Amending Circular 4/26 of the Single Circular on Insurance and Sureties — SHCP — MX

DOF: 07/22/2026

AMENDING CIRCULAR 4/26 OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES

A seal with the National Coat of Arms appears at the margin, which reads: United Mexican States.- Treasury.- Ministry of

Treasury and Public Credit.- National Commission of Insurance and Sureties.

AMENDING CIRCULAR 4/26 OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES

(ANNEX 5.15.3.)

The National Commission of Insurance and Sureties, based on the provisions of Articles 366, fraction II, 372, fractions VI and XLII, 373 and 381 of the Law of Insurance and Surety Institutions, and:

CONSIDERING

That in accordance with what is provided in Chapter 5.15 of the Single Circular on Insurance and Sureties,

Institutions will value the surety reserve in force using the paid claim indices that

will be calculated by this Commission and assigned to each Institution during the first quarter of each year.

That Institutions that do not have timely, homogeneous, reliable and sufficient information to

carry out the valuation of the surety reserve in force, must use the paid claim indices

and the annual index of administrative expenses of the surety market, made known in Annex

5.15.3., of the Single Circular on Insurance and Sureties.

That in accordance with what is provided in Provision 5.15.2, fraction IV, of the Single Circular on

Insurance and Sureties, said claim indices will be reviewed during the first quarter of each year and

updated when a significant change in the value of these is observed.

That with the objective that Institutions comply with the foregoing, this Decentralized Body

considers it convenient to update the market parameters referred to in Annex 5.15.3., of the

indicated

Circular.

For the above stated, this Commission issues the following amending circular of the Single

Circular on Insurance and Sureties in the following terms:

AMENDING CIRCULAR 4/26 OF THE SINGLE CIRCULAR ON INSURANCE AND SURETIES

(Annex 5.15.3)

SINGLE.- Annex 5.15.3., of the Single Circular on Insurance and Sureties, is modified.

TRANSITORY PROVISIONS

FIRST.- Publish in the Official Gazette of the Federation.

SECOND.- This Amending Circular will enter into force the day following its publication in the

Official Gazette of the Federation.

Respectfully

Mexico City, July 10, 2026. - The President of the National Commission of Insurance and Sureties,

Ricardo Ernesto Ochoa Rodríguez. - Signature.

ANNEX 5.15.3.

SURETY MARKET INFORMATION, FOR THE PURPOSES OF VALUATION OF THE

SURETY RESERVE IN FORCE IN THE CASE PROVIDED FOR IN PROVISION 5.15.3

Institutions that do not have timely, homogeneous, reliable and sufficient information to

carry out the calculation for the establishment, increase and valuation of the surety reserve in force, while

generating said information, must use the method described in Provision 5.15.3., using the

paid claim indices and the annual administrative expense indices of the surety market

indicated below:

Paid Claim Indices

Branch or type of surety

Index

First risk fidelity

85.64%

Other fidelity

1.36%

Judicial covering drivers of motor vehicles

0.65%

Other judicial

0.82%

Administrative

0.23%

Credit

0.83%

II.

Annual Administrative Expense Indices

Surety Branch

Index

Fidelity

1.19%

Judicial

0.33%

Administrative

0.09%

Credit

0.16%

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