CF-DL9-97-No.004-2026 CIRCULAR-2026-0099: Law 519-2026 Restoration of the Historic Monumental Complex of the Old Quarter of Panama City

The Superintendency of Banks of Panama establishes the Local Market Reference Rate for Preferential Mortgage Loans for Restoration at six point five zero percent (6.50%) annual for the Fourth Quarter of 2026, pursuant to Article 4 of Law No. 519 of April 27, 2026. This rate applies specifically to preferential mortgage loans designated for the rehabilitation and enhancement of the Historic Monumental Complex in the Old Quarter of Panama City.

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October 2, 2026
CF-DL9-97-No.004-2026 CIRCULAR-2026-0099

Mr./Ms.
General Manager
S.O.S.
Ref.: Law 519-2026 Restoration of the Historic Monumental Complex of the Old Quarter of Panama City.

Mr./Ms. General Manager:

In accordance with what is established in Article 4 of Law No. 519 of April 27, 2026, "Which updates the fiscal regime applicable for the rehabilitation and enhancement of the Historic Monumental Complex of the Old Quarter of Panama City," we are pleased to inform you that the Local Market Reference Rate for Preferential Mortgage Loans for Restoration, corresponding to the Fourth Quarter of the year 2026, is SIX POINT FIVE ZERO PERCENT ANNUAL (6.50%).

With no other particular matters, we remain at your disposal.

Sincerely,

Milton Ayón Wong
Superintendent

"Solidity and trust: guarantors of the rights of banking consumers"

Av. Samuel Lewis, Panama Business Tower, ground floor - Tels.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506-7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa Official document signed with Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendency of Banks of Panama, in accordance with Law 83 of 09/11/2012 and Executive Decree No. 275 of 11/05/2018. Use the QR Code to verify the authenticity of the document or the URL:
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Source: Superintendencia de Bancos de Panama — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works