Regulatory AlertsCircular Letter of the Financial Services Authority Number 35/SEOJK.06/2025 on the Assessment of the Health Level of Pawn Companies and Sharia Pawn Companies
The Indonesian Financial Services Authority (OJK) issued Circular Letter 35/SEOJK.06/2025 to establish a risk-oriented, comprehensive framework for assessing the health levels of Pawn Companies and Sharia Pawn Companies. The regulation mandates that companies evaluate their capital adequacy, loan quality, profitability, liquidity, and management using both quantitative and qualitative aspects to determine one of five composite health ratings. Companies are required to maintain at least Composite Rating 3 and must submit data that is subject to OJK verification and validation.
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