Self-Assessment of Compliance with the Code of Banking Practice 2025

55th Floor, Two International Finance Centre, 香 港 中 環 金 融 街 8 號 國 際 金 融 中 心 2 期 55 樓 8 Finance Street, Central, Hong Kong 網 址：www.hkma.gov.hk Website: www.hkma.gov.hk Our Ref: B1/1C B1/15C 31 December 2025 The Chief Executive All Authorized Institutions Dear Sir / Madam, Self-Assessment of Compliance with the Code of Banking Practice 2025 The annual self-assessment of compliance with the Code of Banking Practice of effective date on 7 December 2023 (“the 2023 Code”), covering the period from 10 December 2024 to 31 December 2025, will be due for submission electronically by 31 March 2026. Enclosed please find a reporting template for this purpose. The electronic file of the reporting template and the submission instructions will be sent to your institution via the Survey Tool platform. The reporting requirements have been specified in the reporting template. Authorized institutions (AIs) are reminded that the Code requires compliance by certain subsidiaries and affiliated companies of AIs, which should also be covered by this self-assessment accordingly. As before, AIs are required to commission their internal audit department, compliance department or other equivalent unit to conduct the self-assessment. The Chief Executive of the AI should co-sign the self-assessment report. Where an instance of non-compliance is identified which is a recurrence of similar instances identified in previous exercises, a full account should be provided.

• 2 - Should there be any technical issues with the Survey Tool, please contact the Survey Tool support team by email at surveytool_support@hkma.gov.hk. For enquiries regarding the self-assessment, please contact Ms Natalie Lai on 2597 0869 or Ms Cora Ching on 2878 8211. Yours faithfully, Alan Au Executive Director (Banking Conduct) Encl. c.c. The Chairperson, The Hong Kong Association of Banks The Chairperson, The DTC Association The Chairperson, Code of Banking Practice Committee Secretary for Financial Services and the Treasury (Attn: Mr Timothy Wong)