Regulatory Alerts2025-06-25
Added
BRPD Circular No. 05: Master Circular: Loan Classification and Provisioning
Bangladesh Bank requires all scheduled banks to use revised CL reporting forms (CL-1 to CL-5) and an updated Enterprise Data Warehouse template for loan classification and provisioning. Banks must generate these forms through their Core Banking System and upload statements to the EDW starting from the quarter ending 30 September 2025. The circular clarifies that for Fixed Term Loans, if an unpaid installment equals or exceeds the amount due within three months, the entire loan is classified as Sub-standard. All other instructions from BRPD Circular No. 15/2024 remain unchanged, and this directive comes into force with immediate effect.
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