BCB Instruction Normative No. 667 — Waiver of the R$15,000 Pix Emission Limit for Institutions Connecting via IT Service Providers

This Instruction Normative establishes a temporary waiver of the R$15,000 maximum Pix emission limit for authorized institutions connecting to the National Financial System Network (RSFN) through an IT Service Provider (PSTI). The waiver is valid for ninety days, renewable in successive periods, and is restricted to weekdays between 6:30 AM and 6:30 PM. Institutions must maintain a capital surplus equal to 100% of their maximum daily interbank transfer volume and implement strict cybersecurity controls, including specific certificate management, fraud monitoring, and data encryption. The request requires attestation by an independent audit firm registered with the CVM and is subject to revocation if operational deficiencies or capital information updates are detected.

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INSTRUCTION NORMATIVE BCB NO. 667, OF SEPTEMBER 22, 2025

Regulates the waiver of compliance with the emission limit for Pix transactions exceeding R$15,000.00 (fifteen thousand reais) by institutions that connect to the National Financial System Network – RSFN through an Information Technology Service Provider – PSTI.

The Head of the Information Technology Department – Deinf, the Head of the Strategic Management and Specialized Supervision Department – Degef, and the Head of the Banking Operations and Payment Systems Department – Deban, in the exercise of their powers, having regard to the provisions of art. 23, item I, letter “a”, art. 70, item I, letter “a”, and art. 112, item IV, letters “a” and “b”, all of the Internal Regulations of the Central Bank of Brazil, annexed to BCB Resolution No. 340, of September 21, 2023, and considering the provision of art. 37, § 6º, item II, of the Regulation Annexed to BCB Resolution No. 1, of August 12, 2020,

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Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works