BCB Resolution No. 503 — Amends Resolution BCB No. 1 to Adjust Maximum Value Limits for Pix Transactions

Resolution No. 503

RESOLUTION
BCB NO. 503, OF SEPTEMBER 18, 2025

Amends Resolution BCB
No. 1, of August 12, 2020, which establishes the Pix payment arrangement and approves its regulation, to adjust provisions related to the maximum value limits for Pix transactions.

The Collegiate Board of the Central Bank of Brazil, in a session held on September 18, 2025, based on art. 10, caput, item IV, of Law No. 4.595, of December 31, 1964, on art. 10 of Law No. 10.214, of March 27, 2001, on arts. 6, 7, 9, 10, 14 and 15 of Law No. 12.865, of October 9 2013, on Resolution No. 4.282, of November 4, 2013, on Communication No. 32.927, of December 21, 2018, and on Communication No. 34.085, of August 28, 2019,

R E S O L V E:

Art. 1 The regulation annexed to Resolution BCB No. 1, of August 12, 2020, published in the Official Gazette of the Union on August 13, 2020, shall enter into force with the following changes:

“Art. 37. ..................................................................................................................................

.................................................................................................................................................

§ 4 The maximum limit referred to in §
3 does not apply when:

I - the Pix participant:

a) accesses the RSFN through a PSTI that has completed the accreditation process with the Central Bank of Brazil, in accordance with the current regulation; and

b) demonstrates, through a report of reasonable assurance issued by an independent audit firm registered with the Securities and Exchange Commission – CVM, that:

1. it does not share with the PSTI the
   private keys registered with the Central Bank of Brazil used for the signing of messages within the scope of Pix;

2. it validates the integrity of the
   transactions before signing, ensuring that the data have not been corrupted or manipulated during the message generation process;

3. it uses distinct certificates for
   different environments (homologation and production, for example) for Pix; and

4. it adopts separate certificates for
   message signing and for establishing a channel in Pix; or

II - the transaction:

a) has the National Treasury Secretariat as the recipient participant; or

b) is intended for the payment of a
Digital FGTS Guide – GFD.

§ 5 Upon request by the participant, the Central Bank of Brazil may waive, for a period of ninety days or until the requirements set forth in § 4, item I, whichever occurs first, the observance of the limit referred to in § 3, provided that:

.......................................................................................................................................” (NR)

Art. 2 This Resolution enters into force on the date of its publication.

RENATO
DIAS DE BRITO GOMES

Director of Organization of the Financial System and Resolution