BCB Resolution No. 544 of December 24, 2025

RESOLUTION
BCB NO. 544, OF DECEMBER 24, 2025

Amends
Resolution BCB No. 51, of December 16, 2020, which establishes procedures for the authorization and cancellation of authorization of account debits.

The Collegiate Board of the Central Bank of Brazil, in a session held on December 23, 2025, based on Arts. 6 and 7, caput, item III, of Law No. 11,795, of October 8, 2008, and Art. 6, § 1, Art. 9, caput, items II, IX and X, and Art. 15 of Law No. 12,865, of October 9, 2013, and in view of the provisions of Art. 13 of Resolution No. 4,282, of November 4, 2013,

RESOLVES:

Art. 1. Resolution BCB No. 51, of December 16, 2020, published in the Official Gazette of the Union on December 17, 2020, shall enter into force with the following alterations:

“Art. 2-A. ...............................................................................................................................
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§ 2. Depository and recipient institutions must adapt the contracts and debit authorizations, both current and new, that fall under the provisions of the caput, and implement the other necessary measures to comply with the duties provided for in this article by January 1, 2026, except for contracts and debit authorizations related to the payment of taxes, public service provision agreements, and health plans, for which the adaptation must be implemented by January 1, 2027.” (NR)

Art. 2. This Resolution enters into force on the date of its publication.

NILTON JOSÉ SCHNEIDER DAVID
Acting Director of Regulation