Circular CONAU 1-1653: Monthly Accounting Information Regime. Minimum Cash and Application of Resources (R.I. - E.M. - A.R.). Adjustments.

"AÑO DE LA DEFENSA DE LA VIDA, LA LIBERTAD Y LA PROPIEDAD" COMUNICACIÓN “A” 8151 11/12/2024 TO FINANCIAL ENTITIES:
Ref.: Circular
CONAU 1-1653:
Monthly Accounting Information Regime. Minimum Cash and Application of Resources (R.I. - E.M. - A.R.). Adjustments. ___________________________________________________________________________ We address you to inform you of the adjustments introduced in the reporting regime referenced above as a consequence of the issuance of Communications “A” 8124 and “A” 8134.

In this regard, the following changes are detailed, effective November 2024:

• Section 1. Minimum Cash
• Elimination of the reference to point 1.3.7.1. of the norms on Minimum Cash.
• Adjustments to reflect the integration of the requirement in pesos -as established in point 1.3.16. of the norms on Minimum Cash- with national public titles in pesos (item 210109/TP).

In this regard, it should be clarified that for the information of the November 2024 period, the maximum amount to be integrated with the cited titles will be the proportional part of the month corresponding to the validity of the norm (from 11/22, that is, 9 days):

• Point 1.2.3.- Concepts included: adjustment of the reference with the norms on Minimum Cash, of item 10190X/001.
• Point 1.8. - Other information: adjustment of the description of item 801000/M - Deposits of the local financial sector.
• Point 1.10. - Information model: removal of item 101480/M - Special deposits linked to the inflow of funds from abroad Decree N° 616/05 and adjustment of the reference with the norms on Minimum Cash, of item 10190X/001.
• Point 1.11. - Methodology to determine the remuneration of the balances of accounts opened at the B.C.R.A.: the formula for P, in Accounts in ME, is adjusted.

-2-

• Section 2. Methodology for calculating the contribution to the Deposit Guarantee Fund
• Removal of item 101480/M - Special deposits linked to the inflow of funds from abroad Decree N° 616/05, from the calculation base.

Likewise, the sheets corresponding to replace in the consolidated text of this reporting regime are attached.
We greet you attentively.
CENTRAL BANK OF THE ARGENTINE REPUBLIC
Mariana A. Diaz Rodrigo J. Danessa
Manager of the Information
Regime
Principal Manager of the Information Regime and Information Centers

ANNEX

For fixed-term deposits and for other fixed-term operations in pesos, the term tranches and averages reported in the previous period and the rates of the period under report will be considered for the calculation of the requirement of the month under report. Code 10141X/M In the case of automatic extension of term, the extended term (180 days or more, as agreed) will be considered constantly. If the client opts for revocation of the extension, the remaining term until maturity will be computed. Code 101490/001 Time investments instrumented in non-transferable named certificates, in pesos, corresponding to holders of the public sector who have the right to exercise the option of early cancellation in a term of less than 30 days counted from their constitution, will be included. Code 10145X/M Obligations from foreign financial lines that meet the requirements provided in points 1.3.6.1. and 1.3.6.2. of the norms on “Minimum Cash” will be recorded, except for the obligations, which must be recorded in code 102060/M. Code 10171X/001 The amount of reprogrammed “CEDROS” deposits and the corresponding accrued CER will be included. The residual terms of each amortization service will be determined independently. Code 10180X/M Debt Securities, including negotiable obligations and restructured obligations, will be included, with the exception of balances that correspond to be imputed in item 10166X/001. The residual terms of payment obligations in capital installments will be computed independently for each amortization service with maturity within the year, counted from each of the days of the position to which the minimum cash corresponds. Code 10190X/001 Pledge securities taken -passive- in pesos will be reported, in accordance with what is provided in point 1.3.13. of the norms on “Minimum Cash”. Code 102060/M Demand obligations originating from foreign financial lines that meet the requirements provided in point 1.3.6. of the norms on “Minimum Cash” will be included. Code 102100/M Unused balances of current account advances corresponding to formalized agreements that do not contain clauses enabling the entity to unilaterally and discretionarily cancel the possibility of use of said margins will be recorded. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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debtors that arise in the compensation processes of the peso operations of the electronic clearing chambers -without exceeding 50% of the guarantees required for each product-, which are intended to integrate the minimum cash in pesos in the cases provided for in points 1.2. (paragraph 8), 1.3.16. and 1.3.17. of the norms on Minimum Cash, identified by species of national public title. Consequently, the amount to be recorded in this code will include the amounts reported in codes 210104/TP, 210105/TP, 210106/TP and 210109/TP, and those amounts that are intended to integrate the deposits of public titles (non-national) and private in pesos. If Code 210100 (n) > ∑ (Codes 210104/TP (n), 210105/TP (n), 210106/TP (n) and 210109/TP (n), it will be required that this remaining amount does not exceed the requirements determined on deposits in pesos of private and public titles (except national):
∑Code 210100/TP(n) - ∑ (Codes 210104/TP(n), 210105/TP(n), 210106/TP(n) and 210109/TP(n)) ≤ (∑ Code 11010X/001(n-1) * ep (n) + ∑Code 10120X/001 (n-1) * ep(n) + Code 110500/001(n-1) * ep(n)) The balance recorded in code 210100/TP is a specific application of the total holdings reported in item 500000/TP for species in pesos, and therefore, its balance is included in said item, and the reported TP code must correspond to a species in pesos. Codes 210200/TP This code will be used to report the portion of the average balances deposited in the “Subaccount 60 minimum cash”, enabled in the CRyL when applied to integrate the minimum cash by deposits in private and public titles (except national) in US dollars, identified by species of national public title. The amount recorded in code 210200/TP cannot exceed the amount of the requirements determined on deposits of private and public titles (except national), in their respective currencies. ∑Code 210200/TP(n) ≤ (∑ Code 11010X/010(n-1) * ep (n) + ∑Code 10120X/010(n-1) * ep(n) + Code 110500/010(n-1) * ep(n)) The balances recorded in this item are a specific application of the total holdings reported in items 500000/TP, and therefore, their balances are included in said item. The TP code reported in item 210200/TP must correspond to a species in US dollars. Integration in US dollars of requirements in other foreign currencies. Code 255035/M The relevant portion of the balances reported in item 205035/010, intended to integrate the requirement in foreign currency M (for M ≠ 010), will be reported. ∑ 255035/M ≤ Item 205035/010. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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Code 255040/M
The relevant portion of the balances reported in item 205040/010, intended to integrate the requirement in foreign currency M (for M ≠ 010), will be reported. ∑ 255040/M ≤ Item 205040/010 Code 255050/M The relevant portion of the balances reported in item 205050/010, intended to integrate the requirement in foreign currency M (for M ≠ 010), will be reported. ∑ 255050/M ≤ Item 205050/010 Integration with BOTE, LELIQ, NOBAC and/or TPN in pesos allowed The following items will be used to report the admitted amounts that apply to integrate the peso requirement of the period and daily, as indicated in points 1.3.16. and
1.3.17. of the norms on “Minimum Cash”.
Code 210104/TP
The relevant portion of the average balances of “National Treasury Bonds in pesos at fixed rate” (BOTE) deposited in the “Subaccount 60 minimum cash”, enabled in the “Central registry and settlement of public debt instruments, monetary regulation and financial trusts” (CRyL)” that applies to integrate the peso requirement corresponding to deposits in accounts of payment service providers that offer payment accounts (PSPOCP) (Section c) of point 1.3.16. of the norms on “Minimum Cash”), will be reported. This item will be identified with the TP code corresponding to the cited bonds. For the case of BOTE 2027, codes 9132 and 9166 will be used, as appropriate, and for BOTE 2025, code 9196. The balances recorded in code 210104 are a specific application of the total holdings reported in item 210100 for these bonds and, therefore, their balances are included in this latter item, as well as in the corresponding code 500000. The maximum amount to be integrated by this concept will be calculated at this Institution:
Code 210104/TP ≤ Code 102200/001(n) * 45%
Code 210105/TP
The relevant portion of the average balances of “National Treasury Bonds in pesos at fixed rate” (BOTE) deposited in the “Subaccount 60 minimum cash”, enabled in the “Central registry and settlement of public debt instruments, monetary regulation and financial trusts” (CRyL)” that applies to integrate the peso requirement that corresponds to the concepts provided in sections a), b) and d) of point 1.3.16. This item will be identified with the TP code corresponding to the cited bonds. For the case of BOTE 2027, codes 9132 and 9166 will be used, as appropriate, and for BOTE 2025, code 9196. The balances recorded in code 210105 are a specific application of the total holdings reported in item 210100 for these bonds and, therefore, their balances are included in this latter item, as well as in the corresponding code 500000. ∑Code 210105/TP ≤ 824100/001 + 824200/001 B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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Code 210106/TP
The entities included will report the portion of the average balances of LELIQ and/or NOBAC deposited in the CRyL that applies to integrate the admitted amounts. This item will be identified with the TP code corresponding to the cited instruments. In this item, the amounts of LELIQ effectively used to integrate the guarantees to cover the net debtor balances that arise in the compensation processes of the peso operations of the electronic clearing chambers will be included, if applicable, without exceeding 50% of the guarantees required for each product. For the case of LELIQ, it will be reported with code 13000, while for NOBAC, code 14000 will be used. The balances recorded in code 210106 are a specific application of the total holdings reported in item 210100 for these instruments and, therefore, their balances are included in this latter item, as well as in the corresponding code 500000. Code 210109/TP The relevant portion of the average balances of national public titles in pesos provided for in point 1.3.17. of the norms on “Minimum Cash”, deposited in the “Subaccount 60 minimum cash”, enabled in the CRyL that applies to integrate the requirement in pesos, will be reported. This item will be identified with the TP code corresponding to the cited titles. The balances recorded in code 210109 are a specific application of the total holdings reported in item 210100 for these titles and, therefore, their balances are included in this latter item, as well as in the corresponding code 500000. Code 500000/TP The balances of the cited subaccount 60 of national public securities and BCRA monetary regulation instruments valued at their market value will be included. Likewise, the amounts of LELIQ effectively used to integrate the guarantees to cover the net debtor balances that arise in the compensation processes of the peso operations of the electronic clearing chambers will be included, if applicable, without exceeding 50% of the guarantees required for each product. Its balance for each TP species will be applied to integrate the requirements determined on codes 300000/TP. It may also be applied, if applicable, to cover totally or partially the requirements determined on codes 10120X/M, 11010X/M and 110500/M. These applications will be reported using codes 210100/TP and 210200/TP. For BOTE, LELIQ and NOBAC species and national public titles in pesos provided for in point 1.3.17. of the norms on “Minimum Cash” (TP), it will be verified that the sum of the amounts used to integrate peso positions does not exceed the amount recorded in item 500000 of each of these species:
500000/9132 ≥
210100/9132
500000/9166 ≥
210100/9166
500000/9196 ≥
210100/9196
500000/13000 ≥
210100/13000
500000/14000 ≥
210100/14000
500000/TP ≥
210100/TP ()
() Items 210109 only for national TP in pesos provided for in point 1.3.17. of the norms on “Minimum Cash”.
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B.C.R.A.
MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash

1.7.2. Situations that originate the presentation of framing programs.
a) [EEMA (n) – IEM(n)] > [EEMA(n) * 0,20]
In two consecutive positions or four alternating positions within a year. b) [EEMA(n) – IEM(n)] (+) Regardless of its magnitude and if the entity opted to pay charges. In three consecutive positions or four alternating positions within a year, as long as situation a) is not registered. To determine the final positions, they must be computed by currency and/or debt instruments and considering the effect of the franchises reported in codes 651000/M-TP, 661000/M-TP and 671000/M-TP.
1.8. Other information
Code 801000/M
The monthly average -by capitals- of deposits of the local financial sector will be included. It is reported solely for the purpose of integrating the calculation of the contribution to the deposit guarantee fund. Code 802000/M The balances of banknotes and coins maintained in the entity's offices, including cash in ATMs, will be reported. Code 803000/M Banknotes and coins maintained in custody in other financial entities will be included. Code 804000/M Cash in transit and in Value Transporters (TV) will be included. The amounts of codes 802000/M to 804000/M will be reported as a monthly average of daily balances, to be used solely for statistical purposes. Code 808000/001 The moving average balance, for the last 12 periods prior to the report, of peso financings (Loans and Credits for Financial Leases) granted to SMEs when they are natural persons, taking into account the definition contained in the norms on “Determination of the condition of Micro, Small and Medium Enterprise”, will be included. Code 809000/001 The moving average balance, for the last 12 periods prior to the report, of peso financings (Loans and Credits for Financial Leases) granted to SMEs when they are legal entities, taking into account the definition contained in the norms on “Determination of the condition of Micro, Small and Medium Enterprise”, will be included. Code 810000/001 The moving average balance, for the last 12 periods prior to the report, of peso financings (Loans and Credits for Financial Leases) granted to the Non-Financial Private Sector will be recorded. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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Code 824100/001
The admitted amounts for Group “A” entities or branches or subsidiaries of G-SIB -in pesos-, as provided for in section d) of point 1.3.16., integrable with BOTE and/or public titles provided for in point 1.3.17. of the norms on “Minimum Cash”, will be recorded. Code 824200/001 The admitted amounts for financial entities -in pesos -, as provided for in sections a) and b) of point 1.3.16., integrable with BOTE and/or public titles provided for in point 1.3.17. of the norms on “Minimum Cash”, will be recorded. Code 825000/001 The admitted amounts -in pesos- integrable with LELIQ and/or NOBAC and/or national public titles in pesos provided for in point 1.3.17. of the norms on “Minimum Cash”, will be recorded. Code 83300X/001 The monthly average of the total daily cash withdrawals, corresponding to the month prior to the report, from ATMs located in jurisdictions that belong to category III, established in Section 2. of the norms on “Categorization of localities for financial entities”, will be recorded. X=1 will be used to indicate that they are ATMs located in the entity's operational offices, and X=2 for those located outside them. Code 84000X/001 The monthly average of the total daily cash withdrawals, corresponding to the month prior to the report, from ATMs located in jurisdictions that belong to categories IV, V and VI, established in Section 2. of the norms on “Categorization of localities for financial entities”, will be recorded. X=1 will be used to indicate that they are ATMs located in the entity's operational offices, and X=2 for those located outside them. Code 837000/001 The monthly average balance of the month prior to the report of the financings provided for in point 6.4.1.; of the norms on “Minimum Cash” that are agreed to an average term equal to or greater than 36 months, weighting for this purpose the capital maturities, will be reported. Code 841000/001 The monthly average balance of the month prior to the report of the financings in pesos granted from 01/04/21 to 29/02/24 to natural persons and SMEs – in accordance with the definition contained in the norms on “Determination of the condition of micro, small or medium enterprise”– not reported in the “Central of debtors of the financial system”, in December 2020, will be reported. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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B- Deposits of national public securities and BCRA monetary regulation instruments (normal and habitual quotation for significant amounts in country markets) Position (TPNyRM)/TP = (906000/TP + 661000/TP) – (905000/TP – 651000/TP + 750000/TP(n-1) – 671000/TP) -Code 905000/TP = ∑ (Code 300XXX/TP * ep(n)) -Code 906000/TP = value to be recorded according to the species in question:
Species Calculation
9132 500000/9132 – 210100/9132
9166 500000/9166 – 210100/9166
9196 500000/9196 – 210100/9196
13000 500000/130000 – 210100/13000
14000 500000/14000 – 210100/14000
Other TP 500000/TP – (210100/TP or 210200/TP)
(*) Items 210109 only for national TP in pesos provided for in point 1.3.17. of the norms on “Minimum Cash” -Code 210100/TP ≤ Position (TPNyRM)/TP (where TP identifies a species in pesos) -Code 210200/TP ≤ Position (TPNyRM)/TP (where TP identifies a species in US dollars) X = code of residual term tranche according to point 1.2.3. in codes 11010X/ and 10120X, whether in pesos or foreign currency. M = foreign currency ep(n) = minimum cash requirement of the period for that concept. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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1.10. Model of Information
1.10.1. Requirement
B.C.R.A.
MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
CODE CONCEPT REFERENCES
100000/M ITEMS INCLUDED BY CURRENCY Cat. I Cat. II a VI 101078/M Immobilized balances of judicial deposits on demand 101079/M Immobilized balances of judicial deposits at term 101081/M Immobilized balances of deposits subject to the Contribution to the Deposit Guarantee Fund and computable for Application of resources 101082/M Immobilized balances of deposits subject to the Contribution to the Deposit Guarantee Fund and non-computable for Application of resources 101083/M Immobilized balances of deposits not subject to the Contribution to the Deposit Guarantee Fund and computable for Application of resources 101084/M Immobilized balances of deposits not subject to the Contribution to the Deposit Guarantee Fund and non-computable for Application of resources 110500/M Immobilized balances of private and public title deposits (except national) 10120X/M Fixed-term deposits of private securities x = 1 to 5 for pesos and x = 1 to 6 for foreign currency according to point 1.2.3. 10121X/M Obligations by "acceptances" 10122X/M Passive repos of securities 10123X/M Passive repos of foreign currency 10124X/M Stock market repos of securities 10127X/M Other fixed-term deposits 10128X/M Other fixed-term obligations 11010X/M Fixed-term deposits of public securities (except national) 10140X/M Fixed-term deposits X = 1 to 5 for pesos and x = 1 to 6 for foreign currency according to point 1.2.3. 10141X/M Investments at constant term 10142X/M Investments with option for early cancellation 10143X/M Investments with option for renewal for a determined term 10144X/M Fixed-term investments with variable remuneration 10147X/001 Fixed-term investments in pesos made by order of the Judiciary 101470/M Fixed-term investments in foreign currency made by order of the Judiciary 101490/001 Investments -corresponding to public sector holders- with option for early cancellation for the investor 10145X/M Fixed-term obligations by financial lines from abroad X = 1 to 6 for foreign currency according to point 1.2.3. 101460/M Judicial fixed-term deposits in foreign currency. 10146X/001 Judicial fixed-term deposits in pesos. X = 1 to 5 for Pesos according to point 1.2.3. 10160X/001 Fixed-term deposits of "UVA" 10161X/001 Fixed-term investments of "UVA" (excluding savings account in "UVA") 10162X/001 Investments in Savings Account in "UVA" 10163X/001 Fixed-term deposits of "UVI" 10164X/001 Investments in Savings Accounts in "UVI" 10166X/001 Debt securities denominated in "UVA" and "UVI". 101650/001 Fixed-term deposits and investments of funds received by minors gratuitously 10171X/001 Rescheduled deposits "CEDROS" X =1 to 5 for pesos and X =1 to 6 for foreign currency, according to point 1.2.3. 10175X/001 Fixed-term deposits with CER clause 10180X/M Debt securities 10190X/001 Borrower stock market guarantees X = 1 to 2 according to point 1.3.13. Version: 37a. COMMUNICATION "A" 8151 Validity:
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1.10.2. Integration
B.C.R.A.
MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
CODE CONCEPT REFERENCES
200000/M INTEGRATION BY CURRENCY
205030/001 Current accounts at the BCRA Real integration 205035/M Demand accounts at the BCRA Real integration 255035/M Demand accounts at the BCRA Pertinent portion of the amount reported in 205035/010 205040/M Special accounts at the BCRA. Real integration 255040/M Special accounts at the BCRA. Pertinent portion of the amount reported in 205040/010 205050/M Current accounts of non-banking financial entities in commercial banks Real integration 255050/001 Current accounts of non-banking financial entities in commercial banks Pertinent portion of the amount reported in 205050/010 205055/001 Special current accounts at the BCRA for the crediting of pension benefits Real integration 210100/TP Application of national public titles and monetary regulation instruments in pesos deposited in CRyL accounts. Pertinent portion of the amount reported in 500000/TP 210200/TP Application of national public titles in US dollars deposited in CRyL accounts. Pertinent portion of the amount reported in 500000/TP 210104/TP Application of "National Treasury Bonds deposited in the CRyL.- linked with item 102200/001. Pertinent portion of the amount reported in items 210100/TP and 500000/9132-9166-9196 210105/TP Application of "National Treasury Bonds deposited in the CRyL.- linked with the remaining admitted concepts. Pertinent portion of the amount reported in items 210100/TP and 500000/9132-9166-9196 210106/TP Application of Leliq and/or Nobac deposited in the CRyL Pertinent portion of the amount reported in items 210100/TP and 500000/13000-14000 210109/TP Application of TP in pesos, as established in points
1.3.16. and 1.3.17 of the rules, deposited in the CRyL
Pertinent portion of the amount reported in items 210100/TP and 500000/TP INTEGRATION BY SPECIES OF NATIONAL PUBLIC SECURITIES AND MONETARY REGULATION INSTRUMENTS OF THE BCRA

500000/TP Subaccount 60 minimum cash at the CRyL of public securities and monetary regulation instruments of the BCRA. Real integration DAILY POSITIONS 451000/M Daily minimum requirement 451200/M Daily minimum requirement on deposits and fixed-term obligations 4520xx/M Minimum daily integration xx = days first to last of the month under report Version: 33a. COMMUNICATION "A" 8151 Validity:
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1.11. Methodology for determining the remuneration of balances of accounts opened at the
B.C.R.A.
ACCOUNTS IN PESOS
Interest will be recognized on the monthly average of daily balances included in the following items:
(205030/001 + 205040/001) P where:
P= 903200/001
903000/001 without exceeding the greater of:
1) [903200/001+(750000/001 (n-1) * P) - (700000/001 (n) * P) - (651000/001P) ]-
[205045/001+205050/001+205055/001)*P]
2) [451200/001 - (700000/001(n-1)P) - (6520xx/001P)] -
[(205045/001+205050/001+205055/001)*P]
The deposited amount that is not needed to cover such requirements will constitute the non-remunerable excess which will be that which exceeds the greater of the requirements determined in points 1 and 2 above. ACCOUNTS IN FOREIGN CURRENCY Interest will be recognized on the monthly average of: (205035/M +205040/M) P P = 903200/M 903000/M without exceeding the greater of:
1) [903200/M + (750000/M (n-1) P`] - (651000/MP)
2) [451200/M - 6520xx/MP]
The deposited amount that is not needed to cover such requirements will constitute the non-remunerable excess which will be that which exceeds the greater of the requirements determined in points 1 and 2 above. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 1. Minimum Cash
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Calculation Base * 0.015% * Ic * 1000 where:
Calculation Base = 101078/M + 101079/M + 101081/M + 101082/M + 10140X/M to 10144X/M + 10147X/001 + 101470/M + 101460/M + 10146X/001 + 101490/001 + 10160X/001 + 10161X/001 + 10162X/001 + 10163X/001 + 10164X/001 + 101650/001 + 10171X/001 + 10175X/001 + 102010/M to 102050/M + 102190/001 + 102200/001 + 102300/001 + 102350/010 + 102360/001 + 801000/M The information will be that of the second month prior to the month of contribution payment. Amounts in US dollars will be converted to pesos using the reference exchange rate corresponding to the last business day of the month prior to that corresponding to the settlement of the contribution. Ic = [(Ipr/f + Iar/a + 2 * Icamels) / 4] - Irpc/Kmin The assigned rating will be considered for the calculation of the required contribution the third month following notification. Until the rating of the Superintendency of Financial and Currency Entities ("CAMELS") is available, the calculation of the correction index will arise from the following expression:
Ic = ((Ipr/f + Iar/a)/2) - Irpc/Kmin
Ipr/f (') = [(Minimum Provisions / Financing and Guarantees) / 0.04] 1.2 Minimum Provisions: those determined in accordance with the rules on minimum provisions for uncollectible risk, on the concepts reported in Section B, point 2. of the Information Regime for Debtors of the Financial System. Financing and guarantees: the corresponding information will be obtained from Section B, point 2. of the Information Regime for Debtors of the Financial System. (The value of the index will be bounded between 1 and 2.5) Iar/a (') = {[APRc / (A + (PFB x CCF))] / 0.70} 1.3 APRc = ∑Codes 11000000 to 12700000 (except 11100000) + [∑Code 13X00000 + Code 14000000 + Code 86300000] * 12.5 + 15000000. The amounts of the mentioned items (detailed in Section 3. of the regime for Requirement and Integration of minimum capital) will be considered by their weighted value. A = Σ Codes 11000000 to 12700000 (except 11100000, 1221000/CCF, 1222000/CCF and
12300000) of the information regime on Minimum Capital (Amounts without weighting).
(') The amounts considered for the calculation of the ratios will correspond to the third month prior to the maturity date of the contributions. B.C.R.A. MONTHLY ACCOUNTING INFORMATION REGIME
5. MINIMUM CASH AND APPLICATION OF RESOURCES (R.I.-E.M.-A.R.)
Section 2. Methodology for calculating the contribution to the Deposit Guarantee Fund
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