Regulatory AlertsFinancial Services Authority Regulation No. 36 of 2025 on Strengthening the Health Insurance Ecosystem
The Indonesian Financial Services Authority (OJK) issued Regulation No. 36 of 2025 to strengthen the health insurance ecosystem by mandating enhanced governance, risk management, and medical capabilities for insurance companies. The regulation requires insurers to offer risk-free products, limits premium reviews to once per year, and introduces specific rules for risk-sharing features including deductibles and claim caps. Insurers must collaborate with healthcare facilities and third-party administrators while ensuring efficient service utilization and prioritizing the protection of policyholders.
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