BCB Resolution No. 582 — Provides for the management, sustainability, and funding mechanisms of the Central Bank Employee Health Assistance Program

The Collegiate Board of the Central Bank of Brazil, in a session held on July 1, 2026, based on art. 15, § 4, of Law No. 9,650, of May 27, 1998, R E S O L V E S :
Art. 1 This Resolution provides for the management and the sustainability and funding mechanisms adopted by the Central Bank Employee Health Assistance Program – PASBC.
§ 1 The program referred to in the caput aims to offer means for health promotion, risk and disease prevention, and health maintenance and recovery for its beneficiaries, as provided in the regulations, through a closed associative model, of a social, non-profit nature, under the self-management modality. § 2 The management of the program must observe, in addition to the provisions of this Resolution, other regulations approved by the Collegiate Board. Art. 2 The PASBC is a program intended for health assistance to active and inactive employees of the Central Bank of Brazil and other participants indicated in the regulations, their dependents and pensioners, through voluntary adhesion. § 1 The rules for access of participants and dependents to the program will be established in the regulations. § 2 The PASBC was instituted based on the legal provision contained in the Career Plan of the Central Bank of Brazil employees, in accordance with art. 15 of Law No. 9,650, of May 27, 1998. § 3 The Central Bank of Brazil is responsible for the maintenance of the program referred to in the caput, including through the provision of physical, technological, and personnel structures (own or outsourced). Art. 3 The PASBC will be funded by:
I - ordinary monthly contributions from the Central Bank of Brazil; II - monthly contributions related to the participant and their dependents; III - result of applications of the program's available funds; IV - extraordinary contributions from the Central Bank of Brazil; and V - other revenues. § 1 The contributions in item I of the caput are made monthly, using budgetary allocations intended for the maintenance of the program, in an amount equivalent to the contributions in item II of the caput, as provided in art. 15, § 2, of Law No. 9,650, of May 27, 1998. § 2 The contributions in item II of the caput follow percentages and limits established in accordance with art. 15, § 1, of Law No. 9,650, of May 27, 1998, and with specific regulations approved by the Collegiate Board of the Central Bank of Brazil. Art. 4 The PASBC funds are administered by the Central Bank of Brazil separately and distinctly from its operations, not communicating with other funds under the management of the Autarchy or belonging to it. § 1 PASBC funds must be used exclusively to cover the assistance expenses of beneficiaries duly enrolled in the program. § 2 The PASBC has its own National Register of Legal Entities – CNPJ and accounting (chart of accounts, accounting routines, and financial statements) separate from those of the Central Bank of Brazil. § 3 The PASBC must, obligatorily, adopt the same accounting standards applicable to the Central Bank of Brazil for the preparation of its financial statements. Art. 5 The funds for funding the program referred to in art. 3 will be applied in repurchase agreements, backed by federal public securities, in the extra-market segment, operated by the Open Market Operations Department – Demab, or as approved in the regulations. § 1 The criteria for remuneration of funds will be defined and approved by the Collegiate Board. § 2 For financial management purposes, the PASBC's cash availabilities must be registered as an obligation (liability) of the Central Bank of Brazil, reflecting the program's cash (asset). Art. 6 The economic-financial sustainability of the program will be periodically evaluated according to criteria and procedures established in regulations, approved by the Collegiate Board, which will define the set of measures for maintaining the economic-financial balance of the PASBC in the short, medium, and long terms. Sole Paragraph. The regulations will define:
I - methodology for calculating and recording the amounts necessary to cover obligations and for contingencies, which will serve as parameters for evaluating the need to revise the contributory model or to make extraordinary contributions; and II - requirements for revising the contributory model, which will observe, as principles for determining beneficiary contribution limits, primarily, respect for the percentage ranges established in art. 15, § 1, of Law No. 9,650, of May 27, 1998, and the non-profit purpose of the program and, complementarily, reference to values charged to users of similar health plans in public administration or in the general supplementary health market. Art. 7 Extraordinary contributions are the responsibility of the Central Bank of Brazil and are intended to cover program deficits, in accordance with art. 15, § 3, of Law No. 9,650, of May 27, 1998, strictly in situations provided for in regulations that justify them, through budgetary allocations for this purpose. Art. 8 Ordinary and extraordinary contributions from the Central Bank of Brazil, as provided in art. 15, §§ 2 and 3, of Law No. 9,650, of May 27, 1998, will be made through budgetary allocation within the Fiscal and Social Security Budget – OFSS. Art. 9 The program's governance structure comprises:
I - the Collegiate Board;
II - the Department of People Management, Education, Health, and Organization – Depes; III - the Management Committee; and IV - the Fiscal Council.
§ 1 The Collegiate Board is the program's highest decision-making body.
§ 2 Depes is responsible for the operational and strategic management of the program, conducted jointly with the Management Committee, observing the discipline established by the Collegiate Board.
§ 3 The Management Committee, co-responsible for the strategic management of the program, will be composed of six effective members and three alternates, with a three-year term, of which three effective members will be appointed by the Central Bank of Brazil, with free appointment and dismissal, and the other effective members and alternates will be elected by the program participants. § 4 The Fiscal Council, responsible for supervising the administrative acts of the program's management and analyzing the accounting statements, will be composed of three effective members and one alternate, with two effective members appointed by the Central Bank of Brazil and the others elected by the program participants. § 5 The operating conditions of the Management Committee and the Fiscal Council will be established in a specific ordinance, approved by the Director of Administration. Art. 10 The program's governance structure has as its main objectives to enable:
I - the economic-financial sustainability of the program; II - the reasonableness and sufficiency of the contributions referred to in art. 3, caput, item II; and III - the quality, timeliness, and satisfactory cost-benefit of the assistance provided by the PASBC referred to in art. 1, § 1. Art. 11 Depes, as the operational manager of the program, is responsible for, without prejudice to other regulatory attributions:
I - defining and executing health promotion and risk and disease prevention programs; II - promoting periodic evaluations aimed at improving the assistance provided by the PASBC; III - preparing and forwarding to the Management Committee the annual administration report of the PASBC and the program's financial situation; IV - deciding on the application of sanctions in irregularity processes related to the PASBC; V - deciding, on appeal, on beneficiaries' claims; VI - preparing complementary norms, proposing changes to the program's regulations, and submitting them for approval by the Management Committee; VII - preparing and proposing the implementation of management policies to the Management Committee, including a training plan for PASBC managers and operators; VIII - periodically preparing a technical study and strategic analysis of the adequacy of the contribution calculation table for participants and dependents, as well as the program's financial situation, with an emphasis on the program's economic-financial sustainability, and submitting them to the Management Committee; IX - annually preparing the planning of activities and the forecast of revenues and expenses for the following fiscal year, which must be approved by the Management Committee; and X - estimating the necessary budgetary allocation to cover the Central Bank of Brazil's contributions (ordinary and extraordinary) and submitting it to the Department of Accounting, Budget, and Financial Execution – Deafi, for the purpose of consolidating the values in the Autarchy's budgetary proposal. Sole Paragraph. The technical study provided for in item VIII must be accompanied by an opinion, prepared by Depes, regarding the economic-financial sustainability of the program, as well as an evaluation of the current contribution model, including justification for any proposed changes, and other suggestions for structural risk mitigation measures, encompassing, when pertinent, the indication of the need for extraordinary contributions from the Central Bank of Brazil. Art. 12 The responsibilities of the Management Committee are, without prejudice to other regulatory attributions:
I - evaluating and approving the technical studies, strategic analyses, and the opinion on the adequacy of the contribution calculation table for participants and dependents, and the program's financial situation, with an emphasis on the program's economic-financial sustainability; II - evaluating and approving the reports forwarded by Depes and the Fiscal Council; III - annually approving the planning of activities and expenses for the following year, including the volume of funds that may be used for advances; IV - deciding on the use of program funds in situations not provided for in the regulations, establishing a limit of 0.2% (two tenths of one percent) of the PASBC's annual operating revenue; V - establishing guidelines and approving the program's management policies prepared by Depes; VI - approving the complementary norms prepared by Depes; VII - proposing changes to the regulations through direct consultation with participants or agreements with representative entities of the Central Bank of Brazil employees; VIII - approving and publishing the annual administration report of the PASBC; and IX - deciding on cases and situations where the regulations are silent or controversial. Art. 13 The responsibilities of the Fiscal Council are, without prejudice to other regulatory attributions:
I - examining the monthly balance sheets of the PASBC; II - issuing an opinion on the program's financial statements and forwarding it to the Management Committee; III - examining, whenever deemed necessary, documents, operations, resolutions, and acts performed by Depes, as the operational manager of the program; and IV - pointing out identified irregularities and suggesting corrective measures in a report forwarded to the Director of Administration of the Central Bank of Brazil and the Management Committee. Art. 14 Deafi is responsible for, without prejudice to other attributions provided in the Internal Regulations:
I - managing the PASBC's accounting; and
II - managing the PASBC's financial execution, including payments and receipts, observing the provisions of art. 15.
Art. 15 The management of the PASBC's financial flow is the responsibility of Depes, which must engage with Demab for the application and redemption of funds.
Sole Paragraph. Payments made with PASBC funds are executed separately and independently from the budgetary and financial executions of the Central Bank of Brazil.
Art. 16 Depes and Deafi, observing their regimental competencies and the provisions of this Resolution, will establish the necessary additional operational procedures.
Art. 17 This Resolution enters into force on the date of its publication.
RODRIGO ALVES TEIXEIRA
Director of Administration