CF-L3-85-No.004-2026 CIRCULAR-2026-0103: Issuance of Agreement No. 9-2026

October 6, 2026
SBP-DR-CIRCULAR-2026-0103

Mr./Ms.
General Manager
City

Reference: Issuance of Agreement No. 9-2026

Mr./Ms. General Manager:

We are pleased to inform you that the Board of Directors of this Superintendency has issued Agreement No. 9-2026 of September 22, 2026, “By which Article 2 of Agreement No. 6-2026 is modified, extending its entry into force, and an amortization table is added as an Annex with illustrative character.”

Through the aforementioned Agreement, the entry into force of Agreement No. 6-2026 is extended until March 31, 2027, so that banks have more time to adapt their operations and systems; Additionally, a model amortization table is added with illustrative character to serve as a reference for banking entities.

This Agreement will enter into force from its promulgation in the Official Gazette.

Attached you will find a copy of the Agreement, the text of which can be consulted through our website www.superbancos.gob.pa in the regulations section.

We thank the Mr./Ms. General Manager for instructing the personnel under your charge to comply with the present.

Sincerely,

Milton Ayón Wong
Superintendent

Attachment: as indicated
ARV/ip/kc

“Solidity and confidence: guarantors of the rights of banking consumers” Av. Samuel Lewis, Panama Business Tower, ground floor - Tels.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506-7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa Official document signed with Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendency of Banks of Panama, in accordance with Law 83 of 09/11/2012 and Executive Decree No. 275 of 11/05/2018. Use the QR Code to verify the authenticity of the document or the URL:
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