Revisions to Banking Returns and Surveys

ML (For Official Use Only) SECRET Information required under the Banking Ordinance Return of Mainland Activities Co. No. M M Y Y / For Position of the Hong Kong Office(s), Mainland Branch(es) and Mainland Subsidiary Bank(s) of an Authorized Institution as the case may be Position as at (from first day of the financial year to 31 March, 30 June, 30 September or 31 December as appropriate) (last day of March, June, September and December) (dd/mm/yyyy) Current year's profit & loss account Period from (dd/mm/yyyy) to (dd/mm/yyyy) Name of Authorized Institution Date of Submission The Banking Ordinance The Monetary Authority requires the submitting Authorized Institution to provide the information specified in this return to the Monetary Authority, in the form set out in the return, in accordance with section 63(2) of the Banking Ordinance. We certify that this Return is, to the best of our knowledge and belief, correct. The information, in the form of the duly completed return, must be submitted to the Monetary Authority not later than one month after each quarter-end unless otherwise advised by the Monetary Authority. If the submission deadline falls on a public holiday, it will be deferred to the next working day. This return must be completed in accordance with the completion instructions issued by the Monetary Authority to ensure that all requisite information is provided and submitted in the required form. Chief Accountant Chief Executive Name and telephone number of responsible person who may be contacted by the Monetary Authority in case of any enquiry. Name Telephone Number MA(BS)20 03/2022 06/2023

Part 1. Abridged balance sheet for position of the subsidiary bank(s) in Mainland China Q1. Does your institution have subsidiary bank(s) in Mainland China? HK$'000 I. LIABILITIES

1. Capital and reserves 1.1 Paid-up capital 1.2 Reserves 1.3 Current profits/losses
2. Capital-type instruments
3. Deposits from customers 3.1 Time deposits 3.2 Others
4. Amounts payable under repos
5. Due to banks 5.1 Parent bank 5.2 Connected AIs and connected banks outside Hong Kong 5.3 Other AIs and banks outside Hong Kong 5.3.1 AIs 5.3.2 Banks in Mainland China 5.3.3 Banks outside Mainland China
6. Negotiable debt instruments issued and outstanding 6.1 Negotiable certificates of deposit 6.2 Others
7. Other liabilities
8. Total liabilities II. ASSETS
9. Cash
10. Placement with The People's Bank of China 10.1 Placement subject to reserve requirement 10.2 Other placement
11. Loans and advances to customers
12. Amount receivable under reverse repos
13. Due from banks 13.1 Parent bank 13.2 Connected AIs and connected banks outside Hong Kong 13.3 Other AIs and banks outside Hong Kong 13.3.1 AIs 13.3.2 Banks in Mainland China 13.3.3 Banks outside Mainland China
14. Negotiable debt instruments held 14.1 Negotiable certificates of deposit held 14.2 Others
15. Investments 15.1 Investments in shareholdings 15.2 Others
16. Interests in land and buildings 16.1 Bank premises 16.2 Others
17. Other assets
18. Total assets
19. Less: Provisions
20. Total assets less provisions 1-BS-SUB

Part 2. Current year's profit & loss account for position of the subsidiary bank(s) in Mainland China Q1. Does your institution have subsidiary bank(s) in Mainland China? First day of the financial year (dd/mm/yyyy) Income HK$'000 1.1 Interest income 1.2 Interest expenses

1. Net interest income
2. Income from trading activities
3. Income from non-trading activities and investments
4. Income from fees and commissions
5. Profit / (loss) on sale of fixed assets
6. Other income
7. Total income Expenses and other charges 8.1 Staff expenses 8.2 Rental expenses
8. Staff and rental expenses
9. Other expenses
10. Net charge / (credit) for debt provision
11. Net charge for other provisions
12. Deficit / (surplus) on revaluation of land and buildings
13. Impairment loss / (reversal of impairment loss) on assets
14. Total expenses and other charges Current profit / (loss)
15. Profit / (loss) before tax
16. Net charge for tax provision
17. Profit / (loss) after tax
18. Extraordinary profit / (loss) net of tax
19. Profit / (loss) for the period 2-PL-SUB

Part 3. Non-bank Mainland China exposures - Breakdown by type and counterparty HK$'000 Total direct exposures I. Hong Kong offices and all Mainland branches

1. On-balance sheet exposures 2. Off-balance sheet exposures 3. Memo Breakdown by counterparties according to the following order of priority 1.1. Loans and advances 1.2. Negotiable debt instruments 1.3. Others 1.4. Total 2.1. Contingent liabilities 2.2.Irrevocable undrawn commitments 2.3. FX and derivatives contracts 2.4. Total 3.1. Plain vanilla NDIs out of item 1.2
2. Central government, central government-owned entities and their subsidiaries and JVs
3. Local governments, local government-owned entities and their subsidiaries and JVs
4. PRC nationals residing in Mainland China or other entities incorporated in Mainland China and their subsidiaries and JVs 3.1 Of which, PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest
5. Other entities of central government not reported in item 1 above
6. Other entities of local governments not reported in item 2 above
7. PRC nationals residing outside Mainland China or entities incorporated outside Mainland China where the credit is granted for use in Mainland China
8. Other counterparties where the exposures are considered by the reporting institution to be non-bank Mainland China exposures
9. Total
10. Total assets after provisions
11. On-balance sheet exposures as % of total assets % 3 -CPY-I

Part 3. Non-bank Mainland China exposures - Breakdown by type and counterparty (con't) HK$'000 Total direct exposures II. All Mainland subsidiary banks

1. On-balance sheet exposures 2. Off-balance sheet exposures 3. Memo Breakdown by counterparties according to the following order of priority 1.1. Loans and advances 1.2. Negotiable debt instruments 1.3. Others 1.4. Total 2.1. Contingent liabilities 2.2.Irrevocable undrawn commitments 2.3. FX and derivatives contracts 2.4. Total 3.1. Plain vanilla NDIs out of item 1.2
2. Central government, central government-owned entities and their subsidiaries and JVs
3. Local governments, local government-owned entities and their subsidiaries and JVs
4. PRC nationals residing in Mainland China or other entities incorporated in Mainland China and their subsidiaries and JVs 3.1 Of which, PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest
5. Other entities of central government not reported in item 1 above
6. Other entities of local governments not reported in item 2 above
7. PRC nationals residing outside Mainland China or entities incorporated outside Mainland China where the credit is granted for use in Mainland China
8. Other counterparties where the exposures are considered by the reporting institution to be non-bank Mainland China exposures
9. Total
10. Total assets after provisions
11. On-balance sheet exposures as % of total assets % 3 -CPY-II

Part 3. Non-bank Mainland China exposures - Breakdown by type and counterparty (con't) HK$'000 Total direct exposures III. Total (I+II)

1. On-balance sheet exposures 2. Off-balance sheet exposures 3. Memo Breakdown by counterparties according to the following order of priority 1.1. Loans and advances 1.2. Negotiable debt instruments 1.3. Others 1.4. Total 2.1. Contingent liabilities 2.2.Irrevocable undrawn commitments 2.3. FX and derivatives contracts 2.4. Total 3.1. Plain vanilla NDIs out of item 1.2
2. Central government, central government-owned entities and their subsidiaries and JVs
3. Local governments, local government-owned entities and their subsidiaries and JVs
4. PRC nationals residing in Mainland China or other entities incorporated in Mainland China and their subsidiaries and JVs 3.1 Of which, PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest
5. Other entities of central government not reported in item 1 above
6. Other entities of local governments not reported in item 2 above
7. PRC nationals residing outside Mainland China or entities incorporated outside Mainland China where the credit is granted for use in Mainland China
8. Other counterparties where the exposures are considered by the reporting institution to be non-bank Mainland China exposures
9. Total
10. Total assets after provisions
11. On-balance sheet exposures as % of total assets % 3 -CPY-III

Part 4. Non-bank Mainland China exposures - Breakdown by geographical location in Mainland China HK$'000 Total direct on-balance sheet exposures Breakdown by geographical location in Mainland China I. Hong Kong offices and all Mainland branches II. All Mainland subsidiary banks III. Total (I+II) A. Eastern region:

1. Beijing
2. Tianjin
3. Hebei
4. Liaoning
5. Shanghai
6. Jiangsu
7. Zhejiang
8. Fujian
9. Shandong
10. Guangdong
11. Hainan B. Central region:
12. Shanxi
13. Jilin
14. Heilongjiang
15. Anhui
16. Jiangxi
17. Henan
18. Hubei
19. Hunan C. Western region:
20. Chongqing
21. Sichuan
22. Guizhou
23. Yunnan
24. Tibet
25. Shaanxi
26. Gansu
27. Qinghai
28. Ningxia
29. Xinjiang
30. Guangxi
31. Inner Mongolia D. Other locations in Mainland China E. Locations outside Mainland China F. Total 4-LOC

Part 5. Non-bank Mainland China exposures - Breakdown by economic sector HK$'000 On-balance sheet loans and advances Breakdown by economic sector I. Hong Kong offices and all Mainland branches II. All Mainland subsidiary banks III. Total (I+II) Loans for use in Mainland China: A. Manufacturing

1. Textiles
2. Footwear & wearing apparel
3. Metal products & engineering
4. Rubber, plastic & chemicals
5. Electrical & electronic
6. Food
7. Beverages & tobacco
8. Printing & publishing
9. Others B. Building and construction, property development and investment
10. Property development (by types of properties) a. industrial b. residential c. commercial d. others e. Memorandum item: Properties located in Mainland China
11. Property investment (by types of properties) a. industrial b. residential c. commercial d. others e. Memorandum item: Properties located in Mainland China
12. Civil engineering works C. Electricity and gas D. Recreational activities E. Information technology
13. Telecommunications
14. Others F. Wholesale & retail trade G. Transport & transport equipment
15. Shipping
16. Air transport
17. Land transport
18. Others H. Miscellaneous
19. Hotels, boarding houses & catering
20. Financial concerns a. investment companies b. insurance companies c. futures brokers d. finance companies & others
21. Stockbrokers a. margin lending b. others
22. Non-stockbroking companies & individuals for the purchase of shares a. margin lending b. others
23. Professional & private individuals a. for the purchase of residential properties a(i). Memorandum item: Properties located in Mainland China b. for credit card advances c. for other business purposes d. for other private purposes
24. Mining and quarrying
25. Agriculture and fisheries
26. Others I. Loans for use in Mainland China (A to H) J. Trade financing K. Loans for use outside Mainland China L. Total (I + J + K) 5-SEC

Part 6. Classification of Mainland related loans and advances HK$'000 On-balance sheet loans and advances Breakdown by loan classification I. Hong Kong offices and all Mainland branches II. All Mainland subsidiary banks III. Total (I+II)

1. Pass
2. Special mention
3. Substandard
4. Doubtful
5. Loss
6. Total
7. Classified loans
8. Amount of specific provisions for the classified loans
9. Value of collateral for the classified loans
10. Coverage ratio % % % 6-AQ

Part 7a. Non-bank Mainland China exposures - Ten largest exposures among all counterparties HK$'000 I. Hong Kong offices and all Mainland branches Top 10 largest total on- and off-balance sheet exposures by name of customers 1.1 On-balance sheet exposures 1.2 Off-balance sheet exposures 1.Total 1 2 3 4 5 6 7 8 9 10 11. Total assets after provisions 12. On-balance sheet exposures as % of total assets % 7a-LE-I

Part 7a. Non-bank Mainland China exposures - Ten largest exposures among all counterparties (con't) HK$'000 II. All Mainland subsidiary banks Top 10 largest total on- and off-balance sheet exposures by name of customers 1.1 On-balance sheet exposures 1.2 Off-balance sheet exposures 1.Total 1 2 3 4 5 6 7 8 9 10 11. Total assets after provisions 12. On-balance sheet exposures as % of total assets % 7a-LE-II

Part 7b. Non-bank Mainland China exposures - Ten largest exposures to PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest as reported in item 3.1 of Part 3 HK$'000 I. Hong Kong offices and all Mainland branches Top 10 largest total on- and off-balance sheet exposures by name of customers 1.1 On-balance sheet exposures 1.2 Off-balance sheet exposures 1.Total 1 2 3 4 5 6 7 8 9 10 11. Total assets after provisions 12. On-balance sheet exposures as % of total assets % 7b-LE-I

Part 7b. Non-bank Mainland China exposures - Ten largest exposures to PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest as reported in item 3.1 of Part 3 HK$'000 II. All Mainland subsidiary banks Top 10 largest total on- and off-balance sheet exposures by name of customers 1.1 On-balance sheet exposures 1.2 Off-balance sheet exposures 1.Total 1 2 3 4 5 6 7 8 9 10 11. Total assets after provisions 12. On-balance sheet exposures as % of total assets % 7b-LE-II

Part 87a. Non-bank Mainland China exposures - breakdown by risk mitigation type (exposures to all counterparties) HK$'000 On-balance sheet loans and advances Breakdown by risk mitigation type I. Hong Kong offices and all Mainland branches II. All Mainland subsidiary banks III. Total (I+II) Loans granted on the back of the following features:

1. With full collateral 1.1 Pledged deposits 1.1.1 RMB 1.1.2 Non-RMB 1.2 Properties 1.3 Debt securities 1.4 Shares 1.5 Other assets
2. With full guarantee from banks 2.1 Mainland banks 2.2 Non-Mainland banks
3. With partial collateral 3.1 Pledged deposits 3.1.1 RMB 3.1.2 Non-RMB 3.2 Properties 3.3 Debt securities 3.4 Shares 3.5 Other assets 3.6 With guarantee from Mainland banks 3.7 With guarantee from non-Mainland banks 3.8 With guarantee from non-banks 3.9 Remaining loan balance (i.e. unsecured portion)
4. With full guarantee from non-banks
5. Unsecured
6. Total loans and advances Memorandum items:
7. With intragroup bank guarantee (full and partial)
8. With non-bank guarantee (full and partial) from the central government, central government-owned entities and their subsidiaries and JVs
9. With non-bank guarantee (full and partial) from the local governments, local government-owned entities and their subsidiaries and JVs
10. With non-bank guarantee (full and partial) from PRC nationals residing in Mainland China or private enterprises incorporated in Mainland China and their subsidiaries and JVs 87a-RISK

Part 87b. Non-bank Mainland China exposures - breakdown by risk mitigation type (exposures to PRC nationals residing in Mainland China or entities beneficially-owned by Mainland interest as reported in item 3.1 of Part 3) HK$'000 On-balance sheet loans and advances Breakdown by risk mitigation type I. Hong Kong offices and all Mainland branches II. All Mainland subsidiary banks III. Total (I+II) Loans granted on the back of the following features:

1. With full collateral 1.1 Pledged deposits 1.1.1 RMB 1.1.2 Non-RMB 1.2 Properties 1.3 Debt securities 1.4 Shares 1.5 Other assets
2. With full guarantee from banks 2.1 Mainland banks 2.2 Non-Mainland banks
3. With partial collateral 3.1 Pledged deposits 3.1.1 RMB 3.1.2 Non-RMB 3.2 Properties 3.3 Debt securities 3.4 Shares 3.5 Other assets 3.6 With guarantee from Mainland banks 3.7 With guarantee from non-Mainland banks 3.8 With guarantee from non-banks 3.9 Remaining loan balance (i.e. unsecured portion)
4. With full guarantee from non-banks
5. Unsecured
6. Total loans and advances Memorandum items:
7. With intragroup bank guarantee (full and partial)
8. With non-bank guarantee (full and partial) from the central government, central government-owned entities and their subsidiaries and JVs
9. With non-bank guarantee (full and partial) from the local governments, local government-owned entities and their subsidiaries and JVs
10. With non-bank guarantee (full and partial) from PRC nationals residing in Mainland China or private enterprises incorporated in Mainland China and their subsidiaries and JVs 87b-RISK