Regulatory Alerts2025-12-08
Added · Updated
Assessment of the Health Level of Information Technology-Based Joint Financing Service Providers
This Regulation of the Board of Commissioners of the Financial Services Authority establishes the framework for assessing the health level of Information Technology-Based Joint Financing Service Providers (LPBBTI Providers). LPBBTI Providers are required to maintain a Health Level of at least Composite Rating 3, which is determined by evaluating factors such as capital, funding quality, profitability, liquidity, and management. Key quantitative requirements include a minimum Equity of Rp.12,500,000,000.00, an Equity to Paid-up Capital ratio of at least 50%, a non-performing Funding ratio of at most 5%, and a liquidity ratio of at least 120%. This regulation comes into force on December 8, 2025.