Appendix No. 1 to Instruction No. 221 on Filling Out Statistical Reporting Form No. 1-DS 'Report on Deposit/Savings Operations'

Appendix No. 1 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

List of accounts used when preparing statistical reporting form No. 1-DS "Report on Deposit/Savings Operations" For deposit organizations

Account Code	Account Name
20200	Deposits
20202	Demand deposits of residents – national currency
20204	Demand budget deposits of the Government
20206	Demand deposits of residents – foreign currency
20208	Demand budget deposits of the Government – national currency
20212	Demand deposits of non-residents – national currency
20214	Demand deposits of non-residents – foreign currency
20216	Savings deposits of residents – national currency
20218	Savings deposits of residents – foreign currency
20220	Time deposits of residents – national currency
20222	Time deposits of residents – foreign currency
20226	Savings deposits of non-residents – national currency
20228	Savings deposits of non-residents – foreign currency
20230	Time deposits of non-residents – national currency
20232	Time deposits of non-residents – foreign currency

Appendix No. 2 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Contract Type Code”
Codes are assigned by contract types between the deposit organization and the client.

Contract Type	Contract Code
Deposit/Savings Agreement	01
Demand Deposits	011
Savings Deposits	012
Time Deposits	013
Islamic Deposit/Savings Agreement	02
Demand Deposits	021
Savings Deposits	022
Time Deposits	023
Investment Deposit	024
Correspondent Accounts Agreement	03
Salary Cards Agreement	04
Payment and Deposit Cards Agreement	05
Deposit Accounts for Credit Operations Agreement	06
Insured Deposit	07

Appendix No. 3 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Contract Term and Code”
Contract codes are used to indicate the start and end terms of a deposit/savings operation in the contract.

Contract Term	Contract Code
Short-term (from 1 to 12 months)	01
Long-term (over 12 months)	02
Perpetual/Indefinite term	03

Appendix No. 4 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Settlement Code”
Settlement codes of Tajikistan are developed according to the accepted order of administrative-territorial division of the Republic of Tajikistan. The codes are used when developing statistical reports on deposit/savings operations to control compliance with regulations.

100 Dushanbe city | 431 J. Balhi district
205 Fayzabad district | 432 Kulab district
206 Varzob district | 433 Jayhun district
207 Rogun city | 434 Abdurakhman Jami district 208 Rudaki district | 435 Nosiri Khusraw district 209 Vahdat district | 436 Panj district 210 Gissar district | 437 Sarband district 211 Shahrinav district | 438 Parhar district 212 Tursunzade city | 439 Hamadoni district 313 Lakhsh district | 440 Khorasan district 314 Nurabad district | 441 Jilikul district 315 Rasht district | 442 Shahrizuz district 316 Sangvor district | 543 Khujand city 317 Tajikabad district | 544 Shakhristan district 418 Kurgan-Tyube city | 545 Ayni district 419 Dangara district | 546 Taboshar settlement 420 Muminoabad district | 547 Kuhiston Mastchoh district 421 Khovalling district | 548 Isfara district 422 Baljuvon district | 555 Buston city 423 Shamsiddin Shohin district | 556 Kanibadam district 424 Temurmalik district | 557 Matchin district 425 Nurek district | 558 Spitamen district 426 Bokhtar district | 559 Jabbor Rasulov district 427 Vakhsh district | 560 Guliston city 428 Vosei district | 661 Khorog city 429 Yavan district | 662 Vanch district 430 Kabodiyan district | 663 Darvoz district

(Continued)
664 Ishkashim district | 550 Penjikent district 665 Murghab district | 551 Asht district 666 Roshkalyn district | 552 Gafurov district 667 Rushan district | 553 Devashtich district 668 Shughnan district | 554 Zafarobod district 549 Istroshon district

Appendix No. 5 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Sector Code of Depositor/Investor” Codes are used when forming the sector of the depositor/investor for its correct determination and registration, taking into account control over compliance with contractual and payment discipline.

Sector Type of Depositor/Investor	Sector Code
Central Bank	1
Deposit Organization	2
Bank	201
Microcredit Deposit Organization	202
Public Administration Sector	3
Other Sectors	4
Other Financial Organizations	401
Microcredit Organizations	40101
Micro-lending Funds	40102
Others	40103
Non-financial Institutions	402
Households	403
Individuals (Physical Persons)	404

Appendix No. 6 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

“Currency Classifier”
Currency codes are based on the international standard ISO 4217-94 “Codes for the representation of currencies and funds”, developed by the International Organization for Standardization. The object of code classification includes national currencies, monetary units of countries and territories, sovereign states or other territories with political, economic, geographical, and historical characteristics.

No.	Currency Code	Currency Name	No.	Currency Code	Currency Name
1	AUD	Australian Dollar	29	GEK	Georgian Coupon
2	AZN	Azerbaijani Manat	30	PYG	Guarani
3	DZD	Algerian Dinar	31	HTG	Gourde
4	ADP	Andorran Peseta	32	GMD	Dalasi
5	ARS	Argentine Peso	33	DKK	Danish Krone
6	AMD	Armenian Dram	34	MKD	Denar
7	AWG	Aruban Guilder	35	AED	Dirham (UAE)
8	AFN	Afghani	36	STD	Dobra
9	BSD	Bahamian Dollar	37	ZWD	Zimbabwean Dollar
10	PAB	Balboa	38	KYD	Cayman Islands Dollar
11	BBD	Barbados Dollar	39	NAD	Namibian Dollar
12	THB	Baht	40	SBD	Solomon Islands Dollar
13	BHD	Bahraini Dinar	41	USD	United States Dollar
14	BZD	Belize Dollar	42	TTD	Trinidad and Tobago Dollar
15	BYN	Belarusian Ruble	43	FJD	Fiji Dollar
16	BEF	Belgian Franc	44	DOP	Dominican Peso
17	BMD	Bermudian Dollar	45	VND	Dong
18	VEB	Bolivar	46	GRD	Drachma
19	BOB	Boliviano	47	EUR	Euro
20	BND	Brunei Dollar	48	EGP	Egyptian Pound
21	BIF	Burundian Franc	49	PLZ	Zloty
22	VUV	Vatu	50	NIO	Gold Cordoba
23	KRW	Won	51	JPY	Yen
24	XCD	East Caribbean Dollar	52	INR	Indian Rupee
25	GYD	Guyanese Dollar	53	JOD	Jordanian Dinar
26	GNF	Guinean Franc	54	IQD	Iraqi Dinar
27	GIP	Gibraltar Pound	55	IRR	Iranian Rial
28	HKD	Hong Kong Dollar	56	IEP	Irish Pound
57	ISK	Icelandic Krone	94	MUR	Mauritian Rupee
58	ESP	Spanish Peseta	95	MGF	Malagasy Franc
59	ITL	Italian Lira	96	MYR	Malaysian Ringgit
60	YER	Yemeni Rial	97	MTL	Maltese Lira
61	CAD	Canadian Dollar	98	TMM	Manat
62	QAR	Qatari Rial	99	FIM	Markka
63	ZMK	Kwacha (Zambian)	100	MAD	Moroccan Dirham
64	MWK	Kwacha (Malawian)	101	MXN	Mexican New Peso
65	KES	Kenyan Shilling	102	MZM	Metical
66	GTQ	Quetzal	103	MDL	Moldovan Leu
67	PGK	Kina	104	NGN	Naira
68	LAK	Kip	105	BTN	Ngultrum
69	CYP	Cypriot Pound	106	DEM	German Mark
70	KZS	Kyrgyz Som	107	NPR	Nepalese Rupee
71	CNY	Chinese Yuan	108	ANG	Netherlands Antillean Guilder
72	UED	Clearing US Dollar	109	NLG	Netherlands Guilder
73	COP	Colombian Peso	110	AON	New Kwanza
74	CRC	Costa Rican Colon	111	NZD	New Zealand Dollar
75	EEK	Krona	112	ZRN	New Zaire
76	BRR	Cruzeiro Real	113	PEN	New Sol
77	CUP	Cuban Peso	114	TWD	New Taiwan Dollar
78	KWD	Kuwaiti Dinar	115	NOK	Norwegian Krone
79	HRK	Kuna	116	OMR	Omani Rial
80	MMK	Kyat	117	TOP	Pa'anga
81	LVL	Latvian Lat	118	PKR	Pakistani Rupee
82	BGL	Lev	119	A33	Palladium
83	ROL	Leu	120	MOP	Pataca
84	ALL	Lek	121	GWP	Guinea-Bissau Peso
85	HNL	Lempira	122	PTE	Portuguese Escudo
86	SLL	Leone	123	BWP	Pula
87	LRD	Liberian Dollar	124	KHR	Riel
88	LBP	Lebanese Pound	125	RUB	Russian Ruble
89	LYD	Libyan Dinar	126	IDR	Indonesian Rupee
90	SZL	Lilangeni	127	MVR	Rufiyaa
91	LTL	Lithuanian Litas	128	ZAR	Rand
92	LSL	Loti	129	SVC	Salvadoran Colon
93	LUF	Luxembourg Franc	130	SAR	Saudi Riyal
131	XDR	SDR (Special Drawing Rights)	157	UZS	Uzbek Som
132	KPW	North Korean Won	158	UAH	Ukrainian Hryvnia
133	GHC	Cedi	159	UYP	Uruguayan Peso
134	SCR	Seychellois Rupee	160	PHP	Philippine Peso
135	SGD	Singapore Dollar	161	HUF	Forint
136	SGD	Singapore Dollar (duplicate)	162	DJF	Djiboutian Franc
137	SYP	Syrian Pound	163	KMF	Comorian Franc
138	SKK	Slovak Koruna	164	XAF	CFA Franc (BEAC)
139	KGS	Som (Kyrgyz)	165	XOF	CFA Franc (BCEAO)
140	SOS	Somali Shilling	166	XPF	CFP Franc
141	TJS	Somoni (Republic of Tajikistan)	167	RWF	Rwandan Franc
142	SDD	Sudanese Dinar	168	FRF	French Franc
143	ECS	Sucre	169	SHP	Saint Helena Pound
144	SRG	Surinamese Guilder	170	GBP	Pound Sterling
145	TJS	Tajik Somoni (duplicate)	171	FKP	Falkland Islands Pound
146	BDT	Taka	172	CZK	Czech Koruna
147	WST	Tala	173	CLP	Chilean Peso
148	TZS	Tanzanian Shilling	174	SEK	Swedish Krona
149	KZT	Tenge (Kazakh)	175	CHF	Swiss Franc
150	TPE	Timorese Escudo	176	ILS	Shekel
151	SIT	Tolar	177	ATS	Schilling
152	MNT	Tugrik	178	LKR	Sri Lankan Rupee
153	TND	Tunisian Dinar	179	XEU	ECU (European Currency Unit)
154	TRL	Turkish Lira	180	CVE	Cape Verdean Escudo
155	UGS	Ugandan Shilling	181	ETB	Ethiopian Birr
156	MRO	Ouguiya	182	JMD	Jamaican Dollar

Appendix No. 7 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Client Code”
Codes are established by the type of client of the deposit organization.

Operation Type	Operation Code
Resident	01
Non-resident	02

Appendix No. 8 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Client Legal Form Code”
Codes are established by the type of legal form of the client.

Operation Type	Operation Code
Legal Entities	01
Physical Persons (Individuals)	02

Appendix No. 9 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

Reference List “Operation Code”

1. Codes are established by the types of operations performed.
2. Codes are used when developing statistical reports on deposit/savings operations of deposit organizations to control compliance with contractual and payment discipline.
3. Operation parts by operation type:
   • Section 02. Information on attraction and repayment of deposits/savings.
   • Section 03. Information on the repayment schedule for deposit/savings amounts.
   • Section 04. Information on accrued taxes on deposits/savings.
4. Calculation method for operations:
   • balance increase
     0 no balance accounting
     – balance decrease

Operation Code	Operation Type	Section	Main Sum Balance	Interest Balance
04	Received Amount (Principal)	2	+	0
05	Scheduled Repayment (Principal)	2	-	0
06	Scheduled Repayment (Interest)	2	0	-
07	Actual Repayment (Principal, cash)	2	-	0
08	Actual Repayment (Principal, goods/equipment/etc.)	2	-	0
09	Actual Repayment (Interest, cash)	2	0	-
10	Actual Repayment (Interest, goods/equipment/etc.)	2	0	-
including:
071	Principal via prepayment	2	-	0
---	---	---	---	---
091	Interest via prepayment	2	0	-
072	Principal via repayment of previous liabilities (cash)	2	-	0
081	Principal via repayment of previous liabilities (goods/equipment/etc.)	2	-	0
092	Interest via repayment of previous liabilities (cash)	2	0	-
101	Interest via repayment of previous liabilities (goods/equipment/etc.)	2	0	-
073	Principal via penalty repayment	2	-	0
093	Interest via penalty repayment	2	0	-
including:
0731	Principal via prepayment (penalty)	2	-	0
---	---	---	---	---
0931	Interest via prepayment (penalty)	2	0	-
0732	Principal via repayment of previous liabilities (penalty)	2	-	0
0932	Interest via repayment of previous liabilities (penalty)	2	0	-
011	Term Extension (Principal)	2	0	0
012	Term Extension (Interest)	2	0	0
013	Rollover/Refinancing (Principal)	2	0	0
014	Rollover/Refinancing (Interest)	2	0	0
015	Capitalization (Interest)	2	+	-
016	Transfer (Principal, incoming from another org (+), outgoing (-))	2	-(+)	0
017	Transfer (Interest, incoming from another org (+), outgoing (-))	2	0	-(+)

5. Calculation method for operations in Section 3:
   | Operation Code | Operation Type | Operation Amount | Operation Date |
   |---|---|---|---|
   | 01 | Principal | 02 | Interest |

6. Calculation method for operations in Section 4:
   | Tax Rate | Accrued Tax Amount | Operation Date |

Appendix No. 10 to Instruction No. 221 on filling out statistical reporting form No. 1-DS "Report on Deposit/Savings Operations"

1. General Information on Electronic Digital Signature (EDS) Electronic Signature (ESignature) – information intended to protect electronic documents from forgery, identify the signing person, or protect the document from alteration and third-party viewing. Electronic Document – a document in which information is presented in electronic digital form. Electronic Digital Signature (EDS) – a characteristic of an electronic document intended to protect it from forgery, obtained through cryptographic transformation of information using the private key of the EDS, and allowing identification of the certificate holder, as well as establishing the absence of information distortion in the electronic document, which:

• confirms that the signed data originate from the person who applied the signature;
• prevents the signatory from denying obligations related to the signed data;
• guarantees the integrity of the signed electronic document.
  EDS Means Certificate – a paper document issued in accordance with certification system rules to confirm compliance of EDS means with established requirements. Private Key (EDS) – a sequence of characters known to the certificate holder. Public Key (EDS) – a sequence of EDS characters available to any user, intended for confirming the authenticity of the EDS in an electronic document. Signing Entity – a physical or legal person lawfully owning the EDS and having the right to use it on an electronic document. Electronic Data – electronic representation of any information perceivable by an electronic computing machine.

2. General Information on the Unified Window (EW) System The "Unified Window" Portal (hereinafter EW Information System) is an information system owned by the National Bank of Tajikistan (NBT). The EW Information System is used by NBT as one of the communication methods for interaction with economic entities of the Republic of Tajikistan (hereinafter - Clients) and is designed for providing, processing, receiving, and auditing statistical reports in the form of electronic documents certified with EDS in real-time (online) or with a technical delay (offline). The EW Information System has two-sided participants – representatives of economic entities authorized by NBT and authorized representatives on behalf of the Client.

2.1. Basic Information on EDS in the EW Information System. The proposed variant is based on an asymmetric cryptography algorithm. Asymmetry of sender and receiver roles in the EDS scheme requires two interrelated electronic keys: private (signature key) and public (verification key). The EDS system includes two procedures: 1) signature procedure; 2) verification procedure. The signature application procedure uses the sender's private key,