BCB Resolution No. 526 — Amends Circular No. 4,015 and Resolution BCB No. 32 Regarding Open Finance Scope and Technical Requirements

Resolution No. 526

BCB RESOLUTION NO. 526, OF DECEMBER 3, 2025

Amends
Circular No. 4,015, of May 4, 2020, which provides for the scope of data and services of Open Finance, and BCB Resolution No. 32, of October 29, 2020, which establishes the technical requirements and operational procedures for the implementation of Open Finance in the Country.

The Collegiate Board of the Central Bank of Brazil, in a session held on December 3, 2025, based on arts. 9 of Law No. 4,595, of December 31, 1964, and 51, caput, item I, of Joint Resolution No. 1, of May 4, 2020,

R E S O L V E:

Art. 1º Circular No. 4,015, of May 4, 2020, published in the Official Gazette of the Union on May 5, 2020, shall enter into force with the following alterations:

"Art. 6º-A The credit operation portability services, subject to the sharing referred to in art. 5, caput, item II, letter 'c', of Joint Resolution No. 1, of May 4, 2020, cover the types of credit operations contracted by natural persons, as well as credit operations contracted by individual entrepreneurs or by legal entities eligible for contracting by natural persons, as defined by the Central Bank of Brazil." (NR)

Art. 2º BCB Resolution No. 32, of October 29, 2020, published in the Official Gazette of the Union on November 3, 2020, shall enter into force with the following alterations:

"Art. 2º
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c) payment initiation service provider institution;

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e) original creditor institution; and

f) proposing institution;

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"Art. 16-E.
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e) data quality;

f) customer experience; and

g) stages, deadlines, and service level agreements regarding the credit operation portability service;

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Art. 3º Art. 2, caput, item I, letter 'd', of BCB Resolution No. 32, of October 29, 2020, published in the Official Gazette of the Union on November 3, 2020, is hereby revoked.

Art. 4º This Resolution enters into force on the date of its publication.

GILNEU FRANCISCO ASTOLFI VIVAN

Director of Regulation