2026-01-01

Decision on Identifying Other Systemically Important Credit Institutions

The Council of the Central Bank of Montenegro issued this decision to establish the methodology for identifying Other Systemically Important Credit Institutions (O-SICIs) based on size, economic importance, cross-border activities, and interconnectedness. The identification process utilizes a quantitative scoring method where institutions scoring 500 basis points or higher are designated as O-SICIs, supplemented by a qualitative supervisory assessment. The Central Bank is required to publish the list of identified institutions and their specific capital buffer rates, which are determined within a 0% to 2% range to mitigate systemic risk.

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Central Bank of Montenegro

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