BCB Resolution No. 88 — Amends the Regulation Governing the Pix Payment Arrangement

Resolution No. 88

BCB RESOLUTION NO. 88, OF APRIL 22, 2021

Amends the Regulation annexed to BCB Resolution No. 1, of August 12, 2020, which regulates the operation of the Pix payment arrangement.

The Collegiate Board of the Central Bank of Brazil, in a session held on April 20, 2021, based on art. 10, item IV, of Law No. 4,595, of December 31, 1964, art. 10 of Law No. 10,214, of March 27, 2001, arts. 6, 7, 9, 10, 14 and 15 of Law No. 12,865, of October 9, 2013, and in view of the provisions of Resolution No. 4,282, of November 4, 2013, Communication No. 32,927, of December 21, 2018, and Communication No. 34,085, of August 28, 2019,

R E S O L V E:

Art. 1 The Regulation annexed to BCB Resolution No. 1, of August 12, 2020, shall enter into force with the following alterations:

“Art. 11-D. The reading of a QR Code associated with a Pix Cobrança and the initiation of a Pix with the information of the Pix Cobrança must be made available by Pix participants that are providers of transactional accounts.

Sole paragraph. In the case of Pix Cobrança related to payments with a due date, Pix participants that are providers of transactional accounts must allow the paying user to schedule a Pix for a specific future date, observing the provisions of art. 9 and art. 10, item III, of this Regulation.” (NR)

“Art. 101-A. The provision of the service of initiating a Pix to move the balance of digital social savings accounts resulting from the receipt of the 2021 Emergency Aid benefit established by Provisional Measure No. 1,039, of March 18, 2021, is optional in the cases where the transactions:

I - are carried out until April 29, 2021; or

II - have the objective of moving the resources to transactional accounts owned by the aid beneficiary.” (NR)

“Art. 101-B. Until June 30, 2021, the participant that allows the initiation of a Pix on the date of reading the QR Code associated with a Pix Cobrança for payments with a due date is exempt from observing the provisions of the sole paragraph of art. 11-D.” (NR)

“Art. 101-C. The offer of Scheduled Pix not linked to a Pix Cobrança for payments with a due date is mandatory starting September 1, 2021.” (NR)

Art. 2 Art. 11 of the Regulation annexed to BCB Resolution No. 1, of 2020, is hereby repealed.

Art. 3 This Resolution enters into force on the date of its publication.

João
Manoel Pinho de Mello

Director of Organization of the Financial System and Resolution