BCB Resolution No. 516 — Amends Circular No. 3,870 of December 19, 2017, Regarding Credit Information Reporting to the Credit Information System (SCR)

BCB RESOLUTION NO. 516, OF OCTOBER 29, 2025

Amends Circular No. 3,870, of December 19, 2017, which provides for the provision of information relating to credit operations to the Credit Information System – SCR.

The Collegiate Board of the Central Bank of Brazil, in a session held on October 29, 2025, based on arts. 10, caput, item IX, and 37 of Law No. 4,595, of December 31, 1964, considering the provisions of arts. 1, § 1, of Complementary Law No. 130, of April 17, 2009, 9-A of Law No. 4,728, of July 14, 1965, 20, § 2, of Law No. 4,864, of November 29, 1965, 7 of Law No. 6,099, of September 12, 1974, 9, caput, items II and VIII, of Law No. 12,865, of October 9, 2013, 106 and 107 of Law No. 13,097, of January 19, 2015, and 17 of Resolution CMN No. 5,037, of September 29, 2022,

RESOLVES:

Art. 1 Circular No. 3,870, of December 19, 2017, published in the Official Gazette of the Union on December 21, 2017, shall enter into force with the following alterations:

“Art. 2-A ................................................................................................................................

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Sole paragraph. The events referred to in item II, letter “a”, items 1 and 3, of the caput include assignments, acquisitions, debt assumptions, and portability of credit operations.” (NR)

“Art. 19-A. The calculation and sending of information in the manner established in art. 2-A, caput, item II, letter “a”, must begin from:

I - May 1, 2026, for information related to events relating to:

a) instruments that have characteristics of revolving credit operations;

b) assignments and acquisitions of credit operations; and

c) credit operations subject to debt assumption or portability; and

II - November 1, 2025, for the remaining information.” (NR)

Art. 2 This Resolution enters into force on the date of its publication.

AILTON DE AQUINO SANTOS
Director of Supervision