BCB Normative Instruction No. 326 — Publishes the schedule for control points in the production publication process of Open Finance Payment Initiation Services API version 2.0.0

BCB NORMATIVE INSTRUCTION NO. 326, OF NOVEMBER 22, 2022

Publishes the schedule for the control points of the production publication process of version 2.0.0 of the Payment Initiation Services API of Open Finance.

The Heads of the Financial System Regulation Department (Denor), the Banking Supervision Department (Desup) and the Supervision Department of Cooperatives and Non-Bank Institutions (Desuc), in the exercise of the powers conferred upon them by articles 23, item I, letter "a", 62, item IV, 81, item VI, and 116, item I, letter "b", of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, based on art. 3, item II, of BCB Resolution No. 32, of October 29, 2020.

R E S O L V E:

Art. 1 This Normative Instruction publishes the control points of the production publication process of version 2.0.0 of the application programming interface (API) of Payment Initiation Services of Open Finance, whose specification in release candidate was launched on the Open Finance portal on 10/28/2022, which must follow the following schedule:

Date	Description
12/20/2022	Deadline for starting execution of tests in the compliance engine and achieving success in at least 30% of the test modules.
01/05/2023	Deadline for execution of tests in the compliance engine, with success in at least 50% of the test modules. A new test plan must be created on 01/02/2023 or a later date.
01/13/2023	Deadline for execution of tests in the compliance engine, with success in at least 90% of the test modules, including all modules considered critical by the Open Finance Structure. A new test plan must be created on 01/09/2023 or a later date.
02/01/2023	Deadline for request for functional certification.
02/15/2023	Deadline for certification and publication of the new APIs in the directory.
05/16/2023	Last day of the deprecation period for version 1 of the Payment Initiation Services API. Payment initiators have until this deadline to migrate their solutions to the new version of the APIs. Account holders must discontinue the previous version only after this date.

Art. 2 This Normative Instruction enters into force on December 1, 2022.

João André Calvino Marques Pereira Belline Santana Head of the Regulation Department of Head of the Banking Supervision Department Financial System

Harold Paquete Espinola Filho
Head of the Supervision Department of
Cooperatives and Non-Bank Institutions

NOTE

In compliance with the provisions of art. 5 of Law No. 13,874, of September 20, 2019, Decree No. 10,411, of June 30, 2020, determines that proposals for normative acts of general interest of economic agents formulated by bodies and entities of the direct, autarchic and foundation federal public administration, as well as by collegiate bodies through the body or entity responsible for providing them with administrative support, must be preceded by a Regulatory Impact Analysis (AIR).

However, it is worth highlighting that the establishment of a schedule for the implementation of version 2.0.0 of the Payment Initiation Services API does not cause significant impacts for the set of institutions participating in Open Finance, as it deals with the definition of control points of the established schedule. In this sense, according to art. 4, item III, of the aforementioned Decree, the normative act now proposed is exempt from the preparation of an AIR as it is considered low impact.

João André Calvino Marques Pereira Belline Santana Head of the Regulation Department of Head of the Banking Supervision Department Financial System

Harold Paquete Espinola Filho
Head of the Supervision Department of
Cooperatives and Non-Bank Institutions