2026-06-12

Added · Updated

Revised Supervisory Policy Manual Module IC-6 on Consumer Credit Data Sharing

The Hong Kong Monetary Authority issued a revised Supervisory Policy Manual module IC-6 on 9 June 2026 to update guidelines for authorized institutions regarding the sharing and use of consumer credit data through credit reference agencies. This revision supersedes the previous version dated 8 July 2022 and aligns with current banking conduct and enforcement standards. The document serves as the primary regulatory reference for all authorized institutions managing consumer credit information.

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Hong Kong Monetary Authority

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SPM-SGL

Current

Issue Date:

12 Jun 2026

IC-6.PDF (197.5 KB)

Topic:

Banking Conduct & Enforcement - Credit Data Sharing

Group:

All Authorized Institutions

Directly related Document

Cross referenced Document

Version History

Superseded Document

Directly related Document

CIR

Current

09 Jun 2026

Revised Supervisory Policy Manual (SPM) Module IC-6 on “The Sharing and Use of Consumer Credit Data through Credit Reference Agencies”

SPM-SGL

Archive

08 Jul 2022

IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V6

SPM-SGL

Archive

14 Feb 2014

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5

SPM-SGL

Archive

02 Sep 2011

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4

SPM-SGL

Archive

18 Jan 2005

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3

SPM-SGL

Archive

30 May 2003

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1

CIR

Current

09 Jun 2026

Revised Supervisory Policy Manual (SPM) Module IC-6 on “The Sharing and Use of Consumer Credit Data through Credit Reference Agencies”

Cross referenced Document

SPM-SGL

Archive

08 Jul 2022

IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V6

SPM-SGL

Archive

14 Feb 2014

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5

SPM-SGL

Archive

02 Sep 2011

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4

SPM-SGL

Archive

18 Jan 2005

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3

SPM-SGL

Archive

30 May 2003

IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1

Superseded Document

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