 2021, drops by 10% (ten percent) from the acquisition price.

The calculation is as follows:

Nominal = Rp10,000,000.00 x 100 = Rp1,000,000,000.00
Acquisition Value = Rp9,000,000.00 x 100 = Rp900,000,000.00
Market Value = Rp8,100,000.00 x 100 = Rp810,000,000.00

Reporting of data position for January 2021

Account Number | Nominal | Market Value | Acquisition Value | Condition Code --- | --- | --- | --- | --- REK001SB01 | 1000000000 | 810000000 | 900000000 | 00 (Facility Active)

On February 25, 2021, Bank "A" sells 50 units of securities "SB01". The market value at the end of February rises by 5% (five percent) from the previous month's end value.

The calculation is as follows:

Nominal = Rp10,000,000.00 x 50 = Rp500,000,000.00
Acquisition Value = Rp9,000,000.00 x 50 = Rp450,000,000.00
Market Value = Rp8,505,000.00 x 50 = Rp425,250,000.00

Reporting of data position for February 2021

Account Number | Nominal | Market Value | Acquisition Value | Condition Code --- | --- | --- | --- | --- REK001SB01 | 500000000 | 425250000 | 450000000 | 00 (Facility Active)

In March 2021, Bank "A" sells another 50 units of securities "SB01".

Reporting of data position for March 2021

Account Number | Nominal | Market Value | Acquisition Value | Condition Code --- | --- | --- | --- | --- REK001SB01 | 0 | 0 | 0 | 02 (Settled)

E. Other Facilities – Bai Al Musawamah in Salam Transactions Bai Al Musawamah facilities are provided by Commercial Banks/Sharia Business Units/BPRS to customer buyers for goods previously obtained by the Commercial Bank/Sharia Business Unit/BPRS from producers (suppliers) using a salam contract in supply chain transactions.

Initially, the Commercial Bank/Sharia Business Unit/BPRS provides working capital facilities to the supplier for the production of goods ordered by the buyer using a salam contract. The Commercial Bank/Sharia Business Unit/BPRS will record this facility under the salam position in the financial position report. However, the Commercial Bank/Sharia Business Unit/BPRS does not report the salam facility on SLIK because this asset is not a financial asset. The salam facility to the supplier will be settled when the supplier delivers the goods to the Commercial Bank/Sharia Business Unit/BPRS.

Subsequently, the Commercial Bank/Sharia Business Unit/BPRS delivers these goods to the buyer, so the buyer has a cash payment obligation to the Commercial Bank/Sharia Business Unit/BPRS according to the trade contract between the buyer and the supplier. The Commercial Bank/Sharia Business Unit/BPRS facility to the buyer is reported under the other financial assets position in the financial position report and reported on SLIK in segment F06 – Other Facilities as Bai Al Musawamah facility type in Salam Transactions (code 008).

Example:
Debtor "X" as a buyer has a goods ordering contract with supplier "Y" for Rp500,000,000.00 with a credit period of 90 days. Bank "A" provides salam facilities to supplier "Y" for the procurement of these goods worth Rp450,000,000.00 on January 4, 2021. Then, on February 10, 2021, supplier "Y" delivers the goods to Debtor "X" and informs Bank "A" of the shipment. Debtor "X" agrees to settle the goods order 90 days after receipt of the goods.

From this transaction:

Bank "A" reports the facility to supplier "Y" worth Rp450,000,000.00 under the salam position in the financial position report and does not report it on SLIK.
Bank "A" reports the facility to Debtor "X" worth Rp500,000,000.00 under the other financial assets position in the financial position report and reports it on SLIK in segment F06 – Other Facilities as Bai Al Musawamah facility type in Salam Transactions.

Reporting of data position for February 2021

Other Facility Type | Start Date | Maturity Date | Interest Rate/Return | Nominal | Quality Code | Condition Code --- | --- | --- | --- | --- | --- | --- 008 | 20210210 | 20210510 | 0 | 500000000 | 1 | 00

F. Collateral with Proportional Coverage
Collateral with proportional coverage is collateral used to guarantee more than 1 (one) facility. Reporting of collateral is conducted by including the proportional coverage percentage value for each facility.

Reporting of collateral with proportional coverage is the use of collateral for 1 (one) Reporting Code with more than 1 (one) different account number.

Example:
Debtor "A" obtains 3 (three) types of credit facilities with collateral in the form of a plot of land with collateral register code AGN001. The proportional coverage percentage according to the credit agreement is 30% (thirty percent) for REK001A, 25% (twenty-five percent) for REK001B, and 45% (forty-five percent) for REK001C. Reporting is conducted as follows:

Collateral Register Code | Account Number | Proportional Status | Proportional Percentage | Data Operation --- | --- | --- | --- | --- AGN001 | REK001A | Y | 30 | C AGN001 | REK001B | Y | 25 | C AGN001 | REK001C | Y | 45 | C

In the event that the proportional coverage percentage is not set in the credit agreement or financing agreement, the proportional coverage percentage is reported proportionally or according to each Reporter's policy.

When Debtor A settles facilities REK001A and REK001C, reporting is conducted as follows:

Collateral Register Code | Account Number | Proportional Status | Proportional Percentage | Data Operation --- | --- | --- | --- | --- AGN001 | REK001A | Y | 30 | D AGN001 | REK001B | T | U AGN001 | REK001C | Y | 45 | D

G. Nil Reporting
At the end of the month, if there are no Fund Provision Facilities, the Reporter must still submit the Debtor Report by submitting a nil report, i.e., preparing all data segments containing the report header without detailed data.

Example:
BPR "A" submits a nil report by preparing data segments as follows:

Segment D01
H|0103|600000|2021|03|D01|0|0
Segment D02
H|0103|600000|2021|03|D02|0|0
Segment F01
H|0103|600000|2021|03|F01|0|0
Segment F02
H|0103|600000|2021|03|F02|0|0
Segment F06
H|0103|600000|2021|03|F06|0|0
Segment A01
H|0103|600000|2021|03|A01|0|0
Segment P01
H|0103|600000|2021|03|P01|0|0
Segment M01
H|0103|600000|2021|03|M01|0|0
Segment K01
H|0103|600000|2021|03|K01|0|0

H. Merger, Consolidation, Takeover, Integration, Conversion, and/or Separation Reporters conducting merger, consolidation, takeover, integration, conversion, and/or separation transfer facilities for all Fund Provision Facilities recorded as having obligations at the position on the effective operational date to the Reporter resulting from the merger, consolidation, takeover, integration, conversion, and/or separation.

Example:
Bank "A", Bank "B", and Bank "C" merge into Bank "C" with an effective operational date of March 15, 2021, so reporting for Fund Provision Facilities recorded as having obligations at the position on the effective operational date is:

Reporting of data position for February 2021

Bank "A"

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- A123 | REK01A | 00 A124 | REK02A | 03

Bank "B"

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- B123 | REK01B | 00 B124 | REK02B | 02 | 20200210

Bank "C"

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- C123 | REK01C | 00 C124 | REK02C | 00

Reporting of data position for March 2021

Bank "A" transfers all Fund Provision Facilities

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- A123 | REK01A | 07 | 20210315 A124 | REK02A | 07 | 20210315

Bank "B" transfers all Fund Provision Facilities

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- B123 | REK01B | 07 | 20210315

Bank "C" reports Fund Provision Facilities owned and transferred from Bank "A" and Bank "B"

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- C123 | REK01C | 00 C124 | REK02C | 00 A123 | REK01A | 00 A124 | REK02A | 03 B123 | REK01B | 00

Reporting of data position for April 2021

Bank "A"
Does not submit Debtor Report

Bank "B"
Does not submit Debtor Report

Bank "C"

CIF | Account Number | Condition Code | Condition Date --- | --- | --- | --- C123 | REK01C | 00 C124 | REK02C | 00 A123 | REK01A | 00 A124 | REK02A | 03 B123 | REK01B | 00

CHAPTER V
LIST OF ECONOMIC SECTOR CODES

Reference for "Economic Sector" codes refers to economic sector codes according to regulations on integrated commercial bank reports. The "Economic Sector" codes applicable at the time this OJK Circular was established are:

Economic Sector | Code | Definition --- | --- | --- A. AGRICULTURE, FORESTRY AND FISHERIES | A00000 | This category covers all economic activities/business fields, including food crop agriculture, plantations, horticulture, livestock, forest product harvesting, and fish/aquatic biota capture and cultivation. This category also includes supporting services for each of these economic activities. A.01. CROP AGRICULTURE, LIVESTOCK, HUNTING AND YBDI SUPPORT ACTIVITIES | | This main group covers food crop agriculture, plantations, and horticulture; livestock and poultry farming; hunting and trapping animals; and YBDI supporting activities intended for sale. Includes organic and genetic plant and livestock cultivation. Agricultural activities do not include processing of agricultural commodities, which fall under Category C (Manufacturing Industry). Land construction activities such as making rice field plots, drainage irrigation channels, and cleaning and repairing land for agriculture are not included here but are covered under the construction category (F). A.01.1. ANNUAL CROP AGRICULTURE | | This group covers planting of crops that do not last more than two harvest seasons. Includes planting of crops in various media and genetic plant cultivation, as well as planting for seedling and seed purposes. A.01.1.1. CEREAL (NON-RICE), LEGUME, AND OILSEED CROP AGRICULTURE | |

CORN AGRICULTURE | 011110 | Self-evident.
SOYBEAN AGRICULTURE | 011130 | Self-evident.
PEANUT AGRICULTURE | 011140 | Self-evident.
OTHER CEREALS, LEGUMES, AND OILSEED CROP AGRICULTURE | 011190 | Covers agricultural business from land preparation, planting, maintenance, and also harvesting and post-harvest if it is a unified activity of other cereal crops other than rice, corn, and wheat, other legume crops, and other crop agriculture not classified in groups 011110 to 011140. Includes wheat, mung bean, various horticultural legumes, edible and non-edible oil seeds, and other cereal and oil seed seedling and seed activities.

Economic Sector | Code | Definition --- | --- | --- A.01.1.2. RICE AGRICULTURE | 011200 | Covers rice agriculture, including organic rice and modified rice. Includes rice plant seedling and seed activities. Fish cultivation in rice fields (mina padi) is classified under fisheries activities. A.01.1.3. VEGETABLE, FRUIT, AND VARIOUS TUBER AGRICULTURE | | Covers:

Horticultural vegetable agriculture such as asparagus, cabbage, cauliflower, broccoli, lettuce, chicory, spinach, flowers eaten as vegetables, and other leaf and stem vegetables.
Horticultural fruit agriculture, such as watermelon, melon, squash, melon, and similar.
Horticultural various tuber agriculture, such as potatoes, sweet potatoes, carrots, Chinese radish, garlic, onions or shallots, scallions, and other alliaceous vegetables.
Legume various tuber crop agriculture, such as cassava, sweet potatoes, taro, ganyong, irut, gembili, and other legume various tuber crops.
Fruits used as vegetables, such as cucumbers, eggplants, tomatoes, starfruit vegetables, and vegetable squash and others.
Mushroom and truffle agriculture.
Vegetable seedling agriculture, except beet seedlings.
Sugar beet agriculture.
Other vegetable agriculture
SHALLOT AGRICULTURE | 011301 | Self-evident.
LEGUME VARIOUS TUBER AGRICULTURE | 011302 | Covers legume various tuber crop agriculture business from land preparation, planting, maintenance, and also harvesting and post-harvest if it is a unified activity of legume various tuber crops, such as cassava, sweet potatoes, taro, ganyong, irut, gembili, and other legume tuber crops. Includes seedling and seed activities for legume various tuber crops.

Economic Sector | Code | Definition --- | --- | ---

SUGAR BEET AND NON-SUGARCANE SWEETENING PLANT AGRICULTURE | 011303 | Covers agricultural business from land preparation, planting, maintenance, also harvesting and post-harvest if it is a unified activity of sugar beet and other sweetening plants other than sugarcane, such as stevia and sweet sorghum. Includes seedling and seed activities for sugar beet and non-sugarcane sweetening plants.
OTHER VEGETABLE, FRUIT, AND VARIOUS TUBER AGRICULTURE | 011309 | Covers agricultural business from land preparation, planting, maintenance, also harvesting and post-harvest if it is a unified activity of vegetable, horticultural fruit, and other various tuber crops.
A.01.1.4. SUGARCANE PLANTATION | 011400 | Covers plantation business from land preparation, seedbed, seedling, planting, maintenance, and harvesting if it is a unified activity of sugarcane plants. Includes sugarcane seedling and seed activities. A.01.1.5. TOBACCO PLANTATION | 011500 | Self-evident. A.01.1.6. FIBER CROP AGRICULTURE | 011600 | Covers agricultural business from land preparation, seedbed, seedling, planting, maintenance, and harvesting if it is a unified activity of fiber crops as textile raw materials, such as kapok, cotton, rosela, ramie, jute, linen, agave, abaca, and kenaf, sisal agriculture, and other textile raw material plants including genus agave, and other fiber crop agriculture. Includes seedling and seed activities for fiber crops. A.01.1.9. OTHER ANNUAL CROP AGRICULTURE | |
FLOWER PLANT AGRICULTURE | 011930 | Covers flower plant agriculture, whose production is cut flowers and flower buds. Flower plants in this group include orchids, carnations, gerbera/hebras, gladiolus, chrysanthemum, roses, jasmine, tuberose, and other flower plants. Includes other flower plants from which flowers are taken. Flower plant agriculture whose result is live flower plants falls into group 013.
FLOWER PLANT SEEDLING AGRICULTURE | 011940 | Self-evident.
OTHER ANNUAL CROP AGRICULTURE YTDL | 011909 | Covers other annual crop agriculture not classified elsewhere and its seedling activities.
A.01.2. PERENNIAL CROP AGRICULTURE | |

Economic Sector | Code | Definition --- | --- | --- A.01.2.2. TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE | |

BANANA FRUIT AGRICULTURE | 012201 | Self-evident.
OTHER TROPICAL AND SUBTROPICAL FRUIT AGRICULTURE | 012209 | Covers agricultural business from preparation/implementation, planting, seedling, maintenance, harvesting, and post-harvest of tropical and subtropical fruits other than bananas, such as rambutan, avocado, durian, duku, dates, figs, papaya, guava, rose apple, langsat, jackfruit, pineapple, mango, mangosteen, sapodilla, starfruit, salak, soursop, dragon fruit, and similar. Includes seedling and seed activities for tropical and subtropical plants.
A.01.2.3. CITRUS FRUIT AGRICULTURE | 012300 | Self-evident.
A.01.2.4. APPLE AND STONE FRUIT AGRICULTURE | 012400 | Self-evident.
A.01.2.5. BUSH FRUIT AND OTHER NUT FRUIT AGRICULTURE | 012500 | Covers:
Berry fruit agriculture, such as blueberry, raisin, gooseberry, kiwi, raspberry, strawberry, and other berries.
Fruit seedling.
Edible nut fruit tree and plant agriculture, such as almond, cashew, chestnut, walnut, and other nuts.
Fruit trees and other bush fruit plants.
Locust beans.
A.01.2.6. OILY FRUIT PLANTATION | |
COCONUT FRUIT PLANTATION | 012610 | Covers plantation business from land preparation, seedbed, seedling, planting, maintenance, and harvesting of coconut fruit. Includes coconut fruit plant seedling and seed activities.
PALM OIL FRUIT PLANTATION | 012620 | Self-evident.
OTHER OILY FRUIT PLANTATION | 012690 | Covers plantation business from land preparation, seedbed, seedling, planting, maintenance, and harvesting of other oily fruit plants,

Economic Sector Code Definition such as olives and others. Includes the activities of breeding and seedling production of other oleaginous fruit plants. A.01.2.7. CROP CULTIVATION FOR BEVERAGE RAW MATERIALS

COFFEE PLANTATION 012701 Encompasses agricultural business starting from land preparation, seedling raising,
breeding, planting, maintenance, and harvesting of plants for beverage raw materials, such as coffee, tea, mate, and cocoa plants. Includes breeding and seedling production activities for beverage plants.
TEA PLANTATION 012702 Self-explanatory.
CHOCOLATE (COCOA) PLANTATION 012703 Self-explanatory.
OTHER CROP CULTIVATION FOR BEVERAGE RAW MATERIALS
012709 Self-explanatory.
A.01.2.8. PLANTATION OF SPICES, AROMATIC/REFRESHING, NARCOTIC AND MEDICINAL PLANTS Encompasses:
Plantation of annual and perennial spice and aromatic plants, such as pepper or white pepper (piper spp), chili (capsicum spp), nutmeg, mace and cardamom, anise oil, fennel and anise, cinnamon (canella), cloves, ginger, vanilla, and other spice and aromatic plants.
Plantation of medicinal and narcotic plants.
PEPPER PLANTATION 012810 Encompasses plantation business starting from land preparation, seedling raising,
breeding, planting, maintenance, and harvesting of pepper or white pepper (piper spp). Includes breeding and seedling production activities for pepper plants.
CLOVE PLANTATION 012820 Encompasses plantation business starting from land preparation, seedling raising,
breeding, planting, maintenance, and harvesting of cloves. Includes breeding and seedling production activities for clove plants.
CHILI CULTIVATION 012830 Encompasses agricultural business starting from land preparation, seedling raising,
breeding, planting, maintenance, harvesting, and post-harvest processing of chili vegetables (capsicum spp), such as large chili, bird's eye chili, and paprika. Includes breeding and seedling production activities for chili plants.

Economic Sector Code Definition

AROMATIC/REFRESHING PLANT PLANTATION 012840 Encompasses plantation business starting from land preparation, seedling raising,
breeding, planting, maintenance, and harvesting of plantation plants producing essential oils, such as lemongrass, patchouli, menthol, cananga, ylang-ylang, gandapura, and star anise. Includes breeding and seedling production activities for aromatic/refreshing plants.
MEDICINAL PLANT / PHARMACEUTICAL RAW MATERIAL PLANTATION 012850 This group encompasses agricultural business starting from land preparation,
seedling raising, breeding, planting, maintenance, and harvesting of medicinal plants or rhizome biofarmaka (including insecticide and fungicide raw material plants and similar ones), such as ginger, turmeric, temulawak, temugiring, temuireng, temukunci, kencur, galangal, lempuyang, dlingo, and similar ones, as well as non-rhizome biofarmaka (such as quinine, anise, cardamom, orang-aring, iles-iles, betel nut, gambir, aloe, kejibeling, sambiloto, cat's whiskers, morinda or pace, mahkota dewa, and similar ones). Includes breeding and seedling production activities for medicinal plants or rhizome biofarmaka.
OTHER SPICE, AROMATIC/REFRESHING, NARCOTIC AND MEDICINAL PLANT CULTIVATION
Encompasses agricultural business starting from land preparation, seedling raising, breeding, planting, maintenance, and harvesting of other spice plants, such as candlenut, vanilla, cinnamon, and nutmeg. Includes breeding and seedling production activities. = SPICE PLANT PLANTATION VANILLA 012891 Self-explanatory. = SPICE PLANT PLANTATION NUTMEG 012892 Self-explanatory. = SPICE PLANT PLANTATION NOT CLASSIFIED ELSEWHERE 012899 Self-explanatory. A.01.2.9. OTHER PERENNIAL CROP PLANTATIONS
RUBBER AND OTHER LATEX-PRODUCING PLANT PLANTATION
012910 Encompasses plantation business starting from land preparation, seedling raising, breeding, planting, maintenance, and harvesting of rubber plants and other latex-producing plants, such as gutta-percha and mastic. Includes processing of rubber plant products that cannot be separated from plantation activities. Includes breeding and seedling production activities for rubber plants and other latex-producing plants.

Economic Sector Code Definition

CYPRESS CULTIVATION AND OTHER PERENNIAL PLANTS 012990 Encompasses plantation business starting from land preparation, seedling raising,
breeding, planting, maintenance, and harvesting of cypress trees, castor bean plants, and other perennial plants. Includes breeding and seedling production activities for cypress plants and other perennial plants. A.01.3. ORNAMENTAL PLANT CULTIVATION AND PLANT PROPAGATION
ORNAMENTAL PLANT CULTIVATION 013010 Self-explanatory.
PLANT PROPAGATION CULTIVATION 013020 Encompasses the production of all plant seedlings vegetatively including stem cuttings,
sections, and breeding for the continuation of plant propagation or making grafted stems on selected offspring that are grafted, which are eventually planted to produce plants. Includes planting plants to be replanted, planting living plants for tubers, roots; cutting, cuttings, and air layering; mushroom spawn and plant nurseries, except forest plant nurseries. A.01.4. LIVESTOCK FARMING Encompasses the breeding and seedling production of livestock, poultry, insects, reptiles, worms, and pets. Includes animal breeding for products such as fur, eggs, milk, honey, beeswax, and silkworm cocoons. A.01.4.1. CATTLE AND BUFFALO FARMING
BREEDING AND FARMING OF MEAT CATTLE 014110 Self-explanatory.
BREEDING AND FARMING OF DAIRY CATTLE 014120 Self-explanatory.
BREEDING AND FARMING OF MEAT BUFFALO 014130 Self-explanatory.
BREEDING AND FARMING OF DAIRY BUFFALO 014140 Self-explanatory.
A.01.4.4. SHEEP AND GOAT FARMING 014400 Self-explanatory.
A.01.4.5. PIG FARMING 014500 Self-explanatory.
A.01.4.6. POULTRY FARMING 014600 Self-explanatory.
A.01.4.9. OTHER LIVESTOCK FARMING 014900 Self-explanatory.
A.01.6. SUPPORTING SERVICES FOR AGRICULTURE AND POST-HARVEST 016000 Encompasses supporting activities in producing agricultural products and similar activities for agriculture that are not carried out for production purposes on a fee or contract basis, including harvesting and post-harvest services, and preparing agricultural products for sale to the market. A.01.7. HUNTING, TRAPPING, AND BREEDING OF WILD PLANTS/ANIMALS 017000 Encompasses hunting and trapping activities of animals, whether for consumption or not, and the collection of animal products such as skins and fur from hunting and trapping results. Includes the breeding of wild plants/animals, both terrestrial and marine. A.02. FORESTRY AND HARVESTING OF WOOD AND NON-WOOD FOREST PRODUCTS Encompasses the harvesting of trees for wood extraction and the collection and gathering of non-wood forest products growing wild. Besides producing wood, forestry activities produce products through simple processes, such as firewood, wood products, wood chips, wood shavings, and unprocessed logs (e.g., pitprops, pulpwood, etc.). These activities can be carried out in unmanaged natural forests or in managed forests. Includes the harvesting of mangrove trees. A.02.1 FORESTRY MANAGEMENT Encompasses the planting of forest trees and small tree plantations on forest land, as well as the planting of small trees cut periodically for firewood, pulpwood, and other uses in natural or annual forests, including forest plant breeding. Includes the planting of industrial plants as well as maintenance, protection, harvesting, and marketing. These activities can be carried out in natural or planted forests and outside forest areas (community forests). A.02.1.1. PLANTATION FORESTRY MANAGEMENT 021100 Encompasses:
Tree planting, encompassing planting, replanting, transplantation, thinning, forest and land conservation for trees.
Shrub planting, trees for pulp and firewood.
These activities can be carried out within or outside forest areas (community forests). Encompasses planting, maintenance, protection, harvesting, and marketing activities of plantation forests. A.02.1.2. NATURAL FORESTRY MANAGEMENT 021200 Encompasses integrated business involving harvesting of wood with diameter limits, processing, marketing, replanting, and maintenance of natural species, such as meranti, kruing, pulai, ramin, ironwood, blackwood, ulin, and others. Includes the transportation of wood carried out by the forestry business itself. A.02.1.3. NON-WOOD FOREST PRODUCT MANAGEMENT 021300 Self-explanatory. A.02.1.4. FORESTRY PLANT BREEDING MANAGEMENT 021400 Encompasses forest plant breeding/seedling raising business and its maintenance until a certain age for planting for commercial purposes. Includes forest plant nursery activities. A.02.2. OTHER FORESTRY BUSINESSES 022090 Encompasses forestry businesses not covered in any group, such as traditional charcoal production in forests. A.02.4. FORESTRY SUPPORT SERVICES 024000 Encompasses activities supporting forestry on a fee or contract basis, such as forest planning, timber estimation, forest pest control, forest consulting and management services, and timber transportation in forests. Includes forest reforestation activities carried out on a contract basis. A.03. FISHERIES Encompasses the capture and cultivation of fish, crustaceans (such as shrimp, crabs), mollusks, and other aquatic organisms in the sea, brackish water, and fresh water. Does not include recreational fishing. A.03.1. CAPTURE FISHERIES Encompasses "fish capture" activities, namely the hunting and capture of wild aquatic organisms that are still alive (especially all types of fish, mollusks, and crustaceans) including marine plants, coastal plants, or inland aquatic plants for consumption or other purposes, caught either by hand or using various types of fishing gear such as nets, and other fishing equipment. These activities can be carried out in tidal areas around the coastline (e.g., mollusks such as ark shells and oysters), around the coast using nets, or using sampans or generally with ships in coastal seas, near-shore seas, or open seas. A.03.1.1. SEA FISH CAPTURE
SEA FINFISH CAPTURE
= TUNA FISH CAPTURE 031111 Self-explanatory.

Economic Sector Code Definition
= OTHER FISH CAPTURE 031119 Self-explanatory.

SEA CRUSTACEAN CAPTURE
= SEA SHRIMP CAPTURE 031121 Self-explanatory.
= OTHER SEA CRUSTACEAN CAPTURE 031129 Self-explanatory.
OTHER SEA AQUATIC ORGANISM CAPTURE 031190 Encompasses business or activities of capturing and collecting other marine organisms such as mollusks, aquatic plants, fish brood/spawn, echinoderms, coelenterates, hagfish, whales, turtles, sea worms, sea snails in the sea, river mouths, lagoons, and other places influenced by tides.
A.03.1.2. FISH CAPTURE IN GENERAL WATERS
FINFISH CAPTURE IN GENERAL WATERS
031210 Encompasses business or activities of capturing/taking finfish/freshwater fish (such as jelawat, betutu, belida, patin, bilih, and catfish), and other fish in general waters, such as in lakes, rivers, reservoirs, swamps, and other water bodies.
OTHER AQUATIC ORGANISM CAPTURE IN GENERAL WATERS 031290 Encompasses business or activities of capturing/taking animals or freshwater aquatic organisms such as crustaceans, mollusks, aquatic plants, fish brood/spawn, ornamental fish, frogs, softshell turtles, turtles, eels, loaches, and others in general waters such as in lakes, rivers, reservoirs, swamps, and other water bodies.
A.03.1.3. SEA FISH CAPTURE SUPPORT SERVICES 031300 Encompasses:
Sea fish capture production facility services carried out on a fee or contract basis.
Sea fish capture production services carried out on a fee or contract basis.
Post-harvest sea fish capture services carried out on a fee or contract basis.
A.03.1.4. GENERAL WATER FISH CAPTURE SUPPORT SERVICES 031400 Encompasses:
General water fish capture production facility services carried out on a fee or contract basis.
General water fish capture production services carried out on a fee or contract basis.

Economic Sector Code Definition

Post-harvest general water fish capture services carried out on a fee or contract basis
A.03.2. AQUACULTURE Encompasses aquaculture activities to produce fish or aquatic organisms such as finfish, mollusks, crustaceans, aquatic plants, crocodiles, alligators, and amphibians and others using methods designed to increase the number of fish and aquatic organisms needed beyond environmental capacity (for example, natural breeding, feeding, and protection from predators). Includes the cultivation of various marine, brackish, and freshwater aquatic organisms, as well as fish egg hatching facilities and sea worm farming. A.03.2.1. SEA FISH CULTIVATION
SEA AQUATIC ORGANISM SHRIMP CULTIVATION 032101 Self-explanatory.
SEA AQUATIC ORGANISM SEAWEED CULTIVATION 032102 Self-explanatory.
OTHER SEA AQUATIC ORGANISM CULTIVATION 032109 Includes the fattening of sea finfish, marine ornamental fish cultivation, coral cultivation, fattening of mollusks, crustaceans, and marine aquatic plants.
A.03.2.2. FRESHWATER FISH CULTIVATION
FRESHWATER AQUATIC ORGANISM SHRIMP CULTIVATION 032201 Self-explanatory.
FRESHWATER FISH BREEDING 032202 Encompasses business or activities of breeding (production of brood, eggs, larvae up to ready-to-stock fry), finfish, mollusks, crustaceans, and other freshwater aquatic organisms in fresh water. Examples include patin, carp, catfish, gurame, freshwater lobster, tilapia, frogs, and crocodiles.
OTHER FRESHWATER AQUATIC ORGANISM CULTIVATION 032209 Includes the fattening of freshwater fish in ponds, floating net cages/fixed net cages, karamba, rice fields, freshwater ornamental fish cultivation, freshwater fish cultivation, and other media.
A.03.2.3. SEA FISH CULTIVATION SUPPORT SERVICES 032300 Encompasses:
Sea fish cultivation production facility services carried out on a fee or contract basis.
Sea fish cultivation production services carried out on a fee or contract basis.
Post-harvest sea fish cultivation services carried out on a fee or contract basis
A.03.2.4. FRESHWATER FISH CULTIVATION SUPPORT SERVICES 032400 Encompasses:
Freshwater fish cultivation production facility services carried out on a fee or contract basis.
Freshwater fish cultivation production services carried out on a fee or contract basis.
Post-harvest freshwater fish cultivation services carried out on a fee or contract basis.
A.03.2.5. BRACKISH WATER FISH CULTIVATION
BRACKISH WATER AQUATIC ORGANISM SHRIMP CULTIVATION 032501 Self-explanatory.
OTHER BRACKISH WATER AQUATIC ORGANISM CULTIVATION 032509 Includes the fattening of brackish water finfish, brackish water fish breeding, fattening of brackish water mollusks, brackish water fish breeding, fattening of brackish water mollusks, fattening of brackish water crustaceans, fattening of brackish water aquatic plants, and other brackish water aquatic organism cultivation.
A.03.2.6. BRACKISH WATER FISH CULTIVATION SUPPORT SERVICES 032600 Encompasses:
Brackish water fish cultivation production facility services carried out on a fee or contract basis.
Brackish water fish cultivation production services carried out on a fee or contract basis.
Post-harvest brackish water fish cultivation services carried out on a fee or contract basis.
B. MINING AND QUARRYING B00000 Encompasses economic activities/business fields of extracting minerals in their natural form, namely solid (coal and metal ores), liquid (crude oil), or gas (natural gas). These activities can be carried out using different methods such as surface or underground mining and quarrying, operating mining wells, seabed mining, and others. This category also includes

Economic Sector Code Definition additional activities for preparing raw mined and quarried goods for marketing such as crushing, grinding, cleaning, drying, sorting, metal ore purification, natural gas liquefaction, and agglomeration of solid fuels. B.05. COAL AND LIGNITE MINING 050000 Encompasses coal and lignite mining through underground or open-pit mining. This activity also includes work such as grading, cleaning, compacting, and other steps required in transportation for sale. Other processes such as coke making (191) from minerals and coal and lignite mining services (099) or briquette making (192) are not covered in this main group. B.06. CRUDE OIL AND NATURAL GAS MINING AND GEOTHERMAL ENERGY B.06.1 CRUDE OIL AND NATURAL GAS MINING 060001 Encompasses the production of crude oil, mining and extraction of oil from oil shale and oil sands, and natural gas production. This main group also includes operations and/or development activities of oil and gas mining sites. B.06.2 GEOTHERMAL ENERGY MANAGEMENT 060002 Encompasses the search and drilling for geothermal energy. Includes other activities related to geothermal energy management up to its point of use. The conversion of geothermal energy into electrical energy is included in main group 35. B.07. METAL ORE MINING Encompasses metal ore mining, carried out through underground mining, open-cast mining, seabed mining, and others. This activity also includes processing and benefit enhancement such as crushing, grinding, washing, drying, sintering (heating without melting), calcining (heating until oxidation), and smelting of metal ores, and flotation and gravity separation operations. B.07.1. IRON SAND AND IRON ORE MINING 071000 Encompasses iron sand and iron ore mining and the improvement of quality and iron ore agglomeration processes.

Economic Sector Code Definition
B.07.2. NON-FERROUS METAL ORE MINING, EXCLUDING PRECIOUS METAL ORES B.07.2.1. URANIUM AND THORIUM ORE MINING 072100 Encompasses:

Mining of ores containing uranium and thorium concentrates, uranium ore (pitchblende).
Purification of uranium and thorium.
Production of yellow cake.
B.07.2.9. OTHER NON-FERROUS METAL ORE MINING, EXCLUDING PRECIOUS METAL ORES
TIN ORE MINING 072910 Encompasses tin ore mining and processing business. Manufacturing and purification activities that cannot be administratively separated from tin ore mining business are included in this group.
BAUXITE/ALUMINUM ORE MINING 072930 Encompasses bauxite ore mining, storage, and processing business. Purification activities that cannot be administratively separated from bauxite ore mining business are included in this group.
COPPER ORE MINING 072940 Encompasses copper ore mining and processing business, consisting of chalcocite and rocks consisting of a mixture of monticellite and skarn. Purification activities that cannot be administratively separated from copper ore mining business are included in this group.
NICKEL ORE MINING 072950 Encompasses nickel ore mining and processing business. Utilization activities that cannot be administratively separated from nickel ore mining business are also included in this group.
OTHER MINERAL MATERIALS NOT CONTAINING IRON ORE
072990 Mining and processing of other mineral materials not containing iron ore not yet included in groups 072910 to 072950, such as zinc, platinum, and silicon ores. Cleaning and purification activities that cannot be

Economic Sector Code Definition administratively separated from other metal ore mining business are included in this group. B.07.3. PRECIOUS METAL ORE MINING

GOLD AND SILVER MINING Encompasses the mining of precious metal ores, such as gold, platinum, silver, and other precious metals. This group also includes the separation process of non-metallic parts from precious metals.
GOLD MINING 073011 Self-explanatory.
SILVER MINING 073012 Self-explanatory.
OTHER PRECIOUS METAL ORE MINING 073090 Encompasses the mining and processing of other precious metal ores, besides gold and silver ores, such as platinum ores. Cleaning and purification activities that cannot be administratively separated from other metal ore mining business are included in this group.
B.08. OTHER MINING AND QUARRYING Encompasses the extraction of minerals from mines and quarries, as well as the dredging of deposit soil, crushing of stone, and the extraction of salt. Most of the results of mineral mining and quarrying are used in the construction field (sand, stone, etc.), mineral material industry (clay, gypsum, lime, etc.), chemical industry, and others. This main group also includes crushing, grinding, cutting, cleaning, drying, sorting, and mixing activities of these mineral materials. B.08.1. QUARRYING OF STONE, SAND, AND CLAY 081000 Encompasses:
Quarrying and cutting of decorative and building stones such as marble, granite, sandstone, or paras, and others.
Quarrying, cleaning, and separation of limestone.
Mining of gypsum and anhydrite.
Mining of lime and uncalcined dolomite.
Extraction and dredging of industrial sand, construction sand, and gravel.
Crushing and separation of stone and gravel.
Sand quarrying.

Economic Sector Code Definition

Mining of clay, refractory clay, and kaolin
This sub-group does not include:
Mining of bituminous sand, see 0610.
Mining of chemical and fertilizer mineral materials, see 0891.
Production of calcined dolomite, see 2394.
Cutting, shaping, and finishing of stone outside of quarrying, see 2396.
B.08.9. OTHER MINING AND QUARRYING YTDL Encompasses the mining of natural phosphate, calcium salts, pure sulfur; extraction and processing of pyrite and pyrrhotite, except roasting; mining of natural barium carbonate and barium sulfate, natural borates, natural magnesium sulfate; extraction and agglomeration of combustible fat soil (peat), mining of earth colours (a type of mineral pigment), fluor spar (fluorescent mineral), and other minerals as chemical raw materials. This group also includes the mining of guano (fertilizer from bird/bat droppings), extraction of salt from underground, and production of salt through seawater evaporation processes, as well as crushing, purification, and distillation of salt, but does not include the processing of salt into table salt; mining and quarrying of various other minerals and chemical materials included in this group.
MINERAL, CHEMICAL, AND FERTILIZER MATERIAL MINING
089100 Encompasses:
Mining of natural phosphate and natural potassium salts.
Mining of natural sulfur.
Extraction and processing of pyrite and pyrrhotite, except roasting.
Mining of natural barium sulfate and carbonate (barite and witherite), natural borates, natural magnesium sulfate (kieserite).
Mining of earth colour, flour, and other minerals mainly as chemical materials.
Mining of guano (fertilizer material from bird or bat droppings).
B.08.9.3. SALT EXTRACTION 089300 Encompasses:
Extraction of salt from underground including through dissolution and pumping.

Economic Sector Code Definition

Production of salt by evaporating seawater or other brine.
Crushing, refining, and distillation of salt by salt farmers.
B.08.9.9. OTHER MINING AND QUARRYING YTDL 089900 Includes mining and quarrying of various materials and minerals, such as abrasive stone, asbestos, natural graphite, steatite (talc), feldspar, siliceous fossil flour; natural asphalt, asphalt stone, and solid natural bitumen; and gemstones, quartz, mica and others. B.09. MINING SUPPORT SERVICES Includes support services specialized for mining on a fee or contract basis. This main group includes exploration services using traditional methods, such as taking metal ore samples and conducting geological observations via drilling, test drilling, or re-drilling oil wells, metal and non-metal minerals. Other specific services include building oil and gas well foundations, cementing oil and gas well casings, cleaning, pumping, and swabbing oil and gas wells, mine pumping and dewatering, mining relocation services, and others. B.09.1. OIL AND GAS MINING SUPPORT SERVICES 091000 Mining support services on a fee or contract basis for oil and gas extraction. This group includes exploration services related to oil and gas extraction, direct drilling and re-drilling, installation of oil drilling equipment at mining sites, cementing, repair and dismantling of oil and gas well casings, well pumping, plugging and sealing wells, re-gasification, and liquefaction of natural gas for easier transport conducted at the mining site. This group also includes pumping and distribution services for test drilling and fire-fighting services at oil and gas fields or wells. B.09.9. OTHER MINING AND QUARRYING SUPPORT SERVICES 099000 Includes support services on a fee or contract basis, required for mining and quarrying activities other than oil and gas. This group also includes exploration services, pumping and dewatering services, and test drilling and well or field test drilling services.

Economic Sector Code Definition
C. MANUFACTURING INDUSTRY C00000 Includes economic activities/business fields involving chemical or physical
changes to materials, elements, or components into new products. Raw materials for processing industries come from agricultural, forestry, fishery, mining, or quarrying products, such as products from other processing industries. Major changes, renewals, or reconstructions of goods are generally treated as manufacturing industries. A processing industry unit is described as a factory, machine, or equipment specifically powered by machinery and manual labor. Included in this manufacturing category are units that transform materials into new products using manual labor, contract manufacturing activities, sales of products made in the same place where they are sold, and units that process materials from third parties on a contract basis. C.10. FOOD INDUSTRY Includes processing agricultural, forestry, and fishery products into food, and also includes semi-finished products that do not directly become food products but whose value may be higher or lower. This main group consists of activities related to various food products. Production can be carried out independently or by third parties. Some activities are considered manufacturing industries even if the activity is retail trade of self-produced products. However, when the processing performed is minimal and does not cause a significant change, the unit is classified under wholesale and retail trade (Category G). C.10.1. MEAT PROCESSING AND PRESERVATION INDUSTRY 101000 Includes slaughterhouse operations related to animal slaughter, skinning, or meat packaging. This group also includes production of animal by-products, pork fat, and other edible fats derived from animals, wool, animal fur including bird feathers. This group does not include processing meat into food, wholesale trade, and meat packaging. C.10.2. FISH AND AQUATIC BIOTA PROCESSING AND PRESERVATION INDUSTRY 102000 Processing and preservation of fish using various methods. This group also includes production of fish meal for human consumption or otherwise,

Economic Sector Code Definition animal feed, processing of seaweed, and ship activities solely related to processing and preserving fish. This group does not include processing food from fish, land-based or specialized ship whale processing, production of oil and fat with raw materials derived from the sea. C.10.3. FRUIT AND VEGETABLE PROCESSING AND PRESERVATION INDUSTRY Includes making food primarily consisting of vegetables and fruits, using various processing and preservation methods, and includes vegetable and fruit products. This group also includes making short-shelf-life ready-to-eat food derived from vegetables and fruits, such as salads, chopped or peeled vegetables, tofu; potato peeling industry, other potato processing including potato food and potato flour, roasting and processing of nuts and pasta. This group does not include food or flour processing from legume vegetables, food processing from vegetables and artificial essences, and preservation of fruits and legumes with sugar.

SOY TEMPEH AND TOFU INDUSTRY 103001 Self-explanatory.
OTHER FRUIT AND VEGETABLE PROCESSING AND PRESERVATION INDUSTRY
103009 Self-explanatory.
C.10.4. VEGETABLE AND ANIMAL OIL AND FAT INDUSTRY 104100 Includes making and processing crude oil and fat or refined vegetable and animal oil and fat. This group includes making fatty flour, oil from legumes, seeds, and vegetables, making margarine, melanges and similar products, and fat for cooking mixtures. This group also includes making/processing inedible animal oil/fat, fish extract and fish oil, and other by-products of oil making. This group does not include making and refining pork fat and other edible animal fats, wet corn milling, essential oil products, and processing of oil and fat by chemical processes. C.10.4.2. COPRA, CRUDE COCONUT OIL AND COCONUT FRYING OIL INDUSTRY, FLOUR AND COCONUT PELLET INDUSTRY Includes:
Copra industry.

Economic Sector Code Definition

Crude coconut oil industry.
Coconut frying oil industry.
Coconut flour industry.
Coconut pellet industry
COPRA, FLOUR AND COCONUT PELLET INDUSTRY 104210 Self-explanatory.
CRUDE COCONUT OIL AND COCONUT FRYING OIL INDUSTRY
104230 Self-explanatory.
C.10.4.3. CRUDE PALM OIL AND COCONUT PALM FRYING OIL INDUSTRY 104300 Self-explanatory.
C.10.4.9. OTHER VEGETABLE AND ANIMAL CRUDE OIL AND FAT INDUSTRY 104900 Includes Coconut Crude Oil Industry, Coconut Flour and Pellet Industry, Crude Palm Oil and Coconut Palm Frying Oil Industry, Crude Palm Oil Industry, Crude Palm Kernel Oil Industry, Crude Palm Oil and Crude Palm Kernel Oil Separation/Fractionation Industry, Crude Palm Oil and Crude Palm Kernel Oil Refining Industry, Crude Palm Oil Separation/Fractionation Industry, Crude Palm Kernel Oil Separation/Fractionation Industry, and Other Vegetable and Animal Crude Oil and Fat Industry. C.10.5. MILK PROCESSING, MILK PRODUCTS, AND ICE CREAM INDUSTRY 105000 Includes making and processing fresh liquid milk and various milk products, such as milk drinks, cream, powdered milk or condensed milk (both sweet and unsweetened), in solid form, butter, yogurt, cheese and whey, casein or lactose, ice cream and other ice based on milk. This group does not include production of raw milk (such as cow, camel, sheep, goat, horse, donkey milk, etc.) and making vegetable milk and imitation cheese. C.10.6. RICE MILLING, FLOUR, AND STARCH INDUSTRY Includes rice milling, making flour, food from cereals or vegetables, as well as making dough or flour mixtures from these products. This group also includes wet corn milling and vegetables and making flour from starch.

Economic Sector Code Definition
C.10.6.1. CEREAL AND OTHER SEED MILLING INDUSTRY (NOT RICE AND CORN) 106100 Includes:

Milling of cereals such as production of flour, pellets from wheat, rye, oat, or other cereals.
Milling of vegetables, i.e., production of flour or food derived from drying vegetables, roots, tubers, or edible legumes.
Breakfast cereal food industry.
Mixed flour and pre-mixed flour dough industry for bread, cakes, biscuits, pancakes.
C.10.6.2. STARCH AND STARCH PRODUCT INDUSTRY (NOT RICE AND CORN) 106200 Includes:
Potato starch industry.
Glucose, glucose syrup, maltose, inulin industry.
Gluten industry.
Tapioca and tapioca substitutes processed from starch industry.
C.10.6.3. RICE AND CORN MILLING INDUSTRY AND RICE AND CORN FLOUR INDUSTRY 106300 Includes:
Rice milling, including production of husks, milling, polishing,
semi-cooking, or conversion of rice.
Rice flour production.
Rice starch industry.
Corn milling, such as production of flour, pellets from corn.
Wet corn milling.
Corn starch industry.
Corn oil industry
C.10.7. OTHER FOOD INDUSTRY
C.10.7.1. BREAD AND CAKE PRODUCT INDUSTRY 107100 Includes fresh, frozen, or dry bread products, such as:
White bread and cake bread industry.
Biscuit, cake, pie, tart industry.
Biscuit and other dry bread product industry.

Economic Sector Code Definition

Biscuit and cake preservation industry.
Snack food product industry (cookies, crackers, dry cakes) both sweet or savory.
Tortilla industry.
Frozen bread product industry, such as pancakes, waffles, cake bread.
C.10.7.2. SUGAR INDUSTRY 107200 Includes:
Sugar (sucrose) refining industry and sugar substitutes from sugarcane, beet, maple, and coconut juice, sap, aren.
Sugar syrup industry.
Molasses industry (sweet and fragrant).
Maple syrup and sugar production.
C.10.7.3. CACAO, CHOCOLATE, AND CANDY INDUSTRY 107300 Includes:
Cacao, cacao butter, cacao fat, and cacao oil industry.
Chocolate and chocolate candy industry.
Candy industry, such as caramel, cachous, nougat, fondant, white chocolate.
Chewing gum industry.
Preservation of candied fruits, nuts, fruit peels, and other plant parts.
Cough drop and pastille medicine candy industry
C.10.7.4. MACARONI, NOODLE, AND SIMILAR PRODUCT INDUSTRY 107400 Includes:
Pasta industry such as macaroni and noodles, both cooked or uncooked.
Couscous industry.
Frozen or canned pasta product industry
C.10.7.6. COFFEE, TEA, AND HERBAL (HERB INFUSION) PROCESSING INDUSTRY Includes:
Coffee decaffeination and roasting processes.
Coffee product production, such as roasted coffee, ground coffee, instant coffee, extract, and coffee essence.
Coffee substitute industry.
Tea and mate blending.

Economic Sector Code Definition

Tea and mate base extraction and processing industry.
Herbal (mint, vervain, chamomile) industry.
COFFEE PROCESSING INDUSTRY 107610 Includes coffee roasting, grinding, and extraction (extraction) businesses into various powders or liquids, such as roasted coffee, ground coffee, instant coffee, extract, and coffee essence. Includes substitute industry. Grinding of ground coffee at coffee merchant locations is included in groups 472009 and 478200.
TEA PROCESSING INDUSTRY 107630 Tea leaf processing business into tea. Includes tea and mate blending activities, tea and mate base extraction and processing industry.
C.10.7.7. SOY SAUCE INDUSTRY 107710 Self-explanatory.
C.10.7.9. OTHER FOOD PRODUCT INDUSTRY 107900 Includes Spice and other cooking product industry besides soy sauce, Processed Food and Dish Industry, Baby Food Industry, Wet Cake Industry, Cracker Industry, Peyek Chips and similar products, and other food product industries. C.10.8. ANIMAL FOOD INDUSTRY 108000 Includes making ready-to-eat food, solid food, and food supplements for pets and livestock, including making single food (not mixed) for livestock. This group also includes processing animal slaughter by-products to make animal food. This group does not include production of fish meal for animal food (see 102), production of meal (see 104), and activities that produce by-products beneficial as animal food without special processing, such as dregs, rice milling by-products (see 106), and others. C.11. BEVERAGE INDUSTRY 110000 Includes making alcoholic and non-alcoholic drinks, packaged drinking water, mineral water, beer and wine, and making distilled/spirited alcoholic drinks. This activity does not include making fruit and vegetable juices (see 103), drinks with milk raw materials (see 105), and making tea, coffee, and high-caffeine tea products. C.12. TOBACCO PROCESSING INDUSTRY Includes processing tobacco or tobacco substitutes, such as: cigarettes, cigars, kreteks, snuff, chewing, and cutting and re-drying tobacco but does not include planting or initial processing of tobacco.

Economic Sector Code Definition
C.12.1. CIGARETTE AND OTHER TOBACCO PRODUCT INDUSTRY 120100 Includes making tobacco or tobacco substitutes, such as cigarettes, cigars, kreteks, snuff, chewing; and cutting and re-drying tobacco but does not include planting or initial processing of tobacco. C.12.9. OTHER TOBACCO PROCESSING INDUSTRY 120900 Includes:

Drying and other tobacco processing.
Tobacco homogenization or reconstitution industry.
Cigarette seasoning and other cigarette accessories industry.
C.13. TEXTILE INDUSTRY Includes processing, spinning, weaving, and finishing of textiles and clothing materials, making non-clothing textile goods (such as bed sheets, tablecloths, curtains, blankets, carpets, ropes, and others). This main group does not include planting natural fibers (main group 01) or making synthetic fibers falls under sub-group 2030 and making clothing falls under main group 14. C.13.1 TEXTILE SPINNING, WEAVING, AND FINISHING INDUSTRY 131000 Includes processing, spinning, weaving, and finishing of textiles and knitted textiles. These textiles can be made from various raw materials, such as silk, wool, materials from other animals, plant fibers, or artificial fibers, paper, or glass, and others. This group also includes finishing of textiles and clothing materials such as bleaching, dyeing, and other activities. C.13.9. OTHER TEXTILE INDUSTRY 139000 Includes processing, spinning, weaving, and finishing of textiles and clothing materials, making non-clothing textile goods (such as bed sheets, tablecloths, curtains, blankets, carpets, ropes, and others). This main group does not include planting natural fibers (main group 01) or making synthetic fibers falls under sub-group 2030 and making clothing falls under main group 14. C.14. READY-MADE GARMENT INDUSTRY Includes all sewing work (ready-to-wear or custom-made), in all materials (such as leather, shirt materials, knitted or woven materials, and others), of all types of clothing (such as outerwear, men's, women's, or children's underwear, work clothes, and leisure clothes, and others) and

Economic Sector Code Definition accessories, no difference in making between clothes for children and adults, or between traditional and modern clothing. This main group includes the animal fur industry (clothing from animal fur and furred leather). C.14.1. READY-MADE GARMENT AND ACCESSORIES INDUSTRY, NOT FURRED LEATHER READY-MADE GARMENT 141000 Includes making clothing. Materials used are various such as coated, impregnated, or rubber-coated materials and leather or mixed leather, woven fabric, knitted or woven fabric, non-woven fabric. Textile materials for soleless footwear. This group also includes making underwear, sleepwear, workwear. T-shirts, dresses, blouses, baby clothes, sports clothes, hats, peci (skullcaps), and other clothing accessories (such as gloves, belts, scarves, hairnets, and others) for men, women, and children, sewing activities, and making parts of the previously mentioned products. C.14.2. READY-MADE GARMENT AND FURRED LEATHER PRODUCT INDUSTRY 142000 Includes making items from furred leather such as clothing from furred leather and clothing accessories. Various items from furred leather such as; pictures, mats, and others. This group does not include processing raw furred leather, raw skins and hides, making imitation furred leather, processing and dyeing furred leather, and footwear with parts made of furred leather. C.14.3. KNITTED AND EMBROIDERED READY-MADE GARMENT INDUSTRY 143000 Includes making clothing from knitted or embroidered materials and other finished goods (such as sweaters, cardigans, t-shirts, vests, and similar items), as well as socks, including ankle socks, stockings, and pantyhose. This group does not include making knitted or embroidered materials. C.15. LEATHER, LEATHER PRODUCTS, AND FOOTWEAR INDUSTRY Includes processing and dyeing of furred leather and the process of changing hides into leather through tanning or preservation and drying processes, and processing leather into ready-to-use products, making suitcases, handbags, and similar items, horse clothing and horse equipment made of leather, and making footwear. This main group also includes making similar products from other materials (imitation leather or artificial leather), such as footwear made of rubber, suitcases made of textiles, and others. Items made of artificial leather are included

Economic Sector Code Definition here, provided the manufacturing method is the same as leather products (suitcases), and are usually produced by the same unit. C.15.1. LEATHER AND LEATHER PRODUCT INDUSTRY, INCLUDING ARTIFICIAL LEATHER 151000 Includes making leather and furred leather and items made of leather including tanning, dyeing, and processing of leather and hides, making mixed leather. This group also includes making suitcases, handbags from leather and similar products from leather or other materials. C.15.2. FOOTWEAR INDUSTRY 152000 Includes making footwear for all needs, making footwear parts from leather and similar items, except footwear parts made of plastic, wood, and rubber. C.16. WOOD, WOOD PRODUCTS, AND CORK INDUSTRY (EXCLUDING FURNITURE) AND BAMBOO, RATTAN, AND SIMILAR WEAVE PRODUCTS Includes making items from wood. Mostly used for construction and also includes various processing processes from sawing to forming and assembling wood items, and from assembly to finished products such as wooden containers. Except for sawing, this main group is mostly divided further based on the specific product produced. This main group does not include making furniture, or assembly/installation of wooden furniture and similar items. C.16.1. WOOD SAWING AND PRESERVATION, RATTAN, BAMBOO, AND SIMILAR INDUSTRY 161000 Includes processing processes from wood and log sawing to subsequent processes, making railroad wood sleepers, unassembled floor wood materials, wood wool, wood flour, wood slices, and wood particles. This group also includes wood drying and chemical processing and wood soaking with preservative materials from other materials. This group does not include wood sawing and production of rough wood (see 022), making thin veneer sheets (layers) used in plywood (triplek), boards and panels, shingles and shakes, beading, and molded wood. C.16.2. WOOD PRODUCT INDUSTRY; CORK PRODUCT INDUSTRY AND WEAVE PRODUCTS FROM STRAW, RATTAN, BAMBOO, AND SIMILAR MATERIALS C.16.2.1. PLYWOOD, VENEER, AND SIMILAR INDUSTRY 162100 Includes:

Economic Sector Code Definition

Thin veneer (fine wood) sheets used for coating, making plywood, or other purposes, including polishing, dyeing, coating, filling, strengthening (either with paper or fabric) processes, and made in patterned forms.
Plywood, veneer panels (fine wood), and types of wood-coated boards and sheets industry.
Particle board and fiberboard industry.
Solid wood industry.
Glued laminated wood, fine wood laminated industry.
C.16.2.9. OTHER WOOD PRODUCT INDUSTRY; CORK PRODUCT INDUSTRY AND WEAVE PRODUCTS FROM STRAW, RATTAN, BAMBOO, AND SIMILAR MATERIALS 162900 Includes:
Wooden container industry.
Various wood product industries, such as handles or bodies for tools, brooms, brushes; parts of boats and shoes (such as heels and shoe soles); clothes hangers, wooden mirror frames and picture frames, canvas frames; umbrella handles, canes, and similar items; wooden household and kitchen utensils; wooden sculptures and ornaments; wooden boxes for jewelry, cutlery such as spoons, forks, and knives, and similar items; wooden spools, wooden sewing thread reels, and similar items; molded wood for making cigarette pipes and other wooden items - Natural cork processing, agglomerated cork industry.
Natural cork or agglomerated cork product industry, including cork flooring.
Woven material and woven product industry, such as floor mats, rugs, mesh/curtains, containers, etc.
Basket and woven product industry.
Firewood industry, made from wood or substitute materials such as coffee dregs or pressed soybeans.

Economic Sector Code Definition
C.17. PAPER AND PAPER PRODUCTS INDUSTRY Encompasses the production of wood pulp, paper, and processed paper products. The production of these products is grouped together because they constitute a related processing chain. Furthermore, activities are often carried out within a single unit. There are three main activities, namely: First, paper pulp production which involves separating cellulose fibers from impurities in wood or waste paper. Second, paper production which involves arranging cellulose fibers into sheets. Third, processed paper goods are made from paper and other materials using various cutting and forming techniques, including coating and lamination activities. Paper goods can be printed items (wallpaper, gift paper, etc.), provided that printing is not the primary activity. This main group is primarily divided into paper pulp production, paper and paperboard production, and the rest includes the production of paper products and further processed paper. C.17.1. PULP, PAPER, AND PAPERBOARD INDUSTRY 170100 Encompasses:

Pulp industry that is bleached, semi-bleached, or unbleached, whether through mechanical, chemical (dissolution or non-dissolution), or semi-chemical processes.
Cotton-linters pulp industry.
De-inking and pulp industry from waste paper.
Paper and paperboard industry used for further industrial processing.
C.17.2. CORRUGATED PAPER AND PAPERBOARD INDUSTRY AND PAPER AND PAPERBOARD CONTAINERS 170200 Encompasses:
Corrugated paper and paperboard industry.
Packaging and box industry from corrugated paper and paperboard.
Foldable paperboard packaging and box industry.
Solid board packaging and box industry.
Other paper and paperboard packaging and box industry.
Paper sack and bag industry.
Office file boxes and similar goods industry.

Economic Sector Code Definition
C.17.9. OTHER PAPER AND PAPERBOARD PRODUCTS INDUSTRY 170900 Other paper and paperboard products industry, including tissue paper industry. C.18. PRINTING AND RECORDING MEDIA REPRODUCTION INDUSTRY Encompasses the printing of goods and supporting activities related to and inseparable from the printing industry. The printing process includes various methods/ways to transfer an image from a source to various media, and importantly, how to transfer an image from a disc or monitor screen to a media through/with various printing technologies. There are instances where printing and publishing are carried out by the same unit and at the same location. This main group also includes the reproduction of recording media, such as compact discs (CD), video recordings, software on discs or tapes. C.18.1. PRINTING INDUSTRY AND SUPPORTING ACTIVITIES 181000 Encompasses the printing of goods such as newspapers, books, tabloids, business letters, greeting cards, and other goods, as well as related supporting printing services, such as bookbinding, plate making services, and data imaging. Printing can be done with various techniques and using various different materials. Printed goods are usually copyright protected. C.18.2. RECORDING MEDIA REPRODUCTION 182000 Encompasses the reproduction of master copies of plates or gramophone discs, compact discs or CDs, and tapes containing music or other sound recordings; reproduction of master copies of recordings, compact discs or CDs, and tapes containing moving images or films and other video recordings; reproduction of master copies of software or data on discs and magnetic tapes. C.19. COAL PRODUCT AND PETROLEUM REFINING PRODUCT INDUSTRY C.19.1. COAL PRODUCT INDUSTRY 191000 Encompasses the operation of coke ovens, production of coke and semi-coke, coke oven gas (coal gas), tar (asphalt), lignite (young coal), and raw coal and products from coke agglomeration. C.19.2. PETROLEUM REFINING PRODUCT INDUSTRY C.19.2.1. PETROLEUM REFINING FUEL AND LUBRICANT INDUSTRY 192100 Encompasses the industry of producing gaseous or liquid fuels from crude oil, minerals, or their derivatives.

Economic Sector Code Definition
C.19.2.9. COAL BRIQUETTE INDUSTRY 192900 Encompasses the business of making briquettes from coal or lignite, both at mining locations and outside mining locations. Includes the production of briquettes using coal or lignite purchased from third parties. C.20. CHEMICAL AND CHEMICAL PRODUCTS INDUSTRY Encompasses the transformation of raw organic and inorganic materials through chemical processes and the formation of products. This characterizes/distinguishes basic chemical production which forms the first group of industries from the production of intermediate and final products resulting from further processing of basic chemicals, which constitute other industrial groups. C.20.1. CHEMICAL INDUSTRY C.20.1.1. BASIC CHEMICAL INDUSTRY 201100 Encompasses chemical industries using basic processes, such as thermal separation and distillation. The results of these processes usually separate chemical elements or separate chemical mixture materials. C.20.1.2. FERTILIZER AND NITROGEN COMPOUND INDUSTRY 201200 Encompasses fertilizer industries, such as pure or complex nitrogen, phosphate, or potassium fertilizers, and urea, raw natural phosphate, and raw natural potassium salts; industries for products related to nitrogen, such as nitrous acid and sulfonitrous acid, ammonia, ammonium chloride, ammonium carbonate, potassium nitrite, and nitrate. C.20.1.3. PLASTIC AND SYNTHETIC RUBBER INDUSTRY IN BASIC FORM 201300 Encompasses industries for resins, non-vulcanized thermoplastic plastic and elastic materials, and resin mixing on common bases, as well as industries for uncommon synthetic resins. C.20.2.1. PESTICIDE AND OTHER AGROCHEMICAL PRODUCT INDUSTRY 202100 Encompasses industries for resins, non-vulcanized thermoplastic plastic and elastic materials, and resin mixing on common bases, as well as industries for uncommon synthetic resins. C.20.2.2. PAINT AND PRINTING INK INDUSTRY, VARNISH AND SIMILAR COATING MATERIALS AND LACQUER 202200 Self-explanatory. C.20.2.3. SOAP AND DETERGENT INDUSTRY, CLEANING AND POLISHING MATERIALS, PERFUMES AND COSMETICS 202300 Encompasses soap and household cleaning product industries; cosmetic industries including toothpaste. C.20.2.9. OTHER CHEMICAL PRODUCTS INDUSTRY NIEC

Economic Sector Code Definition

ESSENTIAL OIL INDUSTRY 202940 Encompasses the business of making essential oils, such as ginger oil, lemongrass oil, coriander oil, clove oil, capul oil, nutmeg oil, jasmine oil, cananga oil, rose oil, vetiver oil, citronella oil, patchouli oil, sandalwood oil, eucalyptus oil, peppermint oil, spice oil, castor oil, and oils from grasses/shrubs, leaves, and woods not included in any other group.
OTHER CHEMICAL PRODUCTS INDUSTRY NIEC 202990 Self-explanatory.
C.20.3. ARTIFICIAL FIBER INDUSTRY 203000 Encompasses the production of artificial or synthetic double filaments, yarns, and artificial or synthetic fibers not processed for spinning, and the production of artificial or synthetic single filaments or strips. C.21. PHARMACEUTICAL INDUSTRY, CHEMICAL MEDICINE PRODUCTS, AND TRADITIONAL MEDICINE 210000 Encompasses traditional medicine raw material industries and traditional medicine product industries. C.22. RUBBER, RUBBER PRODUCTS, AND PLASTIC INDUSTRY Encompasses the production of plastic and rubber goods. This main group is characterized by the use of rubber and plastic raw materials in the production process. However, this does not mean that the production of all goods made from these raw materials is included here. C.22.1. RUBBER AND RUBBER PRODUCTS INDUSTRY
RUBBER SMOKING INDUSTRY 221210 Encompasses rubber smoking businesses conducted for the purpose of preserving rubber, such as Ribbed Smoked Sheet (RSS) and brown crepe from smoking.
RUBBER REMILLING INDUSTRY 221220 Encompasses rubber processing businesses by grinding to produce rubber in sheet form, such as sheet (fine rubber sheet) and crepe (wrinkled rubber sheet).
CRUMB RUBBER INDUSTRY 221230 Encompasses rubber processing businesses that produce crumb rubber, including sponge rubber (foam).
OTHER RUBBER PRODUCTS INDUSTRY 221900 Encompasses other rubber product industries, namely tire and vulcanized tire industries, household and industrial rubber goods industries.
C.22.2. PLASTIC PRODUCTS INDUSTRY 222000 Encompasses the basic processing of new or recycled plastic into final or intermediate products, using various processes and molding. Production processes can create

Economic Sector Code Definition various types of plastic products in different shapes and purposes. This group also includes the production of, among others, plates, tubes, equipment, packaging containers, plastic building materials, household plastic goods, running tires for transport equipment, and others. C.23. NON-METALLIC MINERAL PRODUCTS INDUSTRY Encompasses activities processing raw materials into finished goods related to the single element of a pure mineral, such as glass and glass products, ceramic and fired clay products, cement, and plaster. Stone cutting and grinding industries and the processing of other mineral products are included here. C.23.1. GLASS AND GLASS PRODUCTS INDUSTRY 231000 Encompasses, among others, the production of glass and glass goods in various shapes with various processes; this group also includes the production of household glassware, laboratory or medical equipment, electrical and insulation equipment, glass fibers, imitation jewelry. C.23.9. OTHER NON-METALLIC MINERAL PRODUCTS INDUSTRY Encompasses the production of intermediate and final products from mined or quarried non-metallic minerals, such as sand, gravel, rocks, or clay. Production of products specifically to produce refractory goods, building materials, industrial and household ceramic products, cement and cement products, as well as stone cutting and grinding. This group also includes the production of other non-metallic mineral products such as rocks, mineral fibers, carbon, graphite, asphalt, mica, and various other mineral elements. C.23.9.2. CLAY/CERAMIC BUILDING MATERIALS INDUSTRY 239200 Encompasses the business of making clay/ceramic goods for non-brick building materials, tiles, and sanitary ware from porcelain, such as drains, tiles, vents, and pipes (rings for wells). Includes ceramic kilns or non-refractory wall tiles, mosaic cubes, and so on, paving or non-refractory ceramic tiles, roof tiles, chimneys, pipes, ceramic drains, and so on, and fired clay floor beams. C.23.9.3. NON-BUILDING CLAY/CERAMIC AND PORCELAIN PRODUCTS INDUSTRY Encompasses:

Ceramic tableware industry and toilet goods or other household furniture.

Economic Sector Code Definition

Sculpture or statue industry and other ornamental ceramic goods.
Electrical insulation and ceramic insulation equipment industry.
Ferrite magnet and ceramic industry.
Laboratory, chemical, and industrial ceramic goods industry.
Jars, jars, and similar goods used for transporting or packing goods industry.
Ceramic furniture industry.
Other ceramic goods industry, NIEC.
NON-BUILDING PORCELAIN PRODUCTS INDUSTRY
239301 Self-explanatory.
NON-BUILDING CLAY/CERAMIC PRODUCTS INDUSTRY
239302 Self-explanatory.
C.23.9.4. CEMENT, LIME, AND GYPSUM INDUSTRY 239400 Encompasses cement, lime, and gypsum industries, as well as industries for products made from cement, lime, gypsum, and asbestos. C.23.9.6. STONE PRODUCTS INDUSTRY 239600 Encompasses:
Stone cutting, shaping, and finishing industry for use in construction, burial, roads, roofing, and so on.
Stone furniture industry.
Monument stone industry, for example in slab form.
C.23.9.9. OTHER NON-METALLIC MINERAL PRODUCTS INDUSTRY NIEC 239900 Encompasses other non-metallic mineral product industries such as refractory (fireproof) goods industry and clay/ceramic brick industry. C.24. BASIC METAL INDUSTRY Encompasses smelting and refining activities for both iron-containing and non-iron metals from ores, scrap, or lumps using various metallurgical techniques. This main group also includes the production of metal alloys. The results of smelting and purification are usually in the form of metal bars (ingots) which are usually used in rolling, drawing, and forging work in the production of products such as plates, sheets, slabs, pieces, bars, wires, and liquid shapes for making molds and other basic metal products.

Economic Sector Code Definition
C.24.1. IRON AND STEEL BASIC METAL INDUSTRY 241000 Encompasses processing activities from iron ore to pig iron to steel, and the production of steel and iron alloy products in various sizes and shapes. This group also includes various steel processing operations. C.24.2. PRECIOUS METAL AND OTHER NON-IRON BASIC METAL INDUSTRY

URANIUM AND URANIUM ORE PROCESSING INDUSTRY 242060 Encompasses the purification of uranium metal from uranium ore or other ores containing uranium, the processing of natural uranium and its compounds, the enrichment of uranium and its compounds, plutonium and its compounds, or the separation and combination of these compounds.
PRECIOUS METAL AND OTHER NON-IRON BASIC METAL INDUSTRY
242090 Self-explanatory.
C.24.3. METAL CASTING INDUSTRY
C.24.3.1. IRON AND STEEL CASTING INDUSTRY 243100 Self-explanatory.
C.24.3.2. NON-IRON AND STEEL METAL CASTING INDUSTRY 243200 Encompasses smelting, alloying, and casting or pouring businesses for non-iron metals in basic form, such as copper castings and their alloys, aluminum castings and their alloys, nickel castings and their alloys. Includes casting of semi-finished products from aluminum, magnesium, titanium, zinc, and others, light metal casting, heavy metal casting, precious metal casting, and die-casting of non-iron metals. C.25. METAL PRODUCTS, NOT MACHINERY AND EQUIPMENT C.25.1. READY-TO-INSTALL METAL PRODUCTS FOR BUILDINGS, TANKS, WATER TANKS, AND STEAM GENERATORS 251000 Self-explanatory. C.25.9. OTHER METAL PRODUCTS AND METAL PRODUCT MANUFACTURING SERVICES Encompasses general metal processing activities, such as forging or pressing, plating, coating, engraving, drilling, polishing, welding, and others, which are generally carried out on a fee or contract basis. This group also includes the production of various metal goods, such as cutting tools, knives, scissors, and

Economic Sector Code Definition others), metal hand tools and other hardware; cans or buckets; nails, bolts, and nuts; household metal goods; metal equipment, ship propellers, and anchors; railway track equipment, and so on, and various metal goods for household and industrial use. C.25.9.3. CUTTING TOOLS, HAND TOOLS, AND GENERAL EQUIPMENT INDUSTRY 259300 Self-explanatory. C.25.9.9. OTHER METAL PRODUCTS INDUSTRY NIEC 259900 Self-explanatory. C.26. COMPUTER, ELECTRONIC, AND OPTICAL PRODUCTS INDUSTRY Encompasses the production of computers, computer equipment, communication equipment, and similar electronic goods, including the production of their components. The production process is characterized by the design and use of high-technology applications to create ICs and small-sized goods. This main group also includes the production of household electronic goods, measuring instruments, testing equipment, navigation equipment, and control equipment, irradiation equipment, electromedical and electrotherapy equipment, optical equipment and instruments, and the production of magnetic and optical media. C.26.1. ELECTRONIC COMPONENTS AND BOARD INDUSTRY 261000 Encompasses the production of semiconductors and other components for electronic equipment, among them resistors and electronic capacitors, transistors, microprocessors, circuit boards, and their filling or installation, interface and controller cards, and related separate equipment, including the production of printer cables, monitor cables, USB cables, and connectors/connectors, and others. C.26.2. COMPUTER AND ITS EQUIPMENT INDUSTRY 262000 Encompasses the production and/or installation of various electronic computers and computer equipment, such as storage equipment, and input/output equipment (printers, monitors, and keyboards). Computers can be analog, digital, or hybrid computers, and can be PCs, laptops, or mainframes, handheld computers, ATMs, and point-of-sale terminals. Computer components and computer equipment include various drives and other storage devices, printers, monitors, keyboards, all types of trackball accessories, computer terminals, servers, scanners, and projectors (viewers).

Economic Sector Code Definition
C.26.3. COMMUNICATION EQUIPMENT INDUSTRY 263000 Encompasses the production of communication and telephone equipment used to transfer electronic signals through wires or through the air such as wireless communication equipment and radio and television broadcasting. This group also includes the production of switching equipment, cordless telephones, facsimiles, including telephone answering machines, data communication equipment, transmitting and receiving antennas, mobile communication equipment including modems, alarm systems, infrared equipment, and transmission. C.26.4. ELECTRONIC AUDIO AND VIDEO EQUIPMENT INDUSTRY 264000 Self-explanatory. C.26.5. MEASURING INSTRUMENTS, TESTING EQUIPMENT, NAVIGATION AND CONTROL EQUIPMENT, AND TIME MEASURING INSTRUMENTS INDUSTRY C.26.5.1. MEASURING INSTRUMENTS, TESTING EQUIPMENT, NAVIGATION AND CONTROL EQUIPMENT INDUSTRY 265100 Self-explanatory. C.26.5.2. TIME MEASURING INSTRUMENTS INDUSTRY 265200 Self-explanatory. C.26.6. IRRADIATION, ELECTROMEDICAL, AND ELECTROTHERAPY EQUIPMENT INDUSTRY 266000 Self-explanatory. C.26.7. PHOTOGRAPHIC EQUIPMENT AND NON-GLASS OPTICAL INSTRUMENTS INDUSTRY 267000 Self-explanatory. C.26.9. OTHER COMPUTER, ELECTRONIC, AND OPTICAL PRODUCTS INDUSTRY 269000 Computer, electronic, and optical products industry including magnetic media and optical media industry. C.27. ELECTRICAL EQUIPMENT INDUSTRY Encompasses the production of products that generate, distribute, and use electrical power. This main group also includes the production of electric lamps, signaling equipment, and household electrical equipment. This main group does not include the production of electronic goods. C.27.1. ELECTRIC MOTORS, GENERATORS, TRANSFORMERS, AND ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY C.27.1.1. ELECTRIC MOTORS, GENERATORS, AND TRANSFORMERS INDUSTRY 271100 Self-explanatory.

Economic Sector Code Definition
C.27.1.2. ELECTRICAL CONTROL AND DISTRIBUTION EQUIPMENT INDUSTRY 271200 Self-explanatory.
C.27.2. PRIMARY BATTERIES AND LEAD-ACID BATTERY INDUSTRY 272000 Self-explanatory.
C.27.3. CABLE AND ITS EQUIPMENT INDUSTRY 273000 Encompasses the production of current-carrying or non-current-carrying wire equipment for electrical wire circuits regardless of the material used. This group also includes wire insulation and the production of optical fiber cables. C.27.4.0. ELECTRICAL LIGHTING EQUIPMENT INDUSTRY (INCLUDING NON-ELECTRICAL LIGHTING EQUIPMENT) 274000 Encompasses the production of electric tubes and light bulbs and their parts and components, non-electrical lighting equipment, and other equipment components. The production of non-electrical lighting equipment such as lamps and candle holders, lighting equipment, flashlights, insect electric lamps, lanterns, street lighting equipment, lighting equipment/fittings for transport equipment (e.g., for motor vehicles, aircraft, boats). C.27.5. HOUSEHOLD APPLIANCE INDUSTRY 275000 Encompasses the production of household appliances and small equipment, such as household equipment using electricity, gas, or other fuels, fans, vacuum cleaners, electric floor cleaning machines, cooking equipment, washing equipment, freezers, refrigerators, and other equipment such as dishwashers, water heaters, and others. C.27.9. OTHER ELECTRICAL EQUIPMENT INDUSTRY 279000 Self-explanatory. C.28.1. GENERAL PURPOSE MACHINERY INDUSTRY 281000 Encompasses the production of machinery for general purposes, i.e., machinery commonly used in a broad scope of the ISIC industry, such as the production of components used in the production of various other machines or the production of machinery supporting other business operations. C.28.2. SPECIAL PURPOSE MACHINERY INDUSTRY Encompasses the production of machinery for special purposes, i.e., machinery for exclusive use in the KBLI industry or small groups of KBLI industries. Most of these machines are used in industrial processes, such as the food industry or the textile industry. This group also includes the production of special machinery for non-industrial activities. C.28.2.1. AGRICULTURAL AND FORESTRY MACHINERY INDUSTRY 282100 Self-explanatory.

Economic Sector Code Definition
C.28.2.4. MINING, EXCAVATION, AND CONSTRUCTION MACHINERY INDUSTRY 282400 Self-explanatory.
C.28.2.5. FOOD, BEVERAGE, AND TOBACCO PROCESSING MACHINERY INDUSTRY 282500 Self-explanatory. C.28.2.6. TEXTILE, READY-MADE CLOTHING, AND LEATHER PRODUCTS MACHINERY INDUSTRY 282600 Self-explanatory. C.28.2.9. OTHER SPECIAL PURPOSE MACHINERY INDUSTRY 282900 Encompasses other special purpose machinery industries, including machinery and machine tools for processing metals, wood, and other materials, as well as metallurgical machinery. C.29. MOTOR VEHICLES, TRAILERS, AND SEMI-TRAILERS INDUSTRY C.29.1. FOUR-WHEELED OR MORE MOTOR VEHICLES INDUSTRY 291000 Self-explanatory. C.29.2. FOUR-WHEELED OR MORE MOTOR VEHICLE BODY INDUSTRY AND TRAILER AND SEMI-TRAILER INDUSTRY 292000 Self-explanatory. C.29.3. FOUR-WHEELED OR MORE MOTOR VEHICLE SPARE PARTS AND ACCESSORIES INDUSTRY 293000 Self-explanatory. C.30. OTHER TRANSPORT EQUIPMENT INDUSTRY C.30.1. SHIP AND BOAT BUILDING INDUSTRY 301000 Self-explanatory. C.30.2. LOCOMOTIVE AND RAILCAR INDUSTRY 302000 Self-explanatory. C.30.3. AIRCRAFT AND ITS EQUIPMENT INDUSTRY 303000 Self-explanatory. C.30.9. OTHER TRANSPORT EQUIPMENT INDUSTRY NIEC

TWO- AND THREE-WHEELED MOTORCYCLE INDUSTRY 309110 Self-explanatory.
OTHER TRANSPORT EQUIPMENT INDUSTRY NIEC 309900 Other transport industries, including military vehicle industry, bicycle industry, and wheelchair industry.
C.31. FURNITURE INDUSTRY 310000 Encompasses the production of furniture and related products made from various materials except stone, cement, and ceramics. The processing used in the production of

Economic Sector Code Definition

Furniture is a standard method, namely the formation of materials and assembly of components, including cutting, molding, and coating. Product design, both for aesthetics and functional quality, is an important aspect in the production process. Furniture making tends to be a specialized activity.

C.32. OTHER PROCESSING INDUSTRIES 320000 Covers the manufacture of various personal goods not covered previously. This group includes protective safety equipment, brushes and brooms for various needs, various types of pens and pencils, labeling and dating machines, umbrellas, walking sticks, locks, lighters, personal care items, and various items such as candles, floral arrangements, jokes and novelties, mannequins, tailor's dummies, coffins, and others, including taxidermy activities (mounting animal skins with cotton to make them look like live animals).

C.33. REPAIR AND INSTALLATION OF MACHINERY AND EQUIPMENT 330000 Repair and maintenance of machinery and equipment includes specific repairs of goods produced by the processing industry sector, aimed at restoring machinery, equipment, and other products to good condition, including reconditioning services. General or routine maintenance (servicing) of these machines to ensure efficient operation and to prevent damage and unnecessary repairs is included here. This main group only covers specialized repair and maintenance activities. Specialized machine installation is also included here. This main group does not cover industrial machine cleaning, repair and maintenance of computer and communication equipment, and repair and maintenance of household goods.

D. ELECTRICITY, GAS, STEAM/HOT WATER AND AIR CONDITIONING SUPPLY D00000 Self-evident.

D.35. ELECTRICITY, GAS, STEAM/HOT WATER AND AIR CONDITIONING SUPPLY D.35.1. ELECTRICITY

Economic Sector Code Definition

RURAL ELECTRICITY 351001 Self-evident.
OTHER ELECTRICITY 351002 Self-evident.

D.35.2. SUPPLY AND DISTRIBUTION OF NATURAL AND MAN-MADE GAS 352000 Self-evident.

D.35.3. SUPPLY OF STEAM/HOT WATER, COLD AIR AND ICE PRODUCTION 353000 Self-evident.

E. WATER MANAGEMENT, WASTEWATER MANAGEMENT,
WASTE MANAGEMENT AND RECYCLING, AND
REMEDIATION ACTIVITIES
E00000 Self-evident.

E.36. WATER MANAGEMENT 360000 Self-evident.

E.37. WASTEWATER MANAGEMENT 370000 Self-evident.

E.38. WASTE MANAGEMENT AND RECYCLING 380000 Covers economic activities/business fields related to water management. This category also includes the management of various forms of waste/refuse, such as solid or non-solid waste from households and industry, which can pollute the environment. The results of the waste/refuse processing process can be disposed of or become input in other production processes.

E.39. REMEDIATION ACTIVITIES AND OTHER WASTE
MANAGEMENT
390000 Covers activities to restore or remove hazardous/toxic materials that pollute soil, water (both underground and surface), sites/locations, buildings or factories, including nuclear sites or factories, oil spills, pollution from sudden events, and other environmental pollution, cleaning of toxic materials, and other activities specifically related to pollution monitoring.

F. CONSTRUCTION
F00000 Covers economic activities/business fields in the construction sector, namely general construction and specialized construction of building and civil engineering works. Construction activities include new works, repairs, additions, and changes, erection of prefabricated buildings or structures at project sites, and temporary construction.

F.41. BUILDING CONSTRUCTION

Economic Sector Code Definition

F.41.1.1. RESIDENTIAL BUILDING CONSTRUCTION

SIMPLE HOUSING CONSTRUCTION BANK TABUNGAN NEGARA
410111 Self-evident.
SIMPLE HOUSING CONSTRUCTION PERUMNAS 410112 Self-evident.
OTHER SIMPLE HOUSING CONSTRUCTION TYPE
U.P. TO 21
410113 Self-evident.
OTHER SIMPLE HOUSING CONSTRUCTION TYPE
22 U.P. TO 70
410114 Self-evident.
MEDIUM, LARGE, LUXURY RESIDENTIAL BUILDING CONSTRUCTION
(TYPE ABOVE 70)
410115 Self-evident.
OTHER RESIDENTIAL BUILDING CONSTRUCTION 410119 Self-evident.

F.41.1.2. OFFICE BUILDING CONSTRUCTION 410120 Self-evident.

F.41.1.3. INDUSTRIAL BUILDING CONSTRUCTION 410130 Self-evident.

F.41.1.4. SHOPPING BUILDING CONSTRUCTION

INPRES MARKET SHOPPING BUILDING CONSTRUCTION 410141 Self-evident.
OTHER SHOPPING BUILDING CONSTRUCTION 410149 Self-evident.

F.41.1.9. OTHER BUILDING CONSTRUCTION 410190 Other building construction, including health building construction, educational building construction, lodging building construction, entertainment and sports venue construction, and installation of prefabricated buildings for buildings.

F.42. CIVIL ENGINEERING CONSTRUCTION Covers general civil engineering construction activities, both new buildings, building repairs, building additions, and building changes, erection of prefabricated buildings/structures at project sites, and temporary construction.

F.42.1. ROAD AND RAILWAY CONSTRUCTION

HIGHWAY CONSTRUCTION 421101 Self-evident.
NON-TOLL ROAD CONSTRUCTION 421102 Self-evident.
BRIDGE AND OVERPASS CONSTRUCTION 421103 Self-evident.

Economic Sector Code Definition

RAILWAY AND RAIL BRIDGE CONSTRUCTION 421104 Self-evident.
OTHER ROAD CONSTRUCTION 421109 Other road construction, including tunnel construction and airport runways, as well as installation of prefabricated buildings for road and railway construction.

F.42.2. IRRIGATION, COMMUNICATION, AND WASTE NETWORK CONSTRUCTION

IRRIGATION NETWORK CONSTRUCTION 422110 Self-evident.
ELECTRICAL BUILDING CONSTRUCTION
RURAL ELECTRICAL BUILDING CONSTRUCTION 422131 Self-evident.
OTHER ELECTRICAL AND COMMUNICATION BUILDING
CONSTRUCTION
422139 Self-evident.
OTHER ELECTRICAL AND TELECOMMUNICATION NETWORK
CONSTRUCTION
422190 Includes construction of water treatment, distribution, and storage facilities, wastewater and drainage, sea navigation aid and river sign telecommunications, air navigation telecommunications, railway signal and telecommunications, telecommunications central, and groundwater well drilling/making, installation of prefabricated buildings for irrigation, communication, and waste network construction.

F.42.9. OTHER CIVIL ENGINEERING CONSTRUCTION

NON-FISHING PORT BUILDING CONSTRUCTION
429120 Self-evident.
OTHER CIVIL ENGINEERING CONSTRUCTION NFE 429190 Includes installation of prefabricated buildings for other civil engineering construction.

F.43. SPECIALIZED CONSTRUCTION

F.43.1. DEMOLITION AND LAND PREPARATION Covers land preparation activities followed by construction activities, including moving existing previous buildings by crushing or lifting buildings and other structures.

TRANSMIGRATION SETTLEMENT LAND PREPARATION (PTPT) 431201 Self-evident.
RICE FIELD LAND PREPARATION 431202 Self-evident.

Economic Sector Code Definition

OTHER LAND PREPARATION AND DEMOLITION 431209 Self-evident.

F.43.2. ELECTRICAL SYSTEM, WATER (PIPE) INSTALLATION AND OTHER CONSTRUCTION INSTALLATIONS 432000 Covers installation activities supporting the function of buildings, such as electrical system installations, plumbing, air conditioning (AC) systems and heaters, water, gas, and waste disposal, elevators, and others, including additions, changes, maintenance, and repairs.

F.43.3. BUILDING CONSTRUCTION COMPLETION 433000 Covers interior and exterior building completion activities, including installation of doors, windows, stairs, other equipment and similar items, ceilings, floors, walls, and movable room dividers, and other building completion work not classified elsewhere. This group also includes interior store installation activities, mobile homes, ships, and others.

F.43.9. OTHER SPECIALIZED CONSTRUCTION

CONSTRUCTION EQUIPMENT RENTAL WITH OPERATOR 439050 Covers the business of renting construction tools or machinery and their accessories with an operator. For construction machinery and accessories rental without an operator, see 7730.
OTHER SPECIALIZED CONSTRUCTION NFE 439090 Self-evident.

G. WHOLESALE AND RETAIL TRADE; REPAIR AND MAINTENANCE OF MOTOR VEHICLES AND MOTORCYCLES G00000 Self-evident.

G.45. MOTOR VEHICLE AND MOTORCYCLE TRADE, REPAIR AND MAINTENANCE

G.45.1. MOTOR VEHICLE TRADE 451000 Covers wholesale and retail trade of new and used motor vehicles, such as passenger cars, lorries, trailers, special passenger vehicles, such as campers, ambulances, minibuses, and others. This also includes wholesale and retail trade of off-road vehicles (jeeps, and others), trade through commission agents, and car auctions.

G.45.2. MOTOR VEHICLE REPAIR AND MAINTENANCE 452000 Self-evident.

G.45.3. MOTOR VEHICLE SPARE PARTS AND ACCESSORIES TRADE 453000 Self-evident.

G.45.4. MOTORCYCLE TRADE, REPAIR AND MAINTENANCE AND TRADE OF SPARE PARTS AND ACCESSORIES

Economic Sector Code Definition

MOTORCYCLE TRADE 454001 Self-evident.
MOTORCYCLE SPARE PARTS AND ACCESSORIES TRADE
454002 Self-evident.
MOTORCYCLE REPAIR AND MAINTENANCE 454003 Self-evident.

G.46. WHOLESALE TRADE, EXCEPT MOTOR VEHICLES AND MOTORCYCLES

G.46.1. WHOLESALE TRADE BASED ON COMMISSION (fee) OR CONTRACT 461000 Covers activities of agents, brokers, and all other wholesalers who trade for others or bring sellers and buyers together, including on the internet and similar agents in selling goods, machines, ships, and aircraft as well as household furniture and hardware, among others. This also includes wholesale trade activities at auction houses.

G.46.2. WHOLESALE TRADE OF AGRICULTURAL PRODUCTS AND LIVE ANIMALS Covers wholesale trade of cereals, oleaginous fruits, flowers and ornamental plants, other forestry products, and live animals. Included is wholesale trade of seeds and plant seedlings, animal seedlings, hides and skins, leather goods, and wholesale trade of materials, waste, agricultural residues and by-products used for animal feed.

G.46.2.01. WHOLESALE TRADE OF RICE AND CO-CROPS

CORN WHOLESALE TRADE 462011 Self-evident.
OTHER RICE AND CO-CROP WHOLESALE TRADE 462019 Self-evident.

G.46.2.02. WHOLESALE TRADE OF OLEAGINOUS FRUITS 462020 Self-evident.

G.46.2.04. WHOLESALE TRADE OF CUT TOBACCO 462040 Self-evident.

G.46.2.05. WHOLESALE TRADE OF LIVE ANIMALS 462050 Self-evident.

G.46.2.06. WHOLESALE TRADE OF FISHERY PRODUCTS 462060 Self-evident.

G.46.2.07. WHOLESALE TRADE OF FORESTRY AND HUNTING PRODUCTS

WOOD TRADE 462071 Self-evident.

Economic Sector Code Definition

OTHER FORESTRY AND HUNTING PRODUCTS WHOLESALE TRADE
462079 Self-evident.

G.46.2.08. WHOLESALE TRADE OF HIDES AND SKINS 462080 Self-evident.

G.46.2.09. OTHER WHOLESALE TRADE OF AGRICULTURAL PRODUCTS AND LIVE ANIMALS

RUBBER TRADE 462091 Self-evident.
CLOVE TRADE 462092 Self-evident.
PEPPER TRADE 462093 Self-evident.
COTTON TRADE 462094 Self-evident.
PALM KERNEL TRADE 462095 Self-evident.
OTHER WHOLESALE TRADE OF AGRICULTURAL PRODUCTS AND LIVE ANIMALS
462099 Wholesale trade of other agricultural and live animal products, including wholesale trade of flowers and ornamental plants.

G.46.3. WHOLESALE TRADE OF FOOD, BEVERAGES, AND TOBACCO

G.46.3.1. WHOLESALE TRADE OF AGRICULTURAL FOOD AND BEVERAGE MATERIALS

RICE WHOLESALE TRADE 463110 Self-evident.
COFFEE, TEA, AND COCOA WHOLESALE TRADE
= COFFEE WHOLESALE TRADE 463141 Self-evident.
= TEA WHOLESALE TRADE 463142 Self-evident.
VEGETABLE OILS AND FATS WHOLESALE TRADE 463150 Self-evident.
OTHER AGRICULTURAL FOOD AND BEVERAGE MATERIALS WHOLESALE TRADE
463190 Self-evident.

G.46.3.2. WHOLESALE TRADE OF LIVESTOCK AND FISHERY FOOD AND BEVERAGE MATERIALS

PROCESSED SHRIMP WHOLESALE TRADE 463201 Self-evident.

Economic Sector Code Definition

OTHER LIVESTOCK AND FISHERY FOOD AND BEVERAGE MATERIALS WHOLESALE TRADE
463209 Covers:
Wholesale trade of dairy products.
Wholesale trade of eggs and egg processing products.
Wholesale trade of edible oils and fats of animal origin.
Meat and meat processing trade.
Wholesale trade of fishery products.

G.46.3.3. OTHER FOOD AND BEVERAGE WHOLESALE TRADE AND TOBACCO Covers:

Wholesale trade of sugar, chocolate, and confectionery.
Wholesale trade of bread products.
Wholesale trade of beverages.
Wholesale trade of tobacco products.
SUGAR, CHOCOLATE, AND CONFECTIONERY WHOLESALE TRADE
463301 Self-evident.
CIGARETTES AND TOBACCO WHOLESALE TRADE 463302 Self-evident.
OTHER FOOD AND BEVERAGE WHOLESALE TRADE
463309 Covers wholesale trade of other foods and beverages such as bread products, alcoholic beverages, chocolate and confectionery, non-alcoholic non-milk beverages.

G.46.4. WHOLESALE TRADE OF HOUSEHOLD GOODS

G.46.4.1. WHOLESALE TRADE OF TEXTILES, CLOTHING, AND FOOTWEAR

TEXTILE WHOLESALE TRADE 464110 Self-evident.
CLOTHING WHOLESALE TRADE 464120 Self-evident.
FOOTWEAR WHOLESALE TRADE 464130 Self-evident.
OTHER TEXTILE, CLOTHING, AND FOOTWEAR WHOLESALE TRADE
464190 Self-evident.

G.46.4.9. OTHER HOUSEHOLD GOODS WHOLESALE TRADE 464900 Wholesale trade of other household goods, including wholesale trade of printing and publishing goods in various forms, wholesale trade of pharmaceuticals, traditional medicines, cosmetics, sports equipment, musical instruments, jewelry, and watches.

Economic Sector Code Definition

G.46.5. WHOLESALE TRADE OF MACHINERY, EQUIPMENT, AND ACCESSORIES 465000 Covers wholesale trade of computers, telecommunications equipment, special machines for all types of industries, and general-purpose machines. The scope of wholesale trade here is for office, agricultural, navigation, industrial, computer inspection, measuring instruments, and machine tool accessories needs. This includes wholesale trade of some equipment, software, blank media, and recorders.

G.46.6. OTHER SPECIALIZED WHOLESALE TRADE

G.46.6.1. WHOLESALE TRADE OF SOLID, LIQUID, AND GAS FUELS AND PRODUCTS NFE 466100 Covers wholesale trade of fuels, grease (shoe polish), lubricating oils, and oils.

G.46.6.2. WHOLESALE TRADE OF METALS AND METAL ORES 466200 Covers:

Wholesale trade of iron and non-iron metal ores.
Wholesale trade of iron and non-iron metals in basic forms.
Wholesale trade of semi-finished iron and non-iron metal products NFE.
Wholesale trade of gold and other precious metals (silver, platinum).

G.46.6.3. WHOLESALE TRADE OF BUILDING MATERIALS AND EQUIPMENT

WOOD CONSTRUCTION MATERIALS WHOLESALE TRADE 466301 Self-evident.
OTHER CONSTRUCTION MATERIALS WHOLESALE TRADE 466309 Wholesale trade of other construction materials such as metal goods for construction materials, glass, tiles, bricks, clay, lime, cement, lime, stone sand, porcelain construction materials, and other construction materials.

G.46.6.9. WHOLESALE TRADE OF OTHER PRODUCTS INCLUDING SCRAP AND CUTTINGS NFE

FERTILIZER AND AGROCHEMICAL PRODUCTS WHOLESALE TRADE
466920 Self-evident.
LABORATORY, PHARMACEUTICAL, AND MEDICAL EQUIPMENT WHOLESALE TRADE
466930 Self-evident.

Economic Sector Code Definition

PAPER AND CARDBOARD WHOLESALE TRADE 466950 Self-evident.
USED AND UNUSED SCRAP GOODS WHOLESALE TRADE (SCRAP)
466970 Self-evident.
OTHER PRODUCTS WHOLESALE TRADE NFE 466990 Wholesale trade of other products, such as wholesale trade of basic chemical materials and goods, wholesale trade of rubber and plastics in basic forms, wholesale trade of paper and cardboard goods, and other wholesale trades.

G.47. RETAIL TRADE, EXCEPT MOTOR VEHICLES AND MOTORCYCLES

G.47.1. RETAIL TRADE OF VARIOUS GOODS IN STORES

G.47.1.1. RETAIL TRADE PRIMARILY OF FOOD, BEVERAGES, OR TOBACCO IN STORES 471100 Self-evident.

G.47.1.9. RETAIL TRADE OF VARIOUS GOODS DOMINATED BY NON-FOOD AND TOBACCO GOODS IN STORES 471900 Self-evident.

G.47.2. SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES, AND TOBACCO IN STORES

G.47.2.1. SPECIALIZED RETAIL TRADE OF AGRICULTURAL FOOD COMMODITIES IN STORES 472001 Covers trade of various foods, such as fresh fruits and vegetables, milk and eggs, meat (including chicken or poultry) and fish.

G.47.2.9. OTHER SPECIALIZED RETAIL TRADE OF FOOD, BEVERAGES, AND TOBACCO IN STORES 472009 Covers specialized retail trade of other foods, beverages, and tobacco in stores such as specialized retail trade of beverages in stores, specialized retail trade of cigarettes and tobacco in stores, specialized retail trade of industrial food products in stores.

G.47.3. SPECIALIZED RETAIL TRADE OF MOTOR VEHICLE FUELS 473000 Covers:

Retail trade of motor vehicle and motorcycle fuels, including generators.
General filling stations (SPBU).
Retail trade of lubricating oil products and cooling products for cars.
This sub-group does not cover:
Wholesale trade of fuels, see 466100.
Retail trade of LPG for cooking or heating, see 477700.

Economic Sector Code Definition

G.47.4. SPECIALIZED RETAIL TRADE OF INFORMATION AND COMMUNICATION EQUIPMENT IN STORES 474000 Covers specialized retail trade of information and communication equipment such as computers and their equipment, telecommunications equipment, and household electronics. Includes video game consoles, players, recorders, radios, and televisions.

G.47.5. SPECIALIZED RETAIL TRADE OF OTHER HOUSEHOLD EQUIPMENT IN STORES Covers specialized retail trade of household equipment, such as textiles, building materials, floor coverings, electrical equipment, and furniture. Includes retail trade of lighting goods, household appliances, and breakables, musical instruments, security systems, and other household goods and equipment NFE.

G.47.5.1. SPECIALIZED RETAIL TRADE OF TEXTILES IN STORES 475100 Covers:

Retail trade of fabrics.
Retail trade of yarn.
Retail trade of raw materials for carpet making, decorative wall carpets, and embroidery or needlework.
Retail trade of textiles.
Retail trade of sewing accessories, such as needles, sewing thread, and others.
This sub-group does not cover:
Retail trade of clothing, see 4771.

G.47.5.2. SPECIALIZED RETAIL TRADE OF BUILDING GOODS AND MATERIALS, PAINT, AND GLASS IN STORES 475200 Covers:

Retail trade of building materials (hardware).
Retail trade of paint, varnish, and lacquer.
Retail trade of flat glass.
Retail trade of other building materials such as bricks, wood, sanitary/cleaning equipment.
Retail trade of ready-to-use materials and equipment.
This sub-group also covers:
Retail trade of lawn mowers.
Retail trade of sauna equipment.

G.47.5.9. SPECIALIZED RETAIL TRADE OF FURNITURE, HOUSEHOLD ELECTRICAL EQUIPMENT, LIGHTING EQUIPMENT, AND OTHER HOUSEHOLD EQUIPMENT IN STORES 475900 Covers:

Economic Sector Code Definition

Specialized retail trade of carpets, rugs, and wall and floor coverings in stores.
Retail trade of furniture or household furnishings.
Retail trade of lighting goods.
Retail trade of household equipment and tableware, breakables or pottery, glass goods, porcelain, and clay goods.
Retail trade of wooden goods, cork goods, and woven goods.
Retail trade of household tools.
Retail trade of musical instruments and sheet music.
Retail trade of security system equipment, such as locks, security devices, and iron rooms, without installation or maintenance services.
Retail trade of household goods and equipment.

G.47.6. SPECIALIZED RETAIL TRADE OF CULTURAL AND RECREATION GOODS IN SPECIALIZED STORES 476000 Covers specialized retail trade of cultural and recreation goods, such as books, newspapers, and writing instruments, music and video recordings, sports equipment, games, and toys.

G.47.7. SPECIALIZED RETAIL TRADE OF OTHER GOODS IN STORES

G.47.7.1. SPECIALIZED RETAIL TRADE OF CLOTHING, FOOTWEAR, AND LEATHER GOODS IN STORES 477100 Self-evident.

G.47.7.2. SPECIALIZED RETAIL TRADE OF CHEMICALS, PHARMACEUTICALS, MEDICAL EQUIPMENT, PERFUME, AND COSMETICS IN STORES 477200 Self-evident.

G.47.7.3. SPECIALIZED RETAIL TRADE OF OTHER NEW GOODS IN STORES 477300 Self-evident.

G.47.7.4. SPECIALIZED RETAIL TRADE OF USED GOODS IN STORES 477400 Self-evident.

G.47.7.7. SPECIALIZED RETAIL TRADE OF NON-MOTOR VEHICLE FUELS IN STORES 477700 Self-evident.

Economic Sector Code Definition

G.47.7.8. SPECIALIZED RETAIL TRADE OF CRAFTS AND PAINTINGS IN STORES 477800 Self-evident.

G.47.7.9. OTHER SPECIALIZED RETAIL TRADE NFE 477900 Specialized retail trade of other goods, including specialized retail trade of pets and livestock, retail trade of sewing machines and accessories, other machines and accessories, non-motorized land transport equipment and accessories, water transport equipment and accessories, agricultural and carpentry tools.

G.47.8. STREET VENDOR AND MARKET STALL RETAIL TRADE

G.47.8.1. STREET VENDOR AND MARKET STALL RETAIL TRADE OF AGRICULTURAL PRODUCTS 478100 Self-evident.

G.47.8.2. STREET VENDOR AND MARKET STALL RETAIL TRADE OF FOOD, BEVERAGES, AND PROCESSED TOBACCO PRODUCTS 478200 Self-evident.

G.47.8.3. STREET VENDOR AND MARKET STALL RETAIL TRADE OF TEXTILES, CLOTHING, AND FOOTWEAR 478300 Self-evident.

G.47.8.4. STREET VENDOR AND MARKET STALL RETAIL TRADE OF CHEMICALS, PHARMACEUTICALS, COSMETICS, AND NFE 478400 Self-evident.

G.47.8.6. STREET VENDOR AND MARKET STALL RETAIL TRADE OF HOUSEHOLD EQUIPMENT 478600 Self-evident.

G.47.8.7. STREET VENDOR AND MARKET STALL RETAIL TRADE OF PAPER, PAPER GOODS, WRITING INSTRUMENTS, PRINTED GOODS, SPORTS EQUIPMENT, MUSICAL INSTRUMENTS, PHOTOGRAPHY EQUIPMENT, AND COMPUTERS 478700 Covers:

Retail trade of paper, cardboard, and paper goods at street stalls or market stalls.
Retail trade of writing and drawing instruments at street stalls or market stalls.
Retail trade of printing and publishing products at street stalls or market stalls.
Retail trade of sports and musical instruments at street stalls or market stalls.
Retail trade of photography, optical equipment, and accessories at street stalls or market stalls.
Retail trade of office machines at street stalls or market stalls.

Economic Sector Code Definition

Mixed retail trade of paper, cardboard, paper goods, stationery, drawing instruments, printed matter and publications, and others in street markets or market stalls.
G.47.8.8. STREET MARKET AND MARKET STALL RETAIL TRADE OF CRAFTS, CHILDREN'S TOYS AND PAINTINGS 478800 Self-explanatory. G.47.8.9. STREET MARKET AND MARKET STALL RETAIL TRADE OF OTHER GOODS AND USED GOODS
STREET MARKET AND MARKET STALL RETAIL TRADE OF FUEL, GAS, LUBRICATING OIL AND OTHER FUELS
478920 Self-explanatory.
STREET MARKET AND MARKET STALL RETAIL TRADE OF USED HOUSEHOLD EQUIPMENT
478940 Self-explanatory.
STREET MARKET AND MARKET STALL RETAIL TRADE OF OTHER GOODS
478990 Street market and market stall retail trade of other goods and used goods, including live animal markets, antique markets, clothing markets, footwear markets, used clothing and personal accessories, used electrical and electronic goods. G.47.9. NON-SHOP RETAIL TRADE, STREET MARKET AND MARKET STALL Covers the retail trade of various types of goods via mail order, internet, door-to-door sales, vending machines, mobile vendors, and various other methods not covered above, and others. Includes direct sales via television, radio, and telephone auctions as well as the internet, all types of products in various ways not covered in the previous group, (direct sales and direct delivery to the consumer, auctions (retail) non-shop and retail trade (non-shop) by commission agents). G.47.9.1. RETAIL TRADE VIA MAIL ORDER OR INTERNET 479100 Retail trade via mail or via internet (e-commerce), buyers make their choices via advertisements, catalogs, website information, samples or other advertising media. Buyers order via mail, telephone or internet (usually via special facilities provided by the website). Products purchased can be taken directly (downloaded) from the internet or shipped physically to customers.

Economic Sector Code Definition
G.47.9.9. NON-SHOP, KIOSK, STREET MARKET AND MARKET STALL RETAIL TRADE OF OTHERS 479900 Non-shop, kiosk, street market and other market stall retail trade, including retail trade based on remuneration (fee) or contract, retail trade of food, beverages, chemicals, pharmaceuticals, cosmetics and other mobile retail trade. H. TRANSPORTATION AND WAREHOUSING H00000 Covers the provision of passenger or freight transport, whether scheduled or not, using rail, pipeline, land, water or air routes and related activities such as terminal and parking facilities, cargo handling/loading and unloading, warehousing and others. Included in this category is the rental of transport vehicles with drivers or operators, as well as postal and courier activities. H.49. LAND TRANSPORT AND PIPELINE TRANSPORT H.49.1. RAIL TRANSPORT 491000 Covers railway transport for passengers and/or freight using various types of train sets via main railway tracks, usually spread over a wide geographical area (long distance). Freight railway transport via short-distance freight routes is also included here. H.49.2. BUS TRANSPORT Covers scheduled or unscheduled short or long-distance bus transport. Also includes tourist and tourism buses, whether scheduled or chartered, school bus operations and employee buses. H.49.2.1. SCHEDULED BUS TRANSPORT 492100 Self-explanatory. H.49.2.2. UNSCHEDULED BUS TRANSPORT

TOURIST BUS TRANSPORT 492210 Self-explanatory.
OTHER UNSCHEDULED BUS TRANSPORT 492290 Covers land bus transport that is not scheduled, other than tourist bus transport. Such as charter bus transport, excursions, and other periodic bus transport.
H.49.3. PIPELINE TRANSPORT 493000 Self-explanatory.
H.49.4. NON-BUS LAND TRANSPORT
H.49.4.1. NON-BUS LAND TRANSPORT FOR PASSENGERS, SCHEDULED 494100 Self-explanatory.
H.49.4.2. OTHER LAND TRANSPORT FOR PASSENGERS 494200 Self-explanatory.

Economic Sector Code Definition
H.49.4.3. LAND TRANSPORT FOR FREIGHT 494300 Self-explanatory.
H.49.4.5. RAIL TRANSPORT

TOURIST RAIL TRANSPORT 494501 Covers the operation of trains using special tracks for tourism such as rail transport in tourist areas, such as Mak Itam Tourist Train in West Sumatra, Singkarak Lake Tourist Train in West Sumatra, Lori Kaliraga Tourist Train in East Java, Ambawara Tourist Train in Central Java.
OTHER RAIL TRANSPORT 494509 Covers the operation of cable cars, hill railways, cable cars (gondolas) and others.
H.50. WATER TRANSPORT Covers passenger or freight transport on waterways, whether scheduled or not. Includes the operation of tugboats or pushboats, cruise ships, tourist ships or explorers, ferries, water taxis and others. H.50.1. SEA TRANSPORT H.50.1.1. DOMESTIC SEA TRANSPORT FOR PASSENGERS 501100 Domestic sea transport for passengers, whether scheduled or not, such as the operation of ships for tourism, cruise ships or explorers, tourist boats; and the operation of ferries, water taxis and others, including also domestic liner and tramp sea transport for passengers, domestic transport for tourism, pioneer transport for passengers.
SEA TRANSPORT FOR TOURISM 501130 Also includes foreign sea transport for tourism.
DOMESTIC SEA TRANSPORT FOR PASSENGERS OTHER THAN TOURISM
501190 Self-explanatory.
H.50.1.2. FOREIGN SEA TRANSPORT FOR PASSENGERS 501200 Foreign sea transport for passengers, whether scheduled or not, such as the operation of ships for tourism, cruise ships or explorers, tourist boats; and the operation of ferries, water taxis and others. H.50.1.3. DOMESTIC SEA TRANSPORT FOR FREIGHT 501300 Self-explanatory. H.50.1.4. FOREIGN SEA TRANSPORT FOR FREIGHT 501400 Self-explanatory. H.50.2. RIVER, LAKE AND FERRY TRANSPORT Covers the business of transporting passengers or goods on inland waters such as river, lake and ferry transport, which uses ships that are not suitable for sea transport.

Economic Sector Code Definition
H.50.2.1. RIVER, LAKE AND FERRY TRANSPORT FOR PASSENGERS

RIVER AND LAKE TRANSPORT FOR TOURISM AND OTHERS
502101 Self-explanatory.
FERRY TRANSPORT FOR PASSENGERS 502102 Self-explanatory.
H.50.2.2. RIVER, LAKE AND FERRY TRANSPORT FOR FREIGHT 502200 Self-explanatory.
H.51. AIR TRANSPORT
SCHEDULED AIR TRANSPORT FOR PASSENGERS 511001 Covers general domestic scheduled air transport for passengers, domestic pioneer scheduled air transport for passengers and foreign scheduled air transport for passengers.
UNSCHEDULED AIR TRANSPORT FOR PASSENGERS
511002 Self-explanatory.
OTHER AIR TRANSPORT FOR PASSENGERS 511009 Covers air transport business for passengers not classified elsewhere. Includes air transport for sports and tourism.
AIR TRANSPORT FOR FREIGHT 512000 Self-explanatory.
H.52. WAREHOUSING AND SUPPORTING TRANSPORT ACTIVITIES Covers warehousing and supporting transport activities, such as the operation of transport infrastructure (e.g., airports, ports, tunnels, bridges, and others), freight agent activities and cargo handling. H.52.1. WAREHOUSING AND STORAGE 521000 Covers the operation of storage and warehousing facilities for all types of goods, such as the operation of closed warehouses for storing animal feed grains, general merchandise warehouses, cold storage warehouses, storage tanks (oil, water and others). H.52.2. SUPPORTING TRANSPORT ACTIVITIES 522000 Covers supporting transport activities for land, water, or air transport, for passengers or freight, such as the operation of parts of transport infrastructure or activities related to cargo handling immediately before or after transport or between transport segments. Includes the operation and maintenance of all transport facilities, terminal facility operations, infrastructure

Economic Sector Code Definition and fire protection and fire prevention services, driver assistants, cargo handling and management services, broker and cargo handling services. H.53. POST AND COURIER ACTIVITIES 530000 Covers postal and courier activities, such as the collection, processing, transport, and delivery of letters and packages through various delivery mechanisms, including local delivery services.
I. ACCOMMODATION AND FOOD AND BEVERAGE SERVICES
I00000 Covers the provision of short-term accommodation for visitors and other travelers. Includes the provision of longer-term accommodation for students, workers and the like. Accommodation provision can provide only accommodation facilities or accommodation and food and beverage facilities, or accommodation, food and beverage and/or recreation facilities. I.55. ACCOMMODATION SERVICES I.55.1. SHORT-TERM ACCOMMODATION SERVICES I.55.1.1. STAR HOTELS 551100 Self-explanatory. I.55.1.2. JASMINE HOTELS 551200 Self-explanatory. I.55.9 OTHER ACCOMMODATION SERVICES 559000 Other accommodation services such as holiday cottages, youth inns, camping grounds, villas, caravan stops, hotel apartments, other short-term accommodation services. I.56. FOOD AND BEVERAGE SERVICES Covers the provision of short-term lodging accommodation for visitors and other travelers as well as the provision of food and beverages for immediate consumption. The number and type of additional services provided in this category vary greatly. Does not include the provision of long-term accommodation such as primary residence, food or beverage preparation not for immediate consumption or sold through wholesale and retail trade activities.

RESTAURANTS AND DINING ESTABLISHMENTS 561001 Covers types of food service businesses located in part or all of a permanent building that sell and serve food and beverages to the public at their place of business, whether equipped with equipment/equipment for processing and storage or not, and have received a decision letter as a restaurant/dining establishment from the managing agency.

Economic Sector Code Definition

OTHER FOOD AND BEVERAGE SERVICES 561009 Provision of other food and beverages besides restaurants.
J. INFORMATION AND COMMUNICATION J00000 Covers the production and distribution of information and cultural products, the provision of means to send or distribute these products, and also data or communication activities, information technology and data processing as well as other information service activities. J.58. PUBLISHING ACTIVITIES 580000 Covers the publishing of books, brochures, leaflets, dictionaries, encyclopedias, atlases, maps and charts; publishing of newspapers, journals, magazines and other periodicals; directories and mailing lists and other publishing, as well as software publishing. J.59. MOTION PICTURE, VIDEO AND TELEVISION PROGRAM PRODUCTION, SOUND RECORDING AND MUSIC PUBLISHING ACTIVITIES J.59.1. MOTION PICTURE, VIDEO AND TELEVISION PROGRAM PRODUCTION ACTIVITIES 591000 Covers the production of moving images whether on film, video tape or disk for direct cinema projection or for television broadcast; supporting activities such as editing, cutting, dubbing films and others; distribution of moving images and other film production for other industries; including their projection. Also includes the purchase and sale of distribution rights for moving images or other film productions. J.59.2. SOUND RECORDING AND MUSIC PUBLISHING ACTIVITIES 592000 Covers the production, release, promotion and distribution of sound recordings. Includes sound recording services and music publishing activities. Publishing of music books and sheet music is covered here. J.60. BROADCASTING AND PROGRAMMING ACTIVITIES 600000 Covers the creation of complete television channel programs, from purchased program components, such as films, documentaries and others, self-produced program components (e.g., local news, live reports) or a combination of both. J.61. TELECOMMUNICATIONS
CABLE, WIRELESS AND SATELLITE TELECOMMUNICATION ACTIVITIES
610001 Covers the operation, maintenance or provision of "access" to facilities for the transmission of voice, data, text, audio and video using telecommunications infrastructure with cables, wireless, and satellite.
TELEPHONY VALUE-ADDED SERVICES AND MULTIMEDIA SERVICES 610002 Covers telephony value-added services and multimedia services.
Telephony Value-Added Services covers the provision of basic telephony value-added services offering basic telephony value-added services such as telephony services via intelligent networks (IN), calling cards, and others. This sub-group covers the provision of premium call services; provision of paging services for the general public; provision of premium SMS services; and provision of other telephony value-added services. Multimedia Services covers:
Provision of internet access via networks between clients and ISPs not owned or managed by the ISP, such as dial-up internet access and similar.
Provision of internet access in open facilities for the public.
Provision of telecommunications services via telecommunications connections, such as VOIP (Voice Over Internet Protocol).
Provision of other multimedia services.
OTHER TELECOMMUNICATION ACTIVITIES YTDL 610009 Covers:
Provision of telecommunications for own use.
Provision of telecommunications for defense and security purposes.
Provision of telecommunications for broadcasting purposes.
Resale of telecommunications (e.g., purchase and sale of network capacity without providing additional services).
J.62. SOFTWARE PROGRAMMING, COMPUTER CONSULTING AND OTHER IT ACTIVITIES Covers the provision of expertise services in the field of information technology, such as writing, modifying, testing and providing software support; planning and designing computer systems that integrate computer hardware, software and communication technology; management and operation of computer systems and/or data processing facilities at the client's location; and professional and technical activities related to computers. J.62.0.1. COMPUTER PROGRAMMING ACTIVITIES 620100 Covers expertise activities in the field of information technology, such as writing, modifying, testing and providing software support.

Economic Sector Code Definition
J.62.0.2. COMPUTER CONSULTING AND COMPUTER FACILITY MANAGEMENT ACTIVITIES 620200 Covers planning and designing computer systems that integrate computer hardware, software and communication technology as well as information technology activities and other computer services. J.63. INFORMATION SERVICES Covers web search portal activities, data processing and hosting, and other activities that primarily provide information. J.63.1. DATA PROCESSING, HOSTING AND OTHER ACTIVITIES; WEB PORTALS J.63.1.1. DATA PROCESSING, HOSTING AND OTHER ACTIVITIES Covers the provision of infrastructure for hosting, data processing and related activities; specific hosting activities such as web hosting, streaming services, and application hosting; provision of application services; provision of time-sharing based general mainframe facilities to clients; data processing activities, such as complete processing and creation of special reports from data originating from clients; provision of data entry.

DATA PROCESSING ACTIVITIES 631110 Covers the processing and tabulation of all types of data. This activity can include the entire stage of processing and writing reports from data provided by customers, or only part of the processing stages. Includes the division of mainframe facilities to clients and the provision of data entry and big data management activities.
HOSTING AND OTHER ACTIVITIES 631120 Covers business services related to the provision of hosting infrastructure, data processing services and other activities and hosting specialization, such as web-hosting, streaming services and application hosting. Includes Cloud Computing storage such as DropBox, Google Drive, 4shared.
J.63.1.2. WEB PORTALS Covers:
Operation of websites using search engines to generate and maintain large databases of internet addresses and content in an easily searchable format.
Operation of other sites acting as portals to the internet, such as media sites that provide content updated regularly.

Economic Sector Code Definition

NON-COMMERCIAL WEB PORTALS AND/OR DIGITAL PLATFORMS
631210 Self-explanatory.
COMMERCIAL WEB PORTALS AND/OR DIGITAL PLATFORMS
631220 Included in this group are commercial (profit) web sites/portals and/or digital platforms which are applications used to facilitate and/or mediate electronic transaction services such as but not limited to: marketplaces, digital advertising, financial technology (FinTech) and on-demand online services. J.63.9. OTHER INFORMATION SERVICES J.63.9.1. NEWS AGENCY ACTIVITIES 639100 Self-explanatory. J.63.9.9. OTHER INFORMATION SERVICES YTDL 639900 Self-explanatory. K. FINANCIAL AND INSURANCE ACTIVITIES K00000 K.64. FINANCIAL SERVICE ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS K.64.1. MONETARY INTERMEDIATION 641000 Covers the acquisition of funds in the form of transferable or transferable deposits, i.e., funds determined in the form of money, obtained daily, separate from the central bank, obtained from non-financial sources. K.64.9. OTHER FINANCIAL SERVICE ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS K.64.9.1. FINANCIAL LEASING WITH OPTION 649100 Financial leasing with option (Financial Leasing) where the account structure includes the expected life of the asset and the lessee receives all benefits from its use and receives all risks related to its ownership. Asset ownership may or may not be transferred at the end. Financial leasing with option covers total cost or all actual costs including interest. K.64.9.9. OTHER FINANCIAL SERVICE ACTIVITIES YTDL, EXCEPT INSURANCE AND PENSION FUNDS 649900 Covers:
Other financial services mainly regarding the distribution of funds rather than lending, such as factoring activities, writing of swaps, options and other restrictions and activities of companies purchasing insurance policies from bankrupt companies.
Investment activities on own account, such as venture capital companies, investment clubs and others
K.65. INSURANCE, REINSURANCE AND PENSION FUNDS, EXCEPT MANDATORY SOCIAL SECURITY 650000 Covers the provision of old-age insurance and insurance premium policies and savings to build a portfolio of financial assets used against future claims. Also includes the provision of direct insurance and reinsurance. Does not include insurance, reinsurance and pension funds that are mandatory social security. K.66. SUPPORTING FINANCIAL SERVICES, INSURANCE AND PENSION FUNDS ACTIVITIES Covers the provision of services covered in or closely related to financial services, insurance and pension fund activities but not provided by the services themselves. This group is broken down by the type of financial transaction service or financing. K.66.1. SUPPORTING FINANCIAL SERVICES ACTIVITIES, EXCEPT INSURANCE AND PENSION FUNDS
FOREIGN EXCHANGE EXCHANGE ACTIVITIES (MONEY CHANGER)
661001 Self-explanatory.
OTHER SUPPORTING FINANCIAL SERVICES ACTIVITIES 661009 Covers other supporting financial services activities such as:
Financial market administration (capital market and futures market).
Intermediary trading of commodity contracts and securities.
Financial transaction processing and settlement activities, including for credit card transactions.
Investment advisory services.
Mortgage broker and advisor activities.
K.66.2. SUPPORTING INSURANCE AND PENSION FUNDS ACTIVITIES 662000 Covers acting as an agent (broker) in selling old-age deposits and insurance policies or providing other employee benefits and insurance as well as services related to pensions such as claim adjustment and third-party administration. The coverage here provides insurance administration services, insurance agent and broker activities, as well as activities covered in or closely related to insurance and pension funds.

Economic Sector Code Definition
L. REAL ESTATE L00000 Covers the activities of people who rent, agents and/or brokers/intermediaries in the sale or purchase of real estate, the rental of real estate and the provision of other real estate services, such as real estate appraisal services or acting as agents holding real estate wills. Activities in this category can be done on one's own property or on rented property and can be done on a fee or contract basis.
Includes building construction activities, which are combined with the maintenance or rental of the building. This category includes real estate building managers. Real estate is property consisting of land and buildings. L.68. REAL ESTATE L.68.1. OWNED OR RENTED REAL ESTATE AND TOURISM AREAS L.68.1.1. OWNED OR RENTED REAL ESTATE

SIMPLE PERUMNAS HOUSING REAL ESTATE 681101 Self-explanatory.
SIMPLE PERUMNAS HOUSING REAL ESTATE TYPE 21
681102 Self-explanatory.
SIMPLE PERUMNAS HOUSING REAL ESTATE TYPE 22 TO 70
681103 Self-explanatory.
MEDIUM, LARGE OR LUXURY HOUSING REAL ESTATE (TYPE ABOVE 70)
681104 Self-explanatory.
FLAT/APARTMENT HOUSING REAL ESTATE 681105 Self-explanatory.
SHOPPING BUILDING REAL ESTATE (MALL, PLAZA) 681106 Self-explanatory.
OFFICE BUILDING REAL ESTATE 681107 Self-explanatory.
SHOP-HOUSE (RUKO) OR OFFICE-HOUSE (RUKAN) REAL ESTATE
681108 Self-explanatory.
OTHER REAL ESTATE 681109 Self-explanatory.

Economic Sector Code Definition
L.68.1.2. TOURISM AREA 681200 Encompasses the management of land with an area of at least 100 hectares, further organizing and dividing it into specific nodes or environments, building or leasing nodes for the development of necessary tourism infrastructure and facilities according to pre-prepared requirements, implementing and/or supervising tourism business construction according to existing requirements, and building or providing places for tourism business administration purposes. L.68.1.3. INDUSTRIAL AREA 681300 This group encompasses the management of land with an area of at least 50 hectares in one contiguous area designated as an industrial concentration area, equipped with supporting infrastructure developed and managed by an Industrial Area Company that holds an Industrial Area Business License. This includes the management of specific Industrial Areas for Micro, Small, and Medium Enterprises of at least 5 (five) hectares in one contiguous area. L.68.2. REAL ESTATE ON A FEE OR CONTRACT BASIS 682000 Encompasses activities providing real estate on a fee or contract basis, including services related to real estate, such as brokerage services, real estate management on a fee or contract basis, real estate appraisal services, and third-party real estate agents. M. PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES M00000 Encompasses specifically professional, scientific, and technical activities; these activities require a high level of training and produce specialized knowledge and skills available to users. M.69. LEGAL AND ACCOUNTING ACTIVITIES 690000 Encompasses activities representing the interests of one group against another, whether before trial, after trial, or under the supervision of other judicial bodies or courts, such as legal representation and advice for civil cases, legal representation and advice in criminal cases, and legal representation and advice related to labor disputes. This main group also encompasses activities preparing legal documents such as merger laws, cooperation agreements, or similar documents in connection with company formation, patents, and copyrights, preparing deeds, wills, powers of attorney, and others, as well as other activities of public notaries, civil law notaries, bailiffs, arbitrators, examiners or auditors, and interpreters. It also encompasses accounting and bookkeeping services such as auditing accounting records, designing accounting systems, preparing bookkeeping, and financial reports. M.70. HEAD OFFICE AND MANAGEMENT CONSULTANCY ACTIVITIES Encompasses activities providing advice and assistance to other businesses and organizations on management issues, such as strategic and organizational plans, financing and financial plans, marketing policies and objectives, plans, practices, and human resource policies, production schedules, and supervision plans. This main group also encompasses the management and supervision of other units within a company or enterprise, as one of the head office
activities.

TOURISM CONSULTANCY ACTIVITIES 702010 Encompasses tourism consultant activities, including conveying views, suggestions, preparing feasibility studies, planning, supervision, management, and research in the tourism field.
HEAD OFFICE AND OTHER MANAGEMENT CONSULTANCY ACTIVITIES
702090 Encompasses provisions for advisory, guidance, and operational assistance for businesses and organizational and management issues, such as strategic and organizational planning; decisions related to finance; marketing objectives and policies; human resource planning, practices, and policies; production scheduling and control planning. Provision of these business services can include advisory, guidance, and operational assistance for various management functions, management consulting by agronomists and agricultural economists in the agricultural field and similar fields, design of accounting methods and procedures, cost accounting programs, budget supervision procedures, providing advice and assistance to businesses and community services in planning, organizing, efficiency, and supervision, management information, and others. M.71. ARCHITECTURAL AND ENGINEERING ACTIVITIES; ANALYSIS AND TECHNICAL TESTING 710000 Encompasses activities providing architectural services, engineering services, drafting services, building inspection services, and land surveying services and mapping services. This main group also encompasses activities carrying out physical, chemical, and other analytical testing services. M.72. SCIENTIFIC RESEARCH AND DEVELOPMENT M.72.1. SCIENTIFIC RESEARCH AND DEVELOPMENT OF NATURAL SCIENCES AND TECHNOLOGY AND ENGINEERING 721000 Encompasses experimental research and development activities in natural sciences and engineering. In addition to experimental biotechnology research and development, such as experimental research and development in natural sciences, engineering and technology, medical sciences (biotechnology), agricultural sciences, and interdisciplinary scientific research and development, primarily natural sciences and engineering. M.72.2. SCIENTIFIC RESEARCH AND DEVELOPMENT OF SOCIAL SCIENCES AND HUMANITIES 722000 Encompasses research and development activities in social sciences and humanities, such as research and development in the humanities field, interdisciplinary scientific research and development, primarily social sciences and the humanities field. M.73. ADVERTISING AND MARKET RESEARCH 730000 Encompasses advertising creation and placement activities, such as advertisements in magazines, newspapers, radio, and television or other media, and design of structure and exhibition spaces. M.74. OTHER PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES 740000 Encompasses activities providing professional scientific and technical services (excluding legal and accounting activities; architectural and civil engineering activities; technical testing and analysis; management and management consultancy activities; research and development; and advertising activities). Writer activities for all subjects including fiction, technical, and others writers are classified in subgroups 900001 and 900009. M.75.0. VETERINARY ACTIVITIES 750000 Encompasses the provision of animal health care and supervision activities for livestock and
pets conducted by qualified veterinarians at animal hospitals, as well as when visiting farms, stables, homes, or other places. This also includes clinical treatment of pests and diseases and other diagnostic activities by veterinary assistants or other personnel, and animal ambulance activities.

Economic Sector Code Definition

Economic Sector Code Definition
N. RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE, EMPLOYMENT ACTIVITIES, TRAVEL AGENCY ACTIVITIES AND OTHER BUSINESS SUPPORT ACTIVITIES N00000 Encompasses various activities supporting general business or business operations. These activities differ from activities included in category M, as their main purpose is not the transfer of specialized knowledge. N.77. RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE N.77.1. RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF CARS, BUSES, TRUCKS, AND SIMILAR VEHICLES 771000 Self-explanatory. N.77.2. RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF PERSONAL AND HOUSEHOLD GOODS 772000 Encompasses rental and operating lease activities for personal and household goods, as well as rental of sports and recreational equipment and video tapes. These activities generally cover short-term rentals of goods, although under certain conditions, goods may be rented for the long term. N.77.3. RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF MACHINERY, EQUIPMENT, AND OTHER TANGIBLE GOODS

RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF NON-MOTOR VEHICLE LAND TRANSPORTATION EQUIPMENT
773020 Self-explanatory.
RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF WATER TRANSPORTATION EQUIPMENT
773030 Self-explanatory.
RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF AIR TRANSPORTATION EQUIPMENT
773040 Self-explanatory.
RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF AGRICULTURAL MACHINERY AND EQUIPMENT
773050 Self-explanatory.
RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF CONSTRUCTION AND CIVIL ENGINEERING MACHINERY AND EQUIPMENT
773060 Self-explanatory.

Economic Sector Code Definition

RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF OFFICE MACHINERY AND EQUIPMENT
773070 Self-explanatory.
RENTAL AND LEASING ACTIVITIES WITHOUT OPERATING LEASE OF MACHINERY, EQUIPMENT, AND OTHER TANGIBLE GOODS N.E.C.
773090 Includes operating lease of non-financial assets, excluding copyrighted works.
N.78. EMPLOYMENT ACTIVITIES 780000 Encompasses job registration and placement activities for employment, where the designation or placement of job seekers who are not employees or laborers of the service provider company is for the employer for a limited period to supplement labor, and activities providing human resources and human resource management for third parties on a fee and contract basis. This main group encompasses job search and placement activities for executive workers or laborers, including for theater player selection. N.79. TRAVEL AGENCY ACTIVITIES, TOUR OPERATOR ACTIVITIES, AND OTHER RESERVATION SERVICES N.79.1. TRAVEL AGENCY AND TOUR OPERATOR ACTIVITIES Encompasses agency activities mainly related to the sale of tourism packages, tours, transportation, and accommodation to the general public and commercial clients, and activities managing and operating tours sold through travel agencies or directly by agents, such as tour operators. These activities can be based on wholesale or retail sales to the general public and commercial clients. Tours here can include some or all of the following components, such as transportation, accommodation or lodging, food and beverages, visits to tourist attractions, or performances. This main group also encompasses tour guide activities.
TOUR TRAVEL AGENCY ACTIVITIES 791110 Self-explanatory.
NON-TOUR TRAVEL AGENCY ACTIVITIES 791120 Self-explanatory.
TOUR TRAVEL BUREAU ACTIVITIES 791200 Self-explanatory.
N.79.9. OTHER RESERVATION SERVICES AND N.E.C. ACTIVITIES 799000 Self-explanatory.

Economic Sector Code Definition
N.82. OFFICE ADMINISTRATIVE ACTIVITIES, OFFICE SUPPORT ACTIVITIES, AND OTHER BUSINESS SUPPORT ACTIVITIES Encompasses the provision of a set of daily administrative services, as well as ongoing routine business supporting other functions, on a fee or contract basis. This main group also encompasses all support services, particularly those provided for businesses not classified elsewhere. Activities classified here do not provide operational personnel who perform the entire business operation. N.82.3. CONVENTION AND TRADE FAIR ORGANIZERS 823000 Encompasses:

Activities arranging, promoting, and/or managing events, such as trade fairs and businesses, conventions, conferences, and meetings or gatherings, whether or not including the provision and arrangement of personnel to operate facilities where the event is held.
Event Organizers.
N.82.9. OTHER BUSINESS SUPPORT SERVICES ACTIVITIES N.E.C. 829000 Encompasses employment activities, security and investigation activities, building and landscaping service provider activities, office administrative activities, office support activities, and other business support activities other than convention and trade fair organizers, debt collection and credit bureau activities, and packaging activities. O. PUBLIC ADMINISTRATION, DEFENSE, AND MANDATORY SOCIAL SECURITY O00000 Encompasses activities included in public administration, economic and social policy, foreign relations, national defense and security, and mandatory social security. O.84. PUBLIC ADMINISTRATION, DEFENSE, AND MANDATORY SOCIAL SECURITY O.84.1. PUBLIC ADMINISTRATION AND ECONOMIC AND SOCIAL POLICY 841000 Encompasses public safety and security, regulations regarding the provision of health, education, culture, and other social services including social security, and business relations and contributions that make business activities more efficient as part of government body administration, both executive and legislative, including fiscal, budget, and policy management, implementation, administration, and operation of overall social and economic plans and services at various levels of government.

Economic Sector Code Definition
O.84.2. PROVISION OF SERVICES TO THE PUBLIC IN FOREIGN RELATIONS, DEFENSE, SECURITY, AND ORDER 842000 Encompasses foreign relations, defense, security, and national safety activities. This group also encompasses administration and operation of diplomatic and consular missions, operation and provision of cultural service information, assistance, foreign trade. International finance and foreign relations technically, and administration and operation of military defense. O.84.3. MANDATORY SOCIAL SECURITY 843000 Encompasses funding and administration activities of mandatory social security organized by the government, such as health insurance, work accident insurance, unemployment insurance, pension, programs guaranteeing income loss caused by childbirth, disability, widowhood status, and others. P. EDUCATION P00000 Encompasses education activities at various levels and for various occupations, whether oral or written, as well as through various communication methods. This category also includes education organized by institutions different in the general school system at different levels, as well as education for adults, literacy programs, and others. It also includes military academies and schools, prison schools, and others according to their respective levels. For each level of first education, this group includes special education including students with mental or physical disabilities. This category includes public and private education and also includes teaching mainly regarding sports and entertainment activities and educational support activities. Education can be provided indoors, through radio and television broadcasting, the internet, and correspondence. P.85. EDUCATION P.85.1. BASIC EDUCATION AND EARLY CHILDHOOD EDUCATION 851000 Self-explanatory. P.85.2. SECONDARY EDUCATION 852000 Self-explanatory. P.85.3. HIGHER EDUCATION 853000 Self-explanatory. P.85.4. OTHER EDUCATION 854000 Self-explanatory. P.85.5. EDUCATIONAL SUPPORT ACTIVITIES 855000 Encompasses the provision of non-teaching services supporting the education process or system:

Educational consultancy services.
Educational counseling and guidance services.
Educational test evaluation services.
Educational test services.
Student exchange program organization.
Q. HUMAN HEALTH ACTIVITIES AND SOCIAL ACTIVITIES Q00000 Encompasses activities providing health services and social activities. The scope of included activities is quite broad, ranging from health services provided by trained professional personnel in hospitals and other health facilities, to home care activities involving levels of health service provision up to social activities not involving professional health personnel. Q.86. HUMAN HEALTH ACTIVITIES Q.86.1. HOSPITAL ACTIVITIES 861000 Encompasses short-term and long-term hospital services, such as medical, diagnostic, and care activities of general hospitals (for example, general and district hospitals, non-profit organization hospitals, university hospitals, military hospitals, and prison hospitals) or specialized hospitals (for example, psychiatric hospitals, violence victim hospitals, specialized infectious disease hospitals, maternity hospitals, sanatoriums). These activities are provided for patients and controlled under the direct supervision of medical doctors, encompassing:
Medical and paramedic services.
Laboratory and technical facility services including radiology and anesthesia.
Emergency installations.
Operating room provision services, pharmacies, food, and other hospital services.
Family planning center services providing medical care such as sterilization and termination of pregnancy with accommodation.
Q.86.2. DOCTOR AND DENTIST PRACTICE ACTIVITIES 862000 Encompasses:
Health consultation and care activities with general or special medications by general practitioners and specialists as well as surgeons.

Economic Sector Code Definition

Dental health practice activities both general and specialized such as dentists, endodontists, pediatric dentists, and oral pathologists.
Orthodontic services.
Family planning center activities providing health care such as sterilization, termination of pregnancy excluding accommodation.
Q.86.9. OTHER HUMAN HEALTH SERVICE ACTIVITIES 869000 Encompasses activities of other paramedic personnel for public health in various therapy fields. These activities can be conducted in health clinics and health facilities other than hospitals or anywhere these activities do not involve medical treatment. This group also includes paramedic personnel who may work separately from medical doctors, medical blood laboratory activities, sperm banks, organ transplant banks, and others. This group also includes ambulance transportation activities for patients, often provided in emergency medical care. This group does not include non-medical laboratory test activities, health food test activities. Q.87 SOCIAL ACTIVITIES 870000 Encompasses the provision of social activity services inside and outside institutions combined with care, supervision, or other care required by institution residents. Care facilities are a significant part of the production process, and the care provided is a combination of social and health activities where health services are a larger level of care activities. R. ARTS, ENTERTAINMENT, AND RECREATION R00000 Encompasses activities quite broad to meet the arts/culture, entertainment, and recreation needs of the general public, including live performances, operation of historical sites, sports, and recreation. R.90. ENTERTAINMENT, ARTS, AND CREATIVITY ACTIVITIES Encompasses facility operation activities and service provision to meet the arts/culture, entertainment, and recreation needs of the public. This main group encompasses production activities of various performances, competitions, or exhibitions intended for public viewing. This main group encompasses

Economic Sector Code Definition operation of art facilities and artistic activities, professional, producer, or promoter activities, live art performances, with or without facilities.

ART IMPRESARIAT SERVICES 900001 Encompasses activities managing and organizing entertainment performances, whether bringing in, sending out, or returning, and determining location, time, and type of entertainment. Business services of impresariat in this group are specifically in the art field. For example, Java Musikindo.
OTHER ENTERTAINMENT, ART, AND CREATIVITY ACTIVITIES 900009 Encompasses entertainment, art, and creativity activities such as performance art activities, artist worker activities, entertainment support activities, independent news journalists, and art facility operational activities.
R.91. LIBRARIES, ARCHIVES, MUSEUMS, AND OTHER CULTURAL ACTIVITIES
LIBRARIES AND ARCHIVES 910100 Encompasses activities and operation of libraries, archives, museums, botanical gardens, and zoos, historical sites, nature conservation parks, exhibitions, and maintenance of art and historical items, sites, and natural wonders containing historical, cultural, and educational elements.
MUSEUMS AND OPERATION OF HISTORICAL BUILDINGS AND SITES
910200 Self-explanatory.
R.93. OTHER SPORTS AND RECREATION ACTIVITIES 930000 Encompasses operational activities of sports facilities, billiard facilities, golf courses, bowling alleys, swimming pools, soccer fields, tennis courts, fitness center/sport center activities, other sports facility activities, sports club activities, soccer clubs, golf clubs, swimming clubs, tennis courts clubs, boxing clubs, martial arts clubs, fitness/bodybuilding clubs, bowling clubs, other sports clubs, other activities related to sports, sports event promoters, athletes, professional judges and referees, hunting activities, sports regulatory bodies and leagues, theme parks or amusement parks, natural spas, cave tourism, nature adventure tourism, other natural tourist attractions, man-made tourist attractions, agro-tourism, recreational parks/tourist parks, fishing ponds, other man-made tourist attractions, water tourism, rafting

Economic Sector Code Definition

Economic Sector Code Definition raft, diving tourism, marina docks, other water tourism, entertainment and other recreational activities ytdl, nightclubs and/or discos, karaoke, game arena businesses. S. OTHER SERVICES S00000 Covers activities from organization membership, computer and household repairs and personal goods, various personal service activities not covered elsewhere in this classification. S.94. ORGANIZATION MEMBERSHIP ACTIVITIES S.94.1. BUSINESS, ENTREPRENEUR AND PROFESSIONAL ORGANIZATION ACTIVITIES 941000 Covers activities of units representing the interests of business and entrepreneur organization members. In professional membership organizations, also covers activities advocating for the interests of professional members of their profession. S.94.2. LABOR ORGANIZATION ACTIVITIES 942000 Covers activities of worker organizations and trade unions and associations through various membership that advocate for worker interests, wage improvements and working conditions and collective action through organizations. S.94.9. OTHER MEMBERSHIP ORGANIZATION ACTIVITIES YTDL 949000 Self-evident. S.95. REPAIR OF COMPUTERS AND PERSONAL NEEDS AND HOUSEHOLD EQUIPMENT 950000 Covers repair and maintenance activities of computer devices and their accessories such as desktops, laptops, computer terminals, printers and storage devices, this main group covers repair activities of communication equipment such as fax machines, two-way radios and consumer electronics, such as radios and televisions, garden and home equipment such as lawn mowers and blowers, footwear and leather goods, furniture and household appliances, ready-made clothing and clothing accessories, sports goods, musical instruments or tools, goods for hobbies or pastimes and household goods and personal needs. This main group does not cover repair activities of medical equipment and diagnostic imaging, measuring and survey instruments, laboratory equipment, radar and sonar equipment. S.96. OTHER PERSONAL SERVICES Covers other personal service activities not included anywhere in this classification, such as washing or laundry of textile and fur products, hair styling and other beauty care, funeral services and other services related to funerals. Other related services include salons and bathing places, personal social services, spiritual and astrology activities, pet care services

Economic Sector Code Definition and coin-operated personal service machine operations.

MASSAGE PARLOR AND SPA ACTIVITIES 960001 Self-evident.
OTHER PERSONAL SERVICES 960009 Self-evident.
T. HOUSEHOLD ACTIVITIES AS EMPLOYERS;
ACTIVITIES PRODUCING GOODS AND SERVICES
BY HOUSEHOLDS USED FOR
SELF-SATISFACTION OF NEEDS
T00000 Self-evident.
T.97. HOUSEHOLD ACTIVITIES AS EMPLOYERS
OF DOMESTIC PERSONNEL
970000 Covers household activities utilizing personal services in the household, such as housemaids, gardeners and others who provide services to serve households and household members. U. ACTIVITIES OF INTERNATIONAL BODIES AND OTHER EXTRA INTERNATIONAL BODIES U00000 Self-evident. U.99. ACTIVITIES OF INTERNATIONAL BODIES AND OTHER EXTRA INTERNATIONAL BODIES 990000 Covers activities of International Bodies, such as the United Nations and representatives of the United Nations, Regional Bodies and others, including The International Monetary Fund, The World Bank, The World Customs Organization (WHO), the Organization for Economic Co-operation and Development (OECD), the Organization of Petroleum Exporting Countries (OPEC), the European Communities, the European Free Trade Association and others. This main group covers diplomatic and consular representation activities (Embassies) determined by the country where they are located rather than the country they represent. A. HOUSEHOLDS AA0000 Self-evident. A.1. HOUSEHOLDS FOR HOUSING OWNERSHIP A.1.1. HOUSEHOLDS FOR SINGLE-FAMILY HOUSE OWNERSHIP A.1.1.1. HOUSEHOLDS FOR SINGLE-FAMILY HOUSE OWNERSHIP UP TO TYPE 21 001110 Self-evident.

Economic Sector Code Definition
A.1.1.2. HOUSEHOLDS FOR SINGLE-FAMILY HOUSE OWNERSHIP TYPE ABOVE 21 UP TO 70 001120 Self-evident. A1.1.3. HOUSEHOLDS FOR SINGLE-FAMILY HOUSE OWNERSHIP TYPE ABOVE 70 001130 Self-evident. A.1.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP A.1.2.1. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP UP TO TYPE 21 001210 Self-evident. A.1.2.2. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 21 UP TO 70 001220 Self-evident. A.1.2.3. HOUSEHOLDS FOR FLAT OR APARTMENT OWNERSHIP TYPE ABOVE 70 001230 Self-evident. A.1.3. HOUSEHOLDS FOR SHOP HOUSES (RUKO) OR OFFICE HOUSES (RUKAN) OWNERSHIP A.1.3.1. HOUSEHOLDS FOR SHOP HOUSES (RUKO) OR OFFICE HOUSES (RUKAN) 001300 Self-evident. A.2. HOUSEHOLDS FOR MOTOR VEHICLE OWNERSHIP A.2.1. HOUSEHOLDS FOR FOUR-WHEELED CAR OWNERSHIP 002100 Self-evident. A.2.2. HOUSEHOLDS FOR MOTORCYCLE OWNERSHIP 002200 Self-evident. A.2.3. HOUSEHOLDS FOR TRUCK AND SIX-WHEELED OR MORE MOTOR VEHICLE OWNERSHIP 002300 Self-evident. A.2.4. HOUSEHOLDS FOR OTHER MOTOR VEHICLE OWNERSHIP 002900 Self-evident. A.3. HOUSEHOLDS FOR OTHER HOUSEHOLD EQUIPMENT

Economic Sector Code Definition
A.3.1 HOUSEHOLDS FOR FURNITURE AND
HOUSEHOLD EQUIPMENT
003100 Self-evident.
A.3.2. HOUSEHOLDS FOR TELEVISION, RADIO,
AND ELECTRONIC DEVICES
003200 Self-evident.
A.3.3. HOUSEHOLDS FOR COMPUTERS AND
COMMUNICATION DEVICES
003300 Self-evident.
A.3.4. HOUSEHOLDS FOR OTHER
EQUIPMENT
003900 Self-evident.
A.4. HOUSEHOLDS FOR NEEDS NOT
CLASSIFIED ELSEWHERE
A.4.1. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING SINGLE-FAMILY HOUSES UP TO TYPE 21
004120 Self-evident.
A.4.2. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING SINGLE-FAMILY HOUSES TYPE ABOVE 21 UP TO 70 004130 Self-evident.
A.4.3. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING SINGLE-FAMILY HOUSES TYPE ABOVE 70
004140 Self-evident.
A.4.4. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING APARTMENTS UP TO TYPE 21
004150 Self-evident.
A.4.5. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING APARTMENTS TYPE 22 UP TO 70
004160 Self-evident.
A.4.6. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING APARTMENTS TYPE ABOVE 70
004170 Self-evident.
A.4.7. HOUSEHOLDS FOR MULTIPURPOSE NEEDS
USING RUKO/RUKAN
004180 Self-evident.
A.4.8. HOUSEHOLDS FOR OTHER MULTIPURPOSE
NEEDS
004190 Self-evident.
A.4.9. HOUSEHOLDS FOR NEEDS NOT
CLASSIFIED ELSEWHERE
004900 Self-evident.

Economic Sector Code Definition
B. OTHER NON-ENTERPRISE ACTIVITIES BB0000 Self-evident.
B.1. OTHER NON-ENTERPRISE ACTIVITIES 009000 Self-evident.

CHAPTER VI
LIST OF COUNTRY CODES
"Country" Code references refer to country codes in accordance with regulations on integrated general bank reporting. The "Country" Codes in accordance with the aforementioned provisions at the time this OJK Circular was established are:

Afghanistan AF
Åland Islands AX
Albania AL
Algeria DZ
American Samoa AS
Andorra AD
Angola AO
Anguilla AI
Antarctica AQ
Antigua and Barbuda AG
Argentina AR
Armenia AM
Aruba AW
Australia AU
Austria AT
Azerbaijan AZ
Bahamas (the) BS
Bahrain BH
Bangladesh BD
Barbados BB
Belarus BY
Belgium BE
Belize BZ
Benin BJ
Bermuda BM
Bhutan BT
Bolivia (Plurinational State of) BO
Bonaire, Sint Eustatius and Saba BQ
Bosnia and Herzegovina BA
Botswana BW
Bouvet Island BV
Brazil BR
British Indian Ocean Territory (the) IO
Brunei Darussalam BN
Bulgaria BG
Burkina Faso BF
Burundi BI
Cabo Verde CV
Cambodia KH
Cameroon CM
Canada CA
Cayman Islands (the) KY
Central African Republic (the) CF
Chad TD
Chile CL
China CN
Christmas Island CX
Cocos (Keeling) Islands (the) CC
Colombia CO
Comoros (the) KM
Congo (the Democratic Republic of the) CD
Congo (the) CG
Cook Islands (the) CK
Costa Rica CR
Côte d'Ivoire CI
Croatia HR
Cuba CU
Curaçao CW
Cyprus CY
Czechia CZ
Denmark DK
Djibouti DJ
Dominica DM
Dominican Republic (the) DO
Ecuador EC
Egypt EG
El Salvador SV
Equatorial Guinea GQ
Eritrea ER
Estonia EE
Eswatini SZ
Ethiopia ET
European Community EU
Falkland Islands (the) [Malvinas] FK
Faroe Islands (the) FO
Fiji FJ
Finland FI
France FR
French Guiana GF
French Polynesia PF
French Southern Territories (the) TF
Gabon GA
Gambia (the) GM
Georgia GE
Germany DE
Ghana GH
Gibraltar GI
Greece GR
Greenland GL
Grenada GD
Guadeloupe GP
Guam GU
Guatemala GT
Guernsey GG
Guinea GN
Guinea-Bissau GW
Guyana GY
Haiti HT
Heard Island and McDonald Islands HM
Holy See (the) VA
Honduras HN
Hong Kong HK
Hungary HU
Iceland IS
India IN
Indonesia ID
Iran (Islamic Republic of) IR
Iraq IQ
Ireland IE
Isle of Man IM
Israel IL
Italy IT
Jamaica JM
Japan JP
Jersey JE
Jordan JO
Kazakhstan KZ
Kenya KE
Kiribati KI
Kuwait KW
Kyrgyzstan KG
Lao People's Democratic Republic (the) LA
Latvia LV
Lebanon LB
Lesotho LS
Liberia LR
Libya LY
Liechtenstein LI
Lithuania LT
Luxembourg LU
Macao MO
Macedonia (the former Yugoslav Republic of) MK
Madagascar MG
Malawi MW
Malaysia MY
Maldives MV
Mali ML
Malta MT
Marshall Islands (the) MH
Martinique MQ
Mauritania MR
Mauritius MU
Mayotte YT
Mexico MX
Micronesia (Federated States of) FM
Moldova (the Republic of) MD
Monaco MC
Mongolia MN
Montenegro ME
Montserrat MS
Morocco MA
Mozambique MZ
Myanmar MM
Namibia NA
Nauru NR
Nepal NP
Netherlands (the) NL
New Caledonia NC
New Zealand NZ
Nicaragua NI
Niger (the) NE
Nigeria NG
Niue NU
Norfolk Island NF
North Korea (the Democratic People's Republic of) KP
Northern Mariana Islands (the) MP
Norway NO
Oman OM
Pakistan PK
Palau PW
Palestine, State of PS
Panama PA
Papua New Guinea PG
Paraguay PY
Peru PE
Philippines (the) PH
Pitcairn PN
Poland PL
Portugal PT
Puerto Rico PR
Qatar QA
Republic of Kosovo XK
Réunion RE
Romania RO
Russian Federation (the) RU
Rwanda RW
Saint Barthélemy BL
Saint Helena, Ascension and Tristan da Cunha SH
Saint Kitts and Nevis KN
Saint Lucia LC
Saint Martin (French part) MF
Saint Pierre and Miquelon PM
Saint Vincent and the Grenadines VC
Samoa WS
San Marino SM
Sao Tome and Principe ST
Saudi Arabia SA
Senegal SN
Serbia RS
Seychelles SC
Sierra Leone SL
Singapore SG
Sint Maarten (Dutch part) SX
Slovakia SK
Slovenia SI
Solomon Islands SB
Somalia SO
South Africa ZA
South Georgia and the South Sandwich Islands GS
South Korea (the Republic of) KR
South Sudan SS
Spain ES
Sri Lanka LK
Sudan (the) SD
Suriname SR
Svalbard and Jan Mayen SJ
Sweden SE
Switzerland CH
Syrian Arab Republic SY
Taiwan (Province of China) TW
Tajikistan TJ
Tanzania, United Republic of TZ
Thailand TH
Timor-Leste TL
Togo TG
Tokelau TK
Tonga TO
Trinidad and Tobago TT
Tunisia TN
Turkey TR
Turkmenistan TM
Turks and Caicos Islands (the) TC
Tuvalu TV
Uganda UG
Ukraine UA
United Arab Emirates (the) AE
United Kingdom of Great Britain and Northern Ireland
(the)
GB
United States Minor Outlying Islands (the) UM
United States of America (the) US
Uruguay UY
Uzbekistan UZ
Vanuatu VU
Venezuela (Bolivarian Republic of) VE
Vietnam VN
Virgin Islands (British) VG
Virgin Islands (U.S.) VI
Wallis and Futuna WF
Western Sahara EH
Yemen YE
Zambia ZM
Zimbabwe ZW

CHAPTER VII
LIST OF CURRENCY CODES
"Currency" Code references refer to currency codes in accordance with regulations on integrated general bank reporting. The "Currency" Codes in accordance with the aforementioned provisions at the time this OJK Circular was established are:

Afghanistan Afghani AFN
Albanian Lek ALL
Algerian Dinar DZD
Andorran Franc FRF
Andorran Peseta ADP
Angolan Kwanza AOA
Antigua Dollar XCD
Argentine Peso ARS
Armenia Dram AMD
Aruban Florin AWG
Australian Dollar AUD
Austrian Schilling ATS
Azerbaijan Mant AZM
Azerbaijan Mant AZN
Bahamian Dollar BSD
Bahraini Dinar BHD
Bangladesh Taka BDT
Barbados Dollar BBD
Belarus Rouble BYN
Belarus Rouble BYR
Belgian Franc BEF
Belize Dollar BZD
Benin Franc XOF
Bermudian Dollar BMD
Bhutan Ngultrum BTN
Bolivares Fuertes VEF
Bolivian Boliviano BOB
Bosnia-Herzegovina Convertible Mark BAM
Bosniar Dinar BAD
Botswana Pula BWP
Bouvet Island Krone NOK
Brazilian Real BRL
Brunei Dollar BND
Bulgarian Lev BGL
Bulgarian Lev BGN
Burkina Faso Frenc BFF
Burma Kyat BUK
Burundi Franc BIF
Cambodia Riel KHR
Canadian Dollar CAD
Cape Verde Escudo CVE
Cayman Islands Dollar KYD
CFA Franc BCEAO XOF
Chilean Peso CLF
Chilean Peso CLP
China Offshore Yuan CNH
China Yuan Renminbi CNY
Christmas Island Dollar AUD
Cocos (Keeling) Island Dollar AUD
Colombian Peso COP
Comoros Franc KMF
Congolais Franc CDF
Convertible Belgian BEC
Costa Rican Colon CRC
Croatian Dinar HRD
Croatian Kuna HRK
Cruzeiro Real BRR
Cuban Peso CUP
Cypriot Pound CYP
Czech Koruna CZK
Danish Krone DKK
Democratic Rep.Congo Franc CDF
Djibouti Franc DJF
Dominican Republic Peso DOP
East Caribbean Dollar XCD
East Timor Dollar USD
Ecuadorean Sucre ECS
Egyptian Pound EGP
El Salvador Colon SVC
Eritreian Nakfa ERN
Estonian Kroon EEK
Ethiopian Birr ETB
European Euro EUR
Falkland Island Pound FKP
Faroe Island Krone DKK
Fiji Dollar FJD
Financial Belgian Franc BEL
Financial Rand ZAL
Finnis Markka FIM
Franc de la Communaute financiere Africaine XAF
Franc Pacific Is.Fran XPF
French Franc FRF
French Guiana Franc FRF
Gambian Dalasi GMD
Georgian Lari GEL
German Mark DEM
Ghana Cedi GHC
Ghana Cedi GHS
Gibraltar Pound GIP
Gold-Franc XFO
Greek Drachma GRD
Greenland Krone DKK
Grenada Dollar XCD
Guadeloupe Franc FRF
Guatemala Quetzal GTQ
Guernsey Pound GGP
Guinea Bissau Franc XOF
Guinea Franc/Guinea Syli GNS
Guinea-Bissau Peso GWP
Guinean Franc GNF
Guyana Dollar GYD
Haiti Gourde HTG
Honduras Lempira HNL
Hong Kong Dollar HKD
Hungarian Forint HUF
Icelandic Krona ISK
Indian Rupee INR
Indonesian Rupiah IDR
Peruvian Inti PEI
Iranian Rial IRR
Iraqi Dinar IQD
Irish Punt IEP
Israeli Sheqel ILS
Italian Lira ITL
Jamaican Dollar JMD
Japanesse Yen JPY
Jersey Pound JEP
Jordanian Dinar JOD
Kazakhstan Tenge KZT
Kenyan Shilling KES
Korean Won KRW
Kuwaiti Dinar KWD
Kwanza Reajustado AOR
Kyrgyzstan som KGS
Laos New Kip LAK
Latvian Lats LVL
Latvian Rouble LVR
Lebanese Pound LBP
Lesotho Maloti LSM
Liberian Dollar LRD
Libyan Dinar LYD
Liechtenstein Franc CHF
Lithuanian Litas LTT
Lithuanian Litas LTL
Loti Lesatho LSL
Luxembourg Franc LUF
Macau Pataca MOP
Macedonian Dinar MKD
Madagascar Franc MGF
Malagasy Ariary MGA
Malagasy Franc MGF
Malawi Kwacha MWK
Malaysian Ringgit MYR
Maldives Rufiyaa MVR
Mali Republic Franc XOF
Malian Franc MLF
Maltese Lira MTL
Manx Pound GGP
Mauritania Ouguiya MRO
Mauritania Ouguiya MRU
Mauritius Rupee MUR
Mexican Peso MXN
Mexican Peso MXV
Moldova Lei MDL
Moldova Leu MVS
Mongolia Tugrik MNT
Montserrat Dollar XCD
Moroccoan Dirham MAD
Mozambique Metical MZM
Mozambique Metical MZN
Myanmar Kyat MMK
Namibia Dollar NAD
Nepalese Rupee NPR
Netherlands Antillian Guilder/Florin ANG
Netherlands Guilder/Gulden/Florin NLG
New Dinar YUD
New Yugoslavian YUN
New Zaire ZRN
New Zaire Franc CDZ
New Zealand Dollar NZD
Nicaragua Cordoba NIO
Niger Republic Franc XOF
Nigeria Naira NGN
Norfolk Islands Dollar AUD
North Korean Won KPW
Norwegian Krone NOK
Omani Rial OMR
Pakistan Rupee PKR
Panamanian Balboa PAB
Papua New Guinea Kina PGK
Paraguayan Guarani PYG
Peruvian Nuevo PEN
Philippines Peso PHP
Polish Zloty/ New Zloty PLN
Portuguese Escudo PTE
Pound Sterling GBP
Qatari Rial QAR
Rand (South African Rand) ZAR
Reunion Franc FRF
Romanian Leu ROL
Romanian Leu RON
Russian Ruble RUB
Russian Ruble RUR
Rwanda Franc RWF
Samoan (West) Tala WST
Samoan Dollar USD
San Marino Lira ITL
Sao Tome Dobra STD
Sao Tome Dobra STN
Saudi Riyal SAR
Seborga Luigini SPL
Senegal Franc XOF
Serbian Dinar RSD
Seychelles Rupee SCR
Sierra Leone Leone SLL
Singapore Dollar SGD
Slovakia Koruna SKK
Slovenia Tolar SIT
Solomon Islands Dollar SBD
Somali Schilling SOS
South Sudanese Pound SSP
Spanish Peseta ESB
Spanish Peseta (Convertiable Peseta Acc) ESP
Sri Langka Rupee LKR
St. Helena Pound SHP
St. Kitts Dollar XCD
St. Vincent Dollar XCD
Sudanese Dinar SDD
Sudanese Dinar SDG
Sudanese Pound SDP
Surinam Dollar SRD
Surinam Guilder SRG
Swaziland Lilangeni SZL
Swedish Krone SEK
Swiss Franc CHF
Syrian Pound SYP
Taiwan Dollar TWD
Tajik Ruble TJR
Tajikistan Somoni TJS
Tanzanian Shilling TZS
Thai Bath THB
Timor Escudo TPE
Tokelau Dollar NZD
Tonga Pa’anga TOP
Trinidad-Tobago Dollar TTD
Tunisian Dinar TND
Turkish Lira TRY
Turkmenistan Manat TMM
Turks-Caicos Dollar USD
UAE Dirham AED
Ugandan Shilling UGX
UIC-Franc XFU
Ukrainian Hryvnia UAH
Unidad de Valor Constante (UVC) ECV
Uruguay Peso UYU
US Dollar USD
USSR Rouble SUR
Uzbekistan Sum UZS
Vanuatu Vatu VUV
Vatican City Lira ITL
Venezuelan Bolivar VEB
Vietnam Dong VND
Wallis and Futuna Islands Franc XPF
Yemeni Rial YER
Yugoslav Dinar YUM
Zambian Kwacha ZMK
Zimbabwe Dollar ZWD
Polish Zloty PLZ
Gold XAU
Silver XAG
Bond Markets Unit European Composite Unit (EURCO) XBA
Bond Markets Unit European Monetary Unit (E.M.U.-6) XBB
Bond Markets Unit European Unit of Account 17 (E.U.A.-17) XBD
Bond Markets Unit European Unit of Account 9 (E.U.A.-9) XBC
Special Drawing Right XDR
Palladium XPD
Platinum XPT
Foreign Currency V99

CHAPTER VIII
LIST OF THIRD-PARTY CATEGORY CODES
"Third-Party Category" Code references refer to third-party category codes in accordance with regulations on integrated general bank reporting. The "Third-Party Category" Codes in accordance with the aforementioned provisions at the time this OJK Circular was established are:
Third-Party Category Code
Residents
Government
Central Government
S131101L State Treasury Service Office
S131102L Ministry of Finance
S131103L Ministry of Defense
S131104L Ministry of Environment and Forestry
S131105L Ministry of Agriculture
S131106L Ministry of Energy and Mineral Resources S131107L Ministry of Religious Affairs S131108L Ministry of State-Owned Enterprises S131109L Ministry of Culture, Basic Education, and Secondary Education S131110L Ministry of Public Works and Public Housing S131111L Ministry of Health S131112L Ministry of Transportation S131199L Other Ministries S131197L Government Bodies and Agencies Public Service Agencies Government agencies established to provide services to the public in the form of goods and/or services that are sold without primarily seeking profit and in carrying out activities are based on efficiency and productivity principles S1311981L Public Service Agencies – Health S1311982L Public Service Agencies – Education S1311989L Public Service Agencies – Others Regional Government S131301L Provincial Government S131302L City Government S131303L Regency Government Regional Public Service Agencies All agencies within the Regional Government environment established to provide services to the public in the form of goods and/or services that are sold without primarily seeking profit and in carrying out activities are based on efficiency and productivity principles S1313981L Regional Public Service Agencies – Provincial S1313982L Regional Public Service Agencies – City/Regency

Third-Party Category Code
Non-Financial Companies
Public
Non-financial companies controlled by the government S110011L State-Owned Enterprises (BUMN) S110012L Regional-Owned Enterprises (BUMD) S110013L Village-Owned Enterprises (BUMDes) National Private Non-financial companies controlled by domestic institutions or Indonesian citizens S1100201L Automotive Companies S1100202L Oil and Gas Companies S1100203L Textile Companies S1100204L Timber Companies Construction Service Companies S11002051L Property and Real Estate Companies S11002059L Other Construction Service Companies S1100206L Tobacco Industry Companies S1100207L Food Industry Companies S1100208L Agribusiness Companies S1100209L Telecommunications Companies S1100299L Other Companies Non-Deposit and Loan Cooperatives S11002501L Primary Cooperatives S11002509L Other Cooperatives Foreign-Controlled Private Non-financial companies controlled by foreign institutions or foreign citizens S1100301L Automotive Companies S1100302L Oil and Gas Companies S1100303L Textile Companies S1100304L Timber Companies Construction Service Companies S11003051L Property and Real Estate Companies S11003059L Other Construction Service Companies S1100306L Tobacco Industry Companies S1100307L Food Industry Companies S1100308L Agribusiness Companies S1100399L Other Companies S1100360L Representative Offices of Foreign-Owned Institutions in Indonesia Financial Institutions S121 Bank Indonesia (Central Bank) S126014L Financial Services Authority (OJK) S128014L Deposit Insurance Corporation (LPS) S122 Banks Financial Auxiliaries Public Financial auxiliary companies controlled by the government

Third Party Group Codes
S126011L State-Owned Enterprises (BUMN)
S126012L Regional-Owned Enterprises (BUMD)
S126013L Village-Owned Enterprises (BUM Desa)
National Private
Financial auxiliary companies controlled by domestic institutions or Indonesian citizens S1260202L Financial Technology Service Providers S1260203L Electronic Money Issuers S1260299L Others Foreign-Controlled Private Financial auxiliary companies controlled by foreign institutions or foreign citizens S1260302L Financial Technology Service Providers S1260303L Electronic Money Issuers S1260399L Others Insurance Public Insurance companies controlled by the government S128011L State-Owned Enterprises (BUMN) S128012L Regional-Owned Enterprises (BUMD) S128013L Village-Owned Enterprises (BUM Desa) S12802 National Private Insurance companies controlled by domestic institutions or Indonesian citizens S12803 Foreign-Controlled Private Insurance companies controlled by foreign institutions or foreign citizens Pension Funds Public Pension fund companies controlled by the government S129011L State-Owned Enterprises (BUMN) S129012L Regional-Owned Enterprises (BUMD) S129013L Village-Owned Enterprises (BUM Desa) S12902 National Private Pension fund companies controlled by domestic institutions or Indonesian citizens S12903 Foreign-Controlled Private Pension fund companies controlled by foreign institutions or foreign citizens Other Financial Companies Public State-Owned Enterprises (BUMN) S12501150L Venture Capital S12501151L Financing Companies Securities and Mutual Fund Companies S125011521L Securities companies that do not conduct mutual fund business

Third Party Group Codes
S125011522L Securities companies that conduct mutual fund business S125011523L Mutual Fund Companies S125011524L Investment Managers S125011529L Others S12501199L Others Regional-Owned Enterprises (BUMD) S12501250L Venture Capital S12501251L Financing Companies Securities and Mutual Fund Companies S125012521L Securities companies that do not conduct mutual fund business S125012522L Securities companies that conduct mutual fund business S125012523L Mutual Fund Companies S125012524L Investment Managers S125012529L Others S12501299L Others S125013L Village-Owned Enterprises (BUM Desa) National Private S12502050L Venture Capital S12502051L Financing Companies Securities and Mutual Fund Companies S125020521L Securities companies that do not conduct mutual fund business S125020522L Securities companies that conduct mutual fund business S125020523L Mutual Fund Companies S125020524L Investment Managers S125020529L Others S12502053L Baitul Maal Wa Tamwil (BMT) Savings and Loan Cooperatives S125020541L Primary Cooperatives S125020549L Other Cooperatives S12502099L Others Foreign-Controlled Private S12503050L Venture Capital S12503051L Financing Companies Securities and Mutual Fund Companies S125030521L Securities companies that do not conduct mutual fund business S125030522L Securities companies that conduct mutual fund business S125030523L Mutual Fund Companies S125030524L Investment Managers S125030529L Others S12503053L Baitul Maal Wa Tamwil (BMT) S12503054L Other Foreign-Owned Institution Representative Offices in Indonesia S12503099L Others Non-Profit Institutions Serving Households National Private S1500201L Zakat, Infaq and Shadaqah Administration Agency (BAZIS) S1500202L Educational Institutions

Third Party Group Codes
S1500203L Waqf Institutions
S1500299L Others
Foreign-Controlled Private
S1500301L Zakat, Infaq and Shadaqah Administration Agency (BAZIS) S1500302L Educational Institutions S1500303L Waqf Institutions S1500399L Others S14 Individuals Non-Residents Government S23AL Central Government S23BL Regional Government Financial Institutions S221L Central Bank of Other Countries S222L Banks S222AL National Banks Operating Outside Indonesia Other Banks Outside Indonesia Prime Bank S222B11L Related to Banks S222B12L Not Related to Banks Non-Prime Bank S222B21L Related to Banks S222B22L Not Related to Banks S225AL Non-Bank Financial Institutions Operating Outside Indonesia S225BL Non-Bank Financial Institutions Owned by Foreign States Non-Financial Companies S21AL State-Owned Enterprises Owned by Foreign States S21BL Indonesian-Foreign Joint Private S22CL Indonesian-Owned Private S22XL Others International Institutions Multilateral Development Banks S2LA01L Islamic Development Bank (IDB) S2LA02L Asian Development Bank (ADB) S2LA03L World Bank Group (WBG) S2LA04L African Development Bank Group (AfDB) S2LA05L European Bank for Reconstruction and Development (EBRD) S2LA06L Inter-American Development Bank Group (IADB) S2LA07L European Investment Bank (EIB) S2LA08L European Investment Fund (EIF) S2LA09L Nordic Investment Bank (NIB) S2LA10L Caribbean Development Bank (CDB) S2LA11L Council of Europe Development Bank (CEDB) S2LA99L Other Multilateral Development Banks S2LXL Other International Institutions S24AL Foreign State Representatives and Their Staff S24BL Individuals

Third Party Groups consist of:

Residents
Individuals, legal entities, or other bodies that are domiciled or plan to be domiciled in Indonesia for at least 1 (one) year, including representatives and staff of the Republic of Indonesia abroad. Included in the Resident category are:
a. Individuals:

All residents who live and stay in Indonesia.
Foreign Citizens (WNA) who come and stay in Indonesia, indicated by ownership of a KITAS (Limited Stay Permit Card) or KITAP (Permanent Stay Permit Card).
Indonesian Citizens (WNI) who are abroad for the purpose of:
a) Diplomatic duties and other state duties b) Medical treatment c) Other foreign travel, for example for tourism
Employees working at offices of international institutions located in Indonesia.
Indonesian residents living in the border areas of the Republic of Indonesia with other countries, who due to their work are required to cross the Indonesian state border daily and routinely. For example, Indonesian residents living in Kalimantan near the border with Malaysia, who work in Malaysia every day and return home on the same day.
b. Institutions:
Representatives of government institutions operating abroad, such as Indonesian embassies, Consulates, Education Offices, Trade Centers, and others.
All business and industrial institutions, companies, and financial institutions (including banks) as well as non-profit organizations owned by private or government entities, located in Indonesia.
Subsidiaries or branch offices of foreign companies operating in Indonesia, including branch offices of foreign banks located in Indonesia, for example Citibank and Hongkong Bank in Jakarta.
Representative offices of foreign industrial and business companies operating in Indonesia.
Government
Government agencies/institutions, both central and regional governments, including ministries, agencies, and boards. The Government sector classification is arranged with reference to the System of National Accounts (SNA) 2008, namely:
a) Central Government
Government agencies, whether ministries, agencies, or boards at or above the ministerial level, whose financial budget is part of the State Budget (APBN), including regional offices/representations/departments and vertical agencies in the regions. b) Regional Government Government agencies/institutions whose financial budget is regulated in the Regional Budget (APBD), including regional offices/representations/departments and vertical agencies in the regions.
Non-Financial Companies
Companies whose main activity is producing non-financial goods or services.
Financial Institutions
a) Bank Indonesia
The central bank of the Republic of Indonesia in accordance with the Law on Bank Indonesia. b) Financial Services Authority (OJK) The Financial Services Authority in accordance with the Law on the Financial Services Authority. c) Deposit Insurance Corporation The Deposit Insurance Corporation in accordance with the Law on the Deposit Insurance Corporation. d) Banks Conventional commercial banks and Rural Banks (BPR) in accordance with the Law on Banking, including branch offices of banks located outside the country, as well as Sharia commercial banks, Sharia Rural Banks (BPRS), and Sharia business units in accordance with the Law on Sharia Banking. e) Financial Auxiliaries Financial institutions whose main activity is involved in activities related to asset and financial liability transactions, or by providing regulatory context for such transactions, but do not have assets/liabilities that are transacted. f) Insurance Institutions that conduct financial service businesses by collecting public funds through the collection of insurance premiums that provide protection to members of the public using insurance services. Included in this definition are insurance companies operating based on Sharia principles (Takaful). Included in insurance companies are institutions conducting loss insurance, life insurance, and reinsurance business. Excluded from this classification are all insurance business auxiliary institutions, for example insurance/reinsurance brokers, insurance loss adjusters, actuarial consultants, insurance agency businesses, and other insurance business auxiliary institutions. g) Pension Funds Institutions/legal entities that manage and run programs promising pension benefits. h) Other Financial Companies
Non-Profit Institutions Serving Households
Institutions established to conduct business that is social in nature and not for profit.
Individuals

Non-Residents
Individuals, legal entities, or other bodies that are not domiciled or plan to be domiciled in Indonesia for less than 1 (one) year, including representatives and staff of other countries in Indonesia. Included in the Non-Resident category are:

a. Individuals

Ambassadors and foreign diplomats serving in Indonesia with diplomatic status.
Foreign tourists staying in Indonesia for less than 1 (one) year, whether for recreation or vacation, medical treatment, religious visits, family matters, participation in international conferences or sports competitions, and others.
Crew of aircraft or foreign ship crews (ABK) stopping in Indonesia.
Seasonal workers staying in Indonesia solely for seasonal work.
Foreign citizen businesspeople staying in Indonesia for less than 1 (one) year.
b. Institutions:
Foreign governments and their representatives operating in Indonesia.
Subsidiaries, branch offices, or representative offices of national private companies operating outside Indonesia.

CHAPTER IX
LIST OF REGENCY OR CITY CODES
Reference for the "Regency or City" code refers to the regency or city code in accordance with regulations on integrated general bank reporting. The "Regency or City" codes applicable at the time this OJK Circular was issued are as follows:

West Java Province
Bekasi Regency 0102
Purwakarta Regency 0103
Karawang Regency 0106
Bogor Regency 0108
Sukabumi Regency 0109
Cianjur Regency 0110
Bandung Regency 0111
Sumedang Regency 0112
Tasikmalaya Regency 0113
Garut Regency 0114
Ciamis Regency 0115
Cirebon Regency 0116
Kuningan Regency 0117
Indramayu Regency 0118
Majalengka Regency 0119
Subang Regency 0121
West Bandung Regency 0122
Pangandaran Regency 0123
Banjar City 0180
Bandung City 0191
Bogor City 0192
Sukabumi City 0193
Cirebon City 0194
Tasikmalaya City 0195
Cimahi City 0196
Depok City 0197
Bekasi City 0198
Banten Province
Lebak Regency 0201
Pandeglang Regency 0202
Serang Regency 0203
Tangerang Regency 0204

Cilegon City 0291
Tangerang City 0292
Serang City 0293
South Tangerang City 0294
DKI Jakarta Province
Central Jakarta City Area 0391
North Jakarta City Area 0392
West Jakarta City Area 0393
South Jakarta City Area 0394
East Jakarta City Area 0395
Thousand Islands City Area 0396
Special Region of Yogyakarta Province
Bantul Regency 0501
Sleman Regency 0502
Gunung Kidul Regency 0503
Kulon Progo Regency 0504
Yogyakarta City 0591
Central Java Province
Semarang Regency 0901
Kendal Regency 0902
Demak Regency 0903
Grobogan Regency 0904
Pekalongan Regency 0905
Tegal Regency 0906
Brebes Regency 0907
Pati Regency 0908
Kudus Regency 0909
Pemalang Regency 0910
Jepara Regency 0911
Rembang Regency 0912
Blora Regency 0913
Banyumas Regency 0914
Cilacap Regency 0915
Purbalingga Regency 0916
Banjarnegara Regency 0917
Magelang Regency 0918
Temanggung Regency 0919
Wonosobo Regency 0920
Purworejo Regency 0921
Kebumen Regency 0922
Klaten Regency 0923
Boyolali Regency 0924

Sragen Regency 0925
Sukoharjo Regency 0926
Karanganyar Regency 0927
Wonogiri Regency 0928
Batang Regency 0929
Semarang City 0991
Salatiga City 0992
Pekalongan City 0993
Tegal City 0994
Magelang City 0995
Surakarta/Solo City 0996
East Java Province
Gresik Regency 1201
Sidoarjo Regency 1202
Mojokerto Regency 1203
Jombang Regency 1204
Sampang Regency 1205
Pamekasan Regency 1206
Sumenep Regency 1207
Bangkalan Regency 1208
Bondowoso Regency 1209
Banyuwangi Regency 1211
Jember Regency 1212
Malang Regency 1213
Pasuruan Regency 1214
Probolingo Regency 1215
Lumajang Regency 1216
Kediri Regency 1217
Nganjuk Regency 1218
Tulungagung Regency 1219
Trenggalek Regency 1220
Blitar Regency 1221
Madiun Regency 1222
Ngawi Regency 1223
Magetan Regency 1224
Ponorogo Regency 1225
Pacitan Regency 1226
Bojonegoro Regency 1227
Tuban Regency 1228
Lamongan Regency 1229
Situbondo Regency 1230
Batu City 1271

Surabaya City 1291
Mojokerto City 1292
Malang City 1293
Pasuruan City 1294
Probolingo City 1295
Blitar City 1296
Kediri City 1297
Madiun City 1298
Bengkulu Province
South Bengkulu Regency 2301
North Bengkulu Regency 2302
Rejang Lebong Regency 2303
Lebong Regency 2304
Kepahiang Regency 2305
Mukomuko Regency 2306
Seluma Regency 2307
Kaur Regency 2308
Central Bengkulu Regency 2309
Bengkulu City 2391
Jambi Province
Batanghari Regency 3101
Sarolangun Regency 3104
Kerinci Regency 3105
Muaro Jambi Regency 3106
West Tanjung Jabung Regency 3107
East Tanjung Jabung Regency 3108
Tebo Regency 3109
Merangin Regency 3111
Bungo Regency 3112
Jambi City 3191
Sungai Penuh City 3192
Nanggroe Aceh Darussalam Province
Aceh Besar Regency 3201
Pidie Regency 3202
North Aceh Regency 3203
East Aceh Regency 3204
South Aceh Regency 3205
West Aceh Regency 3206
Central Aceh Regency 3207
Southeast Aceh Regency 3208
Aceh Singkil Regency 3209
Aceh Jeumpa/Bireuen Regency 3210

Aceh Tamiang Regency 3211
Gayo Luwes Regency 3212
Southwest Aceh Regency 3213
Aceh Jaya Regency 3214
Nagan Raya Regency 3215
Simeuleu Regency 3216
Bener Meriah Regency 3217
Pidie Jaya Regency 3218
Subulussalam City 3219
Banda Aceh City 3291
Sabang City 3292
Lhokseumawe City 3293
Langsa City 3294
North Sumatra Province
Deli Serdang Regency 3301
Langkat Regency 3302
Karo Regency 3303
Simalungun Regency 3304
Labuhan Batu Regency 3305
Asahan Regency 3306
Dairi Regency 3307
North Tapanuli Regency 3308
Central Tapanuli Regency 3309
South Tapanuli Regency 3310
Nias Regency 3311
Toba Samosir Regency 3313
Mandailing Natal Regency 3314
South Nias Regency 3315
Humbang Hasundutan Regency 3316
Pakpak Bharat Regency 3317
Samosir Regency 3318
Serdang Bedagai Regency 3319
Batu Bara Regency 3321
Padang Lawas Regency 3322
North Padang Lawas Regency 3323
South Labuhanbatu Regency 3324
North Labuhanbatu Regency 3325
West Nias Regency 3326
North Nias Regency 3327
Tebing Tinggi City 3391
Binjai City 3392
Pematang Siantar City 3393

Tanjung Balai City 3394
Sibolga City 3395
Medan City 3396
Gunung Sitoli City 3397
Padang Sidempuan City 3399
West Sumatra Province
Agam Regency 3401
Pasaman Regency 3402
Limapuluh Kota Regency 3403
South Solok Regency 3404
Padang Pariaman Regency 3405
South Coast Regency 3406
Tanah Datar Regency 3407
Sawah Lunto/Sijunjung Regency 3408
Mentawai Islands Regency 3409
West Pasaman Regency 3410
Dharmasraya Regency 3411
Solok Regency 3412
Bukittinggi City 3491
Padang City 3492
Sawahlunto City 3493
Padang Panjang City 3494
Solok City 3495
Payakumbuh City 3496
Pariaman City 3497
Riau Province
Kampar Regency 3501
Bengkalis Regency 3502
Hulu Indragiri Regency 3504
Hilir Indragiri Regency 3505
Hulu Rokan Regency 3508
Hilir Rokan Regency 3509
Pelalawan Regency 3510
Siak Regency 3511
Kuantan Singingi Regency 3512
Meranti Islands Regency 3513
Pekanbaru City 3591
Dumai City 3592
South Sumatra Province
Musi Banyuasin Regency 3606
Ogan Komering Ulu Regency 3607
Lematang Ilir Ogan Tengah (Muara Enim) Regency 3608

Lahat Regency 3609
Musi Rawas Regency 3610
Ogan Komering Ilir Regency 3611
Banyuasin Regency 3613
South Ogan Komering Ulu Regency 3614
East Ogan Komering Ulu Regency 3615
Ogan Ilir Regency 3616
Empat Lawang Regency 3617
North Musi Rawas Regency 3618
Penukal Abab Lematang Ilir Regency 3619
Palembang City 3691
Lubuklinggau City 3693
Prabumulih City 3694
Pagar Alam City 3697
Bangka Belitung Islands Province
Bangka Regency 3701
Belitung Regency 3702
West Bangka Regency 3703
South Bangka Regency 3704
Central Bangka Regency 3705
East Belitung Regency 3706
Pangkal Pinang City 3707
Riau Islands Province
Karimun Regency 3801
Lingga Regency 3802
Natuna Regency 3803
Bintan Regency (formerly Riau Islands Regency) 3804 Anambas Islands Regency 3805 Tanjung Pinang City 3891 Batam City 3892 Lampung Province South Lampung Regency 3901 Central Lampung Regency 3902 North Lampung Regency 3903 West Lampung Regency 3904 Tulang Bawang Regency 3905 Tanggamus Regency 3906 East Lampung Regency 3907 Way Kanan Regency 3908 Pesawaran Regency 3909 Pringsewu Regency 3910 West Tulang Bawang Regency 3911

Mesuji Regency 3912
West Coast Regency 3913
Bandar Lampung City 3991
Metro City 3992
South Kalimantan Province
Banjar Regency 5101
Tanah Laut Regency 5102
Tapin Regency 5103
South Hulu Sungai Regency 5104
Central Hulu Sungai Regency 5105
North Hulu Sungai Regency 5106
Barito Kuala Regency 5107
Kota Baru Regency 5108
Tabalong Regency 5109
Tanah Bumbu Regency 5110
Balangan Regency 5111
Banjarmasin City 5191
Banjarbaru City 5192
West Kalimantan Province
Pontianak Regency 5301
Sambas Regency 5302
Ketapang Regency 5303
Sanggau Regency 5304
Sintang Regency 5305
Kapuas Hulu Regency 5306
Bengkayang Regency 5307
Landak Regency 5308
Sekadau Regency 5309
Melawi Regency 5310
North Kayong Regency 5311
Kubu Raya Regency 5312
Pontianak City 5391
Singkawang City 5392
East Kalimantan Province
Kutai Kartanegara Regency 5401
Berau Regency 5402
Paser Regency 5403
West Kutai Regency 5405
East Kutai Regency 5406
North Penajam Paser Regency 5411
Mahakam Ulu Regency 5413
Samarinda City 5491

Balikpapan City 5492
Bontang City 5494
North Kalimantan Province
Bulungan Regency 5404
Nunukan Regency 5409
Malinau Regency 5410
Tana Tidung Regency 5412
Tarakan City 5493
Central Kalimantan Province
Kapuas Regency 5801
West Kotawaringin Regency 5802
East Kotawaringin Regency 5803
Murung Raya Regency 5804
East Barito Regency 5805
South Barito Regency 5806
Gunung Mas Regency 5807
North Barito Regency 5808
Pulang Pisau Regency 5809
Seruyan Regency 5810
Katingan Regency 5811
Sukamara Regency 5812
Lamandau Regency 5813
Palangkaraya City 5892
Central Sulawesi Province
Donggala Regency 6001
Poso Regency 6002
Banggai Regency 6003
Toli-Toli Regency 6004
Banggai Islands Regency 6005
Morowali Regency 6006
Buol Regency 6007
Tojo Una-Una Regency 6008
Parigi Moutong Regency 6009
Sigi Regency 6010
Banggai Laut Regency 6011
North Morowali Regency 6012
Palu City 6091
South Sulawesi Province
Pinrang Regency 6101
Gowa Regency 6102
Wajo Regency 6103
Bone Regency 6105

Tana Toraja Regency 6106
Maros Regency 6107
Luwu Regency 6109
Sinjai Regency 6110
Bulukumba Regency 6111
Bantaeng Regency 6112
Jeneponto Regency 6113
Selayar Islands Regency 6114
Takalar Regency 6115
Barru Regency 6116
Sidenreng Rappang Regency 6117
Pangkajene Kepulauan Regency 6118
Soppeng Regency (formerly Watansoppeng) 6119
Enrekang Regency 6121
East Luwu Regency (formerly South Luwu) 6122
North Luwu Regency 6124
North Toraja Regency 6125
Makassar City 6191
Pare-Pare City 6192
Palopo City 6193
North Sulawesi Province
Minahasa Regency 6202
Bolaang Mongondow Regency 6203
Sangihe Islands Regency 6204
Talaud Islands Regency 6205
South Minahasa Regency 6206
North Minahasa Regency 6207
Southeast Minahasa Regency 6209
North Bolaang Mongondow Regency 6210
Sitaro Islands Regency 6211
South Bolaang Mongondow Regency 6212
East Bolaang Mongondow Regency 6213
Manado City 6291
Kotamobagu City 6292
Bitung City 6293
Tomohon City 6294
Gorontalo Province
Gorontalo Regency 6301
Bualemo Regency 6302
Bonebolango Regency 6303
Pohuwato Regency 6304
North Gorontalo Regency 6305

Gorontalo City 6391
West Sulawesi Province
Polewali Mandar Regency 6401
Majene Regency 6402
Mamasa Regency 6403
North Mamuju Regency 6404
Central Mamuju Regency 6405
Mamuju Regency 6406
Southeast Sulawesi Province
Buton Regency 6901
Muna Regency 6903
Kolaka Regency 6904
Wakatobi Regency 6905
Konawe Regency 6906
South Konawe Regency 6907
Bombana Regency 6908
North Kolaka Regency 6909
North Buton Regency 6910
North Konawe Regency 6911
East Kaloka Regency 6912
Konawe Islands Regency 6913
South Buton Regency 6914
Central Buton Regency 6915
West Muna Regency 6916
Bau-Bau City 6990
Kendari City 6991
West Nusa Tenggara Province
West Lombok Regency 7101
Central Lombok Regency 7102
East Lombok Regency 7103
Sumbawa Regency 7104
Bima Regency 7105
Dompu Regency 7106
West Sumbawa Regency 7107
North Lombok Regency 7108
Mataram City 7191
Bima City 7192
Bali Province
Buleleng Regency 7201
Jembrana Regency 7202
Tabanan Regency 7203
Badung Regency 7204

Gianyar Regency 7205
Klungkung Regency 7206
Bangli Regency 7207
Karangasem Regency 7208
Denpasar City 7291
East Nusa Tenggara Province
Kupang Regency 7401
South Central Timor Regency 7402
North Central Timor Regency 7403
Belu Regency 7404
Alor Regency 7405
East Flores Regency 7406
Sikka Regency 7407
Ende Regency 7408
Ngada Regency 7409
Manggarai Regency 7410
East Sumba Regency 7411
West Sumba Regency 7412
Lembata Regency 7413
Rote Ndao Regency 7414
West Manggarai Regency 7415
Central Sumba Regency 7416
Southwest Sumba Regency 7417
East Manggarai Regency 7418
Nagekeo Regency 7419
Sabu Raijua Regency 7420
Malaka Regency 7421
Kupang City 7491
Maluku Province
Central Maluku Regency 8101
Southeast Maluku Regency 8102
West Southeast Maluku Regency 8103
Buru Regency 8104
West Seram Regency 8105
East Seram Regency 8106
Aru Islands Regency 8107
Maluku Barat Daya Regency 8108
South Buru Regency 8109
Ambon City 8191
Tual City 8192
Papua Province
Jayapura Regency 8201

Biak Numfor Regency 8202
Yapen-Waropen Islands Regency 8210
Merauke Regency 8211
Paniai Regency 8212
Jayawijaya Regency 8213
Nabire Regency 8214
Mimika Regency 8215
Puncak Jaya Regency 8216
Sarmi Regency 8217
Keerom Regency 8218
Bintang Mountains Regency 8221
Yahukimo Regency 8222
Tolikara Regency 8223
Waropen Regency 8224
Boven Digoel Regency 8226
Mappi Regency 8227
Asmat Regency 8228
Supiori Regency 8231
Mamberamo Raya Regency 8232
Dogiyai Regency 8233
Lanny Jaya Regency 8234
Central Mamberamo Regency 8235
Nduga Regency 8236
Yalimo Regency 8237
Puncak Regency 8238
Intan Jaya Regency 8239
Deiya Regency 8240
Jayapura City 8291
North Maluku Province
Central Halmahera Regency 8302
North Halmahera Regency 8303
East Halmahera Regency 8304
West Halmahera Regency 8305
South Halmahera Regency 8306
Sula Islands Regency 8307
Morotai Island Regency 8308
Taliabu Island Regency 8309
Ternate City 8390
Tidore Islands City 8391
West Papua Province
Sorong Regency 8401
Fak-Fak Regency 8402

Manokwari Regency 8403
South Sorong Regency 8404
Raja Ampat Regency 8405
Kaimana Regency 8406
Bintuni Bay Regency 8407
Wondama Bay Regency 8408
Tembrauw Regency 8409
Maybrat Regency 8410
Arfak Mountains Regency 8411
South Manokwari Regency 8412
Sorong City 8491
Outside Indonesia
Outside Indonesia 9999

CHAPTER X
DATA STRUCTURE

Report Header
The report header format is the same for all segments. The report header is written on the first line for each segment.

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.	Header Flag	char	1	M	letter	Filled with the character "H"
2.	Reporter Type Code	char	4	M	√ number
3.	Reporter Code	varchar	6	M	√ number
4.	Year	num	4	M	number	Data year. Example: “2020” (without quotes)
5.	Month	num	2	M	number	Data month. Example for January written as “01” (without quotes)
6.	Data Type or Segment Code	char	3	M	√ letter number
7.	Number of Data Files	num	10	M	number	Number of data rows contained in the file
8.	Number of Data Segments	num	10	M	number	Number of data rows contained in that segment

In the event that there is a segment with no data, the Reporter must still report that segment, which contains only header information with the number of file data and number of segment data filled with the number “0” (zero).

Individual Debtor
Segment Name: Individual Debtor
Segment Code: D01

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Debtor CIF Number	varchar	20	M	letter number	Primary key. CIF must be unique and consistent
3.		Identity Type	char	1	M	√ number
4.		Identity Number	varchar	25	M	letter number
5.		Name According to Identity	varchar	150	M	space letter punctuation: - . ‘
6.		Full Name (Name Without Abbreviation)	varchar	150	O	space letter punctuation: - . ‘
7.		Debtor Education Code or Title	char	2	M	√ number
8.		Gender	char	1	M	√ letter
9.		Place of Birth	varchar	50	M	space letter number
10.		Date of Birth	date	8	M	number	Format yyyymmdd
11.		Taxpayer Identification Number (NPWP)	varchar	25	O	number
12.		Address	varchar	300	M	space letter number punctuation: & , ( ) - ' /.
13.		Village/Sub-district	varchar	50	M	space letter number punctuation: - ' / .

No.	Data	Data Type	Character Length	M/C/O	Character Reference
14.	District/Sub-district	varchar	50	M	space letter number punctuation: - ' /.
15.	Regency or City Code	char	4	M	√ number
16.	Postal Code	char	5	M	number
17.	Telephone Number	varchar	15	M	number
18.	Mobile Phone Number	varchar	15	O	number
19.	Electronic Mail Address	varchar	150	O	letter number punctuation: @ . _ -
20.	Domicile Country Code	char	2	M	√ letter
21.	Occupation Code	char	3	M	√ number
22.	Place of Work	varchar	50	M	space letter number punctuation: & - ' , . ( )
23.	Business Field Code at Place of Work	char	6	M	√ number
24.	Address of Place of Work	varchar	300	O	space letter number punctuation: & , ( ) - ' /.

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
25.	Gross Income Per Year	num	12	O	number
26.	Income Source Code	char	1	O	√ number
27.	Number of Dependents	num	2	O	number
28.	Relationship Code with Reporter	char	2	M	√ letter number
29.	Debtor Group Code	char	11	M	√ letter number
30.	Debtor Marital Status	char	1	O	number
31.	Spouse Identity Number	varchar	25	O	letter number
32.	Spouse Name	varchar	150	O	space letter punctuation: - . ‘
33.	Spouse Date of Birth	date	8	O	number	Format yyyymmdd
34.	Separation of Property Agreement	char	1	O	letter
35.	Violation of BMPK/BMPD/BMPP	char	1	M	letter
36.	Exceeding BMPK/BMPD/BMPP	char	1	M	letter
37.	Mother's Maiden Name	varchar	150	M	space letter punctuation: - . ‘
38.	Branch Office Code	char	3	M	√ number

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
39.		Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update, N=Not Change)

Corporate Debtor
Segment Name: Corporate Debtor
Segment Code: D02

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Debtor CIF Number	varchar	20	M	letter number	Primary key. CIF must be unique and consistent
3.		Corporate Identity Number	varchar	25	M	letter number
4.		Corporate Name	varchar	150	M	space letter number punctuation: ( ) -' . , & @ . _ ‘ ”
5.		Corporate Form Code	char	2	M	√ number
6.		Place of Establishment	varchar	50	M	space letter punctuation: - ' . ,
7.		Deed of Establishment Number	varchar	30	M	letter number punctuation: / ’ - _ ( ) . ,

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
8.	Deed of Establishment Date	date	8	M	number	Format yyyymmdd
9.	Last Amendment Deed Number	varchar	30	M	letter number punctuation: / ’ - _ ( ) . ,
10.	Last Amendment Deed Date	date	8	M	number	Format yyyymmdd
11.	Telephone Number	varchar	15	M	number
12.	Mobile Phone Number	varchar	15	O	number
13.	Electronic Mail Address	varchar	150	O	letter number punctuation: @ . _
14.	Address	varchar	300	M	space letter number punctuation: & , ( ) - ' /.
15.	Village/Sub-district	varchar	50	M	space letter number punctuation: - ' / .
16.	District/Sub-district	varchar	50	M	space letter number punctuation: - ' / .
17.	Regency or City Code	char	4	M	√ number
18.	Postal Code	char	5	M	number
19.	Domicile Country Code	char	2	M	√ letter

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
20.	Business Field Code	char	6	M	√ number
21.	Relationship Code with Reporter	char	2	M	√ letter number
22.	Violation of BMPK/BMPD/BMPP	char	1	M	letter
23.	Exceeding BMPK/BMPD/BMPP	char	1	M	letter
24.	Go Public	char	1	M	letter
25.	Debtor Group Code	char	11	M	√ letter number
26.	Debtor Rank or Rating	varchar	6	O	letter number punctuation: ( ) _ - /+
27.	Rating Agency	char	3	C	√ letter
28.	Rating Date	date	8	C	number	Format yyyymmdd
29.	Debtor Business Group Name	varchar	150	O	√ space letter number punctuation: & - ' , . ( ) /
30.	Branch Office Code	char	3	M	√ number
31.	Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update, N=Not Change)

Credit or Financing Facilities
Segment Name: Credit or Financing Facilities
Segment Code: F01

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Facility Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.		Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		Credit or Financing Nature Code	char	1	M	√ number
5.		Credit or Financing Type Code	char	3	M	√ letter number
6.		Credit or Financing Akad Code	char	3	M	√ number
7.		Initial Akad Number	varchar	50	C	space letter number punctuation: ( ) _ - ' . /
8.		Initial Akad Date	date	8	C	number	Format yyyymmdd
9.		Final Akad Number	varchar	50	C	space letter number punctuation: ( ) _ - ' . /

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
10.	Final Akad Date	date	8	C	number	Format yyyymmdd
11.	Credit or Financing Facility Renewal Frequency	num	2	M	number
12.	Credit or Financing Start Date	date	8	M	number	Format yyyymmdd
13.	Start Date	date	8	M	number	Format yyyymmdd
14.	Maturity Date	date	8	C	number	Format yyyymmdd
15.	Debtor Category Code	char	2	M	√ letter
16.	Usage Type Code	char	1	M	√ number
17.	Usage Orientation Code	char	1	M	√ number
18.	Economic Sector Code	char	6	M	√ number
19.	Regency or City Code for Project Location or Credit/Financing Usage	char	4	M	√ number
20.	Project Value	num	15	C	number
21.	Currency Code	char	3	M	√ letter
22.	Interest Rate or Return	num	6	M	number punctuation: ,
23.	Interest Rate or Return Type	char	1	M	√ number
24.	Government Program Credit or Financing	char	2	M	√ number

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
25.	Source of Credit or Financing Takeover	varchar	6	C	√ number	Filled with Reporter code. Must be filled if credit nature is credit takeover (2)
26.	Funding Source	varchar	6	M	√ number	Filled with Reporter code or third party non-bank.
27.	Initial Plafond	num	15	M	number
28.	Plafond	num	15	M	number
29.	Realization or Disbursement Current Month	num	15	M	number
30.	Penalty	num	15	M	number
31.	Debit Balance	num	15	M	number
32.	Value in Original Currency	num	15	C	number
33.	Credit or Financing Quality Code	char	1	M	√ number
34.	NPL Date	date	8	C	number	Format yyyymmdd
35.	NPL Cause Code	char	2	C	√ number
36.	Principal Arrears	num	15	M	number
37.	Interest or Return Arrears	num	15	M	number
38.	Number of Arrears Days	num	5	M	number
39.	Arrears Frequency	num	3	M	number
40.	Restructuring Frequency	num	3	M	number
41.	Initial Restructuring Date	date	8	C	number	Format yyyymmdd

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
42.	Final Restructuring Date	date	8	C	number	Format yyyymmdd
43.	Restructuring Method Code	char	2	C	√ number	Discussed further
44.	Condition Code	char	2	M	√ number
45.	Condition Date	date	8	C	number	Format yyyymmdd
46.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
47.	Branch Office Code	char	3	M	√ number
48.	Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Joint Account Credit or Financing Facilities
Segment Name: Joint Account Credit or Financing Facilities Segment Code: F02

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	Char	1	M	letter	Filled with the character "D"
2.	Yes	Facility Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.	Yes	Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		Joint Account Debtor Member Sequence	Num	2	M	number	Filled with sequence of Debtors having joint account facilities
5.		Credit or Financing Nature Code	Char	1	M	√ number
6.		Credit or Financing Type Code	Char	3	M	√ letter number
7.		Credit or Financing Akad Code	Char	3	M	√ number
8.		Initial Akad Number	varchar	50	C	space letter number punctuation: ( ) _- ' . /
9.		Initial Akad Date	date	8	C	number	Format yyyymmdd

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
10.	Final Akad Number	varchar	50	C	space letter number punctuation: ( ) _- ' . /
11.	Final Akad Date	date	8	C	number	Format yyyymmdd
12.	Credit or Financing Facility Renewal Frequency	num	2	M	number
13.	Credit or Financing Start Date	date	8	M	number	Format yyyymmdd
14.	Start Date	date	8	M	number	Format yyyymmdd
15.	Maturity Date	date	8	M	number	Format yyyymmdd
16.	Debtor Category Code	char	2	M	√ letter
17.	Usage Type Code	char	1	M	√ number
18.	Usage Orientation Code	char	1	M	√ number
19.	Economic Sector Code	char	6	M	√ number
20.	Regency or City Code for Project Location or Credit/Financing Usage	char	4	M	√ number
21.	Project Value	num	15	C	number
22.	Currency Code	char	3	M	√ letter
23.	Interest Rate or Return	num	6	M	number punctuation: ,

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
24.	Interest Rate or Return Type	char	1	M	√ number
25.	Government Program Credit or Financing	char	2	M	√ number
26.	Source of Credit or Financing Takeover	varchar	6	O	√ number	Filled with Reporter code. Must be filled if credit nature is credit takeover (2)
27.	Funding Source	varchar	6	M	√ number	Filled with Reporter code or third party non-bank
28.	Initial Plafond	num	15	M	number
29.	Plafond	num	15	M	number
30.	Realization or Disbursement Current Month	num	15	M	number
31.	Penalty	num	15	M	number
32.	Debit Balance	num	15	M	number
33.	Value in Original Currency	num	15	C	number
34.	Credit or Financing Quality Code	char	1	M	√ number
35.	NPL Date	date	8	C	number	Format yyyymmdd
36.	NPL Cause Code	char	2	C	√ number
37.	Principal Arrears	num	15	M	number
38.	Interest or Return Arrears	num	15	M	number

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
39.	Number of Arrears Days	num	5	M	number
40.	Arrears Frequency	num	3	M	number
41.	Restructuring Frequency	num	3	M	number
42.	Initial Restructuring Date	date	8	C	number	Format yyyymmdd
43.	Final Restructuring Date	date	8	C	number	Format yyyymmdd
44.	Restructuring Method Code	char	2	C	√ number
45.	Condition Code	char	2	M	√ number
46.	Condition Date	date	8	C	number	Format yyyymmdd
47.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
48.	Branch Office Code	char	3	M	√ number
49.	Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Securities Facilities
Segment Name: Securities Facilities
Segment Code: F03

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	Char	1	M	letter	Filled with the character "D"
2.	Yes	Account Number or Securities Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.		Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		Securities Type Code	char	12	M	√ letter number
5.		Sovereign Rate	varchar	6	O	letter number punctuation: ( ) - +
6.		Listing	char	1	M	letter
7.		Securities Rating	varchar	20	O	letter number punctuation: ( ) - + & @ . _ ‘ “ /
8.		Ownership Purpose Code	char	2	M	√ letter
9.		Issuance Date	date	8	M	number	Format yyyymmdd
10.		Purchase Date	date	8	M	number	Format yyyymmdd
11.		Maturity Date	date	8	M	number	Format yyyymmdd

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
12.	Currency Code	char	3	M	√ letter
13.	Nominal	num	15	M	number
14.	Value in Original Currency	num	15	C	number
15.	Market Value	num	15	M	number
16.	Acquisition Value	num	15	M	number
17.	Interest Rate or Return	num	6	M	number punctuation: ,
18.	Arrears	num	15	M	number
19.	Number of Arrears Days	num	5	M	number
20.	Quality Code	char	1	M	√ number
21.	NPL Date	date	8	C	number	Format yyyymmdd
22.	NPL Cause Code	char	2	C	√ number
23.	Condition Code	char	2	M	√ number
24.	Condition Date	date	8	C	number	Format yyyymmdd
25.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
26.	Branch Office Code	char	3	M	√ number
27.	Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Irrevocable L/C Facilities
Segment Name: Irrevocable L/C Facilities
Segment Code: F04

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Account Number or L/C Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.		Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		L/C Type Code	char	1	M	√ number
5.		L/C Purpose Code	char	1	M	√ number
6.		Issue Date	date	8	M	number	Format yyyymmdd
7.		Maturity Date	date	8	M	number	Format yyyymmdd
8.		Initial Akad Number	varchar	50	M	space letter number punctuation: ( ) _- ' . /

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
9.	Initial Akad Date	date	8	M	number	Format yyyymmdd
10.	Final Akad Number	varchar	50	M	space letter number punctuation: ( ) _- ' . /
11.	Final Akad Date	date	8	M	number
12.	Beneficiary Bank	varchar	50	O	space letter number punctuation: ( ) _ - ' . /
13.	Currency Code	char	3	M	√ letter
14.	Plafond	num	15	M	number
15.	Nominal	num	15	M	number
16.	Guarantee Deposit	num	15	M	number
17.	Quality Code	char	1	M	√ number
18.	Default Date	date	8	O	number	Format yyyymmdd
19.	Condition Code	char	2	M	√ number
20.	Condition Date	date	8	C	number	Format yyyymmdd
21.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
22.	Branch Office Code	char	3	M	√ number

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
23.		Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Facilities for Guarantees Given
Segment Name: Facilities for Guarantees Given
Segment Code: F05

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.		Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		Guarantee Type Code	char	5	M	√ letter number
5.		Guarantee Purpose Code	char	1	M	√ number
6.		Issue Date	date	8	M	number	Format yyyymmdd
7.		Maturity Date	date	8	M	number	Format yyyymmdd

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
8.	Initial Akad Number	varchar	50	M	space letter number punctuation: ( ) _ - ' . /
9.	Initial Akad Date	date	8	M	number	Format yyyymmdd
10.	Final Akad Number	varchar	50	M	space letter number punctuation: ( ) _ - ' . /
11.	Final Akad Date	date	8	M	number	Format yyyymmdd
12.	Guaranteed Party Name	varchar	150	M	letter number space punctuation: ( ) _ - ' . /
13.	Currency Code	char	3	M	√ letter
14.	Plafond	num	15	M	number
15.	Nominal	num	15	M	number
16.	Guarantee Deposit	num	15	M	number
17.	Quality Code	char	1	M	√ number
18.	Default Date	date	8	O	number	Format yyyymmdd
19.	Condition Code	char	2	M	√ number
20.	Condition Date	date	8	C	number	Format yyyymmdd
21.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
22.		Branch Office Code	char	3	M	√ number
23.		Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Other Facilities
Segment Name: Other Facilities
Segment Code: F06

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Facility Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
3.		Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
4.		Other Facility Type Code	char	3	M	√ number

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
5.	Funding Source	varchar	6	M	√ number	Filled with Reporter code or third party non-bank
6.	Start Date	date	8	M	number	Format yyyymmdd
7.	Maturity Date	date	8	M	number	Format yyyymmdd
8.	Interest Rate or Return	num	6	M	number punctuation: ,
9.	Currency Code	char	3	M	√ letter
10.	Nominal	num	15	M	number
11.	Value in Original Currency	num	15	C	number
12.	Quality Code	char	1	M	√ number
13.	NPL Date	date	8	C	number	Format yyyymmdd
14.	NPL Cause Code	char	2	C	√ number
15.	Arrears	num	15	M	number
16.	Number of Arrears Days	num	5	M	number
17.	Condition Code	char	2	M	√ number
18.	Condition Date	date	8	C	number	Format yyyymmdd
19.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
20.	Branch Office Code	char	3	M	√ number

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
21.		Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update)

Collateral
Segment Name: Collateral
Segment Code: A01

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Collateral Register Code or Collateral Number	varchar	30	M	letter number	Combination of Collateral Register Code and Facility Number must be unique and consistent
3.	Yes	Facility Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
4.	Yes	Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
5.	Facility Segment Type Code	char	3	M	√ letter number
6.	Collateral Status Code	char	1	M	√ number
7.	Collateral Type Code	char	12	M	√ letter number
8.	Collateral Rating	varchar	6	O	letter number punctuation: ( ) _ - + /
9.	Rating Agency	char	3	C	√ letter	Must be filled if collateral rating is filled
10.	Encumbrance Type Code	char	2	C	√ number	Must be filled if collateral status code = 1-Available
11.	Encumbrance Date	date	8	C	number	Format yyyymmdd Must be filled if collateral status code = 1-Available
12.	Collateral Owner Name	varchar	150	M	space letter number punctuation: & - ' , . ( )
13.	Proof of Ownership	varchar	150	M	space letter number punctuation: / - . ,
14.	Collateral Address	varchar	300	M	space letter number punctuation: & , ( ) - ' /.

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
15.	Regency or City Code for Collateral Location	char	4	M	√ number
16.	Collateral Value According to NJOP or Fair Value	num	15	C	number
17.	Collateral Value According to Reporter	num	15	C	number
18.	Collateral Valuation Date According to Reporter	date	8	C	number	Format yyyymmdd
19.	Collateral Value According to Independent Appraiser	num	15	O	number
20.	Independent Appraiser Name	varchar	150	C	space letter number punctuation: & - ' , . ( )
21.	Collateral Valuation Date According to Independent Appraiser	date	8	C	number	Format yyyymmdd
22.	Full Coverage Status	char	1	M	letter
23.	Full Coverage Percentage	num	6	C	number punctuation: ,	Must be filled if full coverage status is Y (yes)

No.	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
						Emptied if full coverage status is T (no)
24.	Joint Account Credit Collateral Status	char	1	M	letter
25.	Insured	char	1	M	letter
26.	Remarks	varchar	300	O	space letter number punctuation: @ # $ % ^ & * ( ) { } [ ] < > ~ _ - ` ' " . , : ; / ? !
27.	Branch Office Code	char	3	M	√ number
28.	Data Operation	char	1	M	letter	Used by the Reporter to signal to the system regarding the operation to be performed on the related data record (C=Create, U=Update, D=Delete, N=Not Change)

Guarantor
Segment Name: Guarantor
Segment Code: P01

No.	PK*	Data	Data Type	Character Length	M/C/O	Character Reference	Remarks
1.		Detail Flag	char	1	M	letter	Filled with the character "D"
2.	Yes	Guarantor Identity Number	varchar	25	M	letter number	WNI filled with NIK, WNA filled with Passport Number, Corporate filled with NPWP
3.	Yes	Facility Account Number	varchar	25	M	letter number	Primary key, must be unique and consistent on the account number column in segments F01, F02, F03, F04, F05, and F06
4.	Yes	Debtor CIF Number	varchar	20	M	letter number	Must be registered in segment D01 or D02 column CIF
5.		Facility Segment Type Code	char	3	M	√ letter number
6.		Guarantor Identity Type Code	char	1	M	√ number
7.		Guarantor Name According to Identity	varchar	150	M	space letter number punctuation: & - ' , . ( )
8.		Guarantor Full Name	varchar	150	O	space letter number punctuation: & - ' , . ( )

No. PK*
Data Type
Data
Character Length
M/C/O
Character Reference
Description
9. Guarantor Group Code
char 11 M √ letters numbers
10. Guarantor Address
varchar 300 M spaces letters numbers symbols read: & , ( ) - ' /.
11. Percentage of Guaranteed Facilities
num 6 O numbers symbols read: ,
12. Description
varchar 300 O spaces letters numbers symbols read: @

Reporting and Requesting Debtor Information Through the Financial Information Service System (SEOJK SLIK)

Lineage: Superseded

Timeline