Regulatory Alerts2026-06-05 | DOF 5789644Added · Updated
Resolution modifying the General Provisions applicable to credit institutions
The CNBV modifies the General Provisions applicable to credit institutions to align regulatory references with the new legal structure of state public companies and Baseline III standards. The amendments update definitions for Expected Loss and Modellable Credit Portfolios, adjust capital deductions for differences between Expected Losses and Admissible Reserves, and set a 100% net capital limit for large exposures to Group IV entities. Additionally, the resolution replaces Annexes 20 and 22 to redefine credit scoring methodologies for financial entities and corporate borrowers with annual net sales or income exceeding 14 million UDI equivalents.
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