RegAlert2025-11-18 | Resolução BCB 524Added
BCB Resolution No. 524 — Amends the Regulation Annexed to BCB Resolution No. 195 of March 3, 2022, Which Regulates the Operation of the Instant Payment System (SPI) and the Instant Payment Account (Conta PI) at the Central Bank of Brazil
This resolution amends the regulation governing the Instant Payment System (SPI) and Instant Payment Accounts (Conta PI) by introducing Article 7-A, which mandates the use of the SPB-Web SPI module for operational parameter management and account oversight by accredited operators. It expands Article 16 to allow direct participants to check account balances and submit operational commands via this module. Furthermore, it updates Article 18 to require 24/7 account management, including real-time fraud detection mechanisms, monitoring of central bank alerts, and the ability to manually block or unblock payment orders through the SPB-Web module, while specifying that such manual blocks do not affect incoming credits, liquidity provisioning, or balance inquiries.
BCB published 15 documents in the last 30 days — get each new one by email the day it lands.
BCB RESOLUTION NO. 524, OF NOVEMBER 18, 2025
Amends the regulation annexed to
BCB Resolution No. 195, of March 3, 2022, which regulates the operation of the Instant Payment System – SPI and the Instant Payment Account – Conta PI at the Central Bank of Brazil.
The Collegiate Board of the Central Bank of Brazil, in a session held on November 17, 2025, based on art. 10, caput, item IV, of Law No. 4.595, of December 31, 1964, on art. 10 of Law No. 10.214, of March 27, 2001, on arts. 7, 9, 10, 14 and 15 of Law No. 12.865, of October 9, 2013, on Resolution No. 4.282, of November 4, 2013, and on arts. 8 and 12 of CMN Resolution No. 4.952, of September 30, 2021,
Read the rest free, and get an email when BCB publishes again
Lineage: In force
Source: Banco Central do Brasil — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
More like this from BCB
BCB published 15 documents in the last 30 days. We email you each new one the day it's published.