Regulatory Alerts2025-12-21
Added
BRPD Circular Letter No. 29: Loan Classification and Provisioning
Scheduled banks in Bangladesh must maintain loan provisions at a rate of 0.50% for unclassified Short Term Agricultural Credits and Cottage, Micro, and Small enterprise credits under the CMSME sector until 31 December 2026. This directive repeals the instructions issued under BRPD Circular Letter No. 22/2025, while all other instructions from BRPD Circular No. 15/2024 remain unchanged. The standard provision rates of 1% for Standard accounts and 5% for Special Mention Accounts continue to apply to other loans not covered by this temporary reduction.
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