Agreement Eliminating and Establishing Administrative Simplification and Improvement Actions for Procedures Before the Ministry of Finance and Public Credit

DOF: 01/07/2026

AGREEMENT by which actions are eliminated and established for the simplification and administrative improvement of procedures carried out before the Ministry of Finance and Public Credit

A seal with the National Emblem appears at the margin, which reads: United Mexican States.- Finance.- Ministry of Finance and Public Credit.

AGREEMENT 93 /2026

AGREEMENT BY WHICH ACTIONS ARE ELIMINATED AND ESTABLISHED FOR THE SIMPLIFICATION AND ADMINISTRATIVE IMPROVEMENT OF PROCEDURES CARRIED OUT BEFORE THE MINISTRY OF FINANCE AND PUBLIC CREDIT.

ÉDGAR ABRAHAM AMADOR ZAMORA, Secretary of Finance and Public Credit, based on what is provided in articles 25, last paragraph of the Political Constitution of the United Mexican States; 26, fraction VI and 31 of the Organic Law of the Federal Public Administration; 6, 18, 20, 81, 85 and 123 of the Law to Regulate Financial Groups;

9 and 46 of the Law of Agricultural and Rural Insurance Funds;

118, fraction XXVI, 144, fraction XIX and 341 fraction XIII of the Law of Insurance and Surety Institutions;

1, 2, 6, 7 fraction I, 8, 9, fractions IX and XII, 10, fractions II, III, V and IX,

19 and 24 of the National Law to Eliminate Bureaucratic Procedures;

4 of the Federal Administrative Procedure Law;

3, 6, fraction XXXVII and 16 of the Internal Regulations of the Ministry of Finance and Public Credit, and 23, 170, 171, 172, 173 and 174 of the Guidelines for the Implementation of the National Model to Eliminate Bureaucratic Procedures, and

CONSIDERING

That the last paragraph of article 25 of the Political Constitution of the United Mexican States establishes, among other aspects, that authorities of all levels of government must implement public policies for administrative simplification and digitalization of procedures and services, good regulatory practices, development and strengthening of public technological capacities and other objectives established by the National Law in this matter;

That within the framework of the National Development Plan 2025-2030, Transversal Axis 2, Objectives T2.1 and T2.2, contemplates the implementation of a national model for the simplification, digitalization and reduction in resolution times of administrative procedures, which promotes efficiency in attention to citizens;

That the National Law to Eliminate Bureaucratic Procedures provides, among obligated subjects, the dependencies of the Federal Public Administration, and that such subjects will govern their actions in accordance with the principles of legal certainty, citizen trust, proportionality, publicity, transparency, among others;

That, in terms of article 24 of the National Law to Eliminate Bureaucratic Procedures, procedures and services provided for in laws, regulations, manuals, guidelines or any other provision, may be simplified through general agreements published in the corresponding dissemination medium; likewise, fractions II and V of said article provide that the cited general agreements will have as their object to establish response times shorter than those maximum provided and implement any other action of improvement, simplification and digitalization of procedures and services;

That the representation, processing and resolution of matters within the competence of the Ministry originally corresponds to the head thereof, and that, through the Unit of Insurance, Pensions and Social Security, it will resolve matters related to the application of the regulations governing the subjects, among others, social security, insurance, sureties and retirement savings systems, as well as insurance and mutual insurance companies;

surety institutions;

agricultural and rural insurance funds;

organizations integrating agricultural and rural insurance funds;

retirement fund administrators;

public institutions performing functions equivalent to those of retirement fund administrators;

investment companies specialized in retirement funds;

financial groups in which it is determined that they will be subject to the supervision of the National Commission of Insurance and Sureties or the National Commission of the Retirement Savings System;

controlling and sub-controlling companies of said financial groups, and fintech institutions corresponding to their competence.

That in accordance with what is provided in articles 22 and 23 of the Guidelines for the Implementation of the National Model to Eliminate Bureaucratic Procedures, Simplification and Digitalization actions are considered those concrete measures that Obligated Subjects implement with the object of reducing bureaucratic costs, fulfilling an obligation or obtaining a benefit provided for in the applicable legal provisions, which include, among others, the reduction of resolution or response times for procedures, the decrease or elimination of requirements, the elimination of procedures, the fusion of procedures that are related to each other, as well as any other action that contributes to the administrative simplification of procedures and regulatory efficiency.

That, for the above reason, and with the purpose of providing legal certainty and security to the general public and contributing to promote regulatory improvement in the simplification of procedures and services offered by the Ministry of Finance and Public Credit, I have deemed it appropriate to issue the following:

AGREEMENT BY WHICH ACTIONS ARE ELIMINATED AND ESTABLISHED FOR THE SIMPLIFICATION AND ADMINISTRATIVE IMPROVEMENT OF PROCEDURES CARRIED OUT BEFORE THE MINISTRY OF FINANCE AND PUBLIC CREDIT

ARTICLE FIRST.

The denomination of the following procedure is updated:

No.
Homoclave
Procedure Name
Updated Name
SHCP-01-164
Determination of statutory reforms of Non-affiliated Insurance Funds.
SHCP-01-168
Authorization to carry out analogous and related operations by insurance and surety institutions, as well as by mutual societies.
Authorize insurance and surety institutions, as well as mutual insurance societies, to carry out analogous and related operations.
SHCP-01-171
Consultation on the interpretation for administrative purposes of the General Provisions referred to in articles 112 of the Federal Law of Surety Institutions; 140 of the General Law of Insurance and Mutual Societies and 108 Bis of the Law of Retirement Savings Systems. Interpret, for administrative purposes, the General Provisions issued pursuant to articles 492 of the Law of Insurance and Surety Institutions and 108 bis of the Law of Retirement Savings Systems .

ARTICLE SECOND. In the procedures listed, the obligation to present the request via free writing is eliminated, substituting it, so that it is managed through physical formats, annexed to this Agreement, with the information indicated therein, for their proper processing:

No.
Homoclave
Procedure Name
Eliminated Requirements
SHCP-01-061
Approval to make any modification to the social statutes of the controlling company, sub-controlles and service providers and real estate companies, as well as to the unique responsibility agreement.
1. Free writing (request or petition).
SHCP-01-062
Authorization to be considered as institutional investors in accordance with the Law to Regulate Financial Groups.
1. Free writing (request or petition).
SHCP-01-164
1. Free writing (request or petition).
SHCP-01-168
Authorize insurance and surety institutions, as well as mutual insurance societies to carry out analogous and related operations.
1. Free writing (request or petition).
SHCP-01-171
Interpret, for administrative purposes, the General Provisions issued pursuant to articles 492 of the Law of Insurance and Surety Institutions and 108 bis of the Law of Retirement Savings Systems.
1. Free writing (request or petition).
SHCP-01-173
Authorization to issue " L " series shares.
1. Free writing (request or petition).
SHCP-01-174
Authorization for the controlling company to invest in titles representing at least fifty-one percent of the social capital of sub-controlles, provided that it has control thereof.
1. Free writing (request or petition).
SHCP-01-184
Authorization for the spin-off of a controlling company or a sub-controlle.
1. Free writing (request or petition).
SHCP-01-185
Authorization to a controlling company to make other investments.
1. Free writing (request or petition).
SHCP-01-186
Registration to operate as an Integrating Body.
1. Free writing (request or petition).
2. The geographic area in which it will operate.

ARTICLE THIRD. Request Formats are established for the procedures derived from the simplification, improvement and elimination of requirements contained in this agreement, which are integrated as follows:

No.
Homoclave
Procedure Name
Request Format Homoclave
SHCP-01-040
Interpret, for administrative purposes, the provisions of the Laws to Regulate Financial Groups; of Insurance and Surety Institutions; of Agricultural and Rural Insurance Funds; of Retirement Savings Systems; of the Institute of Security and Social Services of State Workers, and of Treaties or International Agreements, in matters of financial services. FF-SHCP-01-040 SHCP-01-061 Approval to make any modification to the social statutes of the controlling company, sub-controlles and service providers and real estate companies, as well as to the unique responsibility agreement. FF-SHCP-01-061 SHCP-01-062 Authorization to be considered as institutional investors in accordance with the Law to Regulate Financial Groups. FF-SHCP-01-062 SHCP-01-164 FF-SHCP-01-164 SHCP-01-168 Authorize insurance and surety institutions, as well as mutual insurance societies to carry out analogous and related operations. FF-SHCP-01-168 SHCP-01-171 Interpret, for administrative purposes, the General Provisions issued pursuant to articles 492 of the Law of Insurance and Surety Institutions and 108 bis of the Law of Retirement Savings Systems. FF-SHCP-01-171 SHCP-01-173 Authorization to issue " L " series shares. FF-SHCP-01-173 SHCP-01-174 Authorization for the controlling company to invest in titles representing at least fifty-one percent of the social capital of sub-controlles, provided that it has control thereof. FF-SHCP-01-174 SHCP-01-184 Authorization for the spin-off of a controlling company or a sub-controlle. FF-SHCP-01-184 SHCP-01-185 Authorization to a controlling company to make other investments. FF-SHCP-01-185 SHCP-01-186 Registration to operate as an Integrating Body. FF-SHCP-01-186

ARTICLE FOURTH. As a result of the reduction in regulatory burden, administrative simplification actions are implemented for the procedures listed below, to remain as follows:

No.
Homoclave
Procedure Name
Requested Requirements
SHCP-01-061
Approval to make any modification to the social statutes of the controlling company, sub-controlles and service providers and real estate companies, as well as to the unique responsibility agreement.
1. Request format FF-SHCP-01-061.
SHCP-01-062
Authorization to be considered as institutional investors in accordance with the Law to Regulate Financial Groups.
1. Request format FF-SHCP-01-062.
SHCP-01-164
1. Request format FF-SHCP-01-164.
2. Modification to the constitutive deed or social statutes.
SHCP-01-168
Authorize insurance and surety institutions, as well as mutual insurance societies to carry out analogous and related operations.
1. Request format FF-SHCP-01-168.
SHCP-01-171
Interpret, for administrative purposes, the General Provisions issued pursuant to articles 492 of the Law of Insurance and Surety Institutions and 108 bis of the Law of Retirement Savings Systems.
1. Request format FF-SHCP-01-171.
SHCP-01-173
Authorization to issue " L " series shares.
1. Request format FF-SHCP-01-173.
SHCP-01-174
Authorization for the controlling company to invest in titles representing at least fifty-one percent of the social capital of sub-controlles, provided that it has control thereof.
1. Request format FF-SHCP-01-174.
SHCP-01-184
Authorization for the spin-off of a controlling company or a sub-controlle.
1. Request format FF-SHCP-01-184.
2. Draft minutes of the extraordinary general shareholders' meeting containing the agreements relating to the spin-off.
3. Draft statutory reforms of the spun-off company.
4. Draft social statutes of the resulting company.
5. Audited financial statements showing the situation of the spun-off company, as well as projected financial statements of the companies resulting from the spin-off.
SHCP-01-185
Authorization to a controlling company to make other investments.
1. Request format FF-SHCP-01-185.
SHCP-01-186
Registration to operate as an Integrating Body.
1. Request format FF-SHCP-01-186.
2. The testimony of the public deed constituting the National, State or Local Integrating Body.
3. The general operating program, which contains:
a) Work plans; b) Affiliation policies; c) Information and documentation accrediting that it has the necessary infrastructure to carry out its object, and d) The list of its main administrators and executives, including the Commissioner, whose curriculum vitae must be attached.
4. The draft internal regulations, based on which it will exercise its functions in accordance with the Law of Agricultural and Rural Insurance Funds.
5. In the case where a State or Local Integrating Body requests its registration, additionally, it must present the Opinion of the National Integrating Body.

ARTICLE FIFTH. Improvement actions are implemented in the procedures and services listed below:

No.
Homoclave
Procedure Name
Improvement Implemented
Requirements
SHCP-01-040
Interpret, for administrative purposes, the provisions of the Law to Regulate Financial Groups and Treaties or International Agreements, in matters of financial services. Fusion of procedures with homoclaves:
SHCP-01-040 and,
SHCP-01-172
To remain as follows:
Interpret, for administrative purposes, the provisions of the Laws to Regulate Financial Groups; of Insurance and Surety Institutions; of Agricultural and Rural Insurance Funds; of Retirement Savings Systems; of the Institute of Security and Social Services of State Workers, and of Treaties or International Agreements, in matters of financial services. It is unified with the following homoclave:
SHCP-01-040

1. Request format FF-SHCP-01-040.
   SHCP-01-172
   Interpret, apply and resolve for administrative purposes the provisions of the Law of Insurance and Surety Institutions and Treaties or International Agreements, in matters of financial services.

ARTICLE SIXTH. With the requests, the public instrument with which representation is accredited must be exhibited, in case it has not been previously presented before the Unit of Insurance, Pensions and Social Security:

ARTICLE SEVENTH. Maximum response times for the following procedures and services are reduced:

No.
Homoclave
Procedure Name
Timeframe before simplification
Maximum timeframe to resolve the procedure
SHCP-01-164
180 calendar days
90 calendar days
SHCP-01-173
Authorization to issue " L " series shares.
90 calendar days
70 calendar days
SHCP-01-186
Registration to operate as an Integrating Body.
90 calendar days
60 calendar days

ARTICLE EIGHTH. The registration in the inventory of the Single Citizen Portal of Procedures and Services is eliminated for the Homoclaves of the procedures indicated below:

No.
Homoclave
Procedure Name
SHCP-01-181
Revoke the authorization for controlling companies to maintain direct or indirect investments in financial entities that are not part of the financial group; in service providers and real estate companies; in sub-controlles and foreign financial entities. SHCP-01-183 Declare the revocation of the authorization granted for the organization of the controlling company and the constitution and functioning of the financial group.

TRANSITORY PROVISIONS

FIRST. This Agreement shall enter into force on the day of its publication in the Official Gazette of the Federation.

SECOND. Procedures entered prior to the publication of this Agreement shall be resolved in accordance with the applicable regulations in effect at the time of their presentation.

THIRD. The Ministry of Finance and Public Credit, in accordance with this Agreement, will not request additional requirements beyond those provided for, nor documentation that is already in its physical or electronic files.

FOURTH. The Ministry of Finance and Public Credit will carry out the necessary adjustments to the Law of Agricultural and Rural Insurance Funds and to the General Rules of Financial Groups, if necessary, linked to this Agreement, within a maximum period of one year counted from its entry into force.

FIFTH. The Ministry of Finance and Public Credit will update the information of the procedures mentioned in this Agreement on the Single Citizen Portal of Procedures and Services, in accordance with articles 53 and 54 of the National Law to Eliminate Bureaucratic Procedures.

Mexico City on of
June of 2026. - The Secretary of Finance and Public Credit , Édgar Abraham Amador Zamora .- Rubric.

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