Revised Return on Liquidity Monitoring Tools MA(BS)23

Information required under the Banking Ordinance RETURN ON LIQUIDITY MONITORING TOOLS

• HONG KONG OFFICE / UNCONSOLIDATED / CONSOLIDATED POSITION As at ................................................... Parts reported in this submission (please tick) Part 1 to Part 3 Part 4A (where applicable) Part 4B (where applicable) Part 4C (where applicable) Part 5 (where applicable) Date of Submission Chief Accountant Chief Executive Name Telephone Number MA(BS)23 (Rev. 12/2025) Co. No. MM YY CAT. The Monetary Authority requires the submitting Authorized Institution to provide the information specified in this return to the Monetary Authority, in the form set out in the return, in accordance with section 63(2) of the Banking Ordinance. The information, in the form of the duly completed return, must be submitted to the Monetary Authority: i) in respect of Part 1 to Part 3, not later than one month after each month-end; and ii) in respect of Part 4 (consisting of Parts 4A, 4B and 4C) to Part 5 (where applicable), not later than one month after each quarter-end, unless otherwise advised by the Monetary Authority. If the submission deadline falls on a public holiday, it will be deferred to the next working day. This return must be completed in accordance with the completion instructions issued by the Monetary Authority to ensure that all requisite information is provided and submitted in the required form. (For Official Use Only) Is the institution designated by the Monetary Authority as a category 1 institution under rule 3 of the Banking (Liquidity) Rules (BLR)? [ Yes / No * ] KM SECRET Name of Authorized Institution Name and telephone number of responsible person who may be contacted by the Monetary Authority in case of any query.
• Delete where inapplicable. The Banking Ordinance We certify that the information reported in this Return is, to the best of our knowledge and belief, correct.

PART 1 - CONCENTRATION OF FUNDING SOURCES Table A - Significant funding providers (HK$'000) up to 1 month exceed 1 month, up to 3 months exceed 3 months, up to 6 months exceed 6 months, up to 12 months exceed 12 months 1. 2. (Supplementary sheets may be attached if necessary)

• In case of a connected party of the reporting institution, mark "Yes". Otherwise, mark "No". As % of total liabilities Significant funding providers (including 10 largest banks, 10 largest non￾bank customers, and any other bank or non-bank customer which has provided, on a group basis, funding exceeding 1% of the reporting institution’s total liabilities) Non-bank customers Breakdown of total amount by remaining term to maturity Banks Total amount Connected party of the reporting institution (Yes / No)*

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PART 1 - CONCENTRATION OF FUNDING SOURCES Table B - Significant funding instruments (HK$'000) up to 1 month exceed 1 month, up to 3 months exceed 3 months, up to 6 months exceed 6 months, up to 12 months exceed 12 months

1. Deposits from retail customers (a) up to (and including) HK$500,000 (b) exceed HK$500,000, up to (and including) HK$10,000,000 (c) exceed HK$10,000,000 (d) Total 0 0% 0 (e) Memorandum item: Deposits reported in sub-item (d) that are fully insured by an effective deposit insurance scheme (EDIS)
2. Deposits from other non-bank customers (a) up to (and including) HK$500,000 (b) exceed HK$500,000, up to (and including) HK$10,000,000 (c) exceed HK$10,000,000 (d) Total 0 0% 0 (e) Memorandum item: Deposits reported in sub-item (d) that are fully insured by an EDIS

(a) Capital instruments (b) Certificates of deposit (c) Debt securities (senior, unsecured, not structured) (d) Convertible securities (which do not fall within sub-item (a)) (e) Asset-backed securities (f) Other capital or debt instruments (structured or otherwise) not included in sub-items (a) to (e) 5. (Supplementary sheets may be attached if necessary) As % of total liabilities Breakdown of total amount by remaining term to maturity Capital and debt instruments issued and outstanding Funding raised from banks Other outstanding funding instruments used by the reporting institution to obtain funds exceeding 1% of total liabilities, but not otherwise included in items 1 to 4 (please specify) Significant funding instruments Total amount

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PART 2 - UNENCUMBERED ASSETS AVAILABLE FOR SECURED BORROWING (HK$'000) Hong Kong Overseas 1. (a) (b) (c) (d) (e) (f) (g) (h) (i) Mortgage loans under Home Ownership Schemes or Private Sector Participation Schemes (ii) Mortgage loans which satisfy the purchasing criteria of The Hong Kong Mortgage Corporation Limited (iii) Other residential mortgage loans 2. (a) (b) 3. (a) (b) (c) 4. Residential mortgage loans Types of unencumbered assets Total amount Location of assets Assets which are, or may be, acceptable as collateral under the MA’s liquidity facilities and other contingency funding mechanisms EF debt securities Hong Kong Government bonds Assets that can be used as collateral under RMB Liquidity Facility US Treasury debt securities AAA-rated securities not included in items (a) to (d) Other investment grade securities Interbank placements after deductions (Note) Other assets which are reasonably expected to have potential for use as collateral for secured borrowing purposes Memorandum item: Assets reported in items 1 to 3, which are posted by customers to the reporting institution as collateral that can be re￾hypothecated by the institution (but have not yet been re-hypothecated) Note: Exclude any interbank placement which (i) may be the subject of possible set-off claims or (ii) is placed with a connected bank of the reporting institution. Assets which may be used as collateral for borrowing from overseas central banks or governments (For completion by reporting institutions incorporated in Hong Kong) Assets held by the reporting institution (including its overseas branches or specified associated entities) that can be used as collateral for access to standing facilities offered by central banks or governments in host jurisdictions (For completion by reporting institutions incorporated outside Hong Kong) Assets held by the Hong Kong branch of the reporting institution that can be used by its Head Office as collateral to borrow from the central bank or government in its home jurisdiction Other assets not included elsewhere, but may be used as collateral for secured borrowing in wholesale funding markets Debt securities assigned with a 0% risk-weight under the standardized (credit risk) approach Debt securities assigned with a non-0% risk-weight that is not more than 20% under the standardized (credit risk) approach

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PART 3 - COMMITTED FACILITIES Table A - Connected party (Yes / No)* Total contractual facility limit (HK$'000) Irrevocable undrawn commitment (HK$'000) Total amount drawn (HK$'000) Table B - Connected party (Yes / No)* Total contractual facility limit (HK$'000) Irrevocable undrawn commitment (HK$'000) Total amount drawn (HK$'000) (Supplementary sheets may be attached if necessary)

• In case of a connected party of the reporting institution, mark "Yes". Otherwise, mark "No". Total Name of bank or non-bank financial institution to which the facility is granted Committed facilities granted to banks or non-bank financial institutions that are significant (10 largest of such facilities and any exceeding 1% of the reporting institution’s total liabilities) Committed facilities received from the MA, central banks, governments, banks or non-bank financial institutions, or Forward Commitment Facility received from The Hong Kong Mortgage Corporation Limited (if applicable) that are significant (10 largest of such facilities and any exceeding 1% of the reporting institution’s total liabilities) Name of facility provider Total

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PART 4A: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION (ALL-CURRENCY) - TO BE REPORTED BY SELECTED AIS ONLY A. Contractual maturity profile (HK$'000) Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 1 (a) (b) (c) (d) 2 3 4 5 6 (a) (b) (c) (d) 7 8 9 10 11 (a) (b) 12 (a) 13 14 (a) (b) 15 0 Others (not included in sub-item (a)) Contractual obligations arising from securities financing transactions (not included in item 2) Contractual obligations arising from derivative contracts (not included in item 3) Off-balance sheet obligations not included in items 11 to 13 With dates and amounts of payment ascertained Others Memorandum item: Contractual obligations reported in item 12 that are in terms of cash Total Balancing amount On-balance sheet liabilities Deposits from non-bank customers Pledged deposits Memorandum item: Deposits from related parties reported in sub-items (b) and (c) above Other liabilities Capital and reserves Total Off-balance sheet obligations Due to banks which are:- Bank vostro balances Due to related parties Pledged interbank borrowings Due to other counterparties Debt securities, prescribed instruments and structured financial instruments issued and outstanding Demand, savings and current account deposits Term, call and notice deposits Amount payable arising from securities financing transactions (other than securities swap transactions) Amount payable arising from derivative contracts Due to MA for a/c of Exchange Fund Due to overseas central banks Total amount Contractual maturity of cash flows and securities flows arising from the relevant items Irrevocable loan commitments or facilities granted With dates and amounts of drawdown ascertained

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PART 4A: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION (ALL-CURRENCY) - TO BE REPORTED BY SELECTED AIS ONLY A. Contractual maturity profile (HK$'000) Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 16 17 18 19 20 21 (a) (b) (c) (d) 22 (a) (b) (i) Pledged to customers (ii) Others (c) 23 24 25 (a) (b) 26 0 27 (a) (b) 28 (a) 29 30 (a) (b) 31 0 32 0 33 0 Contractual Maturity Mismatch Cumulative Contractual Maturity Mismatch With dates and amounts of drawdown ascertained Others Contractual claims arising from securities financing transactions (not included in item 17) Contractual claims arising from derivative contracts (not included in item 18) Off-balance sheet claims not included in items 27 to 29 With dates and amounts of receipt of payment ascertained Memorandum item: Contractual claims reported in item 28 that are in terms of cash Listed equities Others Others Loans and advances to non-bank customers Other assets, of which Total Off-balance sheet claims Irrevocable loan commitments or facilities received Total Balancing amount On-balance sheet assets Currency notes and coins Total amount Contractual maturity of cash flows and securities flows arising from the relevant items Amount receivable arising from securities financing transactions (other than securities swap transactions) Amount receivable arising from derivative contracts Due from MA for a/c of Exchange Fund Due from overseas central banks Due from banks which are:- Bank nostro balances Acceptances and bills of exchange held Due from related parties Pledged interbank placements Due from other counterparties Debt securities, prescribed instruments and structured financial instruments held (net of short positions) Readily monetizable Not readily monetizable Memorandum item: Cash inflow arising from the debt securities and instruments according to contractual maturity dates

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PART 4A: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION (ALL-CURRENCY) - TO BE REPORTED BY SELECTED AIS ONLY B. Supplementary Information (HK$'000) Table B1 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 34 (a) (b) (i) Re-hypothecated (ii) Others (c) 35 (a) (b) (i) Re-hypothecated (ii) Others (c) 36 37 (HK$'000) Table B2 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks 2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 38 (a) (b) (i) Re-hypothecated (ii) Others (c) 39 Balancing amount Securities pledged to the reporting institution as collateral under securities financing transactions (to be returned to customers) Readily monetizable through re-hypothecation Securities pledged to customers as collateral under securities financing transactions (to be returned to the reporting institution) Securities sold to customers under securities financing transactions (to be repurchased by the reporting institution) Total amount Contractual maturity of securities flows arising from derivative contracts Balancing amount Securities pledged to the reporting institution as collateral under derivative contracts (to be returned to customers) Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities purchased by the reporting institution under securities financing transactions (to be repurchased by customers) Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of repurchase by customers Total amount Contractual maturity of securities flows arising from securities financing transactions Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities pledged to customers as collateral under derivative contracts (to be returned to the reporting institution)

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PART 4A: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION (ALL-CURRENCY) - TO BE REPORTED BY SELECTED AIS ONLY (HK$'000) Table B3 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 40 (a) (b) 41 42 43 (HK$'000) Table B4 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks 2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 44 45 46 47 48 (a) (b) (c) (d) (e) (f) 49 (a) (b) (c) (d) (e) (f) 50 51 Listed ordinary shares Issued by corporates Issued by banks and non-bank financial institutions Others not included in items (a) to (e) Residential mortgage-backed securities Other investment grade securities Balancing amount Memorandum item: According to estimated dates and amounts of withdrawal by customers Irrevocable loan commitments or facilities granted (referred to in item 11(b)) - according to estimated dates and amounts of drawdown by customers Other debt securities not included in items 44 to 49 Balancing amount Unencumbered securities available to the reporting institution EF debt securities Assets that can be used as collateral under RMB Liquidity Facility AAA-rated securities not included in items 44 to 47 US Treasury debt securities Issued or guaranteed by a sovereign, central bank or other public sector entity Issued by corporates Issued by banks and non-bank financial institutions Others not included in items (a) to (e) Issued or guaranteed by a sovereign, central bank or other public sector entity Residential mortgage-backed securities Issued or guaranteed by a relevant international organisation or multinational development bank Issued or guaranteed by a relevant international organisation or multinational development bank Hong Kong Government bonds Beginning balance Flows of unencumbered securities available to the reporting institution Off-balance sheet obligations (referred to in item 14(b)) - according to estimated dates and amounts of payment to customers Loans and advances to non-bank customers (referred to in item 24) - according to estimated dates and amounts of repayment by customers Total amount Estimated cash flows arising from selected assets, liabilities and off-balance sheet items (based on behavioural assumptions) According to the lowest month-end balance recorded in past 12 months Demand, savings and current account deposits (referred to in item 1(b))

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PART 4A: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION (ALL-CURRENCY) - TO BE REPORTED BY SELECTED AIS ONLY Table B5. Due to and due from the same counterparty bank (To be reported by locally incorporated licensed banks only) (HK$'000) Table B6 Residential mortgage loans (To be reported by locally incorporated licensed banks only) (HK$'000) (a) (b) HOS/PSPS mortgage loans HKMC compliant mortgage loans Other mortgage loans Amount due to the counterparty bank Amount due from the counterparty bank Loans in negative equity Name of counterparty bank Total Types of residential mortgage loans Delinquent loans

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PART 4B: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION ( BY SIGNIFICANT CURRENCIES) - TO BE REPORTED BY SELECTED AIS ONLY Currency: CNY - CHINESE YUAN RENMINBI A. Contractual maturity profile (HK$'000) Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 1 (a) (b) (c) (d) 2 3 4 5 6 (a) (b) (c) (d) 7 8 9 10 11 (a) (b) 12 (a) 13 14 (a) (b) 15 0 Demand, savings and current account deposits Term, call and notice deposits Memorandum item: Deposits from related parties reported in sub-items (b) and (c) above Amount payable arising from securities financing transactions (other than securities swap transactions) Amount payable arising from derivative contracts Due to MA for a/c of Exchange Fund Total amount Contractual maturity of cash flows and securities flows arising from the relevant items Balancing amount On-balance sheet liabilities Deposits from non-bank customers Pledged deposits Debt securities, prescribed instruments and structured financial instruments issued and outstanding Other liabilities Capital and reserves Total Off-balance sheet obligations Irrevocable loan commitments or facilities granted Due to overseas central banks Due to banks which are:- Bank vostro balances Due to related parties Pledged interbank borrowings Due to other counterparties With dates and amounts of payment ascertained Others Total With dates and amounts of drawdown ascertained Others (not included in sub-item (a)) Contractual obligations arising from securities financing transactions (not included in item 2) Memorandum item: Contractual obligations reported in item 12 that are in terms of cash Contractual obligations arising from derivative contracts (not included in item 3) Off-balance sheet obligations not included in items 11 to 13

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PART 4B: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION ( BY SIGNIFICANT CURRENCIES) - TO BE REPORTED BY SELECTED AIS ONLY Currency: CNY - CHINESE YUAN RENMINBI A. Contractual maturity profile (HK$'000) Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 16 17 18 19 20 21 (a) (b) (c) (d) 22 (a) (b) (i) Pledged to customers (ii) Others (c) 23 24 25 (a) (b) 26 0 27 (a) (b) 28 (a) 29 30 (a) (b) 31 0 32 0 33 0 Total amount Contractual maturity of cash flows and securities flows arising from the relevant items Balancing amount On-balance sheet assets Bank nostro balances Due from related parties Pledged interbank placements Due from other counterparties Debt securities, prescribed instruments and structured financial instruments held (net of short positions) Readily monetizable Currency notes and coins Amount receivable arising from securities financing transactions (other than securities swap transactions) Amount receivable arising from derivative contracts Due from MA for a/c of Exchange Fund Due from overseas central banks Due from banks which are:- Others Total Off-balance sheet claims Irrevocable loan commitments or facilities received With dates and amounts of drawdown ascertained Others Not readily monetizable Memorandum item: Cash inflow arising from the debt securities and instruments according to contractual maturity dates Acceptances and bills of exchange held Loans and advances to non-bank customers Other assets, of which Listed equities Contractual claims arising from securities financing transactions (not included in item 17) Memorandum item: Contractual claims reported in item 28 that are in terms of cash Contractual claims arising from derivative contracts (not included in item 18) Off-balance sheet claims not included in items 27 to 29 With dates and amounts of receipt of payment ascertained Others Total Contractual Maturity Mismatch Cumulative Contractual Maturity Mismatch

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PART 4B: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION ( BY SIGNIFICANT CURRENCIES) - TO BE REPORTED BY SELECTED AIS ONLY Currency: CNY - CHINESE YUAN RENMINBI B. Supplementary Information (HK$'000) Table B1 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 34 (a) (b) (i) Re-hypothecated (ii) Others (c) 35 (a) (b) (i) Re-hypothecated (ii) Others (c) 36 37 (HK$'000) Table B2 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks 2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 38 (a) (b) (i) Re-hypothecated (ii) Others (c) 39 Total amount Contractual maturity of securities flows arising from securities financing transactions Balancing amount Securities pledged to the reporting institution as collateral under securities financing transactions (to be returned to customers) Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities purchased by the reporting institution under securities financing transactions (to be repurchased by customers) Readily monetizable through re-hypothecation Balancing amount Securities pledged to the reporting institution as collateral under derivative contracts (to be returned to customers) Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities pledged to customers as collateral under derivative contracts (to be returned to the reporting institution) Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of repurchase by customers Securities pledged to customers as collateral under securities financing transactions (to be returned to the reporting institution) Securities sold to customers under securities financing transactions (to be repurchased by the reporting institution) Total amount Contractual maturity of securities flows arising from derivative contracts

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PART 4B: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION ( BY SIGNIFICANT CURRENCIES) - TO BE REPORTED BY SELECTED AIS ONLY Currency: CNY - CHINESE YUAN RENMINBI (HK$'000) Table B3 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks

2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 40 (a) (b) 41 42 43 (HK$'000) Table B4 Next day 2nd day 3rd day 4th day 5th day 6th day 7th day >7 days up to 2 weeks 2 weeks up to 4 weeks 4 weeks up to 6 weeks 6 weeks up to 2 months 2 months up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 44 45 46 47 48 (a) (b) (c) (d) (e) (f) 49 (a) (b) (c) (d) (e) (f) 50 51 Listed ordinary shares Beginning balance Flows of unencumbered securities available to the reporting institution Balancing amount Total amount Estimated cash flows arising from selected assets, liabilities and off-balance sheet items (based on behavioural assumptions) Balancing amount Demand, savings and current account deposits (referred to in item 1(b)) According to the lowest month-end balance recorded in past 12 months Memorandum item: According to estimated dates and amounts of withdrawal by customers Unencumbered securities available to the reporting institution EF debt securities Hong Kong Government bonds Assets that can be used as collateral under RMB Liquidity Facility US Treasury debt securities AAA-rated securities not included in items 44 to 47 Irrevocable loan commitments or facilities granted (referred to in item 11(b)) - according to estimated dates and amounts of drawdown by customers Off-balance sheet obligations (referred to in item 14(b)) - according to estimated dates and amounts of payment to customers Loans and advances to non-bank customers (referred to in item 24) - according to estimated dates and amounts of repayment by customers Others not included in items (a) to (e) Other debt securities not included in items 44 to 49 Other investment grade securities Issued or guaranteed by a sovereign, central bank or other public sector entity Issued or guaranteed by a relevant international organisation or multinational development bank Issued by corporates Issued by banks and non-bank financial institutions Residential mortgage-backed securities Issued or guaranteed by a sovereign, central bank or other public sector entity Issued or guaranteed by a relevant international organisation or multinational development bank Issued by corporates Issued by banks and non-bank financial institutions Residential mortgage-backed securities Others not included in items (a) to (e)

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PART 4C: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION - FOR AIS NOT REQUIRED TO REPORT PARTS 4A AND 4B A. Contractual maturity profile (HK$'000) Next day 2 to 7 days 8 days to 1 month

1 month up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 1 (a) (b) (c) (d) 2 3 4 5 6 (a) (b) (c) (d) 7 8 9 10 11 (a) (b) 12 (a) 13 14 (a) (b) 15 0 Pledged deposits Total amount Contractual maturity of cash flows and securities flows arising from the relevant items Balancing amount On-balance sheet liabilities Deposits from non-bank customers Due to overseas central banks Due to banks which are:- Debt securities, prescribed instruments and structured financial instruments issued and outstanding Other liabilities Capital and reserves Bank vostro balances Due to related parties Pledged interbank borrowings Due to other counterparties Demand, savings and current account deposits Term, call and notice deposits Amount payable arising from securities financing transactions (other than securities swap transactions) Amount payable arising from derivative contracts Due to MA for a/c of Exchange Fund Memorandum item: Deposits from related parties reported in sub-items (b) and (c) above Irrevocable loan commitments or facilities granted With dates and amounts of drawdown ascertained Others (not included in sub-item (a)) Contractual obligations arising from securities financing transactions (not included in item 2) Off-balance sheet obligations not included in items 11 to 13 Memorandum item: Contractual obligations reported in item 12 that are in terms of cash With dates and amounts of payment ascertained Others Total Off-balance sheet obligations Total Contractual obligations arising from derivative contracts (not included in item

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PART 4C: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION - FOR AIS NOT REQUIRED TO REPORT PARTS 4A AND 4B A. Contractual maturity profile (HK$'000) Next day 2 to 7 days 8 days to 1 month

1 month up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 16 17 18 19 20 21 (a) (b) (c) (d) 22 (a) (b) (i) Pledged to customers (ii) Others (c) 23 24 25 (a) (b) 26 0 27 (a) (b) 28 (a) 29 30 (a) (b) 31 0 32 0 33 0 Contractual maturity of cash flows and securities flows arising from the relevant items Balancing amount On-balance sheet assets Total amount Contractual Maturity Mismatch Off-balance sheet claims not included in items 27 to 29 With dates and amounts of receipt of payment ascertained Others Total Contractual claims arising from derivative contracts (not included in item 18) Currency notes and coins Amount receivable arising from securities financing transactions (other than securities swap transactions) Amount receivable arising from derivative contracts Due from MA for a/c of Exchange Fund Bank nostro balances Due from related parties Pledged interbank placements Due from other counterparties Due from banks which are:- Due from overseas central banks Irrevocable loan commitments or facilities received With dates and amounts of drawdown ascertained Others Listed equities Others Cumulative Contractual Maturity Mismatch Memorandum item: Contractual claims reported in item 28 that are in terms of cash Memorandum item: Cash inflow arising from the debt securities and instruments according to contractual maturity dates Contractual claims arising from securities financing transactions (not included in item 17) Debt securities, prescribed instruments and structured financial instruments held (net of short positions) Readily monetizable Not readily monetizable Acceptances and bills of exchange held Loans and advances to non-bank customers Other assets, of which Total Off-balance sheet claims

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PART 4C: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION - FOR AIS NOT REQUIRED TO REPORT PARTS 4A AND 4B B. Supplementary Information (HK$'000) Table B1 Next day 2 to 7 days 8 days to 1 month

1 month up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 34 (a) (b) (i) Re-hypothecated (ii) Others (c) 35 (a) (b) (i) Re-hypothecated (ii) Others (c) 36 37 Readily monetizable through re-hypothecation Total amount Contractual maturity of securities flows arising from securities financing transactions Balancing amount Securities pledged to the reporting institution as collateral under securities financing transactions (to be returned to customers) Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities purchased by the reporting institution under securities financing transactions (to be repurchased by customers) Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of repurchase by customers Securities pledged to customers as collateral under securities financing transactions (to be returned to the reporting institution) Securities sold to customers under securities financing transactions (to be repurchased by the reporting institution)

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PART 4C: MATURITY PROFILE AND SUPPLEMENTARY INFORMATION - FOR AIS NOT REQUIRED TO REPORT PARTS 4A AND 4B (HK$'000) Table B2 Next day 2 to 7 days 8 days to 1 month

1 month up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 38 (a) (b) (i) Re-hypothecated (ii) Others (c) 39 (HK$'000) Table B3 Next day 2 to 7 days 8 days to 1 month 1 month up to 3 months 3 months up to 6 months 6 months up to 1 year 1 year up to 2 years 2 years up to 3 years 3 years up to 5 years Over 5 years 40 (a) (b) 41 42 43 Total amount Contractual maturity of securities flows arising from derivative contracts Balancing amount Loans and advances to non-bank customers (referred to in item 24) - according to estimated dates and amounts of repayment by customers Estimated cash flows arising from selected assets, liabilities and off-balance sheet items (based on behavioural assumptions) Readily monetizable through re-hypothecation Not readily monetizable Memorandum item: Securities reported in sub-items (a) and (b) - according to contractual dates of return to customers Securities pledged to customers as collateral under derivative contracts (to be returned to the reporting institution) Total amount Memorandum item: According to estimated dates and amounts of withdrawal by customers Balancing amount Irrevocable loan commitments or facilities granted (referred to in item 11(b)) - according to estimated dates and amounts of drawdown by customers Off-balance sheet obligations (referred to in item 14(b)) - according to estimated dates and amounts of payment to customers Securities pledged to the reporting institution as collateral under derivative contracts (to be returned to customers) According to the lowest month-end balance recorded in past 12 months Demand, savings and current account deposits (referred to in item 1(b))

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PART 5 - LIQUIDITY COVERAGE RATIO BY SIGNIFICANT CURRENCIES (to be reported by category 1 institutions only) (HK$'000) A B C D E F HK dollars 0 #DIV/0! US dollars 0 #DIV/0! Renminbi 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! 0 #DIV/0! (Supplementary sheets may be attached if necessary) Total HQLA (before adjustments for 15% ceiling and 40% ceiling) Total HQLA (after adjustments for 15% ceiling and 40% ceiling) Total expected cash outflows Other currencies which are significant to the reporting institution (please specify) Total expected cash inflows (before 75% ceiling) Total expected cash inflows (after 75% ceiling) LCR (%) (= B ÷ (C – E))

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