Circular CONAU 1-1647 RUNOR 1-1858: Monthly Accounting Information Regime. Minimum Cash and Application of Resources (R.I. - E.M. - A.R.). Adjustments

"AÑO DE LA DEFENSA DE LA VIDA, LA LIBERTAD Y LA PROPIEDAD" COMUNICACIÓN “A” 8113 04/10/2024 TO FINANCIAL ENTITIES:
Ref.: Circular
CONAU 1-1647,
RUNOR 1-1858:
Monthly Accounting Information Regime. Minimum Cash and Application of Resources (R.I. - E.M. - A.R.). Adjustments ___________________________________________________________________________ We address you to inform you of the adjustments introduced in the information regime referenced above. Regarding this matter, the following changes are detailed, effective October 2024:

• Section 1. Minimum Cash:
• Removal of line item 746000/001 – Increase in requirement due to Deficiency in application of the 2023/2024 Quota - Financing line for productive investment in SMEs.
• Adjustment of the formula for line item 700000/M (where M=001) - Items for decrease / increase in requirement, based on the aforementioned removal.
• Section 6. of "Submission of Information to the Central Bank":
• Adjustment of point 6.1.1.4.v) and validation controls 102 and 138.
• Elimination of validation controls 533 and 534.

Likewise, the sheets corresponding to be replaced in the consolidated text of this information regime are attached. We salute you respectfully. CENTRAL BANK OF THE ARGENTINE REPUBLIC Rodrigo J. Danessa Estela M. del Pino Suárez Main Manager of Information Regime and Information Centers General Deputy Manager of Information Regime and Protection of Users of Financial Services

ANNEX

Code 714500/001
The amount to be deducted from the requirement determined on average for each period shall be reported, based on the financing granted from 1.3.24 onwards to natural persons and SMEs not reported in the "Central Registry of Debtors of the Financial System", in accordance with what is established in point 1.5.3. of the consolidated text on Minimum Cash:
714500/001 = Lesser (861000/001) * 50% ; Line Item 100000/001(n-1) * 3%

Code 700000/M (where M = 001) - Items for decrease / increase in requirement 700000/001 = 701000/001+ 702000/001 + 707000/001 + 708000/001 + 710000/001 + 711000/001 + 712000/001 + 713000/001 + 714100/001 + 714500/001 + 715000/001 The resulting amount from the expression shall be reported: when the algebraic sum is negative, the increase in the requirement shall be reported with a negative sign. When it is positive (decrease), the amount to be computed for the position shall be capped at this Institution at the value determined for line item 903000/001.

1.3. Integration of the period
Code 205030/001
The credit balances registered in current accounts opened at the BCRA shall be included, in pesos

Code 205035/M
The credit balances of the demand accounts of financial entities opened at the BCRA in US dollars or in other foreign currencies shall be included.

Code 205040/M
The credit balances of special guarantee accounts in favor of electronic clearing chambers shall be reported, according to point 2.1.3. of the consolidated text on Minimum Cash, and of other special accounts opened at the BCRA (operations linked to credit cards, ATMs, etc.).

Code 205050/M
The credit balances of current accounts of non-bank financial entities opened in commercial banks for the integration of the minimum cash requirement shall be included.

Code 205055/001
The credit balances registered in special current accounts opened at the BCRA, linked to the provision of pension benefits under the National Social Security Administration, shall be reported.

Code 210100/TP
The portion of the average balances of national public securities in pesos deposited in the "Minimum Cash Subaccount 60" enabled in the "Central Registry and Settlement of Public Liabilities and Financial Trusts -CRyL-" and the amounts corresponding to LELIQ effectively used to integrate guarantees to cover net balances B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
Version: 30th COMMUNICATION “A” 8113 Validity:
01/10/2024 Page 6

1.10.3 Other Information
B.C.R.A.
MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
CODE CONCEPT REFERENCES
600000/M-TP FRANCHISES GRANTED BY THE BCRA
651000/M-TP Decrease in average minimum cash
6520xx/M Decrease in daily minimum cash
661000/M-TP Increase in concepts computable as integration 6620xx/M Increase in concepts computable as daily integration 671000/M-TP Decrease in period integration defect 6720xx/M Decrease in daily integration defect 681000/M-TP Decrease in charge for period integration defect 682000/M Decrease in charge for daily integration defect 700000/M Decrease / (Increase) in requirement (+) Decrease (-) Increase 701000/001 Decrease based on financing to SMEs 702000/001 Decrease based on cash withdrawals through ATMs 713000/001 Decrease for financing included in point 6.4.1.; of the consolidated text on Minimum Cash 714100/001 Decrease in requirement for financing granted from 01/04/21 and until 29/02/24 to natural persons and SMEs not reported in the "Central Registry of Debtors of the Financial System" 714500/001 Decrease in requirement for financing granted from 01/03/24 to natural persons and SMEs not reported in the "Central Registry of Debtors of the Financial System", in accordance with what is provided in point 1.5.3 of the consolidated text on Minimum Cash 750000/M-TP Transferable requirement OTHER INFORMATION 801000/M Deposits of the local financial sector 802000/M Cash in the entity's offices 803000/M Cash in custody at other financial entities 804000/M Cash in Value Transporters (VT) and in transit 808000/001 Mobile Average of SME Financing (natural persons) 809000/001 Mobile Average of SME Financing (legal persons) 810000/001 Mobile Average of Financing to the SPNF Version: 10th COMMUNICATION “A” 8113 Validity:
01/10/2024 Page 23

v) The amount of line item 700000/00001 shall be reported taking into account the instructions of point 1.2.4. of the TO of the procedure rules of this regime, according to the following detail:
700000/00001 = 701000/00001 + 702000/00001 + 707000/00001 + 708000/00001 + 710000/00001 + 7110000/00001 + 712000/00001 + 713000/00001+ 714100/00001 + 714500/00001 + 715000/00001 For the purposes of determining the computable requirement for the position of the month, when the algebraic sum is negative, this amount shall be considered as an increase in requirement. When the amount is positive it shall be considered as a decrease, in which case it shall be computed up to the amount reported in line item 903000/00001.

6.1.1.5. In those periods in which no amounts of line items included
in any currency are registered, line items 903000, 904000 and 907000 shall be reported with the fields "Currency/Species Code" and "Amount" equal to zero. If for any currency the existence of requirement line items is verified, but not of integration, line items 903000 and 907000 shall be reported with the currency code and the corresponding amount, and 904000 with the same currency code and the "amount" field equal to zero. The same procedure shall be followed in case of having reported integration line items and not requirement line items.

6.1.1.6. Line items 905000 and 906000 shall be reported with the fields "Currency/Species Code" and "Amount" equal to zero when no amounts are registered for any species. When amounts are reported in line item 500000/TP for some
species that does not register covered deposits (line item 300000/TP), line items 905000/TP and 906000/TP of that species shall be reported with amount equal to zero.

6.1.1.7. The entities covered, as established in Section 6. Minimum SME Quota of the consolidated text on Minimum Cash, shall report line items 871000, 872000 and 873000 even if their balance is equal to zero.

B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK
Section 6. Minimum cash and application of resources.
Version: 32nd COMMUNICATION “A” 8113 Validity:
01/10/2024 Page 4

B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK
Section 6. Minimum cash and application of resources.
Code Legend Cause
101 FILE EFVOMIN.TXT NOT FOUND
The reference file was omitted to be reported or the design does not correspond to 5751, or it is empty. 102 CURRENCY CODE / SPECIES DOES NOT CORRESPOND One or more of the following situations was verified:

• Having reported only line items 903000,
  904000, 905000, 906000 and 907000, a currency/species code other than 00000 (point 6.1.1.5.) of these instructions was reported;
• line items 102090 and/or 102350 were reported, with a currency code other than 00010;
• line items 10146X, 10147X, 101490,
  10160X, 10161X, 10162X, 10163X, 10164X,
  101650, 10166X,10171X,10175X, 10190X, 102010, 102190,102200, 102300,102360,205030, 205055, 700000,701000, 702000,707000,708000, 710000, 711000,712000, 713000, 714100, 714500, 715000, 808000 to 810000, 812000 to 817000, 823000, 824000, 825000, 827000 to 839000, 84000X, 841000, 853000, 854000, 855000, 856000, 861000, 871000, 872000 or 873000 were reported with a currency code other than 00001;
• line items 101460, 101470, 102400,
  205035 were reported with currency code 00001;
• having reported line items with code 3XXXXX,
  5XXXXX, 905000, 906000, 210100 and/or 210200, a currency code was reported;
• having reported a line item code other than
  3XXXXX, 5XXXXX, 905000, 906000, 210100 and/or 210200, a species code was reported (not applicable to line items 600000 and 750000);
• line items 210104, 210105 and/or 210106
  were reported with a species code not admitted for each of them;
• line items 255035, 255040 or 255050
  were reported with currency code 00001 or 00010.
• line items 210109 and/or 510000 were reported with a
  species code that does not correspond to national public securities in pesos subscribed from 1.6.21 as established in point 1.3.17. of the consolidated text on Minimum Cash. 103 C6 - 5751 DOES NOT FIT IN NORMS The amount reported in field 6 of design 5751 for line item 750000/M-TP recalculated in accordance with what is provided in the second paragraph of point 6.1.1.4. item iii), exceeds the current limit regarding the minimum cash requirement adjusted (application from March/02). Version: 49th COMMUNICATION “A” 8113 Validity:
  01/10/2024 Page 14

6.3.2.1. Validation errors applicable to design 5751.
Code Legend Cause
138 MISSING LINE ITEM
700000/00001
Having reported line items 701000/00001,
702000/0001, 707000/00001, 708000/00001,
710000/00001, 711000/00001, 712000/00001,
713000/00001, 714100/00001,714500/00001 or
715000/00001 no amount was recorded for this line item.
139 LINE ITEM 701000/00001 INCORRECTLY
REPORTED

• The amount reported for this line item in design
  5751, does not match the calculation made at the BCRA, taking into account what is indicated in point
  1.2.4. of the NP, or
• Having not reported the financing line items 808000/00001 or
  809000/00001 and
  810000/00001 an amount was recorded for this line item.
  140 LINE ITEM 702000/00001 INCORRECTLY
  REPORTED
  The amount reported for this line item in design 5751, does not match the calculation made at the BCRA, taking into account what is indicated in point
  1.2.4. of the NP.
  141 MISSING LINE ITEM
  702000/00001
  Having reported ATM cash withdrawal line items (83100X/00001, 83200X/0000, 83300X/00001 and/or 84000X/00001) no amount was recorded for this line item. 158 MISSING LINE ITEM 707000/00001 Having reported line items 817000/00001 and/or 836000/00001 and/or 854000/001 and/or 855000/00001 and/or 856000/00001, no amount was recorded for this line item. 159 LINE ITEM 707000/00001 INCORRECTLY REPORTED The amount reported for this line item in design 5751, does not match the calculation made at the BCRA, taking into account what is indicated in point 24 of Section 4 of the NP, or exceeds the maximum limit provided. 160 MISSING LINE ITEM 817000/00001 OR 836000/00001 OR 854000/00001 OR 855000/00001 OR 856000/00001 Having reported line item 707000/00001, no line item 817000/00001, nor 836000/00001, nor 854000/00001, nor 855000/00001, nor 856000/00001 was reported. 161 MISSING LINE ITEM 907000/M-5751 The amount corresponding to the total requirement on obligations included for the specified code/s of currency was not reported.

B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK
Section 6. Minimum cash and application of resources.
Version: 35th COMMUNICATION “A” 8113 Validity:
01/10/2024 Page 18

B.C.R.A. SUBMISSION OF INFORMATION TO THE CENTRAL BANK
Section 6. Minimum cash and application of resources.
Version: 22nd COMMUNICATION “A” 8113 Validity:
01/10/2024 Page 24
Code Legend Cause
528 LINE ITEM 860000/00001 INCORRECTLY
REPORTED
The amount reported for this line item is greater than the amount declared in line item 210106/13000. 531 532 MISSING LINE ITEM 745000/00001 (validity 11/23 until 03/24) LINE ITEM 745000/00001 INCORRECTLY REPORTED (validity 11/23 until 03/24) Having reported line item 7450000/00001 in the October 2023 period, this line item was omitted to be reported in the period under report. The amount reported for this line item does not match what was reported in October 2023. 535 MISSING LINE ITEM 87X000/00001. In the case of an entity covered by Section 6 of the consolidated text on Minimum Cash, the reporting of some of the line items 87X000/00001 was omitted. 536 MISSING LINE ITEM 861000/00001 Having reported line item 714500/00001, no line item 861000/00001 was reported. 537 LINE ITEM 714500/00001 INCORRECTLY REPORTED The amount reported for the indicated line item exceeds the maximum limit allowed, in accordance with what is established in point 1.2.4. of the NP.