Regulatory Alerts2022-07-08
Added · Updated
The Sharing and Use of Consumer Credit Data through Credit Reference Agencies
The Hong Kong Monetary Authority issued Supervisory Policy Manual Module IC-6 to establish standards for the sharing and use of consumer credit data via credit reference agencies. The document outlines the regulatory framework and operational requirements for authorized institutions to ensure proper data handling and privacy protection. It serves as the current guideline superseding previous versions to maintain consistency in banking conduct and enforcement related to credit data.
SPM-SGL
Archive
Issue Date:
08 Jul 2022
Supersession Date:
12 Jun 2026
IC-6.pdf (575.6 KB)
Topic:
Banking Conduct & Enforcement - Credit Data Sharing
Internal Controls - Others
Keyword:
Group:
Specific
Directly related Document
Cross referenced Document
Version History
Superseded Document
Directly related Document
CIR
Current
08 Jul 2022
Supervisory Policy Manual ("SPM") Module: IC-6 "The Sharing and Use of Consumer Credit Data through Credit Reference Agencies"
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V7
SPM-SGL
Archive
14 Feb 2014
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5
SPM-SGL
Archive
02 Sep 2011
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4
SPM-SGL
Archive
18 Jan 2005
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3
SPM-SGL
Archive
30 May 2003
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1
CIR
Current
08 Jul 2022
Supervisory Policy Manual ("SPM") Module: IC-6 "The Sharing and Use of Consumer Credit Data through Credit Reference Agencies"
Cross referenced Document
SPM-SGL
Current
12 Jun 2026
IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies V7
SPM-SGL
Archive
14 Feb 2014
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V5
SPM-SGL
Archive
02 Sep 2011
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V4
SPM-SGL
Archive
18 Jan 2005
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V3
SPM-SGL
Archive
30 May 2003
IC-6 The Sharing and Use of Consumer Credit Data through a Credit Reference Agency V1
Superseded Document
You may also be interested in
SPM-SGL
Archive
24 Nov 2017
IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency
SPM-SGL
Current
30 Dec 2022
IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency
SPM-NGL
Current
06 Nov 2003
IC-3 Reporting Requirements Relating to Authorized Institutions’ External Auditors under the Banking Ordinance