Rule · BB · 21 Aug 2025

BRPD Circular Letter No. 19: Paid-Up Capital of Branchless Digital Bank-Companies

The Bangladesh Bank has redefined the minimum paid-up capital required for establishing branchless digital bank-companies under Section 13 of the Bank Company Act, 1991. This update is implemented via Notification No. BRPD(R-1)(Review)717/2025-10069, issued on August 21, 2025, and supersedes previous guidelines set in Circular Letter No. 18 and Notification No. BRPD(R-1)(Review)717/2023-4628 dated June 15, 2023. The notification is circulated to all scheduled banks operating in Bangladesh for necessary action and awareness.

BangladeshBangladesh Bank

BRPD Circular Letter No. 19
Bangladesh Bank
Head Office
Motijheel, Dhaka-1000
Bangladesh.
Banking Regulation and Policy Department
06 Bhadro 1432
BRPD Circular Letter No.-19 Date:-------------------- 21 August 2025 Managing Director/Chief Executive Officer All Scheduled Banks Operating in Bangladesh Dear Sir, Regarding the preservation of paid-up capital of Branchless Digital Bank-Companies.

Reference is invited to your Circular Letter No. 18 dated June 15, 2023, and Notification No. BRPD(R-1)(Review)717/2023-4628.
The Bangladesh Bank has redefined the minimum paid-up capital for the establishment of branchless digital bank-companies under the powers granted in Section 13 of the Bank Company Act, 1991 (amended up to 2023). Accordingly, a copy of Notification No. BRPD(R-1)(Review)717/2025-10069, issued on August 21, 2025, is enclosed herewith for your information and necessary action.

Yours faithfully,
Enclosure: 01 (One) Md. Alauddin
Director (BRPD)
Phone: 9530095

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Amends

BRPD Circular Letter No. 18: Paid-up Capital of branch-based bank-companies and branchless digital bank-companies2023 · BB
“r, Regarding the preservation of paid-up capital of Branchless Digital Bank-Companies. 1. Reference is invited to your Circular Letter No. 18 dated June 15, 2023, and Notification No. BRPD(R-1)(Review)”

Timeline

This document amends: BRPD Circular Letter No. 18: Paid-up Capital of branch-based bank-companies and branchless digital bank-companies

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Timeline

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