2024-12-13

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2025 Q1: Quarterly decision of the National Bank of Belgium on the countercyclical buffer rate (1 January 2025): 1.0%

The National Bank of Belgium maintains the countercyclical capital buffer rate for credit exposures to counterparties located on Belgian territory at 1.0% for the first quarter of 2025. This decision applies to banks and requires them to hold additional capital reserves against risk-weighted assets to mitigate cyclical systemic risks. The rate remains unchanged from the previous quarter, reflecting the resilience of the Belgian financial sector despite higher interest rates and an orderly slowdown in credit and residential property cycles.

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