RegAlert2023-12-21 | Resolução BCB 365Added
BCB Resolution No. 365 — Amending Resolution BCB No. 96 of May 19, 2021, Regarding the Opening, Maintenance, and Closure of Payment Accounts
This resolution amends Resolution BCB No. 96/2021 to impose specific requirements on post-paid payment accounts, including mandating at least three billing date options with a minimum seven-day difference and standardizing invoice content into highlighted, payment alternative, and supplementary information groups. It requires institutions to provide clear comparisons of financing costs, notify account holders of billing dates and consequences of non-payment via electronic channels, and allow credit limit reductions within two business days. The rules also govern credit limit compatibility assessments and the portability of credit, with the regulation entering into force on July 1, 2024.
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RESOLUTION
BCB NO. 365, OF DECEMBER 21, 2023
Amends Resolution BCB No. 96, of
May 19, 2021, which provides for the opening, maintenance, and closure of payment accounts.
The Collegiate Board of the Central Bank of Brazil, in a session held on December 14, 2023, based on arts. 6, § 1, 9, item II, and 15 of Law No. 12,865, of October 9, 2013, and having in view the provisions of art. 13 of Resolution No. 4,282, of November 4, 2013,
R E S O L V E:
Art. 1. Resolution BCB No. 96, of May 19, 2021, shall enter into force with the following alterations:
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Lineage: In force
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works