CB Circular No. 26/2025: 2026 Calendar for Submission of Prudential, CMMP, Financial Statements and Bank Charges Returns

Bank Square, Cairo Road P.O. Box 30080, Lusaka, Zambia Tel: +260 211 399 303 Email: dgo@boz.zm Web: http://www.boz.zm OFFICE OF THE DEPUTY GOVERNOR OPERATIONS BOZ/EXEC/DGO/prs/bp November 26, 2025 CB Circular No. : 26/2025 To : All Heads of Financial Service Provider CALENDAR FOR SUBMISSION OF PRUDENTIAL RETURNS, CREDIT MARKET MONITORING PROGRAMME RETURNS, QUARTERLY FINANCIAL STATEMENTS AND BANK CHARGES FOR PERSONAL, CURRENT ACCOUNTS AND OTHER SERVICES Further to CB Circular No. 01 of 1998 and CB Circular No. 04 of 2000, kindly be informed that the due dates for submission of Prudential Returns, Quarterly Financial Statements, Quarterly Credit Market Monitoring Programme (CMMP) and Quarterly Bank Charges for Personal, Current Accounts and other General Services Returns for 2026, are as follows:

1. PRUDENTIAL RETURNS
   Month Due Date
   January February 11, 2026
   February March 13, 2026
   March April 14, 2026
   April May 13, 2026
   May June 10, 2026
   June July 14, 2026
   July August 13, 2026
   August September 10, 2026
   September October 12, 2026
   October November 11, 2026
   November December 10, 2026
   December January 13, 2027
2. INTERNAL CAPITAL ADEQUACY ASSESSMENT PROCESS DOCUMENTS
   The Internal Capital Adequacy Assessment Process documents for the year ended December 31, 2025, are to be submitted by September 30, 2026. 2/-

Bank Square, Cairo Road P.O. Box 30080, Lusaka, Zambia Tel: +260 211 399 303 Email: dgo@boz.zm Web: http://www.boz.zm CB Circular No. 26/2025 - 2 - November 26, 2025
3. CREDIT MARKET MONITORING PROGRAMME, QUARTERLY
FINANCIAL STATEMENTS AND BANK CHARGES
1 st Quarter April 14, 2026
2 nd Quarter July 14, 2026
3 rd Quarter October 12, 2026
4 th Quarter January 13, 2027
The Monthly Prudential Returns and CMMP Returns should be submitted through the Bank Supervision Application System via https://bsa.boz.zm/bsa while a soft copy of the Bank Charges Returns should be submitted to banksupervision@boz.zm. A penalty of K500.00 per return per day will be charged for any delayed submissions or incorrect Prudential, CMMP and Bank Charges Returns. For the Quarterly Financial Statements, a penalty of K1,500.00 per return per day shall be incurred in any of the following circumstances:
Failure to submit quarterly financial statements; Failure to obtain Bank of Zambia approval prior to publication; Publication of financial statements using incorrect formats; and Publication of incorrect information. Francis Chipimo (PhD) DEPUTY GOVERNOR OPERATIONS cc Director Prudential Supervision Director Financial Conduct Supervision