Regulatory Alerts2026-06-25
BRPD-1 Circular Letter No. 21: Prudential Regulations for Consumer Financing (Auto and Personal Loans)
Bangladesh Bank has amended its Prudential Regulations for Consumer Financing to increase auto loan limits and standardize personal loan tenures while removing a prior growth rate restriction. The revised regulations raise the individual auto loan cap to Taka 80 Lac for electric, hybrid, and domestically manufactured vehicles, adjusting the maximum debt-equity ratio to 80:20 for these categories. Additionally, the maximum tenure for personal loans and consumer durable financing is set at eight years, with the directive taking immediate effect.
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