BCB Resolution No. 361 — Amends Annex I to BCB Resolution No. 177 to Adjust and Insert Provisions Regarding Penalties for Non-Compliance with Pix Automatic Rules

RESOLUTION
BCB NO. 361, OF DECEMBER 7, 2023

Amends Annex I to BCB Resolution No. 177, of December 22, 2021, which approves the Pix Penalties Manual, to adjust and insert provisions related to the application of penalties in case of non-compliance with rules regarding Pix Automatic.

The
Collective Board of Directors of the Central Bank of Brazil, in a session held on December 6, 2023, based on art. 10, item IV, of Law No. 4.595, of December 31, 1964, on art. 10 of Law No. 10.214, of March 27, 2001, on arts. 6, 7, 9, 10, 14 and 15 of Law No. 12.865, of October 9, 2013, on Resolution No. 4.282, of November 4, 2013, on Communication No. 32.927, of December 21, 2018, and on Communication No. 34.085, of August 28, 2019,

R
E S O L V E S:

Art. 1º Annex I to BCB Resolution No. 177, of December 22, 2021, shall enter into force with the following alterations:

“Art. 5º
............................................................................................................

I - ......................................................................................................................

a)
.....................................................................................................................

.........................................................................................................................

6. offer
   of Pix and its products, including Pix Automatic, including with respect to the channel made available, approval in homologation tests, the minimum required functionalities, operational procedures, including those related to authorization, settlement and communication processes between the participants involved in a transaction, and, when applicable, to the mandatory offer to end users;

................................................................................................................” (NR)

“Art.
22. The daily fine referred to in art. 120 of the Pix Regulation is
established as:

I - R$50,000.00
(fifty thousand reais), for participants whose participation in the total Pix transactions paid and received in the SPI between July 2023 and June 2024 is greater than 0.5% (five tenths percent); and

II -
R$25,000.00 (twenty-five thousand reais), for participants whose participation in the total Pix transactions paid and received in the SPI between July 2023 and June 2024 is less than or equal to 0.5% (five tenths percent).” (NR)

Art. 2º This Resolution enters into force on October 1, 2024.

AILTON
DE AQUINO SANTOS

Director of Organization of the Financial System and of Resolution substitute