Regulatory Alerts2026-06-08
Added · Updated
Study: Improving Housing Quality: Potential and Limitations of Borrower-Based Measures
The study evaluates the adaptation of borrower-based measures (BBMs) to finance energy efficiency investments in housing without compromising financial stability. It analyzes three recent BBM relaxation cases in Slovakia, Hungary, and Latvia, concluding that these policy changes did not significantly affect banks' credit portfolio risk profiles or financial stability. Furthermore, the changes did not lead to a substantial increase in loans for energy-efficient investments, suggesting that BBMs should be combined with other policy measures to improve energy efficiency in the real estate sector.