2026-06-12
Added · Updated
The Hong Kong Monetary Authority issued a revised Supervisory Policy Manual module IC-6 on 9 June 2026 to update guidelines for authorized institutions regarding the sharing and use of consumer credit data through credit reference agencies. This revision supersedes the previous version dated 8 July 2022 and aligns with current banking conduct and enforcement standards. The document serves as the primary regulatory reference for all authorized institutions managing consumer credit information.
SPM-SGL
Current
Issue Date:
12 Jun 2026
IC-6.PDF (197.5 KB)
Topic:
Banking Conduct & Enforcement - Credit Data Sharing
Group:
All Authorized Institutions
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
CIR
Current
09 Jun 2026
Revised Supervisory Policy Manual (SPM) Module IC-6 on “The Sharing and Use of Consumer Credit Data through Credit Reference Agencies”
SPM-SGL
Archive
08 Jul 2022
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V6
SPM-SGL
Archive
14 Feb 2014
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5
SPM-SGL
Archive
02 Sep 2011
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4
SPM-SGL
Archive
18 Jan 2005
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3
SPM-SGL
Archive
30 May 2003
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1
CIR
Current
09 Jun 2026
Revised Supervisory Policy Manual (SPM) Module IC-6 on “The Sharing and Use of Consumer Credit Data through Credit Reference Agencies”
Cross referenced Document
SPM-SGL
Archive
08 Jul 2022
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V6
SPM-SGL
Archive
14 Feb 2014
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5
SPM-SGL
Archive
02 Sep 2011
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4
SPM-SGL
Archive
18 Jan 2005
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3
SPM-SGL
Archive
30 May 2003
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1
Superseded Document
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30 Dec 2022
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