BCB Resolution No. 505 Amending BCB Resolution No. 51 of December 16, 2020, Establishing Procedures for Authorization and Cancellation of Account Debit Authorizations

Resolution No. 505

BCB RESOLUTION
NO. 505, OF SEPTEMBER 25, 2025

Amends BCB Resolution No. 51, of December 16, 2020, which establishes procedures for authorization and cancellation of authorization of account debits.

The Collegiate Board of the Central Bank of Brazil, in a session held on September 18, 2025, based on arts. 6 and 7, caput, item III, of Law No. 11,795, of October 8, 2008, and 6, § 1, 9, caput, items II, IX and X, and 15 of Law No. 12,865, of October 9, 2013, and having in view the provisions of art. 13 of Resolution No. 4,282, of November 4, 2013,

R E S O L V E:

Art. 1. BCB Resolution No. 51, of December 16, 2020, published in the Official Gazette of the Union on December 17, 2020, shall enter into force with the following amendments:

“Art. 2-A. The authorization and cancellation of authorization of debits in the accounts mentioned in art. 1 that have as final user the recipient of the resources related to the debit authorization corporate entity or entity not authorized to operate by the Central Bank of Brazil must observe, exclusively, the specific regulation that governs Pix Automático.

§ 1. The provisions of the caput do not apply to cases where the debit authorization involves a depository institution that is also the recipient of the resources; in such cases, the provisions of this Resolution must be observed.

§ 2. Depository and recipient institutions must adapt existing debit authorizations and contracts that fall under the provisions of the caput and implement the other necessary measures to comply with the duties provided in this article by January 1, 2026.” (NR)

Art. 2. This Resolution enters into force on October 13, 2025.

GILNEU FRANCISCO ASTOLFI VIVAN
Regulation Director