BCB Instruction No. 241 of March 14, 2022

Resolution No. 222

BCB INSTRUCTION NO. 241, OF MARCH 14, 2022

Revoked normative document, from 1/1/2025, by BCB Instruction No. 555, of 12/2/2024.

Publishes procedures regarding the provision of information and the calculation of the liability referred to in BCB Resolution No. 189, of February 23, 2022, which defines and consolidates the rules for mandatory collection on demand deposits and incorporates rules for mandatory collection on deposit resources and guarantees made.

The Head of the Department of Banking Operations and Payment Systems (Deban), using the attribution conferred by art. 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84.287, of February 27, 2015, and having in view the provisions of BCB Resolution No. 189, of February 23, 2022,

R E S O L V E S:

Art. 1º The provision of information relating to the mandatory collection on demand deposits must be carried out through the message “RCO0002 – IF informs Statement”, from the Mandatory Collection Service Group (RCO) of the Service Catalog of the National Financial System, using the following codes from the Domain Dictionary:

I - closing daily balance of the following subgroups and accounting titles of the Accounting Standard of Institutions Regulated by the Central Bank of Brazil (Cosif):

a) CodItem 1001 - total balance of the item “4.1.1.00.00-0 Demand Deposits”, of Cosif (item I, art. 3º, of BCB Resolution No. 189, of 2022);

b) CodItem 1007 - total balance of the item “4.5.1.00.00-6 Resources in Transit from Third Parties”, of Cosif (item II, art. 3º, of BCB Resolution No. 189, of 2022);

c) CodItem 1008 - total balance of the item “4.9.1.00.00-2 Collection and Collection of Taxes and Similar”, of Cosif (item III, art. 3º, of BCB Resolution No. 189, of 2022);

d) CodItem 1009 - total balance of the item “4.9.9.05.00-1 Administrative Checks”, of Cosif (item IV, art. 3º, of BCB Resolution No. 189, of 2022);

e) CodItem 1010 - total balance of the item “4.9.9.12.10-4 Assumption of Obligations Contracts - Linked to Operations Carried Out in the Country”, of Cosif (item V, art. 3º, of BCB Resolution No. 189, of 2022);

f) CodItem 1011 - total balance of the item “4.9.9.27.00-3 Payment Obligations in the Name of Third Parties”, of Cosif (item VI, art. 3º, of BCB Resolution No. 189, of 2022);

g) CodItem 1012 - total balance of the item “4.9.9.60.00-8 Resources from Guarantees Made”, of Cosif (item VII, art. 3º, of BCB Resolution No. 189, of 2022);

h) CodItem 1013 - total balance of the item “4.5.1.85.00-7 Payment Orders in Foreign Currencies”, of Cosif (§ 1º, art. 3º, of BCB Resolution No. 189, of 2022); and

i) CodItem 1040 – corresponds to the sum of Daily Values Subject to Collection (VSRs), as defined in the term VSRdaily of art. 2º of this Instruction, of resources captured by multiple banks, investment banks, and credit, financing and investment companies, provided that these are not holders of a Bank Reserves account, in the case of the aforementioned banking institutions, that belong to the financial conglomerate.

Sole Paragraph. CodItem 1040 must be reported only by the institution of the conglomerate with the highest average VSR in the period.

Art. 2º The liability for mandatory collection on demand deposits will correspond to the result of the following calculation:

E = liability;

= sum of the institution's VSRdaily in the calculation period;

VSRdaily = CodItem 1001 + CodItem 1007 + CodItem 1008 + CodItem 1009 + CodItem 1010 + CodItem 1011 + CodItem 1012 – CodItem 1013;

= sum of the VSRsdaily of the conglomerate institutions, not holders of a Bank Reserves account, in the calculation period;

n = number of business days of the calculation period;

D = deduction of the calculation base established in the caput of art. 4º of BCB Resolution No. 189, of 2022; and

A = rate applied to the calculation base, established in art. 5º of BCB Resolution No. 189, of 2022.

Art. 3º The message “RCO0002 – IF informs Statement” must contain all information relating to, at least one reference date and, at most, a complete calculation period of the mandatory collection on demand deposits, including in the case of position change, in which case the new information completely replaces the previously provided information.

Art. 4º For the purposes of the provisions of BCB Resolution No. 131, of August 20, 2021, Deban will monitor the conduct of institutions regarding the provision and sending, within the established deadline, of documents, data or information relating to mandatory collections, subjecting the institution and its administrators to the penalties provided for in the current regulation.

Art. 5º The list of financial institutions of Group “A” and Group “B”, referred to in art. 17 of BCB Resolution No. 189, of 2022, is published as a complementary document at the following address: https://www.bcb.gov.br/estabilidadefinanceira/recolhimentoscompulsorios.

Art. 6º The provisions of this Instruction shall be observed:

I - for financial institutions that are part of Group “A”, from the calculation period starting on April 25, 2022 and ending on May 6, 2022, whose adjustment will occur on May 16, 2022; and

I - for financial institutions that are part of Group “A”, from the calculation period starting on June 6, 2022 and ending on June 17, 2022, whose adjustment will occur on June 27, 2022; and (Wording given by BCB Instruction No. 281, of 4/18/2022.)

II - for financial institutions that are part of Group “B”, from the calculation period starting on April 18, 2022 and ending on April 29, 2022, whose adjustment will occur on May 9, 2022.

II - for financial institutions that are part of Group “B”, from the calculation period starting on May 30, 2022 and ending on June 10, 2022, whose adjustment will occur on June 20, 2022. (Wording given by BCB Instruction No. 281, of 4/18/2022.)

Art. 7º Are revoked, after the production of their effects, for financial institutions that are part of Group “A”, in the calculation period starting on April 11, 2022 and ending on April 22, 2022, whose adjustment will occur on May 2, 2022, and for financial institutions that are part of Group “B”, in the calculation period starting on April 4, 2022 and ending on April 14, 2022, whose adjustment will occur on April 25, 2022:

Art. 7º Are revoked, after the production of their effects, for financial institutions that are part of Group “A”, in the calculation period starting on May 23, 2022 and ending on June 3, 2022, whose adjustment will occur on June 13, 2022, and for financial institutions that are part of Group “B”, in the calculation period starting on May 16, 2022 and ending on May 27, 2022, whose adjustment will occur on June 6, 2022: (Wording given by BCB Instruction No. 281, of 4/18/2022.)

I - Circular Letter No. 3.186, of April 25, 2005;

II - Circular Letter No. 3.347, of October 27, 2008;

III - Circular Letter No. 3.741, of December 17, 2015;

IV - Circular Letter No. 3.920, of November 27, 2018; and

V - BCB Instruction No. 226, of January 6, 2022.

Art. 8º This Instruction enters into force on April 1, 2022.

Rogério Antônio Lucca

NOTE

Decree No. 10.411, of June 30, 2020, determines, in its art. 3º, that the issuance, alteration or revocation of normative acts of general interest of economic agents or users of the services provided, by bodies and entities of the direct, autarchic and foundation federal public administration, must be preceded by a regulatory impact analysis (AIR).

However, this same Decree lists, in the items of § 2º of its art. 3º, normative acts to which the aforementioned obligation does not apply, among which we highlight the acts “that deal strictly with exchange and monetary policy” (item IV of said paragraph).

Therefore, having in view dealing strictly with monetary policy, the preparation of an AIR does not apply to the proposed instruction.

Rogério Antônio Lucca
Head of the Department of Banking Operations and Payment Systems