Regulatory Alerts2026-03-25
Added · Updated
Amendment of Circular CSSF 18/703 on semi-annual reporting of borrower related residential real estate indicators
Circular CSSF 26/908 amends Circular CSSF 18/703 to modify the treatment of rental income in borrower income calculations, update regulatory references, and revise reporting processes and submission channels for lenders in residential real estate. The amendments apply to all lenders in residential real estate in Luxembourg and are effective as of the publication date of 25 March 2026. Changes to the original circular's definitions and guidance on variables such as Loan to Value and Loan Service to Income are detailed in the annex.
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