Regulatory Alerts2026-04-21 | FIL-16-2026Added · Updated
Supervisory Relief to Help Financial Institutions and Facilitate Recovery in Areas of Washington Affected by Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides
The Federal Deposit Insurance Corporation has issued supervisory relief to FDIC-supervised financial institutions in disaster-affected Washington counties and Indian reservations, encouraging constructive loan restructuring and granting favorable Community Reinvestment Act treatment. The agency permits extensions for income reporting, branch publishing requirements, and temporary facility approvals while allowing institutions to waive or modify three-day rescission periods for principal dwelling-secured loans. These measures apply broadly to affected institutions and remain in effect until further notice, with the FDIC evaluating delay requests based on documented causes beyond institutional control.
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