2025-07-16

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Results of Tech Maturity Stock-take: Fintech Adoption - Progress and Future Directions

The regulator issued this circular on July 16, 2025, to present the results of a tech maturity stock-take for all authorized institutions. The document outlines the current progress in fintech adoption and establishes future directions for technological development within the sector. It serves as a follow-up to previous assessments, including the Tech Baseline Assessment, to guide ongoing digital transformation efforts.

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Hong Kong Monetary Authority

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