2026-01-01
The Council of the Central Bank of Montenegro issued this decision to establish the methodology for identifying Other Systemically Important Credit Institutions (O-SICIs) based on size, economic importance, cross-border activities, and interconnectedness. The identification process utilizes a quantitative scoring method where institutions scoring 500 basis points or higher are designated as O-SICIs, supplemented by a qualitative supervisory assessment. The Central Bank is required to publish the list of identified institutions and their specific capital buffer rates, which are determined within a 0% to 2% range to mitigate systemic risk.