RegAlert2024-09-19 | Resolução BCB 412Added
BCB Resolution No. 412 — Amends the Regulation annexed to BCB Resolution No. 195 regarding the Instant Payment System (SPI) and Instant Payment Account (Conta PI)
This resolution amends the regulation governing the Instant Payment System (SPI) and Instant Payment Account (Conta PI) by modifying Article 17 to require institutions to prepare systems for idempotency and maintain processing capabilities according to Pix Time Manual standards. It introduces Article 24-A, which limits the remunerated balance portion in the Conta PI to the greater of R$600 million or a calculated sum based on electronic money reserves and the average Daily Value Subject to Collection (VSR). The resolution enters into force on October 7, 2024.
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BCB RESOLUTION NO. 412, OF SEPTEMBER 19, 2024
Amends the Regulation annexed to BCB Resolution No. 195, of March 3, 2022, which regulates the operation of the Instant Payment System – SPI and the Instant Payment Account – Conta PI at the Central Bank of Brazil.
The Collegiate Board of the Central Bank of Brazil, in a session held on September 19, 2024, based on art. 10, caput, item IV, of Law No. 4.595, of December 31, 1964, on art. 10 of Law No. 10.214, of March 27, 2001, on arts. 9, 14 and 15 of Law No. 12.865, of October 9, 2013, on Law No. 14.185, of July 14, 2021, and on the provisions of art. 9 of CMN Resolution No. 4.952, of September 30, 2021,
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Lineage: In force
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works