RegAlert

Rule · SBP · 29 Jun 2026

Circular 2026-0066: Local Market Reference Rate for Preferential Mortgage Loans for Restoration under Law 136-2013

credit

The Superintendence of Banks of Panama issued Circular 2026-0066 to formally notify the General Manager of the Local Market Reference Rate for Preferential Mortgage Loans for Restoration for the third quarter of 2026. Pursuant to Article 4 of Law 136-2013, which updates the fiscal regime for the rehabilitation of Panama City's Historic Casco Antiguo, the circular establishes this rate at 6.50% annually. This official communication serves to inform financial entities of the applicable benchmark rate for the specified period.

PanamaSuperintendencia de Bancos de Panama

Panama, June 29, 2026
CF-DL9-97-No.No.003-2026 CIRCULAR-2026-0066

Mr.
General Manager
Yours respectfully

Ref.: Law 136-2013 Restoration | Monumental
Historic of the Historic Casco Antiguo of the city of Panama.

Mr. General Manager:

In accordance with the provisions of Article 4 of Law No. 136 of December 31, 2013, "Which updates the fiscal regime applicable for the rehabilitation and enhancement of the Historic Monumental Complex of the Historic Casco Antiguo of the city of Panama", we hereby inform you that the Local Market Reference Rate for Preferential Mortgage Loans for Restoration, corresponding to the Third Quarter of the year 2026, is SIX POINT FIFTY PERCENT ANNUAL (6.50%).

With no further matters, we remain at your disposal.

Sincerely,

Milton Ayón Wong
Superintendent

"Solidity and trust: guarantors of the rights of banking consumers"

Av. Samuel Lewis, Panama Business Tower, ground floor - Tels.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506-7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa

Official document signed with a Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendence of Banks of Panama, in accordance with Law 83 of 11/09/2012 and Executive Decree No. 275 of 05/11/2018. Use the QR Code to verify the authenticity of the document or the URL:
https://sigob.superbancos.gob.pa/consulta?id=%2BEAS%2FG3b3YP%2BdsO5msjP54yF9%2BJTMBG8%2Bs6N5%2Fsb5sY%3D

Note from RegAlert. AI assistants can read this document in full, and search 70,000+ more, through the RegAlert MCP connector (https://mcp.regalert.today/mcp). Free with an account. How to connect ChatGPT, Claude or Cursor.

Lineage: No known changes

RegAlert holds no document that amends or replaces this one. This is not a check that it is in force: confirm with the regulator.

Executive Decree No. 275 of05/11/2018Not in RegAlertExecutive Decree No. 275 of 05/11/2018 — Not in RegAlertLaw No. 136 of 2013Not in RegAlertLaw No. 136 of 2013 — Not in RegAlertCircular 2026-0066: LocalMarket Reference Rate for Pre…2026-06-29 · this documentCircular 2026-0066: Local Market Reference Rate for Preferential Mortgage Loans for Restoration under Law 136-2013 (2026-06-29)
amendssupersedesissued underrefers todashed card: not in RegAlert (or proposed)arrows run from the older text to the one that changes it
The links and the sentences they come from (2)
Issued under
  • Executive Decree No. 275 of 05/11/2018Not in RegAlert

    “and Executive Decree No. 275 of 05/11/2018.”

  • Law No. 136 of 2013Not in RegAlert

    “In accordance with the provisions of Article 4 of Law No. 136 of December 31, 2013”

More like this from SBP

SBP published 14 documents in the last 30 days. We email you each new one the day it's published.

Source: Superintendencia de Bancos de Panama — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

In RegAlert: added · updated