RegAlert2025-05-26 | Resolução BCB 476Added
BCB Resolution No. 476 — Amends BCB Resolution No. 96 of May 19, 2021, regarding the opening, maintenance, and closure of payment accounts
BCB Resolution No. 476 amends Article 4-A of BCB Resolution No. 96, requiring payment institutions to consult the system established by BCB Resolution No. 475 before opening prepaid payment accounts or altering account holders or their representatives. If a system request opposes the opening or alteration, institutions may proceed only in exceptional situations where the holder or representative is unable to remove the request, provided the decision is documented and justified. Institutions must explicitly state the reasons for refusing an opening or alteration based solely on such a system request and must retain documentation of the consultation and any exceptional decisions for at least ten years. The resolution enters into force on December 1, 2025.
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Resolution No. 476
BCB RESOLUTION
NO. 476, OF MAY 26, 2025
Amends
BCB Resolution No. 96, of May 19, 2021, which provides for the opening, maintenance, and closure of payment accounts.
The Collegiate Board of the Central Bank of Brazil, in a session held on May 20, 2025, based on arts. 9, caput, items II and IX, and 15 of Law No. 12,865, of October 9, 2013, and having in view the provisions of art. 13 of Resolution No. 4,282, of November 4, 2013,
R E S O L V E:
Art. 1 BCB Resolution No. 96, of May 19, 2021, published in the Official Gazette of the Union on May 21, 2021, shall enter into force with the following alterations:
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Lineage: In force
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works