RegAlert
2018-10-26 | 16/23

Added

Approval of the Regulation on Registration and Licensing of Credit Bureaus

The Central Bank of Uzbekistan approves the Regulation governing the registration and licensing of credit bureaus, establishing that licenses are issued indefinitely and administered by the Central Bank. The rules mandate a minimum authorized capital of 2 billion Uzbek som, prohibit offshore entities from being founders, and require the head of the executive body to hold higher economic education and at least five years of experience. Credit bureaus must utilize licensed software-technical tools to ensure information security and cyber security, including cryptographic protection and data integrity measures.

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Resolution of the Board of the Central Bank of the Republic of Uzbekistan, registered on July 25, 2018, registration number 3042

Date of entry into force

October 26, 2018

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July 20, 2026

December 30, 2025

July 26, 2025

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Resolution of the Board of the Central Bank of the Republic of Uzbekistan

On Approval of the Regulation on the Procedure for Registration of Credit Bureaus and Licensing of Their Activities

[Registered by the Ministry of Justice of the Republic of Uzbekistan on July 25, 2018, registration number 3042]

In accordance with the Laws of the Republic of Uzbekistan "On the Central Bank of the Republic of Uzbekistan", "On Credit Information Exchange" and the Resolution of the President of the Republic of Uzbekistan No. PQ-3620 dated March 23, 2018 "On Additional Measures to Increase the Accessibility of Banking Services" resolution, the Board of the Central Bank of the Republic of Uzbekistan resolves:

  1. Approve the Regulation on the Procedure for Registration of Credit Bureaus and Licensing of Their Activities in the appendix.

  2. This resolution enters into force three months after the date of its official publication.

Chairman of the Central Bank M. NURMURATOV

Tashkent city,

April 28, 2018,

No. 16/23

Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 28, 2018 No. 16/23 resolution

APPENDIX

REGULATION

On the Procedure for Registration of Credit Bureaus and Licensing of Their Activities

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This Regulation establishes the procedure for registration of credit bureaus and licensing of their activities.

(preamble in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369021) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

Chapter 1. General Provisions

  1. The following main concepts are used in this Regulation:

means of cryptographic protection of information — technical and software tools that carry out cryptographic transformation of information to ensure information security;

bank telecommunications network — the administrative telecommunications network of the banking system;

credit information exchange system (hereinafter referred to in the text as the system) — a set of relations arising between participants of the credit information exchange;

electronic information — electronic data exchanged between system participants in accordance with the Law of the Republic of Uzbekistan "On Credit Information Exchange";

VPN network — a virtual network that provides connection of one or several networks in communication channels during the process of electronic information exchange.

  1. Credit bureaus carry out their activities on the basis of a license issued for the carrying out of credit bureau activities (hereinafter referred to in the text as the license).

State registration of credit bureaus and issuance of licenses are carried out by the Central Bank of the Republic of Uzbekistan (hereinafter referred to in the text as the Central Bank) (implemented).

  1. The license is issued for an unlimited period of validity.

  2. Suspension, termination, cancellation, and re-issuance of the license are carried out by decision of the Board of the Central Bank (implemented).

Chapter 2. Establishment of a Credit Bureau

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  2. Legal entities and (or) non-resident legal entities that have signed the founding agreement on the establishment of a credit bureau may be founders (founder) of the credit bureau.

(paragraph 5 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495353) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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  2. Non-resident legal entities registered in states and territories (offshore zones) that provide a preferential tax regime and (or) provide for non-disclosure and non-submission of information about financial transactions may not be founders (founder) of a credit bureau.

(paragraph 6 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495353) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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  2. The minimum amount of the authorized fund (authorized capital) of a credit bureau must be two billion soums.

(paragraph 61 introduced on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495354) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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  2. A credit bureau has the right to have stamps with its firm name, letterheads, and its emblem.

(paragraph 7 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated May 25, 2020 No. 12/4 [resolution](/docs/4849214?ONDATE=10.06.2020 00#4853800) (registration number 3042-1, June 10, 2020) — National Database of Legislation, June 10, 2020, No. 10/20/3042-1/0731)

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  2. The following persons are considered unsuitable for the position of head of the executive body of a credit bureau and cannot hold this position:

persons without higher economic education;

persons without at least five years of work experience, including at least three years of work experience in areas related to credit practice;

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persons who, as a member of the executive body, member of the supervisory board, or participant (shareholder) with controlling ownership, or in another way controlled by themselves, caused the actions or inaction of a legal entity to lead to insolvency and compulsory liquidation;

(paragraph 8, fourth subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369023) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

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persons with an unexpunged or unremoved conviction for a crime in the economy or against the order of management.

(paragraph 8 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated October 28, 2020 No. 24/7 [resolution](/docs/5084630?ONDATE=01.01.2021 00#5088112) (registration number 3042-2, November 6, 2020) — National Database of Legislation, November 6, 2020, No. 10/20/3042-2/1477 — enters into force from January 1, 2021)

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Chapter 3. Requirements for Software-Technical Tools, Information Security, and Cyber Security in a Credit Bureau

(title of Chapter 3 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972967) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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  2. A credit bureau must have licensed and certified software-technical tools that comply with the information security and cyber security requirements applied in information systems in its activities, and they must ensure:

(paragraph 9, first subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972969) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

identification and authentication of credit organizations and other organizations that are system participants, as well as their employees;

confidentiality of information in the system;

exchange of authenticated information;

integrity of data in the processes of forming, transmitting, using, processing, and storing information;

authorized access to all system resources under normal operating conditions;

setting boundaries for user access to resources;

recording user actions regarding system entry and exit, as well as attempts to violate access rights;

system security and uninterrupted operation in emergency situations;

detection and prevention of information security threats;

the ability to back up and restore data.

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A credit bureau must have scoring software protected by licensed and certified software-technical tools that comply with the information security and cyber security requirements applied in information systems.

(paragraph 9, twelfth subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972972) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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  2. The scoring software of a credit bureau must allow assessing the creditworthiness level of a potential borrower and provide the opportunity for integration into the existing credit information exchange system, and must include:

questionnaire questions;

scoring procedure;

coefficients used (indicators confirming the reliability level of models, potential default indicators);

mathematical models.

(paragraph 91 introduced on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369026) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

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  2. Ensuring information security and cyber security of a credit bureau is organized in accordance with the Regulation on Minimum Requirements for Information Security and Cyber Security of Credit Bureaus (registration number 3679, September 23, 2025).

(paragraph 10 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972974) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 11 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 12 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 13 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 14 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 15 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 16 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 17 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

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(paragraph 18 lost its force on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 25, 2025 No. 35/17 [resolution](/docs/-7962771?ONDATE=30.12.2025 00#-7972976) (registration number 3042-6, December 30, 2025) — , December 30, 2025, No. 10/25/3042-6/1244)

Chapter 4. Conditions for State Registration and Licensing of a Credit Bureau

  1. An application is submitted to the Central Bank indicating the location (postal address) for state registration and licensing of a credit bureau, to which the following are attached:

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a record of the general meeting of founders on the establishment of a credit bureau or a decision of a single founder on the establishment of a credit bureau;

(paragraph 19, second subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495356) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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founding documents of the credit bureau;

(paragraph 19, third subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369032) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

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information about the head and founders (founder) of the credit bureau;

(paragraph 19, fourth subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495356) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

documents confirming the parameters and location of the software-technical complex ensuring protection of credit information from unauthorized access, destruction, modification, use, or disclosure thereof, in compliance with the requirements of this Regulation;

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(paragraph 19, sixth subparagraph removed on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369034) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

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a bank document confirming the formation of the authorized fund (authorized capital) of the credit bureau;

(paragraph 19, sixth subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495356) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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(paragraph 19, seventh subparagraph removed on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated May 22, 2024 No. 17/22 [resolution](/docs/6946053?ONDATE=30.05.2024 00#6947054) (registration number 3042-4, May 29, 2024) — , May 30, 2024, No. 10/24/3042-4/0383)

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(paragraph 19, ninth subparagraph removed on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated October 28, 2020 No. 24/7 [resolution](/docs/5084630?ONDATE=01.01.2021 00#5088125) (registration number 3042-2, November 6, 2020) — National Database of Legislation, November 6, 2020, No. 10/20/3042-2/1477 — removed from January 1, 2021)

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a conclusion of the Inspection for Supervision in the Field of Construction and Housing and Communal Services under the Cabinet of Ministers of the Republic of Uzbekistan on the creation of favorable conditions for persons with disabilities in the premises of the credit bureau in accordance with urban planning norms and rules;

(paragraph 19 supplemented with a seventh subparagraph on the basis of the [Resolution of the Board of the Central Bank of the Republic of Uzbekistan](/docs/-8339201?ONDATE=20.07.2026 00#-8346395) dated July 7, 2026 No. 20/3 (registration number 3042-7, July 17, 2026) — , July 20, 2026, No. 10/26/3042-7/0752)

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The application may indicate the electronic mail address of the founders (founder). Indication of the electronic mail address in the application is considered consent to receive a notification about the decision made on this application in electronic form through the information system.

(paragraph 19, seventh subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495361) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

  1. All documents listed in paragraph 19 of this Regulation are submitted in two copies or in electronic form.

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  2. The founders (founder) of a credit bureau are responsible for the accuracy of all information in the application for state registration and licensing of a credit bureau and in the documents attached to it.

(paragraph 21 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated April 11, 2025 No. 9/3 [resolution](/docs/7495290?ONDATE=26.07.2025 00#7495353) (registration number 3042-5, April 23, 2025) — , April 25, 2025, No. 10/25/3042-5/0380. Date of entry into force — July 26, 2025)

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  2. The Central Bank carries out state registration of a credit bureau and issues a license to it or makes a decision to refuse within thirty days from the date of submission of documents for state registration and licensing.

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  2. The Central Bank may refuse state registration of a credit bureau and issuance of a license in the following cases:

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when the documents necessary for state registration and licensing, indicated in paragraph 19 of this Regulation, are not submitted;

(paragraph 23, second subparagraph in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369036) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

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when the founding documents and other submitted documents do not comply with legislative acts;

(paragraph 23, third subparagraph in the edition of the Order of the Minister of Justice of the Republic of Uzbekistan dated July 28, 2021 No. 16-mh [order](/docs/5535529?ONDATE=28.07.2021 00#5556742) (registration number 3313, July 28, 2021) — , July 28, 2021, No. 10/21/3313/0724)

when there is incorrect or distorted information in the documents submitted for state registration and licensing;

when there is no software-technical complex ensuring protection of credit information from unauthorized access, destruction, modification, use, or disclosure thereof, or when the software-technical complex does not comply with the requirements established in Chapter 3 of this Regulation;

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

(paragraph 23, sixth subparagraph removed on the basis of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated December 30, 2022 No. 30/25 [resolution](/docs/6368179?ONDATE=24.01.2023 00#6369039) (registration number 3042-3, January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

when the head of the credit bureau does not meet the established qualification requirements.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. A decision on refusal to state register a credit bureau and issue a license, along with the reasons for refusal and the deadline by which the applicant may submit an application for reconsideration after eliminating the indicated reasons, is sent to the applicant in writing and/or in electronic form. In this case, the deadline indicated in the decision on refusal to state register a credit bureau and issue a license must be proportional to the time necessary to eliminate the deficiencies.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. Reconsideration of documents submitted for state registration and licensing of a credit bureau is carried out within ten days from the date of receipt of the application and all necessary attached documents. An application submitted after the deadline indicated in the decision on refusal to state register a credit bureau and issue a license is considered a new application.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. When reconsidering an application for state registration and licensing of a credit bureau, refusal to state register and issue a license on new grounds not previously indicated in the notification of refusal is not permitted.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. A decision on refusal to state register a credit bureau and issue a license may be appealed to the court.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. Transfer of a license or rights related to it to other persons is prohibited.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

  2. The Central Bank must notify the applicant in writing within one business day from the date of adoption of the decision on state registration and licensing.

[OKOZ:

1.07.00.00.00 Legislation on Finance and Credit. Banking Activity / 07.23.00.00 Other Credit Institutions / 07.23.03.00 Other Credit Organizations]

[TSZ:

  1. Finance / Banks and other credit institutions. Credits]

(Article 29 of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 30/25 dated December 30, 2022 (registry number 3042-3, dated January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

[View previous](/docs/3835111?ONDATE=26.10.2018 00#3841079) edition.

  1. A credit bureau acquires the status of a legal entity from the moment of its registration in the State Register of Credit Bureaus. A license is issued to the credit bureau simultaneously with its state registration.

(Paragraph 30 of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 24/7 dated October 28, 2020 (registry number 3042-2, dated November 6, 2020) — National Database of Legislation Information, November 6, 2020, No. 10/20/3042-2/1477 — enters into force on January 1, 2021)

[View previous](/docs/3835111?ONDATE=01.01.2021 00#6371984) edition.

The license is issued in the form of an electronic document containing a QR code (matrix barcode) with a link to the address of the relevant information resource on the Internet global information network, which allows for online verification of its authenticity.

(Paragraph 30 was supplemented with a second paragraph based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 30/25 dated December 30, 2022 (registry number 3042-3, dated January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

  1. Data available in the license registry is posted on the Central Bank's website and is open for review.

[View previous](/docs/3835111?ONDATE=26.10.2018 00#3841082) edition.

  1. A state duty is collected for the registration of a credit bureau in the amount established by the Law of the Republic of Uzbekistan "On State Duty."

No state duty is collected for issuing a license to a credit bureau.

(Paragraph 32 of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/4 dated May 25, 2020 (registry number 3042-1, dated June 10, 2020) — National Database of Legislation Information, June 10, 2020, No. 10/20/3042-1/0731)

[View previous](/docs/3835111?ONDATE=26.10.2018 00#6371988) edition.

Chapter 5. Procedure for suspending, terminating, revoking, and reissuing the license

(The name of Chapter 5 in the edition of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 30/25 dated December 30, 2022 (registry number 3042-3, dated January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

[View previous](/docs/3835111?ONDATE=01.01.2021 00#5091572) edition.

  1. The suspension, termination, revocation, and reissuance of a license are carried out in the cases and in the procedure provided for by the Law of the Republic of Uzbekistan "On Licensing, Permitting, and Notification Procedures."

(Paragraph 33 of the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 30/25 dated December 30, 2022 (registry number 3042-3, dated January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

[View previous](/docs/3835111?ONDATE=26.10.2018 00#6371997) edition.

(Paragraphs 34–36 lost their force based on the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 30/25 dated December 30, 2022 (registry number 3042-3, dated January 23, 2023) — , January 24, 2023, No. 10/23/3042-3/0050)

Chapter 6. Reorganization and liquidation of a credit bureau

[View previous](/docs/3835111?ONDATE=26.10.2018 00#3841094) edition.

  1. The reorganization and liquidation of a credit bureau are carried out in the procedure established by the Law of the Republic of Uzbekistan "On Credit Information Exchange" and other legislative acts.

(Paragraph 37 of the Order of the Minister of Justice of the Republic of Uzbekistan No. 16-mh dated July 28, 2021 (registry number 3313, dated July 28, 2021) — , July 28, 2021, No. 10/21/3313/0724)

  1. After making a decision on reorganization or liquidation, the credit bureau must immediately, without delay of one working day, notify the Central Bank in writing and publish a relevant announcement in mass media on a weekly basis for two months.

  2. If a credit bureau is reorganized, the credit information database is transferred to the legal successor of the credit bureau, provided it holds a license. In this case, the legal successor of the credit bureau must notify credit information providers and the Central Bank in writing within five working days from the date of receipt of the credit information database. The announcements published in mass media must indicate that the credit information database of the credit bureau has been transferred to its legal successor.

  3. If the legal successor of the credit bureau does not hold a license, as well as in cases where the credit bureau is liquidated, the license's validity is terminated, or it is revoked, the credit information database is handed over to the Central Bank free of charge.

Chapter 7. Final Provisions

[View previous](/docs/3835111?ONDATE=26.10.2018 00#3841112) edition.

  1. Changes and additions made to the constituent documents of a credit bureau must be registered with the Central Bank in the procedure provided for by legislative acts.

(Paragraph 41 of the Order of the Minister of Justice of the Republic of Uzbekistan No. 16-mh dated July 28, 2021 (registry number 3313, dated July 28, 2021) — , July 28, 2021, No. 10/21/3313/0724)

See: The Regulation on the Procedure and Conditions for Granting Permission for Banking Activities, approved by the Resolution of the Board of the Central Bank of the Republic of Uzbekistan No. 12/1 dated May 25, 2020 (registry number 3252, dated June 30, 2020).

[View previous](/docs/3835111?ONDATE=26.10.2018 00#3841114) edition.

  1. Persons found guilty of violating the requirements of this Regulation are held liable in the procedure established by legislative acts.

(Paragraph 42 of the Order of the Minister of Justice of the Republic of Uzbekistan No. 16-mh dated July 28, 2021 (registry number 3313, dated July 28, 2021) — , July 28, 2021, No. 10/21/3313/0724)

See: Articles 312 –– 315 of the Labor Code of the Republic of Uzbekistan.

  1. This Regulation has been coordinated with the Ministry of Information Technologies and Communications of the Republic of Uzbekistan and the Chamber of Commerce and Industry.

Minister of Information Technologies and Communications A. AKHMEDKHADZHAEV

April 28, 2018

Chairman of the Chamber of Commerce and Industry A. IKRAMOV

April 28, 2018

(National Database of Legislation Information, July 25, 2018, No. 10/18/3042/1573; June 10, 2020, No. 10/20/3042-1/0731; November 6, 2020, No. 10/20/3042-2/1477; , July 28, 2021, No. 10/21/3313/0724; May 30, 2024, No. 10/24/3042-4/0383; April 25, 2025, No. 10/25/3042-5/0380; December 30, 2025, No. 10/25/3042-6/1244; July 20, 2026, No. 10/26/3042-7/0752)

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Lineage: In force

Resolution No. 17/22 dated 2024…Resolution No. 17/22 dated 2024-05-22Resolution No. 20/3 dated 2026-…Resolution No. 20/3 dated 2026-07-07Approval of the Regulation onRegistration and Licensing of…2018-10-26 · this documentApproval of the Regulation on Registration and Licensing of Credit Bureaus (2018-10-26)
amendssupersedesissued underrefers toproposed or not in RegAlertarrows run from the older text to the one that changes it

Source: Central Bank of the Republic of Uzbekistan — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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