Stable Funding Requirement Annex 3: SFR Quarterly Reporting Template

(HKD'000) (1) Total loans as at end of (current quarter end) (a) (b) (2) Total loans as at end of (previous quarter end) (a) of which IPO loans (3) (4) Loan growth as at (current quarter end) (a) (b) (5) (6) Available stable funding (a) (b) (i) (ii) (iii) (iv) (c) (i) (ii) (7) (8) Version: 201412.2 Other stable funding: Capital base (less interests in land and buildings and fixed assets) 50% of net due to other banks with remaining maturities over 6 months 50% of term funding (e.g. NDIs issued) with remaining maturities over 6 months Others (subject to the HKMA's consent) Other funding support from Head Office (subject to the HKMA's consent) For the quarter ended (mmm/yyyy): Total customer deposits as at Total stable funding required = [ (2) - (2)(a) ] x (4)(a) - (1)(b) If [(3) x70% - (1)+(1)(a)] is positive, then the formula for calculating total stable funding required is [ (2) - (2)(a) ] x (4)(a) - (1)(b) - [(3) x70% - (1) + (1)(a)] average of latest 8 quarters (annualised and based on actual total loans) Report on Stable Funding Requirement ("SFR") quarter-on-quarter excluding IPO loans (equivalent to applicable SFR ratio, subject to a cap of 100%) [ ( (1)-(1)(a) / (2)-(2)(a) ) -1 ] x 100% of which loans with remaining maturity of ≦6 months and supported by matched-term funds from its Head Office or overseas offices on a back-to-back basis (subject to a cap of 25% of total loans) of which IPO loans Name of reporting institution: Head Office's irrevocable committed liquidity facility (subject to a cap of 25% of total loans) NDIs held by Head Office placed at Central Moneymarkets Unit The report should be submitted to the HKMA within 14 calendar days after each quarter end. Stable funding to be obtained [ (5) - 6(a) - 6(b) - 6(c) ] Deadline to obtain the stable funding Net due to / (from) Head Office, overseas offices and related banks repayable later than 6 months