BCB Resolution No. 541 — Amending BCB Resolution No. 406 of August 2, 2024, Regarding Payment Initiation Service Sharing in Open Finance

RESOLUTION
BCB NO. 541, OF DECEMBER 18, 2025
Amends BCB Resolution No. 406, of August 2, 2024, which provides for the sharing of the payment transaction initiation service without redirection to other environments or electronic systems, including those of other institutions, within the scope of Open Finance . The Collegiate Board of the Central Bank of Brazil, in a session held on December 16, 2025, based on the provisions of Articles 9, 10, main text , items VI and IX, and 11, main text , item VII, of Law No. 4.595, of December 31, 1964, 15 of Law No. 12.865, of October 9, 2013, and 9º-A of Law No. 4.728, of July 14, 1965, taking into account the provisions of Articles 44, § 1º , and 51, main text , item XI, of Joint Resolution No. 1, of May 4, 2020, R E S O L V E S:
Art. 1º BCB Resolution No. 406, of August 2, 2024, published in the Official Gazette of the Union on August 5, 2024, shall enter into force with the following amendments:
"Art. 6º ...................................................................................................................................
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II - for all institutions holding accounts that are mandatory participants in the Pix payment arrangement:
a) starting from February 6, 2026, on a limited basis for production testing; and b) starting from April 22, 2026, for the general public. ......................................................................................................................................." (NR) Art. 2º This Resolution enters into force on the date of its publication. GILNEU FRANCISCO ASTOLFI VIVAN Director of Regulation