Regulatory Alerts2025-10-13
Added
BRPD Circular Letter No. 22: Loan Classification and Provisioning
Banks in Bangladesh must maintain provisions at a rate of 1% against all unclassified (Standard and Special Mention Account) Short Term Agricultural Credits and Cottage, Micro, and Small enterprise credits under the CMSME sector until 31 December 2026. This directive temporarily overrides the standard requirement to maintain 5% provisions for Special Mention Accounts in these specific sectors. All other instructions from BRPD Circular No. 15/2024 and its subsequent modifications remain unchanged. The directive comes into force immediately.
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